Reboot 2003

Chapter 315 095: Quotes (Three in One)

If you want to play a more important role in the wave of economic development caused by investment, you will naturally have to find ways to invest.

Shadow banking... is a product of this period. Because banks with traditional structures ultimately failed to keep up with social development, although it had just triggered the subprime mortgage crisis, China still relaxed its control of shadow banking at this critical moment. Policy control.

Because of this, even though it sounds a bit dangerous, and it does carry a lot of blame from a future perspective, since the starting point is good at the beginning, then just follow the good points and implement them - now Responding to national policies and organizing a financing institution for small and medium-sized enterprises should allow more investment to flow to the production side. In Chen Qin's view, this is the best choice for reborn people in this era who have some spare money and want to do "good things". It’s time to pursue a career.

It is full of contributions to society. As for online payment, it is just a convenience.

Of course, he wouldn't be able to sleep if he handed such a complicated job to someone else. After all, if it was just an online payment, such a troublesome procedure would not have been necessary. If Ji Xianglin didn't want to do it, he could only give up temporarily.

Fortunately, Gu Wenjie retained a relatively reliable partner. Now the work began. First, he asked Manjun to write a plan, and then asked Galaxy Software to ask the leaders of Shanghai City for instructions.

Next, I could have just handed it over to Lao Ji, but after all, it is my own money. Rather than giving advice, I should first think about it myself and figure out the structure of the company. Shadow banking is hidden behind ordinary banks, so there must be An ordinary bank can do it outside. He doesn't rely much on the funds of ordinary banks, so he doesn't plan to find a big bank that is too powerful. As for the future cooperation model... Anyway, I don't remember much else. Ali has done it in the future. For shadow banking, just copy the answers from his family.

We have just finished the work here. Although the bank is not yet established, online shopping and online payment are almost ready. Online payment itself is not difficult. In theory, it is no different from making a Q-coin system. It is just that security requires a lot of professional manpower. In addition, after all, this is the era of mobile Internet. Of course, payment must be made from It started with the mobile Internet, but the mobile phone code scanning algorithm is already patented. Of course, there is also a database in addition. Due to security requirements, online payment has higher requirements for the database. The general cloud server solution cannot meet its needs, so let’s try running it now. In case Mysql does not work, then It is not impossible to buy an Oracle set.

As for online shopping...

It has been prepared before, and Chen Qin currently has some unique tricks in hand, and has also put a technical lock on Alibaba...

But these alone are not enough. As for online shopping, although it has a user ecosystem, because this node is too profitable, generally speaking, it should be a node for monetizing traffic. It needs continuous user injection to remain competitive, and this It is just the threshold for entry into the industry. To make an online shopping website bigger, although technology and traffic are indispensable, you also need to have some unique skills that others cannot learn to survive in the industry.

As for this path, there are many ways, such as repurchase rate, industry segmentation, and live streaming, which are all too far away. The simplest answer right now is JD.com. JD.com focuses on mid-to-high-end and heavy services. If you only look at cash flow, it is It will also rank first in the industry in 2023.

Of course, JD.com's model is basically a shell of the Internet. The business difficulties are still in warehousing management and cost control. Doing it yourself may not be suitable for the local environment, so it is better to acquire it directly... So Chen Qin was waiting for the opportunity to do online shopping. First of all Just waiting for the bank, and secondly waiting for JD.com.

It was just 2008. When Brother Qiangzi encountered the financial crisis, he was looking for financing and almost failed to finance the company. He later mentioned this matter every day. Jingdong was also afraid of poverty and had a habit of holding a large amount of cash in his hand. Chen Qin, who was harmed during this period, is a reborn person, so of course he doesn’t know it...

So he originally planned to wait two months to take over JD.com and move it to Shanghai, and then think of ways to engage in online shopping.

But today I just had the opportunity to ask people in the investment department and I heard that Chimei JD.com has no plans to find financing at all.

But it was JD.com in this dimension that got a ride on his family. Now the business is much better than in history, and now it is no longer necessary to find investment.

Of course, we are our own people after all, and we had agreed on a continued investment plan at the beginning. If we want to continue investing money, JD.com should not object, and even direct acquisition is not out of the question.

But direct acquisition is a bit difficult to negotiate, and online shopping is not just for making money. Specifically, in addition to making money, there is also a rigid need to cooperate with the local government, that is, JD.com must move to Shanghai. Now that JD.com has a firm foothold in Yanjing, moving it to Shanghai is more troublesome than making an acquisition.

That's it...you don't know until you see it.

Although I have been thinking about serious things this month, I am still a little distracted.

But when I inquired about it today, I found out why there were so many things going on.

This went on for a long time, until Xu Lingling sent a message: "Are you busy tonight?"

Looking at the time, it was already time to log in to the game and use yy voice on weekdays.

However, Xu Lingling knew that Chen Qin had something to do every now and then, so she was used to it. Of course, Chen Qin also remembered today and asked by the way: "Are you coming tomorrow?"

"Come on! Don't worry about it, I'll probably be there in the evening!"

We talked about this at the end of the summer vacation. She was coming for the National Day as well. A few days ago, she also discussed returning to Longshan for the National Day.

Of course, Chen Qin also vaguely remembered that Xu Lingling said a few days ago that her father did not plan to return to China this National Day, and if he did, she would be alone.

But she also came alone during the summer vacation, so it didn't feel any different.

As for the procedure, it can be done through the company, and she should have relatives here to pick her up...

Thinking like this, Chen Qin didn't ask any more questions. He called the programmers from the company who were developing virtualization in the middle of the night and talked about the technical details for a long time. He also talked with several senior people in the company about the feasibility of building an e-commerce website by himself. He happened to talk to Flash After chatting with Jiang Dayong from the guest empire, I suddenly thought that there was some room for cooperation between Unity and his magic sword engine...

After finishing what I was doing, I saw that it was already 1:[-] in the morning.

I quickly lay down to sleep. The next day was October 10st. When I woke up early in the morning, my grandma was already making pancakes in the kitchen.

Fortunately, today is a holiday, so I turned on the computer as soon as I got up, and saw that some of the information I had requested from people last night had also been sent to me.

I took a look while having breakfast and happened to find a few problems——

For example, 360 mobile phones have been selling like hotcakes recently, and with the Kaitian system, they are making great strides in the hardware ecosystem. It seems that they have found the right person.

However, his Guazi mobile phone does not care about the cost. 360 focuses on the mid- to low-end. Now he wants to find a solution in the supply chain. This matter is not difficult, but it is mainly a question of where to find it. Historically, Android phones have been on the B-side. The center is actually at Qualcomm, so the supply chain is naturally around Qualcomm. It will take 12 years to find a domestic replacement.

Nowadays, 360 is not very easy to find. I want to organize an industry seminar or something by myself and find some friends from China... Galaxy Software is not very enthusiastic, but Chen Qin thinks they can cooperate with it. After all, it is just an invitation. He saw several familiar faces in the list, and some of them were written down in his notebook that had not seen any movement for a month... BOE and Sunny Optical, for example, were all important players in the future industrial chain.

Of course, this is a good thing, but there are also not so good things. For example, although Google’s mobile phone system is not good recently, the Chrome browser came out. Those traditional old browsers are a bit unable to hold on, and its Galaxy browser naturally also Got into trouble...

This matter was originally easy to handle. After all, he had planned to wait until the time came to use Google's browser kernel, and the dual-core patents were ready.

But now the media probably have some other expectations for him. Seeing that his Galaxy browser surrendered on the spot, some pessimistic voices came out inexplicably. Some said that Galaxy Software would give up the browser project, and some said that Their R&D department is short of manpower, and they also say that the mobile phone system is not as technical as the browser...

Taking advantage of this opportunity, a group of friends such as Tencent and Baidu are fanning the flames while promoting their own third-party browsers. It seems like there is a fire in the backyard.

Of course, this is not the most troublesome problem. Chen Qin saw a group of people discussing Amazon's AWS on the company's internal forum, saying that they had set up an online sales system and could buy virtual machines.

Chen Qin went to see it himself. He didn't know what to look for. He was so frightened that he forgot to eat the pancakes - ordinary people didn't recognize it, but how could this virtualization technology be developed so quickly? He is indeed studying this himself, but there is no progress yet. He didn't expect that he would be overtaken in a corner...

Of course, if you think about it carefully, Amazon has been studying this for a long time. Although it is a step behind him in business, it has accumulated a lot of experience in technology. It should be him who wants to overtake in a corner.

Now that he saw these problems, Chen Qin became a little anxious, and quickly called a group of front-line product managers to understand the situation. The matter here was not over yet. The shadow banking plan that Manjun held a meeting to discuss overnight was delivered, and he heard The pirated system website I invested in a few years ago sued Microsoft...

The fulfilling National Day holiday has begun, and it is on the rise. Even if there are some minor problems, it will not affect my mood. After doing this, I don’t even feel that the busyness from yesterday to today is any different from the days when I was messing around in the past.

After finishing, there was still some finishing work. Chen Qin thought about protecting his eyes and quickly got up to go to the balcony. But as soon as he left the bedroom door, there was the sound of a key being inserted into the keyhole. Lou Xuemei opened the door and came in, wearing leather clothes. coat and wearing newly purchased brand-name high heels.

Chen Qin didn't realize the seriousness of the problem at this time, so he laughed and said: "Hey, Mrs. Kuo is back?"

Lou Xuemei just smiled and glanced at her son's messy hair, but said nothing. She walked in, opened the shoe cabinet next to her, and changed into a pair of flat shoes.

Grandma came over from the balcony: "Why are you back today? Didn't you say that you have to learn a driver's license during the National