Father-in-law Zhu Di, I am so happy to marry the disfigured princess
Chapter 254 Issuing National Bonds!Help the Great Northeast!Zhu Lao 4 and Zhu 88 visit the Daming Tr
Chapter 254 Issuing National Bonds!Help the Great Northeast!Zhu Laosi and Zhu Baba visit the Daming Treasury!
At this time, all the officials of Fengtian Palace looked at Li Xiao.
"That's 3 people, how to arrange it?"
"That's right. If it is arranged by the court, it will be a huge expense!"
"Isn't it? Although the national treasury is relatively rich now, the cost is also high. The Holy Majesty is going to fight soon, and spending money is like running water."
Although the national teacher said that saints belong to saints, they still discussed in private when they encountered such incomprehensible problems.
Li Xiao cupped his hands and said: "Return to the Holy Lord, now I have a smooth railway all the way to Shanhaiguan, the transportation is very convenient, and the communication between the two sides can be increased.
Although this Jianzhou is my Ming territory, the people there are still nomads for a living. They speak Manchu and use Manchu. What is the difference between Wala?
In my opinion, my Ming Dynasty can show the grandeur of a great country, build cities and houses for them in Jianzhou, set up a school to teach Chinese, and educate them to cultivate the land. It is cold in the north, but we can grow cold-resistant crops such as potatoes and sweet potatoes.In addition, the advanced aquaculture technology of Ming Dynasty can be passed on, the aquaculture industry can be standardized to increase production, and fish farming in rivers and lakes can be used to make them rich.
Back then, the first emperor of Qin had great talents, his books were written in the same language, and his cars were on the same track. Now this Jurchen still uses Manchu and Manchu. Since it is my country of Ming Dynasty, isn't it different?
These [-] Confucian students can be arranged to go to the guards of Jianzhou, build cities, set up schools, teach them to speak Chinese, and spread Confucianism!Help the Great Northeast, and truly integrate the territory into Daming! "
A few words fell down.
The court officials were all stunned.
Who would have thought that the national teacher's bearing was so high.
It is actually necessary to Sinicize all the Jurchen ministries, to build the North as a whole, and to pass on the Confucianism of the Ming Dynasty to the past.
"Good! Well said!"
Zhu Di excitedly stood up from the dragon chair. He didn't expect that Li Xiao would not come to court for many days, and when he went to court, he would speak amazingly!
These words really touched Zhu Di's heart.
He has always been obsessed with the land of Jianzhou.
Although it occupied land, it did not popularize culture.
The culture is different from that of the Han Dynasty. This method of temporarily occupying the land must have disadvantages.
Maybe one day when there is a union there, it will be as troublesome as Oala in the north.
Zhu Di smiled and looked at Li Xiao and said, "Aiqing, you mean that this group of Confucian scholars who can't pass the official examination can be used to help us sinicize the ethnic groups in other territories. Is that what you mean by this plan?"
Li Xiao cupped his hands and said, "Yes, make the best use of things and people to the best of their abilities. These talented scholars who failed to pass the official examination are not useless, at least they are very proficient in Confucianism. We spread Confucianism to the past, which is to spread our culture.
Not only are Confucian scholars in the past, but at that time, artisans and farmers will also be sent to move there to build cities. The bitter cold there will give the herdsmen a place to live and work in peace and contentment, a shelter from the wind and rain, and enjoy the same treatment as my Ming Dynasty. Show me the demeanor of a big country.
Afterwards, intermarriage was encouraged, and I set up an institution in Ming Dynasty. Now there is no land that has not been allocated yet, and it happens that our imperial court divides the land, eliminating the obstacles to reform. There is no difference between the prefecture and the state. This plan is called rushing to build a state! "
Li Xiao paused, then continued: "What Zhang Shilang said just now is correct. These Confucian scholars enjoyed the treatment of scholars during the Hongwu period. Holy, just do something practical for these scholars, so that they have a job to do and a way to make a living."
Although Li Xiao doesn't like the Manchus, there are 56 ethnic groups and 56 flowers, and the 56 ethnic groups are one family, and there must be no one left.
All you need to do is to Sinicize them in advance, to enjoy the protection of the Celestial Dynasty, to live and work in peace and contentment, and the country is peaceful and the people are safe, and those things will not happen in the future!
"Good! Not bad! Help the Great Northeast."
Zhu Di nodded slightly, then looked at the other officials, and said, "All my loves, what do you think of the National Teacher's move?"
For a while, the scene was slightly silent.
Obviously, this plan is very big, and many people have not yet come to their senses.
After a long time, an official named Zhang Han came out, cupped his hands and said, "Your Majesty, there are just some barbarians and wild boar skins. According to the national teacher, pass on Chinese and encourage intermarriage, so that blood is compatible." Now, integrate into our noble Han blood, is this..."
In other words,
I just feel that integrating these barbarians into the Han nationality is an insult to the blood of the Han nationality.
As soon as this remark came out, other officials in the court also responded one after another, saying that this matter really needs to be thought about more, and a decision should not be rushed.
"Zhang Han." Li Xiao looked at the speaker and said with a smile: "According to what my teacher knows, your ancestors should be from Longxi."
Because of the full spirit point, Li Xiao's memory is very good. For the officials in the court, he read the files in the official department and recorded them all in his mind.
Zhang Han cupped his hands and said, "Master Hui, that's true."
Li Xiao smiled and said, "Then who do you think you are?"
Zhang Han held his head high and said proudly, "Naturally he is a Han Chinese."
Li Xiao said: "Are you really a Han Chinese? But in the Tang Dynasty, your place was the territory of the Huns. If you count down to dozens of generations, you might be a Huns."
"This"
Zhang Han was at a loss for words for a while, and he was speechless, which seemed to make sense.
Li Xiao then looked at Zhao Wu, another minister of the Ministry of Industry who was discussing in private, and said, "Zhao Wu, your hometown is Daning, right?"
Zhao Wu nodded and said: "Thanks to the great love of the national teacher, the hometown of the next official is in Daning."
Li Xiao said: "Who do you think you are?"
Zhao Wudao: "Of course they are Han."
Li Xiao smiled and said, "If you go up to ten generations, you might be a Khitan."
"This"
Zhao Wu was also stunned, don't say it. It's really possible.
Following this scene, everyone seemed to understand the intention of the national teacher.
Li Xiao laughed, and said: "Aren't the Xiongnu, Khitan, Turkic, and even the Baiyue, Rong, and Qiang farther away all foreigners who once ruled in history? Now their descendants, and even you, who don't think they are Is it the Han nationality? All dynasties and dynasties have been sinicizing foreigners. This is where the cultural heritage of our Han nationality lies. I am a great Ming, a great country, don’t I have these tolerances, and still care about the integration of foreigners into our blood? I want my country to speak.”
Li Xiao exuded a kind of majesty, and then said with arrogance: "As long as you have integrated our Han blood, then you are Han, and then you are my Daming!"
hiss.
Everyone took a deep breath.
Li Xiao's magnanimity infected everyone.
It is said that the prime minister's stomach can support a boat, but Li Xiao's stomach can support a giant ship in the vast ocean. The scale is unmatched by anyone!
"Okay! That's very good, as long as you integrate into my Ming Dynasty, you will be a citizen of my Ming Dynasty."
Zhu Di was overjoyed, and said: "There is no need to discuss it, just follow the instructions of the National Teacher. The Ministry of Officials, the Ministry of Households, the Ministry of Rites, and the Ministry of Industry will listen to the order. Within half a month, they will immediately draw up a plan to help the Northeast. error."
"The minister is waiting for the order."
The four ministers first agreed.
Afterwards, Liao Junqing, Minister of the Ministry of Officials, said: "Your Majesty, I don't know what kind of treatment these scholars need to go to Jianzhou to preach. If the treatment is too bad, no one will go. If the treatment is too good, the burden on the court will be heavy."
Li Xiao cupped his hands and said: "Your Majesty, I suggest that you directly give the official position to attract people! In the existing official position system, add another level of official, the level is the fourteenth rank, enjoy the treatment of the fourteenth level official, if you have a wife and daughter Add subsidies to let them bring their wives and daughters there to avoid the pain of homesickness, and if they have no wives or daughters, encourage them to go there and marry local women, and then reward them.”
The Minister of the Ministry of Officials stared at him, thinking that the treatment is too good. If this is done, 3 people will have to go. I am afraid that many scholars who have returned to their hometown will be tempted again.
In this way, can the imperial court really afford such a huge expenditure?
Before the cultural relic officials raised objections, Zhu Di nodded and said, "Yes, let's do this! Since the city is going to be built over there, then build a house for each person and let them settle there!!"
Wu Zhong, Shangshu of the Ministry of Industry, walked out first, and said, "Your Majesty, the construction of the city and the houses will cost a lot of money and require a lot of labor. Moreover, it is bitterly cold there, and no one from the Ministry of Industry may be willing to go there."
Li Xiao said: "Aren't there herdsmen in the local area? If you give them money to make money, won't the labor come in? If the artisans are moved there, your Ministry of Industry will also send people there to give you travel subsidies and double the salary. After ten years of assistance , Go back to the imperial court and be promoted to two ranks! What's more, there are many newcomers admitted to the Ministry of Industry this time? Take it to hone and hone, and someone will go!"
Hearing this, Wu Zhong, Shangshu of the Ministry of Industry's eyelids twitched, I wipe it, the salary is so good, the officials of the Ministry of Industry are probably rushing to go.
The Secretary of the Household Department, Natsuhara Yoshimi, is gone. How can there be so much money for such a thing?
