2006: School beauty loves me again

Chapter 217 Inclusive Finance (5K)

No one on the road wanted to be next to this car, so the journey was smooth and we arrived at the airport soon.

On the way, Fifth Uncle didn't mention anything, Fang Yuan didn't ask anything, the three of them just chatted.

"gone."

When she arrived at the place, Lin Lingshan looked around and got out of the car with only one apple.

Uncle Wu followed.

"You girl, you forget your friends when you see sex, why don't you say goodbye to me?"

Outside the exclusive entrance and exit of China Southern Airlines, Lin Lingshan rolled her eyes at her little uncle: "Don't you guys still want to chat, let's go, bye bye."

The fifth uncle had a laugh: "Did you say something to that kid?"

"I don't know anything, so what can I say? I came to Binhai University just for a walk."

Seeing her uncle just smiled meaningfully, Lin Lingshan blushed suddenly.

"Fang Yuan and I are friends, he is a very smart person, smarter than all boys of the same age, and has a higher depth of thought.

I believe that no matter what he does, he will have his own considerations.It's just that I hope you... respect others in everything. "

The fifth uncle smiled and said: "What are you talking about? Silly girl.

But you're right, it's because of his uniqueness that I want to bring him around. There are not many good seedlings in this world.

But people like us who are astonishingly talented at a young age have to bear more things.

When you stare into the abyss, the abyss also stares into you.

Nietzsche was able to utter this sentence precisely because the depth of thought far surpassed that of the world not only brought him sunshine, but also brought more sadness.

No matter which side of us we see, others will not know that we have been scrambling on the edge of the abyss for a long time. During the day, we are free and easy, but at night we cry.

Nothing is free of cost, and all personalities come from past experiences, not to mention the so-called deep thoughts?
Although this kind of thing is intangible, but it is heavier than mountains, I am afraid that I will not be able to practice it after seeing all kinds of human beings every day.Hey hey. "

Lin Lingshan "cut" and pretended to vomit: "I'm so narcissistic, you two are the same, I don't care about you, I have to check in."

After speaking, he waved his hand and turned to enter the automatic door.

Back in the car, Fifth Uncle saw Fang Yuan shaking Erlang's legs and eating an apple.

"How to do it? Should I go to the city for a good meal, or is it nearby?"

Fangyuan shook his head: "I just finished treating your eldest niece to a big dinner. If you don't bother anymore, you can send me back to the school gate. Isn't there enough to talk about this way?"

"Okay." Uncle Wu also picked up an apple, wiped it and started to eat it.

He didn't signal, but the sensible driver obviously heard the destination, and the car started.

If the enemy does not move, I will not move, Fang Yuan has been waiting for the opponent to speak, calmly.

After two traffic lights, Uncle Wu finished his fruit and took two bottles of Perrier water from the small freezer.

"Ever heard of Yunus?"

Fang Yuan drank half of the bottle in one breath: "Which Yunus?"

"Muhammad Yunus."

Fang Yuan nodded and said, "I have."

The fifth uncle raised his eyebrows: "Oh? Are you starting to pay attention to the financial industry?"

Fang Yuan said no: "Didn't he win the Nobel Peace Prize last year? It was posted on QQ News. I clicked on it and looked at it."

"That's it, time is enough, let me give you a popular science?"

"All ears." Fang Yuan made a gesture of invitation.

"1976 years..."

Muhammad Yunus is a Bangladeshi economist who founded the Grameen Bank and is known as the "banker of the poor".

In 1976, when Yunus visited a poor village in Bangladesh, he found a young peasant woman named Sophia who had three children.

Sophia received a loan of 22 cents a day from the loan sharks to buy bamboo, and then gave the woven bamboo stools to the loan sharks for repayment, earning only 2 cents a day.

With a meager 2 cents a day, Sophia and her children are trapped in a cycle of poverty that is difficult to escape.

This situation made Yunus very shocked. It turns out that the issue of life and death is calculated according to "points".

Therefore, he found 42 villagers in the village who were in similar difficulties, and after summarizing the financial needs of these villagers, Yunus experienced the biggest shock in his life: a total of only 27 US dollars! $27 keeps 42 people in perpetual poverty? !
Yunus immediately lent them the money.

Later, Yunus tried to find some bankers, hoping that they could provide loans to these poor people, but the result was predictable, just like an old saying in China: emergency aid does not save the poor.

It is not a wise move for any businessman to lend money to the poor...

