Water Margin farming to become powerful

Chapter 353 Sun Xiaolang Plans to Print Money
Tao Zongwang said to Sun Xin: "The emperor must not be allowed to participate in the management of our farm, otherwise the tax alone would not be enough to pay so much grain."

Mrs. Le Zhang from the Industrial Textile Department also hurriedly said: "It's not easy for the government to intervene in the factory. Many of our accounts are made in two books. If the commercial tax is collected, the operation of our supervisory committee will have problems."

Sun Xin frowned more and more. He knew that this was because the industrial system was too complicated. Under the technical conditions of this era, all industrial reports must be very detailed. As a result, if Zhao Ji sent someone to take a look inside, he would definitely see something. The problem is that one's own strength may be revealed in advance at that time, which will definitely arouse the fear of the officials.

Le He looked at Sun Xin: "I don't think it's appropriate to reject the idea of ​​the officials like this... It's better to find an industry that can earn money steadily and let the officials do it together."

Sun Xin also had a headache for a while.

After finally getting Zhao Ji to be willing to cooperate, once he seizes this opportunity, his next step will be stable, and at least he can keep peace for two or three years, but what kind of business do you want Zhao Ji to do with him?

The real business must not allow Zhao Ji to participate. As for his virtue of sitting on the ground and collecting money in Huangzhuang, he will definitely mess up his own business. He also has non-real economy under his command, that is, the trade between Song and Jin... Let Zhao Ji personally To participate in smuggling from Da Song?No matter how you think about it, it's impossible.

"Non-entity... non-entity..."

Sun Xin frowned and muttered a few words, suddenly his eyes lit up.

Why didn't I think of this before?
He hurriedly said to Le He: "Call the fortune teller Jiang Jing."

Everyone didn't know what method Sun Xin had suddenly thought of, but seeing his excited look, they all knew that the owner of the village had always been able to come up with fantastic ideas, so Le He hurriedly sent a farmer to look for it.

After a while, Jiang Jing was pulled over. He should have been working in the factory before, but now he was pulled over without taking off his wig. He hurried into the conference hall with an abacus in his arms, and looked at Sun Xin. And all the people present will always monitor with a confused look.

Everyone looked at Sun Xin suspiciously, and Sun Xin smiled and said, "Have you heard of Jiaozi?"

Or Wu Song, who hurriedly came back from the meeting yesterday, recalled: "Is it the paper money used in Sichuan?"

Sun Xin nodded with a smile. Sure enough, Wu Song, who traveled all over the world, had more knowledge.

As soon as Wu Song reminded him, Pei Xuan, who had served as the eye of the sixth case, also remembered, and asked with some doubts: "Could it be possible that we also need to issue banknotes?"

"Yes," Kung Fu Sun Xin had already thought through everything before and after, and said, "I had the idea of ​​issuing banknotes a long time ago, but our strength was still too weak before, but now we have basically passed the supervision. The committee has grasped the situation in Dengzhou, and the supervisory committee is still going to other places in the three eastern prefectures, and the subordinates already have enough industry and population, so this matter can already be put on the agenda."

Sun Xin held up the letter and said with a smile to everyone: "It happens that the government wants to cooperate with us in business, and the businesses under our hands are all shady, so why not cooperate with him by starting a new business of issuing banknotes."

Everyone was dubious when they heard the words.

Even Pei Xuan and Wu Song, who had heard about the usage of banknotes, didn't quite understand the specific situation of banknotes, and felt very guilty. Wu Song asked, "Can I make money by issuing banknotes?"

"Of course, you can issue currency yourself, but can you make money?"

He immediately introduced paper money to the supervisors.

Sun Xin didn't talk about the back room. Those complicated currency theories directly started from the development process of paper currency in this time and space.

Since coming to Song Dynasty, Sun Xin has been paying attention to the use of currency in Song Dynasty, and specifically inquired about the popular trend of banknotes in Sichuan at this time.

The banknotes of this era were only used in Sichuan, and basically never went out of Sichuan. For example, before Sun Xin went to Liao and Jin to do business, he carried commercial bills, which were high-value items similar to stocks, and they were not real. currency.

The real banknotes in this era only appeared in Sichuan, and at this time they were already half-abolished.

The reason for the emergence of banknotes in Sichuan is also very simple. In the Song Dynasty, Sichuan had no major wars for a long time. The Sichuan Basin itself was a land of abundance, rich in products and rich in people, so the commodity economy was also very developed.

However, the development of the commodity economy has brought about problems, that is, the local copper production in Sichuan is very small, and the transportation of the Yangtze River waterway is mainly used to transport materials and special products. If it is necessary to transport large-scale copper coins from the downstream, the cost will be too high. Therefore, since the economic development of Sichuan, the local area has been facing the problem of lack of copper coins.

The output of grain, meat and cloth is very high, but there is no money to use it at the time of transaction. In this case, the local area is forced to start casting iron coins.

