Back to 80, start from gold digging

Chapter 181 Loans are feasible
Yu Chunlin jumped off the back seat of the bicycle, walked forward in a few steps, stretched out his hand and introduced himself: "Hello, I am Yu Chunlin, responsible for helping farmers in wasteland. I heard that you are interested in this aspect. ?”

This proactive approach made the Zhao family father and daughter slightly surprised. They had also interacted with some public servants, but they had never met such an enthusiastic person. They signed up their names themselves without using a middleman, but they were quite interested in this young man. A few different feelings.

"Director Yu, hello, hello!" Zhao Mingyu acted as a communicator at the right time and handed over the message first: "We have this plan."

"Then let's go take a look at the land first. I'll introduce some specific numbers to you on the way -"

"No, we've seen it before."

"Huh?" Yu Chunlin looked at the little girl in front of him. She was not very young, but her words were quite sure, and he had the illusion that she was the one in charge.

Seeing that he didn't understand, Zhao Wenduo added another sentence: "There is no need to look at the land. We already know a little bit about it. Now I want to ask Director Yu, what is the quoted price for this land?"

I didn’t even look at this part, but I went straight to the price quotation part!Yu Chunlin has never done business, but he also knows that this speed is a bit fast, and his little heart is beating wildly.

"Oh, then let me tell you the price -" Zuo caressed his chest nonchalantly, Yu Chunlin coughed, and then said: "That's it, our wasteland is estimated to be 160 acres. According to per acre, Calculated at 56 yuan for land, that’s 30 yuan a year, and if the contract is for 26 years, it’s 800 yuan.”

"26, so much?" Zhao Mingyu had thought that it might be a large amount of money, but she didn't expect it to be this big.

But that's not all, Zhao Wenduo asked: "If it is industrial land, how much is the price?"

Well, the little girl is quite knowledgeable. She also knows the difference between industrial and agricultural land, but the father next to her looks like she doesn't quite understand.Yu Chunlin secretly looked at the two of them, realizing more and more that this daughter might be the one who made the decision.When he spoke again, he focused on this.

"According to the rules, industrial land is indeed more expensive, but the town owner is attracting investment for development and has specifically applied to the higher authorities. This land will be priced at the same price. If you can really contract it, you will get a big advantage."

Now the town hopes that this land can be used as industrial land, which can boost the entire town's economy more than opening up wasteland to grow grain.If he can facilitate this transaction, then he will take credit for it.

"Two 10,000+ covers a wasteland, how can it be considered cheap?" Zhao Mingyu felt frightened just hearing the price, and couldn't imagine how painful it would be to actually spend the money.

It's no wonder that he had such a reaction. In this era when the per capita monthly salary is only 60 or [-] yuan, it is rare for a household to have [-] yuan, let alone hundreds of thousands. When ordinary people hear this number, they have to shout "Oh my god". He was considered a safe person even without calling him out like that.Although I thought it was expensive, it was still within the normal bargaining range, so it wasn't too rude.

Judging from this performance alone, Yu Chunlin knew that this person had seen the world and would not be frightened by these numbers. At least it meant that he had either been in contact with money before or often dealt with money, so he acted like this in the first place. Too surprised.

These two people should have some strength. What made Yu Chunlin more and more sure of this judgment was Zhao Wenduo's calmness, as if this number was within her expectations and she had been mentally prepared early in the morning.It is precisely because they have a purchase plan that they estimate the value, which also shows that they really have the intention to buy and are not just talking casually.

Immediately afterwards, Zhao Wenduo asked for some specific details, and without any more doubts, he said to Chunlin: "In this way, we have booked the land, but we came in a hurry and didn't bring so much money. Just give me some ideas first." As he said that, he took out a dozen dollars from his pocket and said, "This is 2000 yuan, as a deposit, and the balance will be sent over when you get it ready."

Yu Chunlin passively accepted the 2000 yuan. He was a little confused. It was settled. Was it too fast? !
"...Wait a minute, I'll give you a receipt." Then it's cash, so it has to be done on a business-like basis. We can't get a formal receipt now, but it's appropriate to write a note.