Therefore, Yunus had no choice but to fund himself and tried to provide small loans to the poor. In the end, this experiment successfully changed the lives of about 500 borrowers, and the concept of inclusive finance was launched. Yunus also For this reason he was awarded the Nobel Peace Prize in 2006.

After the fifth uncle finished speaking, he asked Fangyuan: "This is inclusive finance."

Of course Fang Yuan knew this little story, but she still pretended not to understand it: "I'm young, and I can do small business, but I really don't understand finance."

Uncle Wu didn't care and said: "Finance is just a tool, a tool for rapid growth of money."

Fang Yuan said, "I think I'm making money pretty fast now."

"Hey, you forgot that I'm a professional?" Uncle Wu rolled his eyes: "If you don't let go of the financing standards of those two websites, I'm afraid the capital chain will be broken soon, right?"

Fang Yuan nodded: "I do plan to talk to a few VCs in a while, it's not good to keep rejecting them, isn't it?"

Uncle Wu's eyes lit up: "Oh? We are so familiar, don't you plan to consider Aiyi Capital?"

Fang Yuan spread his hands: "Of course you are welcome, but I only plan to give up 10%."

"You should be the capital."

Uncle Wu smiled and waved his hands: "Okay, let's not talk about small business. I will continue to popularize financial concepts for you."

Fang Yuan stretched out his hand to stop it: "Let's just say it, I'm too small now, and there are not many people around me who can use me, so I really can't divide my energy.

Brother-in-law... brother-in-law... No, Uncle Wu, you didn't treat me as an outsider and wanted to take me to make money. I know this kindness.

But don't you know my situation?Small noses, small eyes, small mouths, you trade hundreds of millions of dollars every day, once I make a mistake, I can't afford to sell my kidneys.

You let me hang out for another two years, and when the hair grows, I promise to pester you to take me to make money. "

The fifth uncle disagreed: "How much money do you plan to earn in five years?"

"One billion is enough."

The fifth uncle said in surprise: "That's all? Then what are you fussing about? Just mess around with the two websites, no, even if they are split and listed separately, there will be more than that."

"That's right, so I said that I don't have any lofty ambitions. I just work hard, work hard, and earn some money for my wife."

"Tsk tsk."

Uncle Wu squeezed his chin, thinking for a long time how to arouse Fang Yuan's passion for money...

After a while, he asked, "Do you know how many reasonable and legal ways to accumulate wealth in this world?"

Fang Yuan shook his head.

Uncle Wu smiled and raised a finger.

"One, use capital to control the means of production and generate compound interest."

Another one was erected.

"Two, become winners in areas where the odds are low but the rewards are high."

"Three, have the right to speak in certain tracks and occupy distribution nodes, that is, participate in monopoly."

"Fourth, become a scarcity expert, be a co-conspirator of capital, and obtain capital tolls and profit sharing."

"Five, of course, there is another unconventional way, which is to predict the future, and then judge interference, prediction and control, obtain information difference, and achieve dimensionality reduction and crushing of all competitors."

"It makes sense." Fang Yuan nodded and said, "I've been taught."

The fifth uncle said: "I'm not giving you a lesson, I want to tell you: Unfortunately, the possibility of achieving these five methods with diligence and hard work is zero. Either it will approach zero infinitely, or it will be zero. It is impossible.

Have you ever seen a child from a poor family go from 0 to 1 step by step?They all seized the opportunity and earned the wealth of the rest of their lives in one or two years.

Wealth lies in spells, not labor.

Xiangzi felt that it was because he didn't work hard enough.

Your roots are too low. If you hadn't bought a lottery ticket, even the current industry would be hard to earn in a few lifetimes. "

There's nothing wrong with it, if I'm not a reborn person, and didn't pass the prediction of the future as he said...

Fang Yuan said, "We're almost there, Fifth Uncle, just tell me what you want."

Uncle Wu leaned back on the back of the spacious and comfortable chair, looked at Fang Yuan and smiled.

"A few good friends and I set up a club in London. The main purpose is to provide financial inclusion and benefit the poor."

For welfare? ? ?Cut leeks with high interest rates.

"The initial strategic direction is Europe and China."

Fang Yuan asked: "The domestic market is special. Foreign capital can come in, but take money away? Impossible."

"You know a little bit." Uncle Wu said, "Of course we know it too, so we're going to put on some clothes to control a family of domestic counterparts. Yixin, have you heard?"

Fang Yuan's heart skipped a beat, but on the surface he still asked knowingly, "I've never heard of it."

"In 06, they brought back the concept of P2P from the United States, and now it is showing signs of gaining momentum.

