Starting from selling lunch boxes at the construction site

Chapter 152 Haishi Bank
Xu An was busy all morning and accomplished many things.

First arrange all the employees and work in the three stores of Xu's Fast Food Restaurant clearly;
Then I went to the lo-mei shop to monitor and check the work progress of the hydroelectric master, and signed for two freezers to be placed in the shop;
Organize all the relevant materials of the lo mei shop, and submit them to Uncle Dongliang's friend, and ask him to help with the business license;
Finally, we went to the Haishi Convention and Exhibition Center, met with the staff of the preparatory team and signed a catering contract during the exhibition.

The person in charge of signing the contract with Xu An was a strange staff member. This time, he did not see the old man or the middle-aged man, nor did the young woman in the photo.
When signing the contract, Xu An found that the number of boxed meals required for each day had already been filled in, a total of 2860!
Nearly three thousand copies!

This is more than half of the [-] copies that Xu An initially expected.

After signing the contract, Xu An also stopped by to visit Manager Han of Xinyang Commercial Kitchen Technology Co., Ltd. Most of the equipment is still under installation and has not yet entered the debugging stage, but it only takes two days to see the progress on site.

After finishing all the above things, it was already eleven o'clock in the noon when we returned to the store, just at the delivery time, Xu An and Uncle Guosheng had another busy meal, and it was not until one o'clock when he returned to Xu's fast food restaurant again. Really relax.

Sitting behind the cash register, after carefully reading the contract signed with the exposition preparatory team in the morning, Xu An operated the mouse to open the browser, entered the insulated dining car in the search bar, and searched for it.

Now that the meal label of the expo has been won, the purchase of the insulated dining car has to be put on the agenda.

After some browsing, Xu An found that the price of a dining car that met his requirements was basically around [-].

Fifty thousand is just the price of the car, together with various formalities and expenses, it is almost 6 yuan in hand.

Originally, there were more than 7 working capital in the store, but after renting the lo-mei shop and paying the rent deposit, there were only more than 6 yuan left.
If you buy this dining car with all the money, the working capital will be bottomed out, and you have to reserve a sum of money to buy automated kitchen equipment, and there is a little hope for the greenhouse.
Whether it is automated kitchen equipment or greenhouses, money is needed.

Especially the latter, there are more than a dozen greenhouses, and the money required is definitely not less than buying a dining car.

Speaking of greenhouses, Aunt Hong's greenhouses' daily output seems to be insufficient to meet the demand during the expo.

This means that I have to buy vegetables and fruits from the wholesale market every day, and the cost of this part has doubled!

When Xu An was thinking about how to meet the needs of buying a dining car, buying automated kitchen equipment, and building a greenhouse with the 7 yuan in his hand, a young man who was still meticulously wearing a full suit despite the high temperature of 38 degrees appeared in the In front of Xu's fast food restaurant.

The man's eyes quickly passed over everyone in the store, and finally fell on Xu An who was sitting behind the cashier with his eyes empty.

That's right, he recognized this face, this young looking boy was the owner of this fast food restaurant.

The young man lifted his feet and stepped into the store. The fan at the door turned to the direction he came in. The strong wind brought him a strong sense of coolness and comfort, and made the expression on his face that was so hot because of the heat relaxed. some.

"Boss Xu, good afternoon."

The young man's voice pulled Xu An's soul wandering nine days away back into his body. Xu An's brain subconsciously responded to the young man's greeting: "Hello, do you want to eat?"

After speaking, he looked at the man, only to realize that he had never seen him before, and was very strange.

How did he know himself then?
Strange and strange.

"It's like this. Haishi Bank has recently launched a new commercial loan. The amount is higher than before and the interest rate is lower. It is very suitable for small and medium-sized businesses to use for capital turnover." The young man said, attaching the flyer to his business card They handed them to Xu An together.

Business loan ah!
Xu An is very familiar with this. After graduating from university, he kept hearing from classmates and friends around him that this one bought a car, that one bought a house, and they basically bought it through loans.

Of course, Xu An has no experience in this field, all of them are heard, and he has never experienced it himself.

He reached out to take the flyer and name from the man, and looked at the information on the business card.

'Haishi bank clerk——Zhou Yaodong'

As a native of Haishi, Xu An has a good impression of Haishi Bank.

When the box lunch stall earns more than 500 yuan a day, I go to Haishi Bank to apply for a bank card. Until now, all the inflows and outflows in the store have gone through this bank card.

Putting the business card aside, Xu An picked up the flyer to check the content on it.

After reading a few paragraphs, Xu An's breathing became rapid, and a flush appeared on his face, and he quickly read the contents of the leaflet at a glance.

There are a lot of words on the flyer, but it can be summed up in a simple sentence - with a business license loan, if the conditions are met, the minimum loan can be 20 yuan, and the maximum loan can be 2000 million yuan!
Loan terms:

The first condition, at least eighteen years old, is satisfied!

The second condition is to meet the market prospect and meet the national policy regulations, which must be met!

The third condition is to have a local ID card or residence permit, and have a business license, no problem at all!

the fourth.
When more and more conditions were met, a factory rose from the ground in Xu An's mind, and all the automated kitchen equipment that he had seen in the album appeared in the factory.

Countless melons and fruits are picked from their own greenhouses, transported to the factory, and employees send them to one machine after another. They become the ingredients needed for cooking and are sent to the cooking room. The automatic cooking machine is operated by Liu Daxi's team and others Cook them into delicious food, then pack them into exquisite box lunches by He Gu and others, and finally, Uncle Guosheng drives these box lunches to every corner of Haishi City in an insulated dining car
The seventh condition: the store has a business license and has been in operation for one year.
Snapped----

This is the sound of broken dreams.

