A Good Landlord in the Tang Dynasty: Emperor Yuan Cong

Chapter 190 Long Beard Longevity
It was gloomy.

Yongxingfang, Yiguo Gongfu.

Huaiyu would come to Qin Qiong's house when he was not on duty recently, and Qin Qiong fell ill again.

He was sick, lifeless, and even vomited blood several times.

Wu Huaiyu gave him a diagnosis and prescribed medicine, but nothing improved.

"Ah Lang, Your Majesty sent the servant supervisor, Mr. Zhang, to bring medicine to lure the dragon's beard." Mrs. Qin, the magistrate of the county, came in and brought Zhang Anan.

Qin Qiong was lying weakly, struggling to get up, Zhang Anan stepped forward quickly, "Duke Yi, rest at ease,"

Li Shimin didn't know where he heard a folk prescription, saying that it was the dragon's beard used as medicine, which had a miraculous effect, so he specially cut a beard and sent it to Qin Qiong.

"I thank Your Majesty Long En."

Qin Qiong's sudden illness this time even made the emperor suspect that the Turkic spy had been poisoned. Wu Huaiyu checked carefully. Qin Qiong was not poisoned, but his body had not recovered well before, and he was ordered to lead the army to guard Chang'an when he was in danger.

He also went to the battlefield to charge and capture the Turkic Tulifa Kangsumi among the thousands of troops.The Turkic people were in Guanzhong, and Qin Qiong was waiting for the battle day and night, and he never took off his armor.

Worried and exhausted, Qin Qiong, who had not yet recovered, collapsed quickly, but in the end, it was Li Shimin who chose not to fight in the end that made Qin Qiong completely collapse.

After many considerations, the emperor finally decided to negotiate peace with the Turks, forming an alliance with the White Horse at Weiqiao, the Turks withdrew, and the Tang Dynasty bestowed gold.

The emperor also greatly rewarded Tuli and many other nobles, and even discussed with the ministers to marry the leaders of Tuli, Tie Leli and Xue Yantuo, and marry the head of the clan and county as a princess.

Qin Qiong couldn't figure out these things.

He was a general and bravely won the three armies.

Even if the body is weak, he still rode his horse into battle, captured the enemy's general, and still roared, killing seven in and seven out.For this battle, Qin Qiong is a resolute main fighter. Although he opposes Li Shimin's idea of ​​robbing the alliance, he insists that it must be fought and must be fought.

When the emperor finally compromised and formed an alliance, when the Turks left laden with gold and silver, and when the emperor was discussing a marriage with the prime ministers, Qin Qiong vomited blood and fell into a coma, unable to recover from illness.

The desolation in his heart and the anger in his heart made him sicker this time than last time.

For a general, he couldn't let go of ending the war in such a way, and it was hard to accept.

After nothing could be changed, he fell down.

Li Shimin probably understood the thoughts of this old subordinate very well, so when he heard that the dragon beard could be used to guide Qin Qiong, he did not hesitate to cut off a handful of his well-preserved beard and send it to him.

He even directly said that if Qin Qiong's illness required his flesh and blood to induce him, he would not hesitate.

Li Yuan once said this to Qin Qiong, and now Li Shimin said it again.

But Qin Qiong still couldn't cheer up.

Huaiyu was helpless.

Last time Qin Qiong was seriously ill, but he could recover slowly after being enlightened and well recuperated, but this time the situation is much worse.

The whole body was completely hollowed out and overdrawn, and what was even more terrible was that the spirit was hit too hard.

Huaiyu felt that the 'dragon beard' was useless, so Qin Qiong could only raise it slowly, and the more important thing was psychological comfort and guidance.

"Father, with the sage's dragon beard as a guide, father's body will recover soon." He smiled and said to Qin Qiong, "Your Majesty is now teaching the soldiers how to archery and the art of war to the officers in the Xiande Hall of the East Palace every day. , and also selected brave young men to form the Eighth Battalion of Beiya, all of which were in preparation for the destruction of the Turks.

