Forty has a hurdle

Chapter 186 The Dust Settles
As Zhao Hongming's voice fell, the voice in the living room disappeared instantly, and several people looked at Zhao Hongming in disbelief.

"Old Zhao, have you agreed to sell our house?"

"Brother-in-law! You can't sell your house."

"Hong Ming, no."

The reactions of several people are also different.

Qin Yali was pleasantly surprised, while Qin Yuan and Qin Aiguo objected.

"It's not about selling our house, Dad, how much money can you come up with?"

Zhao Hongming frowned and looked at his wife with disappointment.

He asked Qin Aiguo.

"[-] to [-], my wife will take out the passbook and have a look."

Qin Aiguo was a little hesitant, and he didn't know the exact number. Usually, his wife kept the passbook.

Song Huiying hurried into the room, and after fiddling for a while, she came out with a passbook.

"There are 16!"

Qin Aiguo took the passbook.

"16."

Zhao Hongming found a pen and paper, and began to write and draw.

Everyone looked at Zhao Hongming lying on the coffee table in bewilderment, muttering words, writing and calculating continuously.

None of them knew what kind of medicine was sold in Zhao Hongming's gourd.

Zhao Hongming said there is a way, what kind of way is it?

However, seeing Zhao Hongming's concentration, everyone suppressed their curiosity and waited patiently for Zhao Hongming.

"That's it! That's it."

A few minutes later, Zhao Hongming raised his head with joy.

"My parents' 16, plus the 4 we made up, it's exactly 20."

Zhao Hongming pointed to the numbers on the paper and said.

"I just contacted a friend in the bank who can mortgage our house and get a loan of 30!"

Zhao Hongming finally threw out his blockbuster D.

"This"

"Old Zhao!"

"Brother-in-law!"

Qin Aiguo's eyelids twitched. He didn't expect that in the end Zhao Hongming's solution was to use the house as a mortgage.

Qin Yali looked at her husband with teary eyes.

It would be even better to help Qin Yuan without selling the house!

Qin Yuan's nose was sour, and his heart seemed to be hit hard by a heavy hammer.

"But, with so many loans, how do you repay them?"

Qin Aiguo thought of a key point.

Yes, this is a loan and must be repaid!

Qin Yuan is penniless now, Qin Aiguo has used all his savings, and it is impossible for Zhao Hongming's family to spend so much money to help Qin Yuan repay the loan. In the end, he had to think of other ways.

The matter of the loan only delayed Qin Yuan's debt repayment time, and did not really solve the problem.

"Don't worry, you listen to me."

Facing his family's questions, Zhao Hongming was confident.

"The 30 from the xy company, we will loan separately, first only 20 will be loaned out, and then Yali will go to j bank to get a quick loan. Basically, we can get a loan of [-] to [-]. This quick loan has a very low interest rate. , and can pay back at any time, you can pay back five thousand if you have five thousand, and pay back ten thousand if you have ten thousand.

For the remaining 50 to [-] yuan, can Dad borrow from the aunts and the others, and each family can borrow [-] to [-] yuan, so that they can make up [-] yuan. "

Speaking of this, Zhao Hongming paused, and then continued: "Let's delay borrowing money from relatives first, and make it clear to them, and then borrow it for two or three years before paying it back.

We borrow this sum of money from xy agency for 3 years, while the quick loan only has a one-year term. When it expires, we can use the remaining [-] yuan from xy agency to pay back. In this case, we have three years to let us Come pay the money back. "

"On Qin Yuan's side, you and Siqi are both looking for jobs and making good money. The children are on the parents' side. I think with your ability, you can earn tens of thousands of yuan a year without going astray. It's a simple matter!"

Zhao Hongming's method is simple and simple, it is four words, one loan and one loan.

Taking advantage of the current loose policy of bank lending, tear down the east wall to make up for the west wall.

As long as Qin Yuan is allowed to slow down for a while, it is not impossible to make a comeback.

Listening to Zhao Hongming's explanation, Qin Yuan's eyes gradually lit up.

He hadn't thought about this issue before because his house, shop, etc. had all been sold, and he had nothing left to mortgage.

