My father Zhu Gaoxu

Chapter 246 Gossip
"Your Majesty, do you want to tell the court to start recycling treasure notes?"

After Xia Yuanji pondered for a long time, he finally raised his head and asked.

In fact, during the Hongwu period, the law of reversing banknotes was implemented, that is, to recycle some worn-out banknotes, but it was basically not implemented. The court only accepted new banknotes, and it only forcibly stipulated that no discounts were allowed on old banknotes, but it was of no use at all.

"Not only is it necessary to recycle the precious banknotes, but the issuance of the precious banknotes must also be planned. We can't issue as much as we want like now. That will only depreciate the value of the precious banknotes!"

Zhu Zhanhe said immediately.

"Then how should it be recycled and how should it be distributed?"

Xia Yuanji seemed a little moved, but he still didn't have much experience in this area.

"The recycling and issuance of precious banknotes can also be handed over to the bank. As for the recycling of precious banknotes, it is actually to exchange the old banknotes for new banknotes in full. There is nothing to say about these. As for the issuance, you need to have An anchor can be gold, silver, or even copper coins..."

Although Zhu Zhanhe doesn't know much about finance, he still knows a little about the issuance of banknotes, especially some functions of banks. After all, everyone in the future will inevitably deal with banks.

Following Zhu Zhanhe's narration, the more Xia Yuanji listened, the more surprised he became.

Some of what Zhu Zhanhe said, he could understand, and although he couldn't understand some, he could vaguely understand the profound meaning in it, and some things were even closely related to their duties in the household department, which made him feel suddenly enlightened. feel.

"Issuing banknotes is actually only one of the functions of the bank. If it is operated properly, the bank can even affect the national economy. I think you should be able to understand Xia Shangshu!"

Finally Zhu Zhanhe concluded.

I saw Xia Yuanji contemplating for a long time again, and finally raised his head and said: "My lord, this matter is of great importance, I need to seriously consider it!"

"No problem, I can wait for Xia Shangshu to think it over before giving me an answer!"

Zhu Zhanhe nodded.

From his narration, Xia Yuanji could see the importance of the bank, which was not easy, so Zhu Zhanhe was also willing to give the other party some time to think about it.

"Thank you, my son, and I still have some questions about the bank. I wonder if I can ask you a question or two?"

Xia Yuanji said very politely.

Although Xia Yuanji knew that Zhu Zhanhe was quite talented in the past, after hearing what he said now, he found that the other party seemed to be more proficient in financial management than him, which made Xia Yuanji respect Zhu Zhanhe even more.

"Xia Shangshu is polite, you are an expert in financial management, let's discuss it together!"

Zhu Zhanhe laughed, and then chatted with Xia Yuanji again. The scope of the two chats was wider this time, not only limited to the bank, but also talked about the country, economy and other aspects.

After this chat, it didn't matter, Xia Yuanji became addicted to chatting, and in the next few days, whenever he had time, he would chat with Zhu Zhanhe.

Soon Zhu Zhanhe felt a headache, because the economics knowledge in his stomach was quickly emptied by Xia Yuanji, and the other party repeated the same thing and asked many new questions. He didn't know what to do. answer.

As for the bank matter, Xia Yuanji was still thinking about it, but there was no rush for this matter anyway, so he could take his time.

"My son, isn't it a little too much for us to sell the land in our hands? If the concubine comes to Beijing, I'm afraid I can't explain it?"

This afternoon, Ma An approached Zhu Zhanhe and asked.

"How much did you sell?"

Zhu Zhanhe asked casually.

"[-]% of the fields outside the city have been sold, [-]% to [-]% of the houses in the city have been sold, and the rest are still under negotiation. The vacant land hoarded in the city is at your command, and none of them are sold."

Ma An reported immediately.

The city of Beijing is newly built, and there are many open spaces in the city. Before that, Zhu Zhanhe picked some places with good locations and bought them all. They will be of great use in the future.

"Is the money back?"

Zhu Zhanhe nodded in satisfaction, and then asked again.

"It has been taken back a long time ago. Just the ones sold now have made our palace earn six or seven times the income!"

As soon as money was mentioned, Ma An immediately said happily.

Now the property prices in Beijing have risen more than ten times than before. Although Beijing used to be an accompanying capital, it was located in the border area and it was too unsafe. Many people were unwilling to buy property here, which made the property prices here very low.

"It's really huge profits. No wonder the real estate of later generations has been scolded by so many people, but it still stands tall!"

Zhu Zhanhe also said with emotion in his heart at this moment.

Of course, no matter how profitable the industry is, it cannot defy the laws of economy and population. The real estate of later generations will also go downhill when the population declines.

"By the way, have you bought the house of Yuanwai Lang Wuhong?"

Zhu Zhanhe suddenly thought of Wu Hong, if not for his suggestion, he would not have thought about the bank.

"I bought it, and I gave him a discount. If there is not enough money left, I will use his Yanglian silver as collateral and pay it off in ten years."

Ma An replied again.

"This Wuhong is a nice person. I'll replace the furniture in the house with some new ones for him. In addition, when he moves in, you will also send me a congratulatory gift."

Zhu Zhanhe ordered again, Wu Hong is a shrewd person, in the future Zhu Zhanhe will have to deal with the household department, so this person is also very worth wooing.

"Yes!"

Ma An immediately agreed, then hesitated for a moment, and then said again.

"My son, we have sold so many properties, and there are some bad rumors outside, do you think it is time for someone to take care of it?"

"Don't you mean I'm a prodigal son again?"

Zhu Zhanhe laughed dumbly and said, when he was selling land in Nanjing, he heard such rumors a lot.

"My lord, are you not angry?"

Seeing that Zhu Zhanhe was still smiling, Ma An also asked very puzzled.

After all, Zhu Zhanhe has so many land properties in his hands, he can continue to hoard them and wait for them to rise in price, but now he has sold more than half of them. As a result, those who bought the land are not only not grateful, but are still talking about him behind his back. not angry?
"There's nothing to be angry about. We've earned them so much money. They can say whatever they want. Anyway, it won't hurt me!"

Zhu Zhanhe smiled freely.

In fact, he had expected this kind of situation a long time ago. After all, it had already happened once in Nanjing. This time he hoarded more land and earned more money, which would definitely arouse people's envy.

"Your Majesty is really big, I admire you!"

Ma An made an old mistake, and flattered him again, but this time he was sincere, and there was no falsehood at all.

But at this moment, a steward of the palace suddenly ran in with a face full of joy and shouted: "My lord, the princess sent someone to deliver a letter, saying that part of the fleet from the Western Seas has returned!"

(End of this chapter)