He walked out and said, "Your Majesty, what the National Teacher said is good, but the court cannot support such a huge expense, unless the Northern Expedition is canceled and the money is transferred to the government."
Zhu Di waved his hand and said, "Cancel the Northern Expedition? No, now that the Ming army is strong and strong, it is a good time for the Northern Expedition."
Xia Yuanji frowned, and directly put down the stall, "You killed the minister, but you can't get out so much money. I'm not the secretary of the household department. Let's see who can solve the huge expenses."
After the words fell, the officials looked at each other in blank dismay.
This is true, and the large-scale development in Jianzhou, the addition of so many officials, and the relocation of so many people, cost a lot.
"Are you threatening me?" Zhu Di frowned.
"I don't dare." Xia Yuanji cupped his hands and said, "It's just that a clever woman cooks without rice. No matter how good the words are, without money, they are all empty talk."
Zhu Di thought for a while, and it was indeed the case, so he directly threw the question to Li Xiao, "To untie the bell, one must tie the bell. Since it was proposed by the national teacher, does the national teacher have any good countermeasures?"
Everyone looked at Li Xiao again.
Damn, it really depends on me. Li Xiao smiled slightly and said, "My master has his own tricks."
Hearing this, everyone was shocked, Xia Yuanji immediately looked at Li Xiao, bowed respectfully and said: "National teacher, I would like to hear more about it."
Li Xiao said with a smile: "At the beginning, our national teacher had no money to build a county in Dong'an, but he still managed to get it done, do you know?"
"The officer has been aware of this matter."
Xia Yuanji frowned and said, "At the beginning, when the National Teacher developed Dong'an County, he asked the bank to borrow money, right? The National Teacher didn't think that my court also wanted to borrow money, did he?"
Li Xiao nodded: "Yes."
Xia Yuanji said in surprise: "That's all for the county government. Wouldn't it be a laughing stock for my court to borrow money from Mingjian Bank? And even if it is to ask Mingjian Bank to borrow money, the huge amount of silver expenditure may be in the tens of thousands." How can I borrow money if there are thousands of plans?"
All the officials nodded in agreement, yes, how could the court ask the bank to borrow money?
Li Xiao smiled and said: "Borrowing money is borrowing money, but it is not borrowing money from a bank."
Xia Yuanji was a little puzzled: "Then ask who borrowed the money?"
Li Xiao smiled slightly and said: "This Daming is the world of the Holy One, but it is also the world of the people of the world, so naturally ask the people of the world to borrow money!"
"What? Ask people in the world to borrow money?"
With this remark,
Civil and military officials looked at each other in blank dismay.
Ask people in the world to borrow money, how to borrow?Who will borrow it?
No one would lend money to the court, right?
"National Division."
Zhu Di couldn't figure it out, and his curiosity arose, and he said directly: "Don't make detours, tell me quickly."
Immediately, the entire court fell silent.
Nowadays, the people of Beiping are all very wealthy, every family has spare money, and there are many rich people all over the country.
But other people's money will only be put in the purse, and will not be taken out at all.
Otherwise, the Daming Bank would have already had a lot of savings, but in fact, the common people were unwilling to deposit their silver taels in the Daming Bank.
He would like to see how the national teacher can ask people all over the world to borrow money.
Even if he is a Confucian saint, I'm afraid he can't do it, right?
"The prosperity of the world is all for profit, and the hustle and bustle of the world is for profit. Anything that is profitable can be easily promoted."
Li Xiao said with a smile: "Nowadays, the people in Beiping are very wealthy. Every family has spare money. As long as we find a way to make the people willing to pay, wouldn't it be great?"
Xia Yuanji tentatively asked, "Give interest?"
"That's right! If you give interest, someone will pay for it."
Li Xiao explained: "My Ming Dynasty can issue Daming debts, ask people all over the world to borrow money, and have the imperial court endorse to raise financial funds. Let the common people buy Daming debts, and promise to pay interest and repay the principal upon maturity. , then you can ask people all over the world to borrow money. After Jianzhou and other places are built, they will be able to provide tax revenues in a steady stream like other prefectures and prefectures in Daming. With such a large land boundary, are you afraid that you will not be able to pay back? ? "
When this statement came out, the whole audience was shocked!
Li Xiao said it lightly, but in everyone's ears, it exploded like thunder.
Too... so shocking, the national teacher is really scheming, and there is still such a way to borrow money? ? ? ?
"Hey! Hey!!"
The household servant Xia Yuanji is also a smart person, and he quickly figured out the key to the problem. His eyes were wide open. After listening, he felt a sense of enlightenment, and he said in shock:
"Issuing Daming debt. Let the people pay for the development and construction of the court. Then the court can get a lot of tax revenue through the developed territory, recover the cost, and then return the money to the people and give interest. The court, the people, The territory being built will all benefit, this is simply a win-win situation!!!”
In fact, this method sounds, it seems very simple.
Just like a riddle, after hearing the correct answer, it feels very simple and you can think of it yourself.
But in fact, it is hindsight, and no one can think ahead.
However, the national teacher used small measures to solve the current big problem of the imperial court.
A win-win situation can also be achieved.
"This move is wonderful!!"
The cabinet Yang Shiqi was also surprised and shouted: "Ask the people of the world to borrow money, take it from the people, use it for the people, benefit the people, and benefit the country. The national teacher is really a great talent!"
"The lower officials agree with this move. Since it can develop the national power, why not do it? We are unanimously opposed to the railway built a few years ago. Looking at it now, it turns out that the national teacher has long been concerned, and he has prepared for a rainy day!" Cabinet Yang Rong cupped his hands to Li Xiao and said, "I admire you, I admire you so much!"
Following the praise of several cabinet officials, the following officials also started.
"A wonderful plan, indeed a wonderful plan, worthy of being my Imperial Teacher of the Ming Dynasty!"
"The national teacher is really Xiao He of the Han Dynasty, Fang Xuanling of the Tang Dynasty, and Anshi of the Song Dynasty! And I have Li Xiao in the Ming Dynasty!"
"I have long thought that the National Teacher is very powerful. Look at how rich Beiping is now. It is more than ten times better than Yangzhou in the south!"
"That's right, I've also discovered it a long time ago. We have a national teacher in Daming, and it's really a day when the roc rises with the same wind and soars ninety thousand miles!"
"The national teacher is the pillar of the country. Now it is Qianlong who came out. The national teacher is the Wanli horse, and the sage is also Bole. When the Wanli horse meets Bole, my Ming Dynasty has a long history of fortune, soaring nine days like a great roc!"
Many officials boasted, and even the Holy Majesty also boasted.
Li Xiao smiled slightly, like a spring breeze, as if he had entered the Cult of Kua Kua God. I have to say that these literati are just comfortable flattering themselves, and praised themselves in different ways.
As for those officials who had ties to landlords in various places and were instigated by them to restore the privileges of scholars, they were completely silent.
Xiucai has indeed resumed his treatment, and it seems to have gotten better.
But the result was very different from what they wanted.
Li Xiao really knows how to resolve conflicts, put aside the conflicts directly, and turn them into national affairs
"Okay! Issuing Daming bonds is a wonderful move!"
After Zhu Di understood the benefits of the Great Ming Debt, he was overjoyed and said: "In this way, we can achieve a win-win situation, and everyone will be happy for the people and the country. After a few years, those people in Jianzhou will definitely think about this move." The national teacher really deserves to be the pillar of the Ming Dynasty. The Ming Dynasty can live without me for a day, but it cannot be without a national teacher for a day!"
With this remark,
The cultural relics of the Manchu Dynasty bowed their hands to Li Xiao one after another: "The national teacher is also a great talent!"
Hearing this sentence,
The one who was more depressed was Xie Jin from the cabinet.
Last time Xie Jin followed the great Confucian Kong Mao to make trouble, and as a result Li Xiao became a Confucian sage directly, then Kong Mao became Li Xiao's apprentice, and he himself became Li Xiao's disciple
So Xie Jin returned to the court, and the official was restored to his original post.
When he heard this sentence, he felt very uncomfortable.
When the Holy Majesty was in Nanjing, he said this to himself, "The world can't live without me for a day, and I can't live without Jin for a day."
How favored I was at that time!
As a result, after moving the capital, I immediately sat on the bench.
He looked at Man Chao civil and military kneeling and licking Li Xiao, feeling sore in his heart, isn't that the same person he used to be?
After thinking about it carefully, Xie Jin found that Li Xiao was really powerful.
I am most proud of the wild cursive calligraphy that I have practiced for decades, but was crushed by the national teacher with wild cursive.
The four sentences that the national teacher once wrote: There are thousands of years, even if there are eight wastes, the future is like the sea, and the future is long, and the wild grass is used.
Don't mention the poetic talent above, just the calligraphy overwhelms me.
not only that,
Guoshi's regular script is comparable to that of Yan Zhenqing, and his running script is comparable to that of Wang Xizhi
Not to mention, the self-proud Confucian attainments were also crushed by the national teacher, and they directly realized new principles and became holy.
Ten years ago, he led troops to fight, and 3000 people saved 10 people.
Five years ago, the Japanese country and the Japanese pirates were defeated, and the Japanese pirates were completely wiped out.
It is constantly reforming, making the country richer and richer, and the country is healthy and healthy.
It can be said that Wen Neng picks up a pen to secure the world, and Wu Neng mounts a horse to determine the universe.
Hey.
Thinking about it this way, it seems that it is reasonable for him to fall out of favor.
If you are born Jin, how can you be born Xiao!
Xie Jin sighed in his heart.
The secret channel should be honest and honest, so we can't continue to toss about it.
