behind me is the earth.

Chapter 223 221. Banks
The next day, Ren Pingsheng sent the medicinal materials to Ruan Tang, and brought two female guards along the way.

They are all the elite of the Night Cat Organization, and their martial arts cultivation base has also been cultivated to a bright level. They are very proficient in using rifles and pistols. Together with the powerful revolver, which is difficult for ordinary people to control due to its large recoil, they can play a great role. fighting power.

In the future, the secret guards for Ruan Tang's secret protection and monitoring will be withdrawn, leaving only the female guards on the bright side.In addition, Ruan Tang has now awakened the ability of electromagnetic force, as long as she does not stay within the scope of Qingshui County, there is no problem in ensuring her own safety.

"By the way, you can go to the Hanlin class to be a guest teacher when you have time. The students there are all selected from a hundred, and some of them are smart and smart. There should be a lot of talented people in this group after graduation."

Ren Pingsheng was about to return to the county seat, and he told Ruan Tang before leaving.

"Okay, I'll take a look when I have time."

Ruan Tang nodded, looking at him with some reluctance.

When it was hot, she was a little reluctant to leave.

"The road from Qingcheng Town to Chengguan Town will be repaired soon. If you have nothing to do, come to Qingshui County to find me."

Ren Pingsheng held Ruan Tang's hands and rubbed them, it was soft and comfortable to touch.

"it is good."

At the gate of the courtyard, Ruan Tang nodded slightly.

If it weren't for Qingshui's current industrial foundation, which is in Qingcheng Town, she would have preferred to leave with Ren Pingsheng.However, as Ren Pingsheng said, Qingcheng Town is not far from the county seat, so if you want to meet up, you can make an appointment at any time.

"After a while, I bought a new energy car. I heard that the battery life of the current new energy car can reach thousands of battery life. By then, it will be a 10-[-]-minute drive at most."

When Ren Pingsheng went back this time, when he watched the short video, he saw that some high-end new energy vehicles had semi-solid lithium batteries, which could reach thousands of kilometers of battery life, which immediately hammered gasoline vehicles to the bottom.

This happened to be convenient for Ren Pingsheng.

After all, Qingshui County does not yet have the ability to mine oil, so even if they buy gasoline or diesel vehicles, they still have to worry about buying gasoline.

Charging is much simpler.

Ruan Tang eagerly sent Ren Pingsheng to the street, and reluctantly watched Ren Pingsheng's carriage and escort leave.

It wasn't until the carriage turned around the end of the long street and disappeared on the main road leading to the west gate that Ruan Tang returned to the small courtyard in a daze, feeling very lonely.

When the carriage arrived at the west gate, Lu Yingying had already led people to wait here.

"My lord! In the past few days, Guangming took some textile factory owners to Zhoujiaji Town, Yanyan County, Guyi County, where he inspected the cotton planting. Just came back today, and the lord had to return, so he couldn't listen to the lord's teachings. , I'm really ashamed."

Seeing Ren Pingsheng get off the car, Lu Yingying hurriedly cupped her hands and bowed in salute.

"It is my good fortune that Guangming is dedicated to serving the public.

In the past few days, I have walked around Qingcheng, and Qingcheng is developing well.

On the contrary, you have worked hard and lost a lot of weight during this time. "

Ren Pingsheng looked at the thin Lu Yingying and said.

Lu Yingying shook her head and said sincerely: "Thank you for the compliment, my lord. Brightness does not talk about hard work. It is nothing more than dedication to the development of Qingcheng."

Ren Pingsheng patted Lu Yingying on the shoulder as a sign of encouragement, and asked casually, "What is the itinerary and result of this investigation?"

"We Qingcheng Town now has [-] to [-] large and small textile factories, and the demand for cotton is very strong.

However, due to the policy of the county government, cotton planting in the county could not be encouraged, so we organized factory owners to go to Zhouji Town in Rock County together.Because it is profitable to grow cotton, the landlords and rich peasants here have switched to growing cotton one after another to supply our textile mills.

However, these gentry were extremely cunning, and even hoarded cotton to take advantage of the opportunity to raise the price. This time, we concentrated our purchases, divided them, and brought down the price of cotton, eventually costing more than [-] taels.

The result is also very good. We have already signed a contract with some large cotton-growing gentry over there, and we have also agreed on the quantity of our purchase next year and the price of cotton. These are the contracts signed by both parties. "

Lu Yingying said.

"Ah."

Ren Pingsheng pondered for a while when he heard the words.

This has already begun to take shape in futures.

"Don't let the light go. I can see that you are diligent in business and running for the people."

Ren Pingsheng waved his hand at Lu Yingying, and after he saw him off, he got into the carriage and left Qingcheng Town.

But on the carriage, Ren Pingsheng was still thinking about the next economic development.

Banks, stock exchanges, and commodity exchanges are all important tools for economic regulation.

Stocks and futures, these two things are not very urgent, but banks have already urgently needed to launch them.

Banks can not only serve the purpose of monetary policy to regulate economic operations, but also provide storage, financing, and payment for factories and individuals.

It is also the propeller for the development of the factory.

Of course, the most practical significance and most important role of banks now is to provide storage and payment.

It is very difficult to go out to do business at this time. The big money and silver used for doing business are often pulled by carts. Like the cotton purchase this time, once it involves the sale of tens of thousands of taels of silver , You need boxes to load the car!

At this time, the roads are not smooth. It is not only inconvenient to ostentatiously walk through the market like this, but it is also very easy to attract robbers and bandits. It is a high-risk occupation where white knives come in and red knives go out. Going out to do business is a high-risk occupation. .

Even hiring the bodyguards of the bodyguard bureau is a big expense, which adds a lot of burden to the merchants.

However, the Qingshui regime, which is only one and a half county in size, does not seem to promote the credit and authority of the bank.

Xiaowan looked at the young master's frown because of the bank, and said: "Master, since you said that the bank needs credit support, but it doesn't necessarily rely on the government's forceful promotion to operate, I think that under the current situation , or real money is more impactful.

Just hoard enough gold and silver to win the trust of merchants and common people.Moreover, the imperial court has just appointed the young master as the commander of the capital of Wuzhou. I think it is not difficult to open the bank, at least within the territory of Wuzhou. "

"you're right."

Ren Pingsheng praised Xiao Wan, her understanding is beyond words.

"Banks issue currency, just like the official bills and Jiaozi issued by the Dajing Dynasty. They are all credit endorsed by the court, but in the end there are no good results.

I think it is better to hoard gold and silver. The currency issued by the bank is directly linked to gold and silver. As long as we control the amount of currency issued, there will be no major problems.

Moreover, the gold and silver we reserve can be advertised to the world, so that trust can be built, and it is not easy to play around in the end. "

Xiao Wan continued.

These are all among the books she has read, and one of the chapters introducing the Bretton Woods system is what it introduces.

"You're right."

Ren Pingsheng was born in the Department of Chinese, but after working for many years, he also has a broad understanding of the economy, and knows that Xiaowan's truth is not bad.

Moreover, he just forgot that he had just been awarded the official position of "Commander of the Capital", which provided him with favorable conditions for promoting the establishment of bank branches in various parts of Wuzhou.

"Xiao Wan, now that we are small in size, the boat is small enough to turn around, and I will leave the bank affairs to you.

However, the matter of the bank affects the whole body. We must insist on government-run banks, hold them firmly in our hands, and don't let private capital get involved. "

With a big wave of his hand, Ren Pingsheng threw this task to Xiao Wan, who is not yet 15 years old.On Earth, this would be considered child labor.

(End of this chapter)