"That's troublesome." Zhao Mingyu responded with a smile. He was afraid that his daughter would be stupid again and said such words that there was no need to speak, so he quickly took the words.

"It's no trouble, of course." He said politely, and Yu Chunlin returned the favor. He returned to the building and took a pen and paper from the guard room to write a receipt.

Zhao Mingyu took it over smoothly and said: "Then it's settled. Officer I will report to the boss. We will come over when we are ready in the next few days."

"Well, on behalf of the town, I will wait for you two to arrive."

Both sides were very polite, and after saying hello to each other, they left.

From finding a person to paying the deposit, it took less than an hour in total, and a deal of 10,000+ was settled. Not only was Yu Chunlin, the public representative, surprised, but even the buyer, Zhao Mingyu, was suspicious. .

"Is this it? Why do you think it's not true?" He had already walked a long way, and he was still in a state of unconsciousness.

Zhao Wenduo pushed the car and glanced at his clothes pocket: "Look at that receipt more and you will wake up."

Zhao Mingyu laughed twice: "Younger, third brother, you have the courage to decide on such a large amount of wasteland. If I put it aside, I don't know how long I have to think about it. This is really the Yangtze River where the waves behind push the waves ahead, and the future generations are scary!"

I also felt that the construction of the factory building was about to come true, and I was so happy that I even came up with a phrase.

This is because the situation has not been understood yet. Zhao Wenduo not only thought to himself, but he would just cry when he went back to explain the matter.Let him be happy for a while first.

Until this time, Zhao Mingyu had not really realized that there were many problems behind the land purchase. He had not thought about where such a large sum of money came from.I only have a rough idea, there is no money, but the third child will think about it, otherwise she can make the decision so simply, there is a way to decide.

If he just told her to build a factory, the project this time would be good.

Maybe it's because in the past few years, Zhao Wenduo's ideas have always been online when he went to the village from home, whether he was doing business in a shop or mining and sifting for gold. Except for a gold shop with a light business, almost all of them were making money.

This made Zhao Mingyu take it for granted that it would be the same this time. Despite their young age, these three girls acted in a very orderly and orderly manner.Regardless of the huge amount of 10,000+, he has information that she can solve.

With this thought in mind, I didn’t think much about it until I got home.

However, Li Cuizhen asked about the result. When they left in the morning, they only explained that they were going to Xiangyang Town to look at the land. They didn't explain what kind of land they were looking at or how they were going to farm.

It was dinner time at noon. The two of them entered the house and washed their hands before serving dinner. It was not suitable to go into details.

It wasn't until the meal was over and Xiao Wu asked her to put her down for a nap that she took the time to ask her carefully.

Zhao Mingyu was still talking about Zhao Wenduo's vigorous and resolute actions, and said directly to Li Cuizhen: "Our girl is really powerful, but she is much better than the two of us. When I heard that such a big sum of money was required, she didn't even blink an eye, so she just talked to Na Yu The officer said 'it's settled', oh my grandeur at that time, you didn't see it, as a father I am not praising my own girl, let alone our village, but there are not many in this town."

Li Cuizhen laughed: "That's right. It doesn't matter who gave birth to her. How can my girl be any worse?"

After I had finished laughing, I thought: "Hey, just say that we are allocating land to build a factory. What are you planning to do? Tell us, third brother, you have a clue in your mind. We should pool money together. What should we do?" Where is the land?" In her opinion, even though the amount was quite large, as long as there was a visible profit, it would be like the discovery of gold sand mines in the river at that time. To subscribe for shares, the whole village would not be involved. what is the problem.