With this in mind,
He also bowed his hands together with all the officials who knelt and licked Li Xiao, "National teacher!"
The praise lasted for a quarter of an hour before it slowly stopped.
Above the court, it has really become a religion of boasting, boasting non-stop.
He praised Li Xiao from beginning to end, what he did before and what he is doing now.
Yang Pu excitedly said: "Wonderful! Wonderful! If this move is really successful, then as long as the court is short of money, you can ask people in the world to borrow money?"
Hearing this, Zhu Di's eyes lit up, "It seems to be the truth."
"That won't work!"
Li Xiao hurriedly waved his hand and corrected his thinking: "Issuing Daming debts, first of all, is the trust of the people. Since the court wants to borrow money, it must repay it. It is not difficult to borrow and repay. If you use this method at will, if the court repays the money If you don’t pay the money, you will be breaking the trust of the people in the world. If the people can’t get the money back, the world will be in turmoil. So you must be cautious when doing this.”
After finishing speaking, Li Xiao said again: "As long as you don't go out of your way to catch fish and kill chickens to get eggs. Issuing Daming debts to ensure the people's income, this can indeed be implemented many times! It is a magic weapon for benefiting the country."
words fell,
San Yang cupped his hands together: "That's the truth, the national teacher reminded me!"
Zhu Di nodded slightly, remembering Li Xiao's reminder in his mind.
This is indeed a double-edged sword. Daming debt cannot be activated at will, and must be cautious. If it is used well, the country will become better and better.
That being the case, then use it boldly while Li Xiao is still around.
When I get old, this Da Ming debt strategy will be completely banned.
So that future generations will not use it indiscriminately!
Thinking of this, Zhu Di was in a good mood, and waved his hands and said: "Okay, as the national teacher said, the Ministry of Households will immediately issue Daming debts, and first see if our court can collect money from the people."
"Ministers and others lead the decree, the Holy One is wise!"
All officials worship together.
"Retreat!"
quickly,
Daming debt was officially launched in conjunction with Daming Bank after rigorous planning by the Ministry of Accounts.
At the beginning, Li Xiao built this Daming bank but did not enable the function of saving money. The main reason is that there is no computer and calculator. The huge data cannot support too much customer flow, which will lead to data confusion and the collapse of the money system.
Therefore, they still rely on private banks in various places to maintain the function of storing money, but as paper money becomes popular in the future, Li Xiao will plan to replace the banks with Daming Banks.
At present, the main function of the Daming Bank is to issue Daming banknotes and popularize the habit of using banknotes, but it has not been promoted nationwide.
Because the amount of gold and silver in existence in the Ming Dynasty was not enough to support the national gold standard, Li Xiao's plan was gradually implemented, which was also discussed with Zhu Di and Zhu Yuanzhang.
But the issuance of Daming bonds is different. After buying, there is no need to change, and the amount of calculation required is small, so it can be promoted and implemented.
After Li Xiao's discussion, the interest on Daming debt is calculated based on the number of years.
Daming bonds are divided into five-year, ten-year and 15-year terms.
The annualized returns are: 5.00%, [-]%, and [-]% per year.
Once the interest is due and settled, you can choose to continue to buy or refund.
According to the lowest five-year period, 100 taels of silver can get five taels of interest a year, and the five taels of interest will be included in the principal for continuous interest.
It cannot be withdrawn before the expiration date.
Unless it can be proved that the family is in urgent need of money, it can only be withdrawn, but only the principal can be withdrawn, and the interest is ignored.
After the official launch, Li Xiao took the lead in buying Daming bonds.
I bought 5000 million taels of silver with a 15-year period.
According to the 400% interest, the annual interest is [-] million taels!
Sitting and eating mountains and empty mountains, that is too much to eat
In fact, Li Xiao would only earn more if he used the money to do business.
But now that Li Xiao is at the pinnacle of power, he is as rich as a country. To him, money is really like a number, and it is more of a social responsibility.
In Li Xiao's original words, it is: from the 26th year of Hongwu to the present, I have never received a salary, I have never touched money, and I have no interest in money.My happiest time was when I was a county magistrate, receiving five taels of silver a month
It doesn't matter if it's money or not, the main thing is a companion!
With Li Xiao taking the lead in purchasing Daming bonds, coupled with the newspaper's publicity.
Daming Debt instantly exploded.
The national teachers have bought it, we are still afraid of shit, buy it!
The capital has gathered many wealthy businessmen from all over the country to do business.
These people are very shrewd, they don't dare to exchange all their money into Daming banknotes, they can only exchange part of the banknotes, and the rest are cash and stored in the bank.
You know, in the bank of Daming, if you deposit silver in the bank, you have to pay for it, and you have to pay a storage fee, and it is not low, as high as [-]%.
In other words, if you deposit 100 taels of silver a year, you will have to pay a storage fee of three taels of silver.
Don't talk about saving silver at home. The ancients were not stupid. If you keep it at home, you are afraid that your home will be thieves every day.
But now, if you buy Daming bonds with a five-year period of 100 taels of silver, not only will you not need a custody fee, but you will also get five taels of silver!
Here and there, there is a difference of eight taels of silver!
This is not a small amount!
Therefore, the matter of buying Daming bonds has now become a topic of discussion.
When we met before, we always exchanged greetings such as "have you eaten" and "where are you going".
Now it has directly become "I heard that Daming has no debts", "buy Daming debts", "buy it quickly, the bank will suffer losses".
How about saving money is a good habit of Chinese people, it has existed since ancient times.
These businessmen like to save money. Many wealthy families have been operating for several generations. You have no idea how rich they are. They have secretly saved money, and the more they save, the more they save.
In addition, there are rich businessmen who have just risen in Beiping City. Many people were poor before, but they deducted like iron cocks after they got rich. They are obviously rich, but they just don't spend it.
This time, as soon as the Daming debt was released, they bought it one after another.
All the rich people like Daming were blown out.
There are also a large number of wealthy businessmen who came from Nanjing by train, and wealthy businessmen from all over the world also bought Daming bonds one after another.
When they saw it, there was a long queue outside the Daming Bank, and everyone was vying to buy it, showing a very lively scene.
The first to support the Daming debt was the group of people who got rich first during the development and reform of Beiping. They were courageous and believed in the national teacher, so they bought it without hesitation.
Buy thousands of taels, tens of thousands of taels.
So this kind of hot situation was created!
Those businessmen who came from other places and originally only planned to buy a small amount of Daming debt, after this small atmosphere, they immediately took the initiative and bought a lot more.
I have to say that the gap between the rich and the poor in Daming is still very large. Except for Beiping, how can ordinary people have spare money to buy Daming debts?
But these rich business families from other places are really rich in family wealth, buying for thousands of taels, tens of thousands of taels, without even frowning, you don't even know how rich they are.
Daming debt became popular all of a sudden, and more and more people bought it.
At first it was the merchants, then the officials of the imperial court also started to do it, and then the common people also started to buy.
People in Beiping still have spare money. Many people sell stinky tofu and manage well. They can earn 80 taels of silver a year. After so many years, they have bought houses and bicycles, and saved 100 taels A family of 200 taels is too much.
Ants are small, but they are also meat. These common people accumulate a lot of money, and the sum of their savings is no less than that of wealthy businessmen all over the country.
It’s just that the banks all over the world are suffering. These days, people continue to go to the banks to redeem the silver.
As a result, several banks collapsed, and the banks found that they were not operating properly, or that there were moths in the house, which were not enough to pay the people who came to withdraw money.
Naturally, these banks were taken to jail by the government.
When an insolvency situation occurred, the reporter immediately reported the matter, and the small newspapers made such a publicity, and as soon as the news became small, people's trust in the banks in various places has already begun to collapse.
Duke's Mansion,
At noon, Li Xiao and Zhu Ningyun had dinner together.
These days Li Xiao is almost spending time with his wife in the mansion, living a leisurely life.
"Husband, you said that our family bought so many Daming debts at once, wouldn't this asset be exposed all at once?"
Zhu Ningyun said with a little guilt: "Not long ago, when you were not at home, my father personally came to discuss with me, saying that he wanted some money from the mansion to fund his Northern Expedition."
"what?"
Li Xiao was surprised and said: "There is this matter, have you paid?"
Zhu Ningyun blushed, "Yes."
Li Xiao felt something was wrong and asked, "How much did you give?"
"Give it."
Zhu Ningyun said embarrassingly: "I gave 20 taels. At that time, the emperor was very happy, saying that the daughter was not raised for nothing, and the son-in-law left more happily than the son."
"Ah, this." Li Xiao was also slightly embarrassed.
If you find yourself buying 5000 million taels of Daming debt, the 20 taels will feel like sending beggars away.
Li Xiao said: "At that time, why didn't you give me more?"
Zhu Ningyun said: "At that time, I didn't think about it so much. Why don't you let my husband worry about it?"
Li Xiao was stunned for a moment, and understood Zhu Ningyun's heart at that time.
Zhu Ningyun wanted to go to her natal family, but she didn't want Li Xiao to know that she was going to her natal family, so she sent Zhu Di away with 20 taels of silver.
In fact, Li Xiao wanted to go to her natal family, after all, this natal family is the emperor.
Besides, I want so much money, it's useless.
I also blame myself for not talking about it.
Thinking of this, Li Xiao pulled Ning Yun and said: "Ning Yun, next time Father comes to ask for money, you can give more, we are not short of money. Your father is my father, son respects me, isn't that right?" It’s only right and proper, give it, give it hard!”
Zhu Ningyun was slightly taken aback, and said: "Now I can't give it even if I want to."
Li Xiao: "Why?"