Don't worry, this is all legal and compliant. A second-generation guy from Yanjing who is about the same age as you has also entered the market. He has a great background, which shows that this industry can be played. "

It is possible to play because there are no legal provisions now, Fang Yuan sighs secretly, the speed of information collection of speculators is really against the sky, no wonder they make money.

"How do you want me to enter the market? You either have money, background, or professionalism, and I don't know anything."

"Don't worry, I don't have many trusted friends in China. I just want to talk to you first. You pay attention first and learn first. It's not too late to do moves after the New Year."

Fangyuan understands, the Fifth Uncle of Feelings didn't want him to partner in and share the money, but acted as a pony to help him watch over the partners in China...

"Okay, then I'll go back and charge more. It happens that there is a finance department in the school. I'll go and listen to the big class later."

It’s not that Fang Yuan is bad, it’s that the gap in strength is too big now, it’s impossible not to bow your head, let’s pretend to be a snake, and drag it slowly, wait for the two rounds of financing to come in, and then talk about it.

……

Fang Yuan got out of the car a few hundred meters away from the school gate without letting the Rolls-Royce drive into the school.

In order to repay the kindness of the little girl who came here to inform her, Fang Yuan sent a text message to Lin Lingshan: We're done talking, no problem.Eat more, you lose weight.

Looking at the time, the plane shouldn't have landed in Hangzhou yet. She put her phone away and Fangyuan entered the school.

When they arrived at the dormitory, Gu Li had already returned, lying on the balcony smoking a cigarette, Fang Yuan walked over and patted his shoulder, seeing that his expression was not very good.

"Haven't slept in the past two days?"

Gu Li said: "Sleep? Every day I help to fish for goods in the sea circle, and I lost [-]% in three days, and the profit in two years is gone."

Gu Li's family raises sea cucumbers, which are high-quality products, and the old customers are still there, so they don't worry about selling them, but the market price has dropped, and they will definitely lose money.

After getting along for more than a month, Fang Yuan felt that the people around her were all good, and there were no bad or bad people.

Fang Yuan asked him, "Is there anything I can do to help?"

They are all classmates of the same age, how can Gu Li think about other things, thinking that this is just caring.

Shaking his head, he said: "It's a big deal to take a break in the second half of the year and re-sow the seedlings when the market is good. My family is not bad. Uncle Xu's family raises Xia Yibei, so the loss will be miserable."

"Sister Xu Anran's family?" Fang Yuan was surprised, "I haven't seen anything unusual about them these two days."

He lived in Binhai for more than ten years in his previous life. He has never eaten pork but has seen pigs running. Xiayi shells have higher requirements on water quality and temperature. If one is not careful, the whole army will be wiped out, but the profit is very high, because the common people love to eat it. Market recognition.

"Huh."

Gu Li flicked the cigarette butt downstairs, and said: "Xu Qingqian is not in good health, but she is smart and sensible. Their parents have already spent a lot of money on seeing a doctor for her since she was a child. What's the use of letting her know this news? It's just trying to annoy her." what?"

Fang Yuan has always been curious about what Xu Qingqian's illness is, and when he turned around and saw that everyone in the room was immersed in the game and screaming, he tentatively asked Gu Li.

Gu Li thought for a while and said, "Youngest, I think you are more stable than them, but I will only tell you."

After saying that, Gu Li patted his chest: "Here."

Fang Yuan was shocked: "Isn't it? You have breasts at such a young age..."

"Boiled!"

Gu Libai glanced at him: "Fart breasts, heart! Congenital heart disease. I remember when I was in elementary school, the doctor said she would not live to be 16."

"..." Fang Yuan was stunned, and said, "This is indeed a bit miserable, why don't you have a transplant operation?"

Gu Li said silently: "My dad said that Uncle Xu and his wife dare not. The 10-year survival rate of heart transplantation is too low. After so many years... Well, it is really miserable."

Good guy, Fang Yuan called him a good guy in his heart, no wonder that girl Xu Qingqian always looks like a beauties holding her heart, she is beautiful but not blessed.

What's wrong with the beautiful scenery on a good day?
After the lights were turned off, Fang Yuan also went to the corridor to play Three Kingdoms Kill with everyone.

This thing just came out not long ago, and other people are still studying how to match character skills, but Fang Yuan has long been a master of customs clearance, killing chickens and dogs is particularly boring, and he went back to the room after playing two rounds.

Before going to bed, Yang Yifan asked: "Who do you think is the most unsatisfactory character in the Three Kingdoms?"