It took more than a month for Xu's fast food restaurant to get its business license until now, which is a long way.

"I'm sorry, our shop doesn't meet the loan requirements." Xu An refused with regret.

"I can help you evaluate whether your store meets the loan requirements." Zhou Yaodong explained: "If some conditions are more prominent, other conditions will be lowered as appropriate~"

Zhou Yaodong's words almost blatantly told Xu An that there is quite a lot of room for adjustment in these conditions.

Is the service attitude of the bank so good in 2012? Not to mention taking the initiative to sell business, it can also help evaluate whether the store meets the loan demand.
Facing such an active salesman with such a good attitude, Xu An naturally would not refuse his request.

"When did the store get its business license and start operating?"

"July?"

"which year?"

"2012."

The signature pen stopped just after writing a '2', Zhou Yaodong turned to look at Xu An, this young man, he must be teasing himself.

Even if he opened in early July, it has only been one and a half months, and the threshold has to be cut directly to the soles of the feet!

He knew that Xu's fast food restaurant had been established for a short time, but he didn't expect it to be so short!

But the words had already been spoken, and it was hard to refuse now, so Zhou Yaodong could only bite the bullet and continue to count.

Forget it, come on, come and run, it's not short of such a few strokes.

After Zhou Yaodong finished writing, he continued to ask: "How much is the daily income of the store?"

"Gross revenue or net profit?"

"Pure profit."

"About 500 yuan."

The pen tip sliding on the paper paused again, and Zhou Yaodong turned his head to look at Xu An again, with great doubts in his small eyes.

"Our store is mainly engaged in take-out business. Centered on Haishi Library and Red Brick Creative Park, there are about [-] to [-] company stores that order food in our store. Among them, some companies have reached cooperation with our store, and we provide daily Staff lunch at noon. In addition, we have just reached a cooperation with the Haishi Machinery Expo, and all the box lunches required during the expo will be supplied by Xu’s Fast Food Restaurant.”

Following Xu An's narration, the doubt in Zhou Yaodong's eyes turned into confusion, this script is wrong!

He learned about Xu's fast food restaurant from the documentary "Visiting Fast Food Restaurant" of Haishi local station. From the film, he learned that Xu's fast food restaurant is operating well, with a wide range of business, a good momentum and a tendency to actively expand .

The most important thing is that Xu An, the owner of Xu's fast food restaurant, started from scratch, which means that he needs money to develop!What a business promotion opportunity this is!

So he, Zhou Yaodong, came to the door with the information.

But now, things don't seem right.

It was said on TV that the establishment period was very short, but it was not said that it was less than two months!

The TV said that the business was doing well, but it didn't say that the daily net profit would be 500 yuan!
It was said on TV that the scope of business was very wide, and I also saw that Xu's fast food restaurant provided food for people in the Yinxing office building, but it didn't say that they had received orders from the expo!
Although it was beyond my expectations, these unexpected things are all advantages!

High income, wider business scope, and cooperation with many companies and government units show that Xu's fast food restaurant will not easily abscond with money and has great development prospects!

In addition to the short establishment time, it is a very good business promotion target!

After some writing and calculation, according to the current operating conditions of Xu's fast food restaurant, it can be calculated that the maximum loan amount can be 120 million.

If Xu's fast food restaurant can be opened for half a year and maintain the current sales situation, the maximum amount can be increased by three to five times.

However, Xu An was very satisfied with the amount, and put this manuscript paper together with Zhou Yaodong's business card as a treasure.

Since I can borrow so much money, I can safely and boldly buy the insulated dining car with all the money.

When there is demand for kitchen equipment or greenhouses, you can apply for a loan yourself!
120 million!
Zhou Yaodong was very excited when he saw Xu An was tempted, and asked expectantly.

"Boss Xu, how much do you plan to borrow? I suggest that you get the maximum amount directly in one go. Before the first loan is paid off, the second loan will be more difficult than the first loan. As for the information, I am here I can prepare it for you with full authority, you can rest assured to entrust this matter to me, and it will definitely be done beautifully for you!"

120 million!
Not to mention the performance of this month, the next month, the next month, and the next month are also completed!

"I don't need it for the time being. When I need it, I will call you!" Xu An said, picking up Zhou Yaodong's business card and shaking it in front of his eyes: "I will put the business card away properly!"

Heaven in one second, hell in the next may describe the scene in front of you.

120 million performance, fly away!
But Xu An was unwilling, and Zhou Yaodong had no choice. After arguing with Xu An for a while, and being rejected by Xu An N+1 times, Zhou Yaodong had no choice but to give up the idea.

"Boss Xu, when you need a loan, please be sure to contact me!"

"If I need a loan, I will consider your bank as soon as possible, and I will consider yours."

Although Xu An's tone of reply was very sincere, Zhou Yaodong didn't believe a word of it!
How many customers had promised him this, but when they finally needed loans, they all went to the four major banks!
All the accomplishments that belonged to him were gone!
Xu's fast food restaurant!You must get a loan from yourself!

Is it too frequent to greet once a day, or once every three days.

Recently, the bank has bought a lot of things to give to customers to maintain relationships. Peanut oil seems to be good, and the Wuchang rice is also pretty good, and there seems to be flour
I bring some with me every time I visit, so the boss should not be disgusted with my coming.

It's not surprising that there are so many people!

(End of this chapter)