Zhu Ningyun: "This 5000 million taels is all the cash in our family. If you buy the Daming debt, you can't get it back. We have no money."
Li Xiao: "."
The atmosphere was slightly awkward.
Li Xiao took a bite of the chicken leg and said with a smile: "It's okay, I announced in advance that the Daming Bank keeps customer information confidential, and even the emperor can't check the personal information of customers."
Hearing this, Zhu Ningyun patted her chest and said happily: "Then it's okay, we can earn 400 million taels of interest every year, and we can transfer money even if there is no cash in the house."
Li Xiao said with a smile: "I can't finish the flowers, I can't finish the flowers, I can't finish the flowers in my life."
Zhu Ningyun cast a glance at Li Xiao, "You're no good, you're bloated."
Li Xiao: "If you want to be willful, then you will be willful. If you want to swell, I will swell. What can you do with me?"
Zhu Ningyun: "."
Not far to the south of the Forbidden City of the Ming Dynasty, there is a super-large building called the Beiping Warehouse.
The Beiping Warehouse is built like a bunker with reinforced concrete, the city wall is 20 meters high, and there are armored guards patrolling with flintlock guns 24 hours a day. This is the headquarters of the Daming Bank.
There is a large amount of gold and silver stored in this place, supporting the gold standard in Beiping, ensuring the stability of the price of Daming banknotes, and the defense is very strict, so that no flies can fly in.
After Zhu Yuanzhang and Zhu Di moved their capital, they visited once.
Didn't come after that.
this day,
Zhu Di and Zhu Yuanzhang did not mobilize the crowd, they rode in a carriage and walked towards the Beiping warehouse with a few guards.
"There is news from the Ministry of Household Affairs that the [-] taels of silver Daming debt issued by the bank has almost been raised in less than a month. This is simply unbelievable."
On the carriage, Zhu Di said very excitedly.
Originally, Zhu Di planned to raise [-] million taels of silver within a year, and part of it would be used to build the wild land of Jianzhou, and Sinicize it like China.
As a result, so much money was collected in one month, which shocked Zhu Di greatly. It turns out that the people of Zhen Daming are so rich and hide their wealth from the people?
"Yeah, it's really shocking."
Zhu Yuanzhang also frowned and said: "Ten years ago, my next year's tax revenue was only more than 2000 million taels. In this month, I actually raised five times the tax revenue of that year. Are the common people so rich?"
Zhu Di nodded and said: "Yeah, I'm really rich now, with so much money, how many things can the court do? Li Xiao simply said, the money for building the country is there, and now the military expenditure is also there, hahaha. By the way, I asked Ningyun not long ago to ask for 20 taels of silver to raise military expenses, and it seems that I can return it to her, I can't ask for money from my daughter."
Zhu Yuanzhang said unhappily: "Okay, fourth child, state affairs are state affairs, and family affairs are family affairs. How can you use private money to manage state affairs? What's more, that is Ningyun, and Li Xiao is your son-in-law. It’s not easy for the imperial court to contribute so much, and it’s not easy to earn some money, but you still want to ask him for 20 taels, it’s really not right.”
Zhu Di nodded hastily: "Yes, yes, what my father taught me is that now that I have money, I will return the 20 taels of silver to Ningyun later."
"Go to the bank and have a look."
Zhu Yuanzhang was also very curious about this, and said: "We want to see how this tens of millions of taels of silver was raised."
Not long after, the carriage stopped in front of the Beiping warehouse.
Both Zhu Di and Zhu Yuanzhang got off the carriage.
"The important warehouse in Beiping is not allowed to enter."
The guarding soldiers standing in front of the gate immediately became alert, with their flintlock guns across their chests.
"The Supreme Emperor, the Holy Majesty is here in person, and you still don't bow down!"
The Jinyiwei department responsible for guarding the emperor's safety is called the Dahan General, and the head of the Dahan General scolded.
The voice fell,
The faces of the guards all changed, and they immediately knelt down, "We are blind, see the Holy One."
Afterwards, one of them immediately went in to report, and immediately the manager of the bank came out, "Minister, please refer to the Supreme Emperor, please refer to the Holy Majesty."
"No courtesy." Zhu Yuanzhang waved his hand and said, "Lead us in to have a look."
"Yes, Your Majesty, Your Majesty."
The head of the bank from the Duke's Mansion immediately bowed and invited the two giant Buddhas in.
Then introduce all the way.
Entering the gate, there are many big houses inside. There are many houses neatly lined up inside, and there are many mathsmen in the house who are busy with the economy of Peiping. The economic system is maintained by the people inside.
"Your Majesty, Majesty, look, Mr. Mathematics of this house is to count prices in Beiping. This house is to count the amount of gold and silver exchanged for statistics. There are analysts here, which are used for price stability analysis in Beiping. in tariff analysis.”
In fact, this bank has not opened the bank's money saving function for the time being. After Li Xiao's personnel training, he let him take on the role of the price department and economic department.
"Unexpectedly, Li Xiao silently paid so much for Daming."
Zhu Di visited the houses, and in each house, he could see about 50 or [-] Mr. Suan were busy, and he couldn't help saying with emotion.
"What a good grandson-in-law, our brother is right."
Zhu Yuanzhang was also very pleased. He just discovered today that the rapid economic development of Beiping is not that simple. It turns out that there are many organizations behind it silently supporting it. These are all things Li Xiao did.
Zhu Di nodded, looked at the manager and asked, "By the way, where are the copybooks for the issuance of Daming debt by the imperial court?"
"This" the manager immediately showed embarrassment, the information of Daming debt cannot be read, it is absolutely confidential, if other people raise it, no matter how big the official is, the manager will tell him to leave.
But the two big Buddhas in front, one is the Holy One and the other is the Supreme Emperor, dare to say no, isn't that lighting a lantern in the hut, looking for death?
"What's inside that wall?"
Zhu Di found that there was another wall inside, and the wall was thicker than the outside, enough to be as thick as an arm, so he pointed to that side and asked.
The manager replied: "Return to the Holy Lord, there is an important place for the treasury, and the file warehouse is also inside."
Zhu Yuanzhang was surprised: "There is still a treasury? How much gold and silver are there?"
The manager said truthfully, "There should be hundreds of thousands of taels of gold and silver."
Because of the trade with the Wa country, the silver mines there were developed, and the gold and silver reserves in Beiping have increased significantly in the past five years, which is why there are so many gold and silver reserves.
"what!"
Zhu Yuanzhang was shocked in unison.
Zhu Di was overjoyed and said, "Is there so much money?"
Seeing that the situation was wrong, the manager hurriedly explained: "My lord, this money is not the money of the imperial court. It is the gold standard for the entire Beiping Prefecture and even the whole country. It is the precious banknotes exchanged by the people for gold and silver. The money is actually All the people’s money flowing in the market is not the imperial court’s, so it must not be used.”
"Look how scared you are, did I tell you to use it?"
Zhu Di didn't have a good mood, but he was still a little shocked. It turned out that the gold standard was implemented in such a way. No wonder his father failed to push the banknotes before. It was because of the lack of such a step.
"Your Majesty forgive me for taking the liberty." The steward rubbed his sweat.
Zhu Di said lightly: "Okay, let's take us in and have a look."
This time, the steward was sweating profusely, knelt down and said, "Your Majesty, Your Majesty, you must never enter the treasury."
Just as he was talking, Xia Yuanji, the Minister of the Ministry of Household Affairs, had finished reconciling the account with the chief executive of the bank, and walked out, just in time to be seen by Zhu Di.
Seeing that something was wrong, Xia Yuanji was about to slip back when Zhu Di called to stop him.
"Xia Yuanji, come here, tell this person, can I go in here?"
Seeing that there was nowhere to escape, Xia Yuanji had no choice but to come over, and said helplessly, "Your Majesty, you really can't enter."
Zhu Di frowned: "How can you enter?"
Xia Yuanji cupped his hands: "This is for government affairs. If you sign a non-disclosure agreement, if you leak the secret, you will be arrested and jailed."
Zhu Di wondered, "Can't I just go in and have a look?"
Xia Yuanji didn't know how to answer.
At this time, the chief manager of the Beiping Bank also hurried over, as if he was about to receive an amnesty, he said: "The national teacher told me that no one can enter."
"What if we have to go in?"
Zhu Yuanzhang said slightly displeased.
"You have to come in. There is nothing I can do about it, the Supreme Emperor, please come in, Your Majesty."
After all, the chief manager knew that he couldn't stop him, so he had no choice but to make a gesture of asking.
Xia Yuanji looked at the backs of the two entering the vault, smiled helplessly, and then planned to run away.
How could Zhu Di let him go, and suddenly turned his head and shouted: "Xia Yuanji, where are you going in such a hurry? Come in together and tell me about the situation of this Da Ming debt collection."
"Yes, Your Majesty."
Xia Yuanji had no choice but to follow in.
After entering the treasury, the two of them didn't rush to look at the copy of Daming debt, but went to the treasury first.
Zhu Yuanzhang became very interested. He had never seen what a feat of one hundred thousand taels of gold and silver was, so he asked for it.
The gate of the treasury is made of thick steel, as high as ten feet, stronger than the city wall.
Ten people worked hard to open the vault door.
The gold inside was melted into gold bars, neatly arranged, piled up into hills, and the words Daming Gold were engraved on them.
Zhu Yuanzhang and Zhu Di walked into it.
Then, the whole person went numb! !
The two walked around the vault, their mouths forming an O shape.
"Fourth, how do you feel?"
"Father, it feels good, very good."
The most gold they have ever seen, the golden light is so bright that it blinds their eyes!