Before coming to this era, it is impossible to imagine how troublesome shopping is in this era. In this era, people like to use copper coins for shopping. Copper coins usually weigh a full twelve catties, while the price of iron coins is lower, resulting in the same price as the usual copper coins. Iron money weighs 65 catties.

In this case, mass shopping is almost like exercising.

For example, to buy a cow needs to spend six copper coins, and it costs 390 catties to exchange it for iron coins!
You have to push three rooster carts and drag half a cow's worth of iron money before you can go to the market and exchange it for a cow.

In addition, iron coins are more likely to rust than copper coins and are more difficult to store, making the commercial trade in central Sichuan very difficult for a long time.

This situation lasted until the Liu Xiaobo and Li Shun uprising more than a hundred years ago. The two uprising areas were located in Sichuan and Chongqing. Because the rebel army had no weapons, they directly expropriated iron money to make weapons.

One of the follow-up effects of the suppression of the uprising was that not only copper was lacking in central Sichuan, but even iron began to be lacking.

In the case of scarce copper and iron coins, in order to have money to go shopping, Sichuan people had to invent the earliest banknotes - Jiaozi.

Jiaozi means the voucher used in exchange.

Although people in this era have not summed up various academic terms like the later generations of finance, they already have the concept that currency is a general equivalent.The appearance of the earliest Jiaozi is very scientific in the eyes of later generations.

Company A sells salt, Company B sells rice, and Company D sells bacon. The people in Company B want to buy salt at the same price from Company A, and the people at Company D want to buy rice at the same price from Company B. I want to buy bacon for a consistent price from a small business.

The three commercial firms have goods, but they have no money in their hands. In order to facilitate the transaction, the three guilds agreed to use a banknote they had set as the medium of transaction.

The specific process is as follows: when commercial bank B buys salt from commercial bank A, it gives commercial bank A a banknote with an agreed face value of consistent money in exchange for salt worth consistent money.

This banknote is recognized by the three parties, so A Commercial Bank can take the banknotes worth a consistent amount of money to go to Ding Commercial Bank to exchange for the consistent amount of bacon, and Ding Commercial Bank can take the equivalent amount of bacon back to B Commercial Bank to buy a consistent amount of money of rice.

In a circle like this, everyone finally sold their goods and bought what they wanted, everyone made money, and the banknotes disappeared.

The earliest Jiaozi was just this kind of exchange certificate between commercial banks, and the value of Dangyi Dangshiguan written on it was just a verbal agreement.

This kind of Jiaozi in the previous life has been popular among the people for decades, and gradually formed a situation monopolized by sixteen wealthy merchants. However, due to the situation of goods needed by the store, Jiaozi's fragile credit disappeared immediately, and there was a considerable disturbance, which attracted the attention of the government.

Different from the previous commercial bank Jiaozi, the main business of Jiaozi shop is exchange business, and it promises to all those who get the banknotes that they can exchange the banknotes for copper coins equivalent to the amount on the banknotes at any time.

With this commitment and endorsement, Jiaozi became popular throughout Sichuan.

However, more than ten years later, privately operated banknotes appeared indiscriminately, and many Jiaozi shops were facing a run on wind. During Song Zhenzong's period, there were too many tragedies caused by Jiaozi shops, so the court once banned Jiaozi shops. It was not until the Tiansheng period that the imperial court presided over the resumption of the release of Jiaozi, but it was changed to an official release.

Later, Jiaozi gradually became popular in Sichuan. In order to solve the problem of the difficulty of transporting food and salaries to Xixia soldiers, the imperial court even issued Jiaozi as food and salaries to Hedong and Shaanxi.

However, the civil and military officials on the front line received the food and salaries to be used before they were converted into copper. At the beginning, Jiaozi was issued because of insufficient transport capacity in Shaanxi. When it was converted into copper coins, there was another run on it. The run on Sichuan implicated Sichuan, causing the price of Jiaozi to collapse directly. After this incident, even Jiaozi in Sichuan was completely abolished.

After two major collapses of Jiaozi, the imperial court basically no longer uses banknotes, but instead uses other banknotes as currency equivalents, such as tea quotations, salt quotations, and even monks and Taoists. It can have the effect of banknotes, but is essentially a mortgage certificate.

You can go to the tea and salt producing areas with the tea and salt to exchange for the monopoly rights of tea and salt on paper, and you can fill in the name of any person on the blank certificate. Once you fill in the name, you can enjoy tax exemption and Freedom from servitude and other rights.

Even in Sichuan, Jiaozi is not issued, but Qianyin is issued. It is necessary to have enough money in the local money storage to exchange for the same amount of Qianyin. Every penny is a penny, and there will be absolutely no over-issued run Phenomenon.

After Sun Xin's introduction, everyone probably understood.

Le He quickly asked: "You mean we also do the Jiaozi business, let people come to us to save money and issue Jiaozi, and charge fees to make money?"

Sun Xin shook his head and looked at all the people present, and said with a smile: "We've already paid, so why just charge a handling fee to make money?"

(End of this chapter)