Please, come home and practice the piano

Chapter 1058 318. Buy and leave? Progress 15%
In a blink of an eye, the sky darkened, the lights came on, and the city took on a different look under the colorful neon lights.

More and more fashionably dressed young people appear in the streets, various kinds of music are playing, and the whole street seems to have turned into a giant amusement park.

After visiting three large shopping malls in a row, Mr. Li felt a little tired.

"Dad, let's find a place to eat."

"Hurry, hurry up."

These are the most touching words Lao Li has heard today.

Considering the physical examination tomorrow, Li An will not take the old couple to eat spicy food today.

"Mom, let's have some porridge."

"Okay, okay."

Lao Li finally found a nearby restaurant where he and Chen Xuan often ate, and sat down.

A large portion of scallop casserole porridge, two side dishes, and An's mother learned how to group buy coupons from her son.

"Look, Mom. This set meal includes this porridge, these two dishes, and a free drink. The total is one hundred and nineteen."

"If we order these individually, it will cost more than one hundred and forty."

Mother An: “Yes, yes.”

Li An: "You and my dad will go back too. Take some time to go out and have some fun. Then buy a coupon to eat out at night. It won't cost much."

Mother An: "Your father doesn't have such an idea."

Li An: "Dad, I have to say something to you. When you have time, you should go out with my mom. It's not like you don't like to go out. Don't always walk around the community by yourself."

Old Li grinned, and wanted to say something for a moment, but seemed a little embarrassed to speak. After a while, he said: "Well, we will do it later."

While waiting for his meal, Ang Lee dealt with some work matters.

The brass quintet's childhood was rehearsed today, and Conan's brass part was also played out. We will shoot it again tomorrow afternoon and wait for the final stage rehearsal.

Li An: "Uncle Feng, you have worked hard. If you need anything, just call me directly."

Lao Feng: "No need for anything. Will you come and listen tomorrow afternoon?"

Ang Lee: "It wouldn't be superfluous if you were there."

After hanging up the phone with Lao Feng, Li An called Zhang Miao back.

Through the preparations for the enrollment concert, Li An discovered that Zhang Miao actually had some organizational skills and had helped him a lot recently.

"Wait, the drum will arrive tomorrow, go and install it, it will fit perfectly with the brass."

"Okay boss."

After hanging up the phone with Zhang Miao, Li An sent two more messages to Xu Li and then put down the phone.

At the side, An's mother was studying the new mobile phone attentively.

Lao Li: "Your mother won't be able to put down her cell phone anymore."

Li An: "You too, right?"

Lao Li: "I don't brush my teeth when I'm at work."

Li An: "Hey Dad, you might as well just retire early."

Old Li Le: "What are you talking about?"

Li An followed with a smile: "I just said it."

The hot casserole porridge was served, and An's mother took a photo first.

start!-
After eating and drinking, the family of three set out on their journey home.

Not wanting Old Li to walk anymore, Li An took a taxi.

Old Li also understood why Li An didn't drive today, "I thought it was just a traffic jam on the weekend."

Li An: "This place is always congested."

After returning to the community, Li An took the old couple directly to Building 36.

After entering the house and turning on the light, Old Li turned around on his crutches and said, "This house is really big."

It’s not that big in reality, but compared to the small living room in Xinnan Community, this is considered a large flat.

"Mom, what do you think of the view from the balcony?"

Looking east at night, you will see a completely different scene: Tianhu Building is brightly lit, and the city is bustling.

Old Li also walked into the balcony and asked, "Should we seal the windows in this place by then?"

Li An: "Yes, both the north and the south are closed."

Old Li continued to walk to the left of the balcony, "Isn't there a small house behind this?"

"Yes," Li An followed, "This whole thing is connected."

Li An knocked on the half wall between the second bedroom balcony and the living room balcony. "It's hollow."

Li An: "When the time comes, we will smash them all."

Old Li: "It's going to be a lot of work to tear down all the tiles that need to be reinstalled. It's not easy to tear down the tiles."

Li An: "When the time comes, there will be a construction team, so don't worry."

Old Li took Li An to the entrance of the living room and knocked on the ceiling with his walking stick, "Do you want to remove the suspended ceiling?"

Li An: "Tear it down and install central air conditioning."

Lao Li: "The ceiling must be done well, otherwise it will be like what it is now. You can see it is full of cracks. It cannot be repaired. Even if you putty and paint it again, it will still crack after a while."

Li An: "Dad, what caused this?"

Lao Li: "It could be that the quality of the gypsum board is not good, or the workers didn't do a good job when installing it, or the foundation is sinking."

After a pause, he said, "This house is great. Go ahead and buy it. Just pay the down payment if you have money. I'll pay you back when I retire."

Li Anle: "Okay, then you have to hurry up, don't wait until next year when I can pay it back myself."
-
The next morning, the three of them took a car to the Second People's Hospital. The process was similar to the last physical examination in their hometown, except that there were a few more items.