They were extremely emotional that there is so much gold in this world! !
As if wandering in the ocean of gold!
This
It is the beginning of Li Xiao's future to make Daming Banknotes an international currency.
(End of this chapter)
At this time, all the officials of Fengtian Palace looked at Li Xiao.
"That's 3 people, how to arrange it?"
"That's right. If it is arranged by the court, it will be a huge expense!"
"Isn't it? Although the national treasury is relatively rich now, the cost is also high. The Holy Majesty is going to fight soon, and spending money is like running water."
Although the national teacher said that saints belong to saints, they still discussed in private when they encountered such incomprehensible problems.
Li Xiao cupped his hands and said: "Return to the Holy Lord, now I have a smooth railway all the way to Shanhaiguan, the transportation is very convenient, and the communication between the two sides can be increased.
Although this Jianzhou is my Ming territory, the people there are still nomads for a living. They speak Manchu and use Manchu. What is the difference between Wala?
In my opinion, my Ming Dynasty can show the grandeur of a great country, build cities and houses for them in Jianzhou, set up a school to teach Chinese, and educate them to cultivate the land. It is cold in the north, but we can grow cold-resistant crops such as potatoes and sweet potatoes.In addition, the advanced aquaculture technology of Ming Dynasty can be passed on, the aquaculture industry can be standardized to increase production, and fish farming in rivers and lakes can be used to make them rich.
Back then, the first emperor of Qin had great talents, his books were written in the same language, and his cars were on the same track. Now this Jurchen still uses Manchu and Manchu. Since it is my country of Ming Dynasty, isn't it different?
These [-] Confucian students can be arranged to go to the guards of Jianzhou, build cities, set up schools, teach them to speak Chinese, and spread Confucianism!Help the Great Northeast, and truly integrate the territory into Daming! "
A few words fell down.
The court officials were all stunned.
Who would have thought that the national teacher's bearing was so high.
It is actually necessary to Sinicize all the Jurchen ministries, to build the North as a whole, and to pass on the Confucianism of the Ming Dynasty to the past.
"Good! Well said!"
Zhu Di excitedly stood up from the dragon chair. He didn't expect that Li Xiao would not come to court for many days, and when he went to court, he would speak amazingly!
These words really touched Zhu Di's heart.
He has always been obsessed with the land of Jianzhou.
Although it occupied land, it did not popularize culture.
The culture is different from that of the Han Dynasty. This method of temporarily occupying the land must have disadvantages.
Maybe one day when there is a union there, it will be as troublesome as Oala in the north.
Zhu Di smiled and looked at Li Xiao and said, "Aiqing, you mean that this group of Confucian scholars who can't pass the official examination can be used to help us sinicize the ethnic groups in other territories. Is that what you mean by this plan?"
Li Xiao cupped his hands and said, "Yes, make the best use of things and people to the best of their abilities. These talented scholars who failed to pass the official examination are not useless, at least they are very proficient in Confucianism. We spread Confucianism to the past, which is to spread our culture.
Not only are Confucian scholars in the past, but at that time, artisans and farmers will also be sent to move there to build cities. The bitter cold there will give the herdsmen a place to live and work in peace and contentment, a shelter from the wind and rain, and enjoy the same treatment as my Ming Dynasty. Show me the demeanor of a big country.
Afterwards, intermarriage was encouraged, and I set up an institution in Ming Dynasty. Now there is no land that has not been allocated yet, and it happens that our imperial court divides the land, eliminating the obstacles to reform. There is no difference between the prefecture and the state. This plan is called rushing to build a state! "
Li Xiao paused, then continued: "What Zhang Shilang said just now is correct. These Confucian scholars enjoyed the treatment of scholars during the Hongwu period. Holy, just do something practical for these scholars, so that they have a job to do and a way to make a living."
Although Li Xiao doesn't like the Manchus, there are 56 ethnic groups and 56 flowers, and the 56 ethnic groups are one family, and there must be no one left.
All you need to do is to Sinicize them in advance, to enjoy the protection of the Celestial Dynasty, to live and work in peace and contentment, and the country is peaceful and the people are safe, and those things will not happen in the future!
"Good! Not bad! Help the Great Northeast."
Zhu Di nodded slightly, then looked at the other officials, and said, "All my loves, what do you think of the National Teacher's move?"
For a while, the scene was slightly silent.
Obviously, this plan is very big, and many people have not yet come to their senses.
After a long time, an official named Zhang Han came out, cupped his hands and said, "Your Majesty, there are just some barbarians and wild boar skins. According to the national teacher, pass on Chinese and encourage intermarriage, so that blood is compatible." Now, integrate into our noble Han blood, is this..."
In other words,
I just feel that integrating these barbarians into the Han nationality is an insult to the blood of the Han nationality.
As soon as this remark came out, other officials in the court also responded one after another, saying that this matter really needs to be thought about more, and a decision should not be rushed.
"Zhang Han." Li Xiao looked at the speaker and said with a smile: "According to what my teacher knows, your ancestors should be from Longxi."
Because of the full spirit point, Li Xiao's memory is very good. For the officials in the court, he read the files in the official department and recorded them all in his mind.
Zhang Han cupped his hands and said, "Master Hui, that's true."
Li Xiao smiled and said, "Then who do you think you are?"
Zhang Han held his head high and said proudly, "Naturally he is a Han Chinese."
Li Xiao said: "Are you really a Han Chinese? But in the Tang Dynasty, your place was the territory of the Huns. If you count down to dozens of generations, you might be a Huns."
"This"
Zhang Han was at a loss for words for a while, and he was speechless, which seemed to make sense.
Li Xiao then looked at Zhao Wu, another minister of the Ministry of Industry who was discussing in private, and said, "Zhao Wu, your hometown is Daning, right?"
Zhao Wu nodded and said: "Thanks to the great love of the national teacher, the hometown of the next official is in Daning."
Li Xiao said: "Who do you think you are?"
Zhao Wudao: "Of course they are Han."
Li Xiao smiled and said, "If you go up to ten generations, you might be a Khitan."
"This"
Zhao Wu was also stunned, don't say it. It's really possible.
Following this scene, everyone seemed to understand the intention of the national teacher.
Li Xiao laughed, and said: "Aren't the Xiongnu, Khitan, Turkic, and even the Baiyue, Rong, and Qiang farther away all foreigners who once ruled in history? Now their descendants, and even you, who don't think they are Is it the Han nationality? All dynasties and dynasties have been sinicizing foreigners. This is where the cultural heritage of our Han nationality lies. I am a great Ming, a great country, don’t I have these tolerances, and still care about the integration of foreigners into our blood? I want my country to speak.”
Li Xiao exuded a kind of majesty, and then said with arrogance: "As long as you have integrated our Han blood, then you are Han, and then you are my Daming!"
hiss.
Everyone took a deep breath.
Li Xiao's magnanimity infected everyone.
It is said that the prime minister's stomach can support a boat, but Li Xiao's stomach can support a giant ship in the vast ocean. The scale is unmatched by anyone!
"Okay! That's very good, as long as you integrate into my Ming Dynasty, you will be a citizen of my Ming Dynasty."
Zhu Di was overjoyed, and said: "There is no need to discuss it, just follow the instructions of the National Teacher. The Ministry of Officials, the Ministry of Households, the Ministry of Rites, and the Ministry of Industry will listen to the order. Within half a month, they will immediately draw up a plan to help the Northeast. error."
"The minister is waiting for the order."
The four ministers first agreed.
Afterwards, Liao Junqing, Minister of the Ministry of Officials, said: "Your Majesty, I don't know what kind of treatment these scholars need to go to Jianzhou to preach. If the treatment is too bad, no one will go. If the treatment is too good, the burden on the court will be heavy."
Li Xiao cupped his hands and said: "Your Majesty, I suggest that you directly give the official position to attract people! In the existing official position system, add another level of official, the level is the fourteenth rank, enjoy the treatment of the fourteenth level official, if you have a wife and daughter Add subsidies to let them bring their wives and daughters there to avoid the pain of homesickness, and if they have no wives or daughters, encourage them to go there and marry local women, and then reward them.”
The Minister of the Ministry of Officials stared at him, thinking that the treatment is too good. If this is done, 3 people will have to go. I am afraid that many scholars who have returned to their hometown will be tempted again.
In this way, can the imperial court really afford such a huge expenditure?
Before the cultural relic officials raised objections, Zhu Di nodded and said, "Yes, let's do this! Since the city is going to be built over there, then build a house for each person and let them settle there!!"
Wu Zhong, Shangshu of the Ministry of Industry, walked out first, and said, "Your Majesty, the construction of the city and the houses will cost a lot of money and require a lot of labor. Moreover, it is bitterly cold there, and no one from the Ministry of Industry may be willing to go there."
Li Xiao said: "Aren't there herdsmen in the local area? If you give them money to make money, won't the labor come in? If the artisans are moved there, your Ministry of Industry will also send people there to give you travel subsidies and double the salary. After ten years of assistance , Go back to the imperial court and be promoted to two ranks! What's more, there are many newcomers admitted to the Ministry of Industry this time? Take it to hone and hone, and someone will go!"
Hearing this, Wu Zhong, Shangshu of the Ministry of Industry's eyelids twitched, I wipe it, the salary is so good, the officials of the Ministry of Industry are probably rushing to go.
The Secretary of the Household Department, Natsuhara Yoshimi, is gone. How can there be so much money for such a thing?
He walked out and said, "Your Majesty, what the National Teacher said is good, but the court cannot support such a huge expense, unless the Northern Expedition is canceled and the money is transferred to the government."
