The Birth of the Hong Kong Island Family.

Chapter 95 [Everything goes well] (First order 2400! Add one update!)

After returning home, Lin Zhichao realized the warmth of home. Wu Wenying, Tang Caiyun, and Lin Xiner were all waiting for him in the living room.

"Why didn't you go to bed earlier?" Lin Zhichao put on the slippers that Lin Xiner handed over, and said to Tang Caiyun, who had a five-month pregnant belly.

"No one sleeps so early, everyone is chatting in the living room, Caiying just returned downstairs!" Tang Caiyun took the briefcase and put it away for Lin Zhichao.

Lin Zhichao nodded, and then sat on the sofa.

In this era, there were no entertainment programs and no TV stations; at least until the late 50s, Li's TV station would not be born.The radio station only has 'Radio Hong Kong', which broadcasts Mandarin operas.

"It was reported in the newspaper that next month (March) Li's Voice will start broadcasting. This is a paid wired Boeing system, and it will not stop on Blue Radio "English" and "Silver" every day from 3:[-] am to midnight. The radio station "plays in Chinese."

Tang Caiyun immediately held Lin Zhichao's arm with interest, and asked, "What is the content of the English radio station?"

Lin Zhichao said: "Broadcast European and Western pop songs, listen to them more, it will help raise the baby. The Chinese channel should be Mandarin songs, Cantonese opera and the like."

"Well, it seems to be pretty good!"

After chatting for a few words, Ah Xia prepared hot water, and Lin Zhichao went to wash up.Although Ah Xia lives at home, she always sets up a simple portable bed in the living room at night.

This home is so small that it doesn't even have a maid's room.

After returning to the bedroom, Lin Zhichao leaned against the head of the bed, and Tang Caiyun snuggled into his arms.The faint beauty fragrance lingers on the entire bed.

"We're going to move next year, and I'm going to buy a building in Mid-Levels, so we'll move in! Let your parents arrange the house here."

"Will it take up some money? I heard that a building in the middle of the mountain area costs about 20 yuan!" Tang Caiyun said with bright eyes.

"It may be cheaper next year! Besides, my current assets are several million Hong Kong dollars. That little money is nothing. I can't wrong my wife and children, and I don't even have a yard."

The houses in the mid-level area are generally bungalows and arcades, mostly three-story or two-story, but the environment is much better with a single family.At present, the rent on the first floor is 5000 Hong Kong dollars a year, but there is a high top-up fee.

A set of 20 is actually full of water, mainly because the supply is in short supply; when the army is displayed in Guangdong Province, it will definitely drop a little.

"Thank you husband (the name Lin Zhichao requested)" Tang Caiyun said sweetly.

This man always wants to give his family the best living environment, and she is of course very happy without affecting her career.

But when Lin Zhichao said that he has a net worth of several million, she couldn't help being a little shocked.

Li Gaofu took his family and finally moved into a one-story tenement in Causeway Bay, bidding farewell to the rental house with less than 300 square feet.

This is an old-fashioned three-storey tenement building, located in the mountainous area of ​​Causeway Bay, and the conditions are not very good in all aspects.Even so, it still requires a premium of 6000 Hong Kong dollars and a monthly rent of 280 Hong Kong dollars.

After running the trade route three times, Li Gaofu advocated that "Fu He Xing" should spend 30 Hong Kong dollars for profit sharing, and Huang Tinggui and others naturally had no objection.

Everyone is working hard, isn't it just to make money!

In fact, Li Gaofu was also thinking about his purchase of the ship, but he still chose to put it on hold for the time being.

First, he was anxious to repay Lin Zhichao's debts and settle down with his family;

Second, the current trade routes do not know how many times they can go. Once they stop soon, they will have huge financial problems; and there will be many problems that they are not familiar with shipping and difficult to start their business.

"This house is really too big. I am finally living in a big house. I am so happy!" Chen Shufang said happily.

Li Gaofu suddenly felt something in his heart, it feels good to be rich, a man should work hard to make money, so that his wife, children and parents can live a better life.

"We'll buy another floor off-plan later, even if we own our own house."

Chen Shufang asked quickly: "How much money did you share this time? Why didn't you hand it over to me?"

She suddenly became serious, something seemed wrong.

Li Gaofu said as a matter of course: "From now on in our family, I will take care of the big money, and you will take care of the small money, so that this woman won't ruin my big business."

Chen Shufang was dumbfounded for a moment, but stopped talking.