Xiang Dong said: "Zhou Yu, Zhou Yu was pissed to death, and left behind a beautiful daughter-in-law. I don't know who is getting the better of it."

Xu You said, "I haven't seen Three Kingdoms before."

Chen Yi said: "It must be Liu Bei. Liu Bei didn't know whether his daughter-in-law was touched by Cao thief until his death."

Gu Li said: "Jiang Wei was born in the land of Yongliang in the Cao Wei Dynasty. He has never been favored by the Han Dynasty or admired the virtues of the Han Dynasty. In order to repay Zhuge Liang's kindness, he went on the 11th Northern Expedition. Even if Adou surrendered, he still devoted himself to helping the Han Dynasty. , Didn’t commit suicide in despair until seeing the destruction of Xichuan and the darkness of the Shuhan with his own eyes. The words of defending the foundation of the late emperor to the death are too tragic.”

Fang Yuan thought for a while, and agreed with Gu Li's statement.

The two generations of Zhuge Liang and Jiang Wei never saw Chang'an City in their entire lives.

In later generations, the high-speed train from Chengdu to Xi'an only took four hours. When the Shu Han Dynasty fell in 263 AD, the ticket price for this high-speed train was also 263 yuan...

Yang Yifan asked Fangyuan: "What about you, youngest?"

Fangyuan said, "Sima Yi."

The others were shocked.

"Is it hard to get over the world?"

Fang Yuan said: "It's a pity that the Sima family has won the world. Otherwise, where would the chaos of the eight kings come from?"

After chatting for a long time, talking and laughing, Yang Yifan suddenly said coldly: "Youngest, can you not be with Jingyi?"

There was a moment of silence.

After half a minute, Chen Yi sighed first.

Then, in the darkness, Xiangdong suddenly said "Zhuo": "That's all you have to offer? Don't you think about it a long time ago?"

No one else spoke.

Yang Yifan's voice came: "A few days ago I took it easy, but later I felt that I shouldn't let it go so easily. I think that as long as you persist, you will win. After a long time of asking for warmth, she will always know who is sincere to her, right?"

For some reason, Fang Yuan suddenly thought of the man and woman in the vegetable market, the tragedy was everywhere, and Yang Yifan was missing?
"Don't worry about this, I am serious about chasing Shen Ningfei, and you should all be able to see that your goddess is not my type."

Yang Yifan said: "That's fine, I'm a straight person, I can say whatever I have, don't blame me."

After hesitating for a while, Fang Yuan thought that he should fulfill his responsibilities as a roommate, and it would be good to remind him.

"Do you think Meng Jingyi is the prettiest?"

"Yes, Xi Shi is in the eye of the beholder, doesn't the fourth child think An Luo is the prettiest?" Yang Yifan said.

Chen Yi didn't answer the question.

Fangyuan said: "Okay. But... I'm not trying to persuade you, I'm just telling you what I think.

Beautiful women really don't need your caresses. In fact, it's not just Meng Jingyi. As long as she is a normal woman, in this society, her beauty is above average, then she doesn't need your concern.

Because in the past 20 years of life, she has met too many dicks who care about her. Asking about the health, good morning and evening, drinking more hot water, keeping warm, and going to bed early, these nonsense are useless at all.Lose weight, read more useful books, and learn to make money. "

Yang Yifan said "hmm" and didn't speak again.

……

On Saturday the next day, there was no need to get up early, and everyone slept until ninety o'clock.

After tidying up, the six people in 515 all carried their schoolbags and went downstairs together.

The first group activity of more than 40 people in the photography class came.

Fan Zhiyao, as a life committee member, has full authority to arrange the entire itinerary—one day and one night tour of the suburban farmhouse.

This afternoon is for entertainment and dinner, tomorrow morning is for taking pictures, and then return.

In fact, it is similar to the autumn tour, except that you have to stay overnight.

Fang Yuan has little interest, but the other boys are not. There are more than 20 gorgeous girls, and the animals are all dressed up differently than usual.

Chen Yi pointed to a girl who was in the same class in front of her but couldn't name her: "I'm just wondering, look at her bag, it's not as big as a palm, what can it hold?"

Fang Yuan glanced at it, and saw that the rose-red small bag slanted across the back of the buttocks was indeed a little bigger than the phone.

"Pretend to be cute."

Gu Li raised his chin: "It's a decoration. When a girl goes out, the luggage is of course a dog's leg. Now, don't stare at his ass. The licking dog in front is caught between two big schoolbags, can't you see it?"

(End of this chapter)