Zhu Di waved his hand and said, "Cancel the Northern Expedition? No, now that the Ming army is strong and strong, it is a good time for the Northern Expedition."
Xia Yuanji frowned, and directly put down the stall, "You killed the minister, but you can't get out so much money. I'm not the secretary of the household department. Let's see who can solve the huge expenses."
After the words fell, the officials looked at each other in blank dismay.
This is true, and the large-scale development in Jianzhou, the addition of so many officials, and the relocation of so many people, cost a lot.
"Are you threatening me?" Zhu Di frowned.
"I don't dare." Xia Yuanji cupped his hands and said, "It's just that a clever woman cooks without rice. No matter how good the words are, without money, they are all empty talk."
Zhu Di thought for a while, and it was indeed the case, so he directly threw the question to Li Xiao, "To untie the bell, one must tie the bell. Since it was proposed by the national teacher, does the national teacher have any good countermeasures?"
Everyone looked at Li Xiao again.
Damn, it really depends on me. Li Xiao smiled slightly and said, "My master has his own tricks."
Hearing this, everyone was shocked, Xia Yuanji immediately looked at Li Xiao, bowed respectfully and said: "National teacher, I would like to hear more about it."
Li Xiao said with a smile: "At the beginning, our national teacher had no money to build a county in Dong'an, but he still managed to get it done, do you know?"
"The officer has been aware of this matter."
Xia Yuanji frowned and said, "At the beginning, when the National Teacher developed Dong'an County, he asked the bank to borrow money, right? The National Teacher didn't think that my court also wanted to borrow money, did he?"
Li Xiao nodded: "Yes."
Xia Yuanji said in surprise: "That's all for the county government. Wouldn't it be a laughing stock for my court to borrow money from Mingjian Bank? And even if it is to ask Mingjian Bank to borrow money, the huge amount of silver expenditure may be in the tens of thousands." How can I borrow money if there are thousands of plans?"
All the officials nodded in agreement, yes, how could the court ask the bank to borrow money?
Li Xiao smiled and said: "Borrowing money is borrowing money, but it is not borrowing money from a bank."
Xia Yuanji was a little puzzled: "Then ask who borrowed the money?"
Li Xiao smiled slightly and said: "This Daming is the world of the Holy One, but it is also the world of the people of the world, so naturally ask the people of the world to borrow money!"
"What? Ask people in the world to borrow money?"
With this remark,
Civil and military officials looked at each other in blank dismay.
Ask people in the world to borrow money, how to borrow?Who will borrow it?
No one would lend money to the court, right?
"National Division."
Zhu Di couldn't figure it out, and his curiosity arose, and he said directly: "Don't make detours, tell me quickly."
Immediately, the entire court fell silent.
Nowadays, the people of Beiping are all very wealthy, every family has spare money, and there are many rich people all over the country.
But other people's money will only be put in the purse, and will not be taken out at all.
Otherwise, the Daming Bank would have already had a lot of savings, but in fact, the common people were unwilling to deposit their silver taels in the Daming Bank.
He would like to see how the national teacher can ask people all over the world to borrow money.
Even if he is a Confucian saint, I'm afraid he can't do it, right?
"The prosperity of the world is all for profit, and the hustle and bustle of the world is for profit. Anything that is profitable can be easily promoted."
Li Xiao said with a smile: "Nowadays, the people in Beiping are very wealthy. Every family has spare money. As long as we find a way to make the people willing to pay, wouldn't it be great?"
Xia Yuanji tentatively asked, "Give interest?"
"That's right! If you give interest, someone will pay for it."
Li Xiao explained: "My Ming Dynasty can issue Daming debts, ask people all over the world to borrow money, and have the imperial court endorse to raise financial funds. Let the common people buy Daming debts, and promise to pay interest and repay the principal upon maturity. , then you can ask people all over the world to borrow money. After Jianzhou and other places are built, they will be able to provide tax revenues in a steady stream like other prefectures and prefectures in Daming. With such a large land boundary, are you afraid that you will not be able to pay back? ? "
When this statement came out, the whole audience was shocked!
Li Xiao said it lightly, but in everyone's ears, it exploded like thunder.
Too... so shocking, the national teacher is really scheming, and there is still such a way to borrow money? ? ? ?
"Hey! Hey!!"
The household servant Xia Yuanji is also a smart person, and he quickly figured out the key to the problem. His eyes were wide open. After listening, he felt a sense of enlightenment, and he said in shock:
"Issuing Daming debt. Let the people pay for the development and construction of the court. Then the court can get a lot of tax revenue through the developed territory, recover the cost, and then return the money to the people and give interest. The court, the people, The territory being built will all benefit, this is simply a win-win situation!!!”
In fact, this method sounds, it seems very simple.
Just like a riddle, after hearing the correct answer, it feels very simple and you can think of it yourself.
But in fact, it is hindsight, and no one can think ahead.
However, the national teacher used small measures to solve the current big problem of the imperial court.
A win-win situation can also be achieved.
"This move is wonderful!!"
The cabinet Yang Shiqi was also surprised and shouted: "Ask the people of the world to borrow money, take it from the people, use it for the people, benefit the people, and benefit the country. The national teacher is really a great talent!"
"The lower officials agree with this move. Since it can develop the national power, why not do it? We are unanimously opposed to the railway built a few years ago. Looking at it now, it turns out that the national teacher has long been concerned, and he has prepared for a rainy day!" Cabinet Yang Rong cupped his hands to Li Xiao and said, "I admire you, I admire you so much!"
Following the praise of several cabinet officials, the following officials also started.
"A wonderful plan, indeed a wonderful plan, worthy of being my Imperial Teacher of the Ming Dynasty!"
"The national teacher is really Xiao He of the Han Dynasty, Fang Xuanling of the Tang Dynasty, and Anshi of the Song Dynasty! And I have Li Xiao in the Ming Dynasty!"
"I have long thought that the National Teacher is very powerful. Look at how rich Beiping is now. It is more than ten times better than Yangzhou in the south!"
"That's right, I've also discovered it a long time ago. We have a national teacher in Daming, and it's really a day when the roc rises with the same wind and soars ninety thousand miles!"
"The national teacher is the pillar of the country. Now it is Qianlong who came out. The national teacher is the Wanli horse, and the sage is also Bole. When the Wanli horse meets Bole, my Ming Dynasty has a long history of fortune, soaring nine days like a great roc!"
Many officials boasted, and even the Holy Majesty also boasted.
Li Xiao smiled slightly, like a spring breeze, as if he had entered the Cult of Kua Kua God. I have to say that these literati are just comfortable flattering themselves, and praised themselves in different ways.
As for those officials who had ties to landlords in various places and were instigated by them to restore the privileges of scholars, they were completely silent.
Xiucai has indeed resumed his treatment, and it seems to have gotten better.
But the result was very different from what they wanted.
Li Xiao really knows how to resolve conflicts, put aside the conflicts directly, and turn them into national affairs
"Okay! Issuing Daming bonds is a wonderful move!"
After Zhu Di understood the benefits of the Great Ming Debt, he was overjoyed and said: "In this way, we can achieve a win-win situation, and everyone will be happy for the people and the country. After a few years, those people in Jianzhou will definitely think about this move." The national teacher really deserves to be the pillar of the Ming Dynasty. The Ming Dynasty can live without me for a day, but it cannot be without a national teacher for a day!"
With this remark,
The cultural relics of the Manchu Dynasty bowed their hands to Li Xiao one after another: "The national teacher is also a great talent!"
Hearing this sentence,
The one who was more depressed was Xie Jin from the cabinet.
Last time Xie Jin followed the great Confucian Kong Mao to make trouble, and as a result Li Xiao became a Confucian sage directly, then Kong Mao became Li Xiao's apprentice, and he himself became Li Xiao's disciple
So Xie Jin returned to the court, and the official was restored to his original post.
When he heard this sentence, he felt very uncomfortable.
When the Holy Majesty was in Nanjing, he said this to himself, "The world can't live without me for a day, and I can't live without Jin for a day."
How favored I was at that time!
As a result, after moving the capital, I immediately sat on the bench.
He looked at Man Chao civil and military kneeling and licking Li Xiao, feeling sore in his heart, isn't that the same person he used to be?
After thinking about it carefully, Xie Jin found that Li Xiao was really powerful.
I am most proud of the wild cursive calligraphy that I have practiced for decades, but was crushed by the national teacher with wild cursive.
The four sentences that the national teacher once wrote: There are thousands of years, even if there are eight wastes, the future is like the sea, and the future is long, and the wild grass is used.
Don't mention the poetic talent above, just the calligraphy overwhelms me.
not only that,
Guoshi's regular script is comparable to that of Yan Zhenqing, and his running script is comparable to that of Wang Xizhi
Not to mention, the self-proud Confucian attainments were also crushed by the national teacher, and they directly realized new principles and became holy.
Ten years ago, he led troops to fight, and 3000 people saved 10 people.
Five years ago, the Japanese country and the Japanese pirates were defeated, and the Japanese pirates were completely wiped out.
It is constantly reforming, making the country richer and richer, and the country is healthy and healthy.
It can be said that Wen Neng picks up a pen to secure the world, and Wu Neng mounts a horse to determine the universe.
Hey.
Thinking about it this way, it seems that it is reasonable for him to fall out of favor.
If you are born Jin, how can you be born Xiao!
Xie Jin sighed in his heart.
The secret channel should be honest and honest, so we can't continue to toss about it.
With this in mind,
He also bowed his hands together with all the officials who knelt and licked Li Xiao, "National teacher!"
The praise lasted for a quarter of an hour before it slowly stopped.
Above the court, it has really become a religion of boasting, boasting non-stop.