Now Zhao Hongming offered to use his house for a mortgage loan, and also gave a solution to the repayment problem, which made Qin Yuan's big stone finally landed.

"Brother-in-law, don't worry, as long as you give me time, I will definitely pay back the money."

Qin Yuan stood up excitedly, and bowed deeply to Zhao Hongming.

Zhao Hongming hurriedly got up and supported him, "One family doesn't talk about two families. After a few years of hard work, we will pass this hurdle and life will get better."

"Old Zhao, you are really amazing."

Qin Yali jumped up, hugging her husband and jumping up and down.

She didn't expect that her husband could come up with such a way.

"Qin Yuan, let's figure it out again, how to use the money."

Facing his wife's excitement, Zhao Hongming just gently pushed her away, turned to talk to Qin Yuan.

Qin Aiguo, who had been watching Zhao Hongming, sighed slightly when he saw this scene.

Looking at his heartless daughter, Qin Aiguo felt that he had to have a good talk with Qin Yali.
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A few days later, Zhao Hongming and Qin Yali successfully signed the loan contract at XY Agency.

"Ding!"

Following Zhao Hongming's operations on Qin Yali's mobile phone, the 20 loan appeared on the bank card smoothly.

The quick loan from bank j has also arrived.

"Now this loan is really convenient!"

Seeing her husband's operation, Qin Yali sighed a little.

In the past, when applying for a loan, you had to hold a bunch of documents, queue up, review and so on.

Now you can get a loan with just one operation on your mobile phone, which is more than a little faster.

"You can't even see the shadow of the money, and it becomes someone else's. It seems to be just a bunch of numbers."

Zhao Hongming also felt something.

But it is this pile of numbers that makes people break their legs and sweat.

In the evening, Qin Yuan's family and Zhao Hongming's family sat around the dining table.

"Come on, Qin Yuan, let's go."

Zhao Hongming raised his cup towards Qin Yuan.

Qin Yuan didn't refuse either, he simply picked up the cup and clinked glasses with Zhao Hongming.

After drinking the wine in the glass in one gulp, Qin Yuan said: "Sister, brother-in-law, Siqi and I will send Kaikai to my parents tomorrow, and then we will go to the provincial capital.

I do sales, Siqi goes to the hotel to do cleaning, and I can earn about six to seven thousand a month. "

"When the wages are paid, I will send you the money right away, and we can pay back the money here first."

Zhao Hongming and his wife knew that Qin Yuan was leaving, and the dinner tonight was actually a farewell party for them.

"Wait a minute, you should keep your first month's salary, after all, you just went to the provincial capital, and you are not familiar with the place, so if you need something urgent, you can use it as an emergency.

For the quick loan of bank j, I suggest you repay it in units of [-] yuan. "

Zhao Hongming suggested.

"That's right! Don't worry, as long as you have a job, let's pay it back slowly. Save the 6 yuan, and we'll make some money for you. It won't take three years to pay it off."

Qin Yali also echoed.

Before my sister's words came out of my mouth, Qin Yuan murmured that it was not good.

Sure enough, Zhao Hongming picked up the wine glass directly, and drank the wine in one gulp.

"Hey, Lao Zhao, why did you have another drink!"

Qin Yali stared at her husband and said, she didn't realize what mistake she had made at all.

"Sister, you have helped me enough, I can repay the money here, and I can save your money. This Huanhuan is about to enter the third year of junior high school, and there will be more places to use the money in the future! "

"This glass of wine, I respect you, I did it."

Speaking of which, Qin Yuan raised his wine glass and drank the wine in the glass.

"Qin Yuan, you don't have to be too harsh on yourself when you go to the provincial capital. What your sister said is right. You can pay back the money slowly, and you can't ruin your body."

After listening to Qin Yuan's words, Zhao Hongming's face looked better.

"Well, I know, brother-in-law."

Qin Yuan nodded.

Under Qin Yuan's deliberate guidance, everyone's topic shifted from loan repayment to other aspects.

A meal, eat happily.

(End of this chapter)