Li An said that it was more than a thousand yuan per person, but in fact, the total cost for the old couple was not enough for one person.

But why does Ang Lee make money? Isn't it just to make his family live happily? If health can't even be guaranteed, how can there be any happiness?

Whether you have money or not, health is the greatest happiness.

If you want to blame someone, it’s because Lao Li didn’t feel anything when he used various instruments before.

Lao Li has always had a good attitude, and he believes in living as long as he can.

Life was very tight in the past, and he never thought about what would happen if something went wrong with his health.

But this time, Mr. Li became nervous unconsciously. What if some disease was found?

Not to mention enjoying life with his son, he hasn't even had a grandson in his arms.

Seeing that things were getting better and better, Old Li began to get scared.

"So I asked you to have a thorough checkup. There won't be any problems as long as you take precautions early."

Old Li thought so too, and after a busy period of time, he took the previous medical records and X-rays to have his leg checked again. The expert doctor here praised Old Li for his good recovery and asked him to keep up the good work.

Without even prescribing any medicine, Mr. Li was asked to continue with the previous treatment.

This made Old Li feel relieved.

"Okay, Dad, your legs are getting better and better. Let's keep doing it. Maybe one day we can throw away the crutches."

Old Li nodded, and the three of them left the hospital.

The final medical examination report will have to wait a week.
-
After returning home, the three of them ate a bowl of noodles downstairs. Li An asked the old couple to go upstairs first while he went to the bank.

At 1:30 in the afternoon, Old Zhao Jinyang hurried over.

Li An took Lao Zhao to take a look around 2201 first. Lao Zhao said that this house was much more valuable than the one in Area A next door.

At a quarter past two, Guo Jianliang and his wife also arrived.

"Hello, Mr. Li."

"Hello, Mrs. Guo, this is my friend Mr. Zhao, he is a professional real estate agent."

"Hello, hello, Mr. Zhao."

"Hello, Mr. Guo, have you ever sold a house here?
"the first time."

"Okay." The two parties introduced themselves to each other and then started the next step of work.

Guo Jianliang and his wife brought everything Li An needed, including the house deed, household registration booklet, marriage certificate, and property investigation document. Li An also prepared his ID card and a single page of the household registration booklet.

Old Zhao worked on the materials provided by Guo Jianliang, and then took out the deposit contract.

Since it was the first time for both parties to buy and sell a house, Lao Zhao explained it slowly and in detail.

Although Lao Zhao was brought by Ang Lee, his interpretation of the deposit contract line by line made it sound favorable to the seller.

Of course, before this, Lao Zhao had already confirmed that there was no problem with the house.

Lao Zhao: "The total price of the house is 2,198,000 yuan, and the down payment is 650,000 yuan. Please confirm with both parties."

Guo Jianliang: “No problem.”

Ang Lee: "No problem."

Lao Zhao: "Teacher Li, if you breach the contract due to personal reasons, Teacher Guo can choose not to refund the deposit. Is there a problem?"

Ang Lee: "No problem."

Lao Zhao: "Mr. Guo, if you breach the contract due to personal reasons, you must return the deposit within the specified date. Is there a problem?"

Guo Jianliang: “No problem.”

Lao Zhao: "Then please see if there is anything else you need to add. If not, please negotiate the deposit amount."

Guo Jianliang: "We can do it. That's what we mean for 10,000 or 20,000 yuan."

Li An: "Then let's say 20,000 yuan. Can I transfer it via mobile phone?"

Teacher Zhao: "Note the down payment for buying a house."

Li An transferred 20,000 yuan to Guo Jianliang, "Mr. Guo, please accept it."

Mrs. Guo suddenly said, "Sign first and then collect."

Everyone laughs.

After the deposit contract was signed, Lao Zhao asked both parties to discuss what to do with the existing appliances and furniture in the house.

Li An: "Teacher Guo, please move out when you have time. I don't want these things anymore."

Guo Jianliang: "Let me think about where to put it. We don't need these things anymore."

Lao Zhao: "Then you can find a junk recycler and ask him to clear out the house. The things belong to him and you don't have to pay. If you really find someone to move these things away, I'm afraid the money from selling these home appliances won't be enough to pay the labor."

Guo Jianliang thought about it and said, "Teacher Zhao, do you have anyone here? If you do, please help us deal with it."

Lao Zhao: "Okay, I'll take some photos and contact you later."

Mrs. Guo: "The next step is to sign the contract online, right?"

Lao Zhao: "It's not that we can't sign online first, but in order to minimize the risks for both parties, Mr. Li needs to go to the bank for an interview first, and then sign online after the review is passed. Of course, if both of you don't mind, you can sign online first."

"The main purpose of online signing is to prevent the seller from selling the same house to multiple buyers. Once the online signing is completed, the house is locked."

Li An: "Let's have the interview first. Let's proceed in the way with the lowest risk."

Guo Jianliang: "Listen to Teacher Li."