Looking at her father-in-law and mother-in-law again, in the end, she could only nod in submission.

"You can take care of it, I won't ruin your big business!"

Only then did Li Gaofu say with satisfaction: "A total of 15 yuan has been allocated, and Zhichao will be repaid [-] yuan. The remaining [-] yuan is not much money left besides renting this house or buying a floor."

Chen Shufang immediately flattered her and said, "Isn't Fuhexing very profitable? Will it be possible to share dividends again soon?"

Li Gaofu immediately stared at his wife fiercely, and said, "I knew it would be bad for you to be in charge of the family! The next money that Fuhe Bank earns will be kept and continued to invest. We only know how to divide and divide. After this business is completed, we will continue to invest. What kind of money do you use for other business?"

Chen Shufang was scolded, and said unconvinced: "Fuhexing can continue to do this business, anyway, now you don't need to run the boat yourself!"

Li Gaofu immediately said: "That's a good idea! I'm thankful for being able to go five more times. The inland war is almost over, who needs anything. So, the money should stay in the company's account, and then think about a career Do it."

Chen Shufang was immediately convinced, the key was that she found that Li Gaofu had changed and became stronger!Of course, as long as a man has money, it doesn't matter if he is strong, as long as he can be a rich wife.

Lin Zhichao brought Li Gaofu, Xue Junshan, and Li Zhaoji to Omen, but this place is much more chaotic than Hong Kong.Of course, the darkness of society is always hidden in the corner, and he doesn't need to be disturbed by others, as long as it comes, he will be at ease.

Li Zhaolin personally came to the port to receive them. He was very grateful to Lin Zhichao, after all, Li Zhaoji was his younger brother.

"Lin Sheng, we have made arrangements with He Sheng, and I will take you to meet him."

Lin Zhichao immediately said: "Thank you Brother Zhaolin for the arrangement, otherwise I would really have black eyes, and I wouldn't even be able to touch the door of Omen."

Li Zhaolin was modest.
He is now working for Lin Zhichao, so he must do a good job to gain the trust of the boss.

A group of people soon came to He'an Gold Company, and then Lin Zhichao and He Xian met in the office.

Lin Zhichao doesn't have much feeling for this Omen king, and he doesn't want to be the king of Hong Kong either.

For Lin Zhichao, making money is the last word, and honors are all false.

For such a long time, he was enough to spread his wealth all over the world, forming a huge family network.

Of course, Lin Zhichao still respects characters like He Xian and Zingtai.

It is precisely because he cannot be 'single-minded' that he admires others.

And he is just a pure businessman!

"He Sheng, although this is our first meeting, I have admired your name for a long time."

"Haha, I have long admired Lin Sheng's name - an industrialist in Hong Kong. He also pioneered the sale of real estate in stages and made a great contribution to the improvement of Hong Kong's real estate. He is also a big player in the gold and silver trading market."

He Xian warmly invited Lin Zhichao to sit down and make tea for him himself.

His younger brother, He Xian, mentioned this young man more than once, and coupled with his information from other sources, there is no doubt that this Lin Zhichao is the most famous businessman in the past one or two years.

After chatting for a while, Lin Zhichao got straight to the point: "He Sheng, I wonder if I can buy gold from He'an Gold Company?"

He'an Gold Company does not only supply Hang Seng Bank, after all, Hang Seng Bank can't afford the gold in the entire gold and silver trading field; it can only be said that Hang Seng Bank has many conveniences and is the largest purchaser.

The entire He'an Gold Company has about six large distributors and a large number of small distributors who sell Aomen's gold to Asian countries, mainly Hong Kong and the Mainland.

He Xian said with a smile: "Of course! Open the door for business, how can you refuse customers. How much does Lin Sheng plan to buy this time?"

Lin Zhichao gestured an 'eight'!
He Xian was taken aback, and said uncertainly, "8000 taels?"

Of course he would not guess 800 taels, after all, Lin Zhichao's behavior has already explained the problem.

"Yes."

He Xian hesitated for a moment, and said: "Generally speaking, our supply is divided into grades. Even if it is a Hang Seng bank, it only supplies a few thousand taels each time. Mr. Lin wants so much at a time, I'm afraid some problems!"

There are many problems, but it is not easy to explain clearly!
So much gold was sold to Lin Zhichao, if Lin Zhichao dumped it in the gold and silver trading field, it would disrupt the market.