He praised Li Xiao from beginning to end, what he did before and what he is doing now.
Yang Pu excitedly said: "Wonderful! Wonderful! If this move is really successful, then as long as the court is short of money, you can ask people in the world to borrow money?"
Hearing this, Zhu Di's eyes lit up, "It seems to be the truth."
"That won't work!"
Li Xiao hurriedly waved his hand and corrected his thinking: "Issuing Daming debts, first of all, is the trust of the people. Since the court wants to borrow money, it must repay it. It is not difficult to borrow and repay. If you use this method at will, if the court repays the money If you don’t pay the money, you will be breaking the trust of the people in the world. If the people can’t get the money back, the world will be in turmoil. So you must be cautious when doing this.”
After finishing speaking, Li Xiao said again: "As long as you don't go out of your way to catch fish and kill chickens to get eggs. Issuing Daming debts to ensure the people's income, this can indeed be implemented many times! It is a magic weapon for benefiting the country."
words fell,
San Yang cupped his hands together: "That's the truth, the national teacher reminded me!"
Zhu Di nodded slightly, remembering Li Xiao's reminder in his mind.
This is indeed a double-edged sword. Daming debt cannot be activated at will, and must be cautious. If it is used well, the country will become better and better.
That being the case, then use it boldly while Li Xiao is still around.
When I get old, this Da Ming debt strategy will be completely banned.
So that future generations will not use it indiscriminately!
Thinking of this, Zhu Di was in a good mood, and waved his hands and said: "Okay, as the national teacher said, the Ministry of Households will immediately issue Daming debts, and first see if our court can collect money from the people."
"Ministers and others lead the decree, the Holy One is wise!"
All officials worship together.
"Retreat!"
quickly,
Daming debt was officially launched in conjunction with Daming Bank after rigorous planning by the Ministry of Accounts.
At the beginning, Li Xiao built this Daming bank but did not enable the function of saving money. The main reason is that there is no computer and calculator. The huge data cannot support too much customer flow, which will lead to data confusion and the collapse of the money system.
Therefore, they still rely on private banks in various places to maintain the function of storing money, but as paper money becomes popular in the future, Li Xiao will plan to replace the banks with Daming Banks.
At present, the main function of the Daming Bank is to issue Daming banknotes and popularize the habit of using banknotes, but it has not been promoted nationwide.
Because the amount of gold and silver in existence in the Ming Dynasty was not enough to support the national gold standard, Li Xiao's plan was gradually implemented, which was also discussed with Zhu Di and Zhu Yuanzhang.
But the issuance of Daming bonds is different. After buying, there is no need to change, and the amount of calculation required is small, so it can be promoted and implemented.
After Li Xiao's discussion, the interest on Daming debt is calculated based on the number of years.
Daming bonds are divided into five-year, ten-year and 15-year terms.
The annualized returns are: 5.00%, [-]%, and [-]% per year.
Once the interest is due and settled, you can choose to continue to buy or refund.
According to the lowest five-year period, 100 taels of silver can get five taels of interest a year, and the five taels of interest will be included in the principal for continuous interest.
It cannot be withdrawn before the expiration date.
Unless it can be proved that the family is in urgent need of money, it can only be withdrawn, but only the principal can be withdrawn, and the interest is ignored.
After the official launch, Li Xiao took the lead in buying Daming bonds.
I bought 5000 million taels of silver with a 15-year period.
According to the 400% interest, the annual interest is [-] million taels!
Sitting and eating mountains and empty mountains, that is too much to eat
In fact, Li Xiao would only earn more if he used the money to do business.
But now that Li Xiao is at the pinnacle of power, he is as rich as a country. To him, money is really like a number, and it is more of a social responsibility.
In Li Xiao's original words, it is: from the 26th year of Hongwu to the present, I have never received a salary, I have never touched money, and I have no interest in money.My happiest time was when I was a county magistrate, receiving five taels of silver a month
It doesn't matter if it's money or not, the main thing is a companion!
With Li Xiao taking the lead in purchasing Daming bonds, coupled with the newspaper's publicity.
Daming Debt instantly exploded.
The national teachers have bought it, we are still afraid of shit, buy it!
The capital has gathered many wealthy businessmen from all over the country to do business.
These people are very shrewd, they don't dare to exchange all their money into Daming banknotes, they can only exchange part of the banknotes, and the rest are cash and stored in the bank.
You know, in the bank of Daming, if you deposit silver in the bank, you have to pay for it, and you have to pay a storage fee, and it is not low, as high as [-]%.
In other words, if you deposit 100 taels of silver a year, you will have to pay a storage fee of three taels of silver.
Don't talk about saving silver at home. The ancients were not stupid. If you keep it at home, you are afraid that your home will be thieves every day.
But now, if you buy Daming bonds with a five-year period of 100 taels of silver, not only will you not need a custody fee, but you will also get five taels of silver!
Here and there, there is a difference of eight taels of silver!
This is not a small amount!
Therefore, the matter of buying Daming bonds has now become a topic of discussion.
When we met before, we always exchanged greetings such as "have you eaten" and "where are you going".
Now it has directly become "I heard that Daming has no debts", "buy Daming debts", "buy it quickly, the bank will suffer losses".
How about saving money is a good habit of Chinese people, it has existed since ancient times.
These businessmen like to save money. Many wealthy families have been operating for several generations. You have no idea how rich they are. They have secretly saved money, and the more they save, the more they save.
In addition, there are rich businessmen who have just risen in Beiping City. Many people were poor before, but they deducted like iron cocks after they got rich. They are obviously rich, but they just don't spend it.
This time, as soon as the Daming debt was released, they bought it one after another.
All the rich people like Daming were blown out.
There are also a large number of wealthy businessmen who came from Nanjing by train, and wealthy businessmen from all over the world also bought Daming bonds one after another.
When they saw it, there was a long queue outside the Daming Bank, and everyone was vying to buy it, showing a very lively scene.
The first to support the Daming debt was the group of people who got rich first during the development and reform of Beiping. They were courageous and believed in the national teacher, so they bought it without hesitation.
Buy thousands of taels, tens of thousands of taels.
So this kind of hot situation was created!
Those businessmen who came from other places and originally only planned to buy a small amount of Daming debt, after this small atmosphere, they immediately took the initiative and bought a lot more.
I have to say that the gap between the rich and the poor in Daming is still very large. Except for Beiping, how can ordinary people have spare money to buy Daming debts?
But these rich business families from other places are really rich in family wealth, buying for thousands of taels, tens of thousands of taels, without even frowning, you don't even know how rich they are.
Daming debt became popular all of a sudden, and more and more people bought it.
At first it was the merchants, then the officials of the imperial court also started to do it, and then the common people also started to buy.
People in Beiping still have spare money. Many people sell stinky tofu and manage well. They can earn 80 taels of silver a year. After so many years, they have bought houses and bicycles, and saved 100 taels A family of 200 taels is too much.
Ants are small, but they are also meat. These common people accumulate a lot of money, and the sum of their savings is no less than that of wealthy businessmen all over the country.
It’s just that the banks all over the world are suffering. These days, people continue to go to the banks to redeem the silver.
As a result, several banks collapsed, and the banks found that they were not operating properly, or that there were moths in the house, which were not enough to pay the people who came to withdraw money.
Naturally, these banks were taken to jail by the government.
When an insolvency situation occurred, the reporter immediately reported the matter, and the small newspapers made such a publicity, and as soon as the news became small, people's trust in the banks in various places has already begun to collapse.
Duke's Mansion,
At noon, Li Xiao and Zhu Ningyun had dinner together.
These days Li Xiao is almost spending time with his wife in the mansion, living a leisurely life.
"Husband, you said that our family bought so many Daming debts at once, wouldn't this asset be exposed all at once?"
Zhu Ningyun said with a little guilt: "Not long ago, when you were not at home, my father personally came to discuss with me, saying that he wanted some money from the mansion to fund his Northern Expedition."
"what?"
Li Xiao was surprised and said: "There is this matter, have you paid?"
Zhu Ningyun blushed, "Yes."
Li Xiao felt something was wrong and asked, "How much did you give?"
"Give it."
Zhu Ningyun said embarrassingly: "I gave 20 taels. At that time, the emperor was very happy, saying that the daughter was not raised for nothing, and the son-in-law left more happily than the son."
"Ah, this." Li Xiao was also slightly embarrassed.
If you find yourself buying 5000 million taels of Daming debt, the 20 taels will feel like sending beggars away.
Li Xiao said: "At that time, why didn't you give me more?"
Zhu Ningyun said: "At that time, I didn't think about it so much. Why don't you let my husband worry about it?"
Li Xiao was stunned for a moment, and understood Zhu Ningyun's heart at that time.
Zhu Ningyun wanted to go to her natal family, but she didn't want Li Xiao to know that she was going to her natal family, so she sent Zhu Di away with 20 taels of silver.
In fact, Li Xiao wanted to go to her natal family, after all, this natal family is the emperor.
Besides, I want so much money, it's useless.
I also blame myself for not talking about it.
Thinking of this, Li Xiao pulled Ning Yun and said: "Ning Yun, next time Father comes to ask for money, you can give more, we are not short of money. Your father is my father, son respects me, isn't that right?" It’s only right and proper, give it, give it hard!”
Zhu Ningyun was slightly taken aback, and said: "Now I can't give it even if I want to."
Li Xiao: "Why?"
Zhu Ningyun: "This 5000 million taels is all the cash in our family. If you buy the Daming debt, you can't get it back. We have no money."
Li Xiao: "."
The atmosphere was slightly awkward.