In five years, at most five years, His Majesty will send troops to the Northern Expedition and attack the Turkic Khan Court directly. At that time, the adoptive father will have to come out to take command. How could there be no adoptive father for the wolf to drink celebration wine in the big tent! "

These words made Qin Qiong's eyes shine brightly, but soon dimmed again.

"This once-in-a-lifetime opportunity, the opportunity to annihilate the Turks right at our doorstep was missed. It is easier said than done to conquer the Great Wall outside the Great Wall!"

Qin Qiong is pessimistic.

Disappointed even.

"It's not difficult. Shuofang Liangshidu will be destroyed within two years, Fengzhou and Yunzhou will be recovered within three years, and within five years, they will be attacked at the foot of Yinshan Mountain and captured alive."

Qin Qiong smiled, but didn't feel relieved.

Datang's treasury is so empty now, if he didn't fight this time, it would be difficult to fight again. I'm afraid that in the future, he will have to face the intensified invasion and harassment of the Turkic people every year, and the days will become more and more restless.

As a general, Qin Qiong was ashamed and furious.

But can't do anything.

Zhang Anan chatted with Qin Qiong for a while before leaving.

"Huaiyu, send Supervisor Zhang for me."

Zhang Anan couldn't help sighing at Qin Qiong's current situation, "A man like iron, he collapsed all of a sudden. Erlang, you are very skilled in medicine and medicine. You were the one who cured Lord Yi last time. Do you have a good prescription this time?"

"I have to raise it slowly."

Qin Qiong has already resigned to Li Shimin, and he is very determined.

"The imperial court is discussing the withdrawal of the Twelve Routes and the Twelfth Army in Guanzhong. This matter will be implemented soon. The soldiers in Binzhou will also disperse and return to the peasants, and will return to the Weifu. Fan Xing will also return to Beijing soon. You How are you preparing for your marriage with Xianji?"

"When General Fan returns to Beijing, he will come to propose marriage. It's just that he originally asked Duke Yi to be the matchmaker, but now he has to hire someone else."

"Who are you going to invite?"

"Lu Guogong, Cheng Gong."

Zhang Anan smiled, "Cheng Zhijie is quite suitable, please remember to let me know when you propose marriage, I will also come to witness."

"By the way, Wei Zheng has been impeaching you recently."

"Impeach me again? I didn't invite him to provoke him. Recently, I have been busy with the Baiqi camp every day."

"This guy is stinky, tough, and very stubborn. Now I'm looking for you. Yesterday I impeached you as a traitor and flattered me. I said that your Baiqiying is either a bad criminal or a barbarian. You cannot be trusted and are very dangerous. ,
Today, it is said that you are a majestic court official, but you run a drug store and a code store to compete with the people for profit.

What kind of business is this shop? "Zhang Ananda asked.

"It's just that I have a little spare money and silk in my hand, and I also have a little bit of Xuanfu in my hand. It happens that there are a lot of people looking for loans from me recently, so I thought about opening a quality shop, and the money will always come to me. From now on, go directly to Diansi."

Huaiyu’s pawnshop is called Changshengtang. For pawn loan, some people in Tang Dynasty called it Xingsheng. Changshengtang is not called quality shop but Diansi, but there is nothing special about it.

Pawn it.

It's worth ten bet five.

Pawn mortgage, up to [-]% of the value of the pawn, there are live pawns and dead pawns.

The interest rate is not set very high, because this kind of pawn shop has collateral after all, and the interest is charged on a monthly basis, and if it exceeds one day, it will be charged on a monthly basis.

The interest is also divided into several grades. The monthly interest starts at five cents, which is three cents lower than the eight cents of the monthly interest of yamen public money, but the pawn shop also has handling fees, storage fees and other fees, which are actually a lot of money.

Especially after the collateral becomes dead, you can still make a fortune.

After all, things worth [-] renminbi can be estimated at [-] renminbi at most, and often they can only be lent for [-] to [-] renminbi. Once they cannot be redeemed at the due date, then the thing worth [-] renminbi will be directly returned to the pawnshop. If you pay thirty or forty yuan, even if you add five percent interest and fees, it will definitely not be worth [-]% to [-]% of the original value.