You must know that the people in this village are different from those a few years ago. At that time, it was very difficult for ordinary families to pay one hundred and eighty yuan. Those who paid more than one thousand yuan were big families, and there were not many households in the village.If you look at it now, those with three or two hundred yuan are not ignored. Those with more than one thousand yuan are standard. Why don't they all go to the town to buy a house?
——Hey, wait, buy a house... By the way, didn’t all the money of the villagers go to buy a store? In the hope that they can make some money in the past six months, those are the same stores that run small businesses, and most of them still eat. The rent is not much.As soon as she was worried about this, Li Cuizhen spoke up. Without waiting for Zhao Wenduo's response, she shouted first: "I'm afraid the village can't help. Didn't everyone buy a house? Why did they forget this. "

Zhao Mingyu asked her to remind her and thought of this question: "Yes, Third Brother, have you forgotten about this?" He naturally thought that Zhao Wenduo would use the method of raising funds to build a factory.

Zhao Wenduo saw the two of them talking to themselves. He was silent for a moment and then said: "I don't intend to let them participate in the wasteland this time. I will do it myself."

Zhao Mingyu and Li Cuizhen looked at each other, and both thought it was because she was being careful and didn't want others to take a piece of the pie.Then he said: "It's better to do it yourself. You don't have to share the money with others. It's just that the money is quite big and it's not easy to deal with." Until this moment, he didn't think too much and still thought that his three girls could solve it. .

Li Cuizhen vaguely felt that something was not right, and asked Zhao Wenduo hurriedly: "Third brother, please tell me specifically, what are you planning to do?"

The two of them are now only focusing on raising money, and they default to building a factory. Zhao Wenduo has considered what kind of factory it is, and there is no need to care too much. Anyway, it just has a future.

Zhao Wenduo didn't want them to misunderstand. If he wanted to rectify the problem, he should come with a big one. Don't hold back the small ones one by one.

"I bought the land first, and I haven't figured out what to do with it yet. In fact, it would be good to open up a large area of ​​land and plant corn. At least I won't starve."

"Yeah, corn is pretty good - what, growing corn?!" Zhao Mingyu just said in agreement, then he felt something was wrong.

Li Cuizhen was also shocked: "You have gone through all this trouble just to farm? You still have to open up wasteland to farm. Third child, are you stupid? If you weren't stupid, would you have come up with this idea? Do you know How much does a pound of corn cost now? How much grain do you have to harvest to get this cost? And what about labor? You are so good at opening up wasteland. Who would be willing to do it if you don’t give me a higher wage? It can exhaust a person to death."

"She needs to go see a doctor. I'm not very careful." Zhao Mingyu also shook her head: "You don't know how to settle such a simple account? There is something wrong with some tendon. Go and have a look quickly."

We haven’t gotten to the main topic yet, but this reaction is a bit big.Zhao Wenduo didn't want to be blocked before the next topic was discussed, so he added: "Isn't it still undecided? If it's really not possible, we won't consider farming again."

"That's not right. You dare to place a deposit without thinking about anything. That's more than 20 yuan, not more than 20 yuan. You can come and buy whatever you want. If you don't look at it, the whole family is now paying for it. You can't even get [-] yuan at a time, so where can you get ten times the price?" Li Cuizhen was speechless.I really didn't expect that the always steady third child would be so impulsive.

Zhao Mingyu sighed and said, "If it doesn't work out, just don't need the deposit. Just think of it as compensation for breaking the contract." It's several thousand yuan, which is not a small amount of money. Just thinking about it makes my body ache.But no matter how distressed it is, it is better than spending 10,000+ to buy a piece of wasteland to grow corn. If you really invest and don't know when you will get your money back, that will be really painful.

"Why don't you use your own money? It's impossible to break the contract. The land must be bought." Zhao Wenduo's voice was not too loud, but his persistence was very obvious.

Seeing her like this, Li Cuizhen patted her on the shoulder and scolded: "You are still determined, what are you determined for? Don't mess with this, haven't you listened to others? Eat enough to eat. Your father and I Those are people who have lived through hard times. You little kid, Yaya, don’t know how hard and tiring it is to open up wasteland. If it were so easy, everyone wouldn’t open up land, and it would still be left uncultivated for such a long time.”

"It's not that -" Zhao Mingyu thought of what the old lady who asked for directions said at this time, "I heard that that place is a bit evil. People who go there will go home and sleep for one night, and then the people will disappear. It is said that in ancient times It’s a place where people kill people, so the evil spirit must be quite strong.”