"I know. So what I want to say is that you can deliver it to me within one month. Moreover, I can guarantee that we will not deliberately short-sell gold, thereby affecting the rise in gold prices." Lin Zhichao said sincerely.

The main reason is that the relationship between the two parties is not in place. Although the Hang Seng Bank gets a few thousand taels at a time, they can apply for many times and operate in a short period of time.

Moreover, the initiative is in the hands of Hang Seng Bank, even if it is a one-time application of 2 taels or 3 taels, it is not a problem.After all, He Tim is his elder brother, and He Shanheng is his old friend and colleague.

He Xian asked curiously: "Listen to them, Mr. Lin does not speculate in gold frequently. He uses various information to buy low and sell high, and hold it for a long time. Could it be that Lin Sheng is planning to invest in gold for a long time?" ?”

Lin Zhichao nodded without hesitation, and said, "Yes, I am betting that gold will rise in the future, so I plan to buy 8000 taels of gold and cash it out in the future."

He Xian is a gold merchant, and it is impossible to keep it in his hands. The way to operate is to rotate the goods.

What's more, he won't really believe what Lin Zhichao said.

At this moment, He Xian thought in his heart that Lin Zhichao had an unlimited future, and he was good at speculating in gold, so he just sold it to save face.

A mere 8000 taels of gold is nothing to He'an Gold Company.

After all, they have to pay 150 million US dollars a year only for patent fees.

"Okay, we'll sell it to you for 8000 taels, we can make friends, and we can cooperate for a long time in the future." After He Xian finished speaking, he stretched out his right hand.

The two shook hands to express cooperation.

Next, of course, is to talk about money and specific cooperation.

The gold will be delivered in batches, and the payment will be made within one month, and the money and the goods will be settled.

Since Lin Zhichao is not ready yet, it is almost a question of when to ask for the Changjiang Bank and when to mention it.

The price is also good, 435 Hong Kong dollars per tael, which is 40 Hong Kong dollars per tael cheaper than the Gold and Silver Exchange.However, considering the risks of transportation and gold fluctuations, this price is also reasonable.

For Lin Zhichao, there is another advantage, that is, to get rid of the impression of high-profile inhalation.

Back in Hong Kong, Lin Zhichao came to Jian Dongpu's office again.

"Jane, the Bank of East Asia should have trusted Hong Kong and Macau smuggling ships, right?" Lin Zhichao was not polite, but said directly.

Jian Dongpu nodded immediately and said: "It cannot be said that Bank of East Asia has trusted smuggling ships. After all, Bank of East Asia did not speculate in gold. It was just a small attempt. I know this channel and can introduce it to you. Don't worry."

These big families are indeed deeply entrenched, and this kind of shipowner dare not be a traitor. Once found out, they will only become bereaved dogs.

Lin Zhichao said happily: "Sure enough, there are difficulties. It is not wrong to find Mr. Jian! I plan to buy 8000 taels of gold this time, and then mortgage it to the Bank of East Asia. I just want a loan of 150 million Hong Kong dollars, with a period of half a year."

The loans of Changjiang Properties have all been paid off;

Cheung Kong's loan has already been able to repay;
For loans from Changjiang Bank, gold has risen well.

Therefore, Lin Zhichao is still the best and most reputable borrower.

8000 taels of gold, worth a full 350 million Hong Kong dollars, Lin Zhichao only borrowed more than [-]%, which is not too much.

Jian Dongpu asked curiously: "You don't speculate in gold, but plan to invest for a long time?" After all, the gold is mortgaged to the Bank of East Asia, and if it is sold, it will definitely need to repay the previous loan, and then return it to Changjiang Bank.

Lin Zhichao said confidently: "Within half a year, I will quit gold speculation, and then seek development in real estate and shipping."

Jian Dongpu lamented Lin Zhichao's unconstrained style and flexibility in doing business. Originally, real estate was very profitable, so he went to speculate in gold; now that gold is profitable, he said he would quit soon and go to shipping.

If it is right or wrong, he thinks it is right at least for now. Although housing prices in Hong Kong are high, the low prices are also high, so the profit margin is not big anymore.Unless it is used as a long-term rent collection, but then the return on capital will be slower.

"If you do shipping, our Bank of East Asia will not support you!" Jian Dongpu said.

This is the consensus of all bankers, that is, they cannot lend to ship owners because the risks at sea are too great.

Lin Zhichao nodded and said, "It's just a small try, I won't put all my eggs in one basket."

