My father Zhu Gaoxu

Chapter 292 Bank Safe

Beijing City.

Since Zhu Di deposited a sum of money in the bank, officials, businessmen, and common people also deposited money in the bank one after another. Some businessmen even took out money stored in other banks and deposited it in the bank.

After all, banks do not charge storage fees, and the interest on loans is still low. In comparison, banks are simply too black-hearted.

Therefore, during this period of time, the money houses in Beijing City were also very difficult, and some even closed their doors altogether.

Of course, these banks are also very unwilling to be robbed of business by the banks, but there is nothing they can do if they are unwilling. After all, the background of the banks is too deep, and they are definitely not something they can provoke.

This afternoon, Zhu Zhanhe came to the bank again. He was busy with other things these few days, so he came to the bank less often.

As a result, as soon as he arrived at the entrance of the bank, Zhu Zhanhe suddenly discovered that there was a corner door opened next to the bank's door, and there was no one queuing up, but occasionally a few people sneaked into the corner door, and they didn't know what to do?

Full of doubts, Zhu Zhanhe went into the bank to find Ma An, and asked directly, "Who opened that corner door outside, and what is it for?"

"Your Majesty, you don't know, that corner door is specially opened for officials."

Ma An replied with a smile, seeming to find this incident a bit funny.

"Officials? They don't go through the main entrance of the bank, what are they doing through the corner door?"

Zhu Zhanhe was taken aback for a moment, and asked very puzzled.

"Don't worry, son, I'll take you to see it, and you'll understand!"

Ma An said that he took Zhu Zhanhe to the backstage of the bank, only then did Zhu Zhanhe realize that several new windows had been opened in the backstage, and there were separate rooms outside the windows to ensure that the guests outside had enough privacy.

In front of one of the windows, a middle-aged man was talking to the teller, and Zhu Zhanhe leaned closer to listen.

Only then did I realize that the middle-aged man was discussing the housing loan with the teller, and he also mentioned Yanglian Bank, obviously wanting to use Yanglian Bank to repay the mortgage.

After Zhu Zhanhe listened for a while, he and Ma An came outside again, only to see Ma An explaining with a smile: "Your Majesty, since you suggested the establishment of the Yanglian Bank, the officials have a lot more money, and many people I want to buy a house in the capital, but I can't afford the full amount, so I can only borrow money from our bank."

"I know all this, but why set up a separate corner door outside, making it look like a thief?"

Zhu Zhanhe was still puzzled and asked.

"My lord, think about it. Officials usually value their own face the most when they are in the officialdom. If people know that they are short of money, or even borrow money from the bank, where will they put their face?"

Ma An explained with a smile.

"That's why you made such a corner door and made a separate room outside the window, just to save their face and avoid being seen by people you know."

Zhu Zhanhe slapped his forehead and finally understood the meaning of the corner gate.

"Exactly, and this matter was reminded by Samurai Uiro, but in private, he often said that these officials will suffer for their face!"

At the end of Ma An's words, he also had a grinning expression.

"Interesting, or the officials know more about the officials' thinking. If it were me, I'm afraid I can't think of such a way at all!"

Zhu Zhanhe also laughed when he heard the words, this corner door is a bit like a VIP customer of the bank of later generations.

Then Zhu Zhanhe asked Ma An to take him around the bank. Except for the corner gate, the whole bank didn't change much.

If you have to say it, it is that too much money is deposited in the bank every day, and there is a strong vault built behind the bank to store this money.

However, due to the tight schedule, the bank's vault was repaired very hastily, which is much worse than the vaults of later generations, but the bank is next to six, and there are soldiers from the Beijing camp patrolling every twelve hours, so the safety is still guaranteed. of.

"Your Majesty, compared with the loaned money, the money deposited in our bank is now more, and it is increasing rapidly every day. Seeing so much money, I feel uneasy and afraid that something will happen."

After Ma An took Zhu Zhanhe to visit the vault, he said to him with some concern.

"There can be no accidents. The deposits are all precious banknotes. Even if they are really set on fire, the Ministry of Household Affairs will just print them out again."

Zhu Zhanhe waved his hand and said.

Zhu Di prohibited the circulation of gold, silver and copper coins, and forced the people to use precious banknotes. Therefore, the current money is precious banknotes, and of course all deposits in banks are precious banknotes.

The treasure banknote is essentially a piece of relatively fine paper. Even if it is damaged, it can be reprinted by the Ministry of Accounts, and basically there will be no big loss.

"My lord, speaking of treasure bills, people who came to save money recently, in addition to treasure bills, also brought gold and silver to deposit in the bank. It is His Majesty’s fault, so I dare not accept it.”

Ma An said and looked at Zhu Zhanhe.

Gold and silver are not as fast as the depreciation of treasure banknotes, but real property. Therefore, many people like to exchange treasure banknotes for gold and silver for preservation purposes. It can even be said that gold and silver in many people's homes are more expensive than treasures. There are more bills.

So seeing so much gold and silver could not be taken in, Ma An also felt itchy, so he brought it up in front of Zhu Zhanhe, wanting to see his thoughts.

"this matter……"

Zhu Zhanhe also showed hesitation when he heard the words.

Zhu Di banned the circulation of gold and silver, and even enforced the promotion of precious banknotes, in order to collect money. Therefore, if the bank accepts gold and silver, it will conflict with Zhu Di's policy, but if it does not accept it, it will only be able to watch a huge loss of wealth outside the bank.

Finally, Zhu Zhanhe thought about it for a long time, and finally gritted his teeth and said: "Take it, if anyone deposits gold and silver, I will take it all!"

"Really? What if His Majesty blames this?"

Ma An asked again worriedly.

"You can accept gold and silver, but not in the name of deposit!"

Seeing Zhu Zhanhe's sly smile, he thought of a way to sell dog meat.

"Ma An, you are like this, open a safe business in the bank!"

"Safe?"

Ma An was confused and didn't understand what Zhu Zhanhe meant.

"The so-called safe is to let people keep some valuables, such as gold and silver jewelry, or antique calligraphy and paintings. These things are hidden at home and are easy to be missed by thieves, but if they are received in our bank's safe, they will be completely safe. Already!"

Zhu Zhanhe raised his eyebrows and explained.

In fact, antiques, calligraphy and paintings are all used as a cover. His real goal is gold and silver. No matter what the name is, as long as he can deposit the gold and silver in the bank, his goal will be achieved.

"Little man understands!"

Ma An slapped his hands when he heard the words, as the steward next to Zhu Zhanhe, he still has this tacit understanding.

(End of this chapter)