For something worth [-] yuan, if you pawn [-] yuan, the monthly interest is [-] cents. If you add fees, it may be [-] to [-] cents, and the monthly interest is [-] to [-] yuan, which is [-] to [-] yuan per year. Ten thousand and fifty is much more ruthless than the later ten thousand five.

In fact, the five-cent monthly interest rate is still the lowest. The more you borrow, the higher the interest rate. The longer you borrow, the higher the interest rate.
From five cents, to July, to ten cents, the most expensive one year is [-]% interest, plus handling fees may be [-]%.

In the Sui Dynasty, there were regulations on the pawn industry, and any proton profit should not exceed five points.Those who can engage in the pawn business, except for big temples, are noble families, and even relatives of the emperor.

So in Datang, no one mentioned the interest of pawnshops at all. After all, Datang’s public house lends money at eight cents a month. What face do you have to let others only charge five cents.

Chang'an's quality shop's minimum interest rate is set at five cents, which is actually a product left over from the Sui Dynasty.

Wei Zheng impeached Wu Huaiyu to compete with the people for profit.

Huaiyu wanted to throw rotten eggs to Wei Zheng's family.

It must be because the last time Ma Zhou impeached Wei Zheng for making and selling wine at home, Li Shimin copied his wine-making tools and homemade distiller's yeast, which made Wei Zheng harbor a grudge. Let Ma Zhou be serving the censor now, and it is also Ma Zhou's responsibility to supervise the officials.

"I'll ask Zhang Baoguo to send you some money and silk later, and I'll put some in the Longevity Hall as well."

As the founding prince of the country, Zhang Anan is still in the Shangzhu Kingdom, but he is actually quite rich, he has received a lot of rewards, and he also has a farm.

But Huaiyu understands that if Zhang Anan really likes the pawn shop business, he can actually open two pawnshops by himself, and the bigger reason he wants to buy a share in Changshengtang is to support him.

Of course, the business of pawnshops is sure to make money without losing money.

The only requirement is to have a good relationship, otherwise, if all the local ruffians and hooligans in the city will come to blackmail, and the corrupt officials in the yamen will stretch out their hands, then this business will not be able to go on.

When the house of Heshen and Zhongtang was ransacked, there were more than 70 pawnshops under their names, with a capital of more than 1000 million taels of silver.

Huaiyu's Changshengtang Diansi is different from other people's homes in that Changshengtang not only collects property for mortgage lending, but also helps people keep valuables such as gold and silver. It is equivalent to a safe business, but it needs to pay handling fees and Storage fee and no interest.

He even planned to give some interest in the future, absorb some people's idle funds and store them in, and then use them as capital for lending. This is not a white wolf.

"Granges, pharmacies, and Diansi industries, just pick a few trustworthy and capable servants, and let them take care of them. You should focus on the business." Zhang Anan reminded Wu Huaiyu before leaving, Although making money is very important, for powerful people, making money is the easiest. Some people have ways to make money, and even the money will take the initiative to invest in your bosom.

And once you have no power, no amount of wealth you can keep.

"Now that the Turks are asking for peace and retreating, the imperial court will soon reward those civil servants and military generals who have made great contributions to support and defeat the enemy. This time there will be a large number of new princes, so you should also fight hard.
If you miss this good opportunity, it will be difficult to meet again next time. "Zhang Anan specifically woke up Wu Huaiyu, the Xuanwumen palace changers haven't been formally rewarded yet, and by the way, there will definitely be a batch of rewards for the soldiers who resisted the Turks this time.

Wu Huaiyu is already a Viscount now, but now he is being appreciated by the emperor, trying to show his performance, vying for a ride, maybe he can go up to the next level.

Even if you can't get a real title, but if you can advance to the first level of false title, or get a commanding army or Zhonglang general, that's great. In the next ten years, I'm afraid there won't be such a great opportunity.

(End of this chapter)