Lao Zhao: "Then let's draft a house purchase contract and arrange a time to go to the bank together. You two can coordinate the time."

Guo Jianliang: "We can do it tomorrow afternoon."

Li An: "What about in the morning?"

Guo Jianliang: "I'm afraid it's not convenient in the morning."

Li An hesitated for a moment. He had to take Zhang Yunshu and others to Shu Ren tomorrow afternoon. "How long will it take to sign the contract online?"

Lao Zhao: "I can make an appointment with the loan manager in advance and ensure that the interview can start as soon as you arrive, but it will take at least an hour and a half at the fastest."

Li An: "If it's an hour and a half, what time will the bank close?"

Lao Zhao: "It doesn't matter. It's okay if it's delayed."

The problem was that his family had to arrange a dinner party in the evening, and Li An couldn't decide on a time.

Guo Jianliang: "Don't worry, Mr. Li, it depends on your time."

Li An laughed: "I am anxious. I was thinking of starting the renovation in March."

Lao Zhao: "You can negotiate with Mr. Guo about this. Once the face-to-face interview is approved, you can pay the down payment and sign the contract online to get the title deed. You can get the title deed in as little as a week. In theory, you can start construction after getting the title deed, but Mr. Guo's loan may not be credited that quickly."

"That is to say, Mr. Guo may not have received the full payment for the house when you started construction."

Mrs. Guo: "Then how long do we need to wait?"

Lao Zhao: "At most 5 working days. I can sign an agreement with you in my personal name. If you do not receive the final payment for the sale of the house within working days after the loan review is passed, I will compensate you with a penalty of % of the total loan amount."

The living room suddenly became quiet.

A loan of 5 million yuan, %, is about yuan.

Li An was stunned. Lao Zhao was working too hard to get him to start decorating earlier, but he believed that since Lao Zhao said this, he must have an idea in mind.

But to Guo Jianliang and his wife, what Lao Zhao said was very powerful. It was not just verbal talk, Lao Zhao was going to sign the agreement.

Li An: "Brother Zhao, please wait a moment. I haven't collected enough money for the renovation yet."

Guo Jianliang: "Nowadays, banks are very quick in issuing loans. I estimate that based on Mr. Li's personal credit history, it will only take half a month."

Lao Zhao smiled and said, "Don't worry about the loan. Just set the time now and leave the rest to me."

Li Anxin made up his mind: "Then tomorrow afternoon at four o'clock, Mr. Guo, is your place okay?"

Guo Jianliang: "No problem, which bank?"

Lao Zhao: "Yanjing Bank on Hebin Road, or today's materials, both of you can bring them tomorrow."

Ang Lee: "Okay."

Guo Jianliang: "Then let's meet tomorrow afternoon."
-
They left Building 36 together, and Guo Jianliang and his wife left first.

Li An walked Lao Zhao to the gate of the community, "Thank you, Brother Zhao."

Talking about the loan extension just now, Li An still felt touched.

Lao Zhao smiled and said, "It's okay. The loan manager is my apprentice. I estimate that if it's fast, the loan will be approved within a week."

What else can I say about Ang Lee except admiration, he's awesome.

"The house couldn't be sold at the beginning of the year, and the bank is much more anxious than you." Lao Zhao took out a cigarette and handed it to Li An. "If you plan to start construction this month, contact Huang Guohua first. He has to go on a business trip around the 20th. Ask him to come and measure the house and make a plan before then."

Li An: "Maybe in two days. I've been too busy these days. Brother Zhao, I didn't quite understand just now. Don't you have to pay a down payment when signing a house purchase contract?"

Lao Zhao: "I'll pay when I sign the contract online."

Li An: "How can we get the contract tomorrow? Can we get a mortgage without a contract?"

Lao Zhao: "Tomorrow you can write him an IOU for the down payment and ask him to sign the contract. This is basically how second-hand housing transactions are done."

Li An: “Is this okay?”

Lao Zhao: "No problem. Having an interview first is already for his own good."

Li An: "Shouldn't I have told them first?"

Lao Zhao: "Don't worry, Mr. Li, I will let my apprentice explain it to them tomorrow."
-
After seeing off Old Zhao, Li An felt relieved.

Ang Lee's heart began to flutter at the thought that construction could start this month.

Before he got home, he shared the good news with Teacher Xiaomi.

In the evening, the family of three set out again. At the same time, Mr. and Mrs. Wei were also picked up by Wei Fangyuan.

As soon as the two families met in the private room, Lao Wei came up and gave Lao Li a warm hug.

Guo Guo at the side tilted his head and said: "What should I call the teacher's father?"

Old Wei looked at Lin Guoguo seriously: "Of course it's Master."

Old Li waved his hands: "Don't be, old brother."

Lin Guoguo coughed: "Hello, Grandpa Master, Hello, Grandma Master, my name is Lin Guoguo!"

Mother An immediately took out the red envelope she had prepared.

It can also be regarded as another kind of reunion dinner.