Li Cuizhen rolled her eyes at him: "Since you know that the place is not good, why don't you stop it and wait until this time to complain?"

"Isn't it okay for me to just think about it? Besides, there are so many people building the factory that it's overwhelming." Zhao Mingyu was a little concerned. He was thinking about going to the construction site to prepare materials and ignored this part of the content.At this point, he didn't want Zhao Wenduo to be stubborn anymore, so he used it as an excuse.

What kind of person is he? Li Cuizhen, a person who has spent half his life with him, doesn't know. She didn't continue to be more serious with him. She just said to Zhao Wenduo: "It's useless no matter how stubborn you are. Now that you can't get the money, what's the point?" I have no choice but to give up. - But if you have thought about what you are going to do and you are sure you can make money, then try your best to think of a way."

"No, I've already thought about it." Zhao Wenduo didn't listen to her hypothesis and opened the door directly.

Have you thought about it?They both looked at her.

"How are you going to get the money?" Do you still want to raise funds?
Zhao Wenduo said calmly: "Loan, get a loan from a bank, and only the bank can get the money happily." With more than twenty W, let alone now, even in many years, this will not be a loan. small amount.Ordinary people earn a fixed salary, and it takes many years to save.

"What the hell, a loan?" Zhao Mingyu couldn't control his voice and raised his voice twice.

Li Cuizhen even suspected that there was something wrong with her ears, so she deliberately repeated: "Did I hear that right? You said you wanted a loan?" The rising sound at the end fully showed the degree of shock.

"Yes, I want a loan. You heard me right."

"Oh my God, you really dare to think that the loan has been paid out." It can't be said that the two of them are making too much fuss. Life is not rich these days, but they spend more when they have more and spend less when they have less.No one thinks about borrowing money from the bank. In their impression, such loans are only done by people who are not doing well. To put it bluntly, it means that they cannot live in the upper class. I had no choice but to take this step.

"The money in the bank is so easy to borrow. If you don't pay it back by then, you will go to jail."

This is the key. Most people don’t take out loans because they don’t want to live with debt. Moreover, once the debt is repaid, the consequences will be serious.

"You have to squat if you can't get up. Why squat if you can get up?" Zhao Wenduo wanted to talk away from them, so as to avoid having such worries.But after all, I haven't obtained the 'evidence' yet, so if I reveal the matter now, I will inevitably be suspected, and I am afraid that I will be asked more things.

Li Cuizhen was attentive after all, and he heard a hint of confidence in her words, and then her eyes lit up and she said: "Third brother, tell me honestly, are you confident about this matter and know that you can't compensate for it, right? ?” The third child is a steady person, and he usually won’t say anything if he’s not [-]% sure about anything, and won’t tell them until he’s completely sure.

Things were like this before, and the wasteland this time should be similar. Now I can't figure out why. She is so insistent. She must have had a plan in her heart, but she hasn't made it clear to them yet.

To a certain extent, the truth about Li Cuizhen is revealed at this moment!

Zhao Wenduo secretly thought that it was her mother who had better understanding than some people.I've been following this all the way since morning, but I didn't understand it at all.

"Well, that's about right. We shouldn't lose money." It's impossible to lose money. Even if we really open up wasteland and cultivate land, the return of funds will be slower at most, so it's impossible to pay compensation.What's more, she didn't have that intention in the first place. Let alone farming, she didn't even need to cultivate the wasteland, she could just clear it out.

Li Cuizhen was silent for a while, seeming to be thinking about the feasibility of this, and finally said with a slow sigh: "Well, if you are right about this wasteland, then buy it, just like you said, go with Bank loan. But this is it, Lao San, these more than 20 are not a small amount, so will the bank lend you a loan?"

I just thought about whether I could get a loan or not, and didn't think much about it. How could a bank just grant me such a large sum of money? I was so happy to consider other things, but I didn't think of what I really needed to consider.

Zhao Wenduo glanced at her and then showed a big smile——

The familiar expression, the familiar formula, a bad premonition came to my mind, and I felt uncomfortable all over.

(End of this chapter)