"Okay, you are right to have this idea. If you succeed in speculating in gold this time, you should consider stability. To be honest, I am most optimistic about your industry or the zipper industry. I don't worry about giving Cheung Kong a loan." Jian Dongpu said .

Even if he gave the loan to Changjiang Bank, he only dared to loan [-]% to [-]% for the sake of Changjiang Industrial.As for the industry, as long as he thinks it has potential, even if it is twice the capital, he can make up his mind to make a loan.

Lin Zhichao nodded, and Jian Dongpu reminded him that the two had a deep relationship.Of course, whether Lin Zhichao will follow suit is another matter, but he still has enough face.

In the end, Jian Dongpu agreed to Lin Zhichao—to mortgage 8000 taels of gold and get a loan of 150 million Hong Kong dollars.

As a result, Cheung Kong owed 200 million to Bank of East Asia, and Changjiang Bank owed 250 million to Bank of East Asia.

However, Cheung Kong now earns about 30 Hong Kong dollars a month, and has begun to repay the Bank of East Asia's loan in batches, which is very strong.

As for the Changjiang Bank, it is safe to mortgage 12160 taels of gold to the Bank of East Asia (assuming the mortgage is 8000 taels this time).

ten days later.

In an underground gold melting point in Omen, the Lee Shau-kee brothers inside are leading two Changjiang Yinhao workers to count the small gold bars melted one by one, and then put them into two boxes.

"Xue Sheng, you can go!" Li Zhaoji said to Xue Junshan at the door.

"Okay, shopkeeper Li." Xue Junshan said calmly.

At this time, Xue Junshan, with guns and grenades on his body, was responsible for protecting the brothers Li Zhaoji and transporting the gold to the dock.Afterwards, Xue Junshan joined Li Gaofu on the smuggling boat and headed to Hong Kong together.

Over the years, he felt that his boss cared about his family's residence and sent his son to study. He often thought of repaying his boss' kindness to the death.Therefore, he made up his mind to escort the gold this time - anyone who dares not to have eyes, he will fight desperately.

This team is all people trusted by Lin Zhichao. The financial point of Aomen is the Li brothers, plus two employees of Changjiang Yinhao; the smuggling ship was introduced by Jian Dongpu, equipped with arms, and also escorted by Li Gaofu and Xue Junshan's cronies; arrived in Hong Kong Finally, Lin Zhichao drove to meet them in person, and then put the gold in the residence of Lantian Yayuan first.

Originally, he planned to transport more times to share the risk, but Lin Zhichao thought that more times would be unsafe; so he divided the transportation into five nights, and the time was uncertain.

It is transported once every night, with a total of 1600 taels of gold (60000 grams, 37.5 grams per tael in Hong Kong).

At night, the speedboat was driving on the sea, not too fast.

Although it can reach a speed of 40 knots, it is night and other safety is also very important.

"Li Sheng, let the brothers relax! You have also transported goods to the north, and you have never seen such a big scene!" Captain Wang Hai said with a smile to Li Gaofu beside him while driving.

But Li Gaofu said: "Wang Sheng, that's not the same. If you transport it to the north, if you encounter the G navy, you will be bombarded to death with a few guns. It's easy. Anyway, you can't fight against Lord Hades. But if you go this way, I have heard that it is difficult for a little ghost Entangled."

Wang Hai laughed "haha", and then said: "Don't worry, I have traveled so many times a year, but I have never met Da Tianer. Even if I did, he would not be able to outrun us. I am better than anyone else on this road." familiar."

Li Gaofu heard the words, but did not refute. Anyway, he is doing things for Lin Zhichao, and it is very important to do it well.

two hours later.

At the West Ring Pier, Lin Zhichao received Li Gaofu, Xue Junshan and others who came ashore.

"all the best"

"it is good"

No nonsense, the two cars started quickly, carrying everyone and two boxes of gold, and drove to Happy Valley.

When we arrived at Lantian Yayuan, we arranged for a car to take everyone home. Lin Zhichao returned to his home with a box on each side.

1600 taels of gold, if converted into the mainland's measurement, is 120 catties, and Hong Kong's measurement is 100 catties (1 catty 600 grams).

Therefore, 8000 taels of gold is not a lot, and the reason why the smuggling was divided into five times was purely from a security point of view.It is not the safety of people, but the safety of Lin Zhichao's gold, and Omen Finance also takes time.

(End of this chapter)