Li Xiao took a bite of the chicken leg and said with a smile: "It's okay, I announced in advance that the Daming Bank keeps customer information confidential, and even the emperor can't check the personal information of customers."
Hearing this, Zhu Ningyun patted her chest and said happily: "Then it's okay, we can earn 400 million taels of interest every year, and we can transfer money even if there is no cash in the house."
Li Xiao said with a smile: "I can't finish the flowers, I can't finish the flowers, I can't finish the flowers in my life."
Zhu Ningyun cast a glance at Li Xiao, "You're no good, you're bloated."
Li Xiao: "If you want to be willful, then you will be willful. If you want to swell, I will swell. What can you do with me?"
Zhu Ningyun: "."
Not far to the south of the Forbidden City of the Ming Dynasty, there is a super-large building called the Beiping Warehouse.
The Beiping Warehouse is built like a bunker with reinforced concrete, the city wall is 20 meters high, and there are armored guards patrolling with flintlock guns 24 hours a day. This is the headquarters of the Daming Bank.
There is a large amount of gold and silver stored in this place, supporting the gold standard in Beiping, ensuring the stability of the price of Daming banknotes, and the defense is very strict, so that no flies can fly in.
After Zhu Yuanzhang and Zhu Di moved their capital, they visited once.
Didn't come after that.
this day,
Zhu Di and Zhu Yuanzhang did not mobilize the crowd, they rode in a carriage and walked towards the Beiping warehouse with a few guards.
"There is news from the Ministry of Household Affairs that the [-] taels of silver Daming debt issued by the bank has almost been raised in less than a month. This is simply unbelievable."
On the carriage, Zhu Di said very excitedly.
Originally, Zhu Di planned to raise [-] million taels of silver within a year, and part of it would be used to build the wild land of Jianzhou, and Sinicize it like China.
As a result, so much money was collected in one month, which shocked Zhu Di greatly. It turns out that the people of Zhen Daming are so rich and hide their wealth from the people?
"Yeah, it's really shocking."
Zhu Yuanzhang also frowned and said: "Ten years ago, my next year's tax revenue was only more than 2000 million taels. In this month, I actually raised five times the tax revenue of that year. Are the common people so rich?"
Zhu Di nodded and said: "Yeah, I'm really rich now, with so much money, how many things can the court do? Li Xiao simply said, the money for building the country is there, and now the military expenditure is also there, hahaha. By the way, I asked Ningyun not long ago to ask for 20 taels of silver to raise military expenses, and it seems that I can return it to her, I can't ask for money from my daughter."
Zhu Yuanzhang said unhappily: "Okay, fourth child, state affairs are state affairs, and family affairs are family affairs. How can you use private money to manage state affairs? What's more, that is Ningyun, and Li Xiao is your son-in-law. It’s not easy for the imperial court to contribute so much, and it’s not easy to earn some money, but you still want to ask him for 20 taels, it’s really not right.”
Zhu Di nodded hastily: "Yes, yes, what my father taught me is that now that I have money, I will return the 20 taels of silver to Ningyun later."
"Go to the bank and have a look."
Zhu Yuanzhang was also very curious about this, and said: "We want to see how this tens of millions of taels of silver was raised."
Not long after, the carriage stopped in front of the Beiping warehouse.
Both Zhu Di and Zhu Yuanzhang got off the carriage.
"The important warehouse in Beiping is not allowed to enter."
The guarding soldiers standing in front of the gate immediately became alert, with their flintlock guns across their chests.
"The Supreme Emperor, the Holy Majesty is here in person, and you still don't bow down!"
The Jinyiwei department responsible for guarding the emperor's safety is called the Dahan General, and the head of the Dahan General scolded.
The voice fell,
The faces of the guards all changed, and they immediately knelt down, "We are blind, see the Holy One."
Afterwards, one of them immediately went in to report, and immediately the manager of the bank came out, "Minister, please refer to the Supreme Emperor, please refer to the Holy Majesty."
"No courtesy." Zhu Yuanzhang waved his hand and said, "Lead us in to have a look."
"Yes, Your Majesty, Your Majesty."
The head of the bank from the Duke's Mansion immediately bowed and invited the two giant Buddhas in.
Then introduce all the way.
Entering the gate, there are many big houses inside. There are many houses neatly lined up inside, and there are many mathsmen in the house who are busy with the economy of Peiping. The economic system is maintained by the people inside.
"Your Majesty, Majesty, look, Mr. Mathematics of this house is to count prices in Beiping. This house is to count the amount of gold and silver exchanged for statistics. There are analysts here, which are used for price stability analysis in Beiping. in tariff analysis.”
In fact, this bank has not opened the bank's money saving function for the time being. After Li Xiao's personnel training, he let him take on the role of the price department and economic department.
"Unexpectedly, Li Xiao silently paid so much for Daming."
Zhu Di visited the houses, and in each house, he could see about 50 or [-] Mr. Suan were busy, and he couldn't help saying with emotion.
"What a good grandson-in-law, our brother is right."
Zhu Yuanzhang was also very pleased. He just discovered today that the rapid economic development of Beiping is not that simple. It turns out that there are many organizations behind it silently supporting it. These are all things Li Xiao did.
Zhu Di nodded, looked at the manager and asked, "By the way, where are the copybooks for the issuance of Daming debt by the imperial court?"
"This" the manager immediately showed embarrassment, the information of Daming debt cannot be read, it is absolutely confidential, if other people raise it, no matter how big the official is, the manager will tell him to leave.
But the two big Buddhas in front, one is the Holy One and the other is the Supreme Emperor, dare to say no, isn't that lighting a lantern in the hut, looking for death?
"What's inside that wall?"
Zhu Di found that there was another wall inside, and the wall was thicker than the outside, enough to be as thick as an arm, so he pointed to that side and asked.
The manager replied: "Return to the Holy Lord, there is an important place for the treasury, and the file warehouse is also inside."
Zhu Yuanzhang was surprised: "There is still a treasury? How much gold and silver are there?"
The manager said truthfully, "There should be hundreds of thousands of taels of gold and silver."
Because of the trade with the Wa country, the silver mines there were developed, and the gold and silver reserves in Beiping have increased significantly in the past five years, which is why there are so many gold and silver reserves.
"what!"
Zhu Yuanzhang was shocked in unison.
Zhu Di was overjoyed and said, "Is there so much money?"
Seeing that the situation was wrong, the manager hurriedly explained: "My lord, this money is not the money of the imperial court. It is the gold standard for the entire Beiping Prefecture and even the whole country. It is the precious banknotes exchanged by the people for gold and silver. The money is actually All the people’s money flowing in the market is not the imperial court’s, so it must not be used.”
"Look how scared you are, did I tell you to use it?"
Zhu Di didn't have a good mood, but he was still a little shocked. It turned out that the gold standard was implemented in such a way. No wonder his father failed to push the banknotes before. It was because of the lack of such a step.
"Your Majesty forgive me for taking the liberty." The steward rubbed his sweat.
Zhu Di said lightly: "Okay, let's take us in and have a look."
This time, the steward was sweating profusely, knelt down and said, "Your Majesty, Your Majesty, you must never enter the treasury."
Just as he was talking, Xia Yuanji, the Minister of the Ministry of Household Affairs, had finished reconciling the account with the chief executive of the bank, and walked out, just in time to be seen by Zhu Di.
Seeing that something was wrong, Xia Yuanji was about to slip back when Zhu Di called to stop him.
"Xia Yuanji, come here, tell this person, can I go in here?"
Seeing that there was nowhere to escape, Xia Yuanji had no choice but to come over, and said helplessly, "Your Majesty, you really can't enter."
Zhu Di frowned: "How can you enter?"
Xia Yuanji cupped his hands: "This is for government affairs. If you sign a non-disclosure agreement, if you leak the secret, you will be arrested and jailed."
Zhu Di wondered, "Can't I just go in and have a look?"
Xia Yuanji didn't know how to answer.
At this time, the chief manager of the Beiping Bank also hurried over, as if he was about to receive an amnesty, he said: "The national teacher told me that no one can enter."
"What if we have to go in?"
Zhu Yuanzhang said slightly displeased.
"You have to come in. There is nothing I can do about it, the Supreme Emperor, please come in, Your Majesty."
After all, the chief manager knew that he couldn't stop him, so he had no choice but to make a gesture of asking.
Xia Yuanji looked at the backs of the two entering the vault, smiled helplessly, and then planned to run away.
How could Zhu Di let him go, and suddenly turned his head and shouted: "Xia Yuanji, where are you going in such a hurry? Come in together and tell me about the situation of this Da Ming debt collection."
"Yes, Your Majesty."
Xia Yuanji had no choice but to follow in.
After entering the treasury, the two of them didn't rush to look at the copy of Daming debt, but went to the treasury first.
Zhu Yuanzhang became very interested. He had never seen what a feat of one hundred thousand taels of gold and silver was, so he asked for it.
The gate of the treasury is made of thick steel, as high as ten feet, stronger than the city wall.
Ten people worked hard to open the vault door.
The gold inside was melted into gold bars, neatly arranged, piled up into hills, and the words Daming Gold were engraved on them.
Zhu Yuanzhang and Zhu Di walked into it.
Then, the whole person went numb! !
The two walked around the vault, their mouths forming an O shape.
"Fourth, how do you feel?"
"Father, it feels good, very good."
The most gold they have ever seen, the golden light is so bright that it blinds their eyes!
They were extremely emotional that there is so much gold in this world! !
As if wandering in the ocean of gold!
This
It is the beginning of Li Xiao's future to make Daming Banknotes an international currency.
(End of this chapter)
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