Alien world

Chapter 1368 2. Depository
In the conference room, Annan, Olmedo, Itilia, Ingrid, Francois, Martin and others sat at a round table, listening to Annan's grand blueprint.

"…People can deposit their money in banks. The power of an individual is weak, so what if there are 10 or 1000 people? If each person deposits kina, we only need million people to have million kina deposits."

In fact, Annan was surprised that there was no bank in Allen Continent. After all, Wilhelm had hundreds of thousands or even millions of gold nars. Where did the nobles keep their money? They couldn't go out with a carriage full of money following them, right?

However, after a temporary refresher on his knowledge, Annan realized that although Wilhelm did not have a bank, almost everyone had a magic ring.

As long as the price of a magic ring with a space as big as a room is low enough, there will be no need for banks.

"How do we get people to willingly deposit their money in banks?" Olmedo asked before realizing who was sitting in front of him. "Oh, I think I asked a stupid question."

"That's not nonsense. What you mean is, why do people trust us and give us their money?" Annan is well aware that not everyone loves him: "So for customers who deposit money in the bank, we have to pay a certain amount of interest."

"Pay us interest? That's a good idea," Francois said to himself.

“Instead of paying us the interest, we pay them the interest.”

Ingrid spoke up at this time: "We are keeping their wealth for them, and we have to give them money?"

"If we don't give them benefits, why should they keep their money with us? Enthusiasm is only temporary, but benefits are eternal."

Olmedo was pleased that Annan had grown: "It's good that you think so, but have you considered that as more and more people deposit money, we will lose more and more money? Or do you want to use interest to attract customers first, and then cancel it little by little? Also, what is the difference between the interest owed to people and the interest owed to merchants?"

Annan raised a finger and said: "First, we won't lose more and more money. The benefits that can be created by 1 kinnar in the hands of ordinary people are different from those created by 1 kinnar in our hands. The benefits created by 1 kinnar and 1 kinnars are also different."

"Second." He raised his second finger. "Wilhelm's merchant's interest rate is 5%, and that's 5% including principal and interest. In just 14 months, the money we have to pay back will double, while the bank's interest rate is very low."

Olmedo thought it was worth a try, and the others had no objection.

But at this time, Martin, who had been silent throughout the whole meeting and made Annan think he was dozing off, raised an objection.

"Bank? That doesn't sound good."

Martin crossed her legs and placed her hands on her knees, like a lady: "It makes people not want to pay."

"How to say?"

"Banks, silver ones, don't sound as good as gold ones!"

Annan's face was full of approval: "You are right, how about the savings bank?"

Martin pulled out his three silver and fifteen coppers: "Take my money!"

Annan collected all of Martin's wealth and asked Olmedo, "How long will it take for us to return to Gem Bay?"

“Ah?” Olmedo held his chin up as if he had just woken up. “Two days later.”

"Okay, we'll announce the establishment of a savings bank as soon as we land."

In addition to building the house of the savings bank, you also need to build the house of the savings bank - it sounds nonsense, but in fact the former is the house in the physical sense, and the latter is the talents who can manage the savings bank.

As the Minister of Finance, Ingrid naturally served as the Deputy Minister of the Savings Bank. The Minister was Annan - no doubt, he was still a mascot because he was needed to attract customers.

After finalizing the details, Annan came to the cave where the temple fragments were stored.

Because the land could not bear the weight of the temple fragments, they had to give up the idea of ​​charging admission for the display and let Dumbledore and his team conduct the research first.

Then Annan came up with the idea of ​​holding a "Conference to Study Temple Fragments".

The ticket price is secondary. Even if they are legends, they probably won't have the chance to get close to the temple fragments. It's normal to take the opportunity to invite them to come and observe, and teach the students a lesson, right? Then again, such a valuable thing can't be studied for free, right? It's reasonable to charge a few hundred gold nars for the ticket?
When Annan, whose mind was full of money, was about to transform into a humanoid dragon, Joan came to find him.

She was wearing a helmet skirt, and from the back she looked like a heroic Valkyrie.
"what happened?"

"I want to go to the front."

"Where is the front line?" Annan looked around.

"The border of the Dimon Kingdom."

Annan stood there in a daze.

He saw the latest intelligence about the Dimon Kingdom on Olmedo's desk this morning:
With the unlimited assistance from the Free City, the Kingdom held the northern pass, but the death rate was frighteningly high. Both humans and ratmen had a large number of soldiers stationed there.

Annan couldn't refuse outright, so he could only say, "How about we decide when we get back to the Gem Coast?"

Joan said sincerely, "I'm afraid I won't have the courage when I go back."

"You don't want to be a 'Dragon Rider' anymore?"

Annan thought she wanted to continue to develop her relationship with Elimoyas.

"Even if you want to be a dragon knight, you have to be good enough. I can feel my own shortcomings. I am indecisive and lack quick wits..."

"Okay... now that you've made up your mind, come find me later."

Joan didn't ask why it was later, as she also had some luggage to pack and some people to say goodbye to.

Watching Joan leave, Annan felt relieved and a little worried.

It’s a good thing that she can find her own way, but this road is much more dangerous than the road that Little Smo took…

Annan opened the portal leading to the pass like an old father and told the commanders there to take good care of Joan.

"Mr. Annan, do you want to transfer your friend to logistics?" asked the commander.

"That's not necessary. Just... take good care of her and don't send her to a place like the suicide squad."

"understood."

After closing the portal, Annan opened the portal on the Skeleton King's side and sent Aga over for inspection.

Or debugging?

After doing all this, Annan also went to the Crystal Nest.

Elimoas's return was undoubtedly a nightmare for the three little ones - they went to school in a depressed mood, slept in a depressed mood, and even bullied the white dragon in a depressed mood.

Annan asked Ilimayas for a set of fine steel armor engraved with several protective magics, under the pretext that Joan was going to the front line.

It's a bit heavy, but safe enough.

In the evening, Joan arrived as expected. The armor Annan gave her made Joan stand there in a daze. She sniffed and said with emotion: "Even if I die on the battlefield, I want them to send my body back and turn me into a skeleton merchant to accompany you forever."

Joan laughed at her own joke, but Annan was the only one who didn't laugh.

(End of this chapter)