I am not a deposed emperor of Han Dynasty
Chapter 495 To improve the treatment of the Han army, start by establishing a "bank"!
Of the 20 Changyi Langs who had been crowned for twenty years, only ten of them came back alive, and only five of them had sound hands and feet and could still serve in the army.
They are all good men, how could Liu He not be sad.
I don’t know how many good men of the Han family are like them. They were in high spirits when they went to war, but when they returned they were already vicissitudes of life.
He looked at these familiar yet unfamiliar names and thought clearly about the first thing to do.
"How much money and food were confiscated in the corruption case at the end of last year? Have you calculated an accurate amount now?"
Liu He asked something that didn't seem to have much to do with the current situation.
"About 400 million yuan." Zhang Anshi was deeply familiar with Huo Guang's true experience in governing the government, and he remembered these amounts very clearly.
"Which government office is under the jurisdiction of this money now?"
"It is under the jurisdiction of Da Si Nong." Zhang Anshi didn't know why the emperor asked this question.
"I have an idea that I would like to discuss with you all."
"Your Majesty, please teach me!" several bachelors quickly replied.
"Whether it is using troops against the Xiongnu and Qiang people, or exterminating bandits and bandits in the mountains and forests, the most hardworking and dangerous people are none other than our soldiers of the Han army."
"Not to mention the countless Han soldiers who died on the battlefield, there are probably dozens or hundreds of soldiers who died in Langkou while patrolling the beacons every day."
"For the dead and injured, the court only gave two to three thousand yuan, not to mention supporting the widows, wives and weak children at home. I'm afraid it's not enough to transport their bones back to their hometown."
"I don't know how many soldiers of the Han army who fought for the Han Dynasty through life and death. In the end, they could only be buried in foreign lands and became lonely ghosts. They were not allowed to go home and enjoy the blood sacrifice of their relatives."
"What's more, the average soldier in the Han army only has 900 yuan of food per month, and the commander of the corps only has more than 1,000 yuan. Compared with the princes, it is really pitiful."
A few months ago, the monthly salary of ordinary soldiers was even lower, only 600 yuan a month.
Later, it was Liu He who wanted to use money from the young man's house to increase the food and clothing for the soldiers, so he forced Huo Guang to add 300 yuan to the soldiers at the bottom.
Many courtiers would say "the Han army is mighty" in the front hall, but when it came to practice, they believed that the soldiers at the bottom were only worthy of a few hundred dollars of rice.
It’s not that they are bad-hearted, nor that they don’t read books by sages, it’s just that their class attributes determine that they can only see the interests of their own class.
Fortunately, these cabinet bachelors can still consider the overall situation and see things more thoroughly and long-term.
When Liu He mentioned this, loyal ministers and upright officials like Zhang Anshi also felt a little ashamed.
They didn't need to be reminded by the emperor, but they also knew that compared with the lower-level soldiers of the Han army, their salaries were much higher.
"Your Majesty, I am willing to give half of my money to compensate the Changyi Langs who were killed and injured, and express my feelings." Zhang Anshi was the first to say.
"Mr. Zhang is a man of great integrity, and the old minister is willing to pay half of the money for food and rice..." Wei Xian quickly followed Zhang Anshi and said.
Then, several other bachelors also stood up and expressed their opinions, and they were all willing to contribute their share of money and food.
Liu He just smiled and waved his hands. They understood half of what he said, but they didn't understand it completely.
"I am not blaming you dear friends. The soldiers sacrificed their lives to kill the enemy on the battlefield, and the academicians worked in the cabinet to make contributions to the great Han Dynasty."
"What's more, the little money and food you have is insignificant to the hundreds of thousands of Han troops. Instead of giving out money and food, it is better to return the food I gave you."
Of course, Liu He did not say the second half of this murderous sentence, otherwise these cabinet bachelors would have been unable to sleep all night.
"I believe that a sum of money should be allocated to provide compensation for the wounded and disabled soldiers who died in battle, so that their relatives can at least have something to rely on."
A group of cabinet academicians thought of the money and food collected from the corruption case that the emperor just mentioned, and thought they understood the emperor's intention.
"Does Your Majesty want to use the money collected in the corruption case to specifically pay for the soldiers who died or were disabled in the war?" Liu De asked tentatively.
"Uncle is half right." Liu He smiled pretending to be mysterious.
"Your Majesty is a wise man, but I am far behind me. Please give me some advice."
Liu De was still a little frightened when he heard the emperor calling him uncle. He couldn't adapt to it from beginning to end, but he didn't dare to let the emperor change it.
"Although the stolen money collected is in the hundreds of millions, if it is divided equally, it will eventually be exhausted. It will never last long."
"So, the key is to make money beget money, so that the money can continue to increase, so that we can always provide a guarantee for the ordinary soldiers of the Han army!"
Zhang Anshi and others looked at the emperor's shining eyes and felt a little stunned. They thought about something bad.
The emperor attaches too much importance to money, which is not necessarily a good thing.
In the past, Emperor Xiaowu was a person who was good at "making money".
Selling officials and titles, asking princes to donate gold, forcing wealthy businessmen and wealthy families to buy deer skins, specializing in salt and iron... which method is not for making money?
In the end, he did make a fortune, which supported Emperor Xiaowu in several subsequent wars, but it also caused complaints from the princes, wealthy businessmen and wealthy families.
Nowadays, the already somewhat eccentric emperor proposes to use money to make money, which naturally makes these cabinet scholars feel a little uneasy.
Being too profit-oriented is always a bad thing.
"Your Majesty, are you going to increase taxes?" Wei Xiang, a half-cool official, asked cautiously.
At this moment, even Han Zeng and Zhao Chongguo, who were concerned about the Han army, looked at the emperor strangely.
Raising taxes is a major matter that concerns everyone in the world - the turmoil it causes will never be small.
Liu He smiled and waved his hand, which made the bachelors heave a sigh of relief.
Tax reform is certainly on the cards, but now is not the time.
"My dear friends, you may have misunderstood what I mean. I am not asking to raise taxes, but to make these hundreds of millions of dollars generate more wealth."
"Your Majesty wants to use the money to do business with the Han army?" Zhang Anshi asked tentatively.
"The Han army is not allowed to do business!" Liu He decisively shook his head in denial.
The army does not do business with the utmost knowledge, and later generations have already learned bloody lessons.
At this time, the cabinet bachelors who had been rejected one after another were a little confused, and they couldn't think of any other way to make money make money in the daytime.
So I had to listen quietly.
"From now on, all the money and goods collected in corruption cases will be managed by Captain Shuiheng."
"Captain Shuiheng will set up Shuiheng Banks in various counties and counties specifically for the purpose of operating this money..."
Qianzhuang is another new term for Zhang Anshi and others.
Although they didn't know what a bank was, they were keenly aware that it was part of the emperor's new policy.
When the previous new policies were implemented, some people's interests were always harmed, so it must be the same today.
Several cabinet academicians secretly cheered up and wanted to see what was in the emperor's gourd.
"There are wealthy people among the people who are called Ziqianjia. Those who make a profit from lending five bahts. If they lend ten thousand bahts, they can receive an extra two thousand bahts a year."
"He is even more arrogant and cunning. He lends 10,000 mother's money and receives 5,000 son's money a year... It is an exaggeration to call it a huge profit."
"Shuiheng Bank will specialize in lending from now on, and the money it gets will be used to pay for the soldiers who were disabled and died on the battlefield."
"Nowadays, the interest rates of the private Qian family are extremely high. It is really unkind to take away a lot of people's wealth. The annual interest rate of Shuiheng Bank is set at 10%."
"In this way, firstly, it can help the people who are short of money to tide over the difficulties; secondly, it can force Zi Qian's family to reduce the interest rate; thirdly, it can make the soldiers profit."
"In the future, Shuiheng Bank will also be able to save money. Rich people will deposit their money in the bank, and the bank will pay them money at lower interest rates."
"In and out, although it is profitable, it is ultimately used on the soldiers of the Han army. I think it is a good deed."
Shuiheng Duwei was specifically responsible for minting new money. Similar to later central banks, it was logical to manage the Shuiheng Bank.
Banks play a great role in promoting the development of industry and commerce. Instead of letting wealthy people do it, it is better to do it yourself.
The level of commodity economy development in Dahan is not high yet, but it is not completely absent.
With Shuiheng Duwei as the "Han Fed" and Shuiheng Bank as the "Han Bank", Liu He can do a lot more.
Seeing that Zhang Anshi and others were still a little confused, he went on to make a vivid analogy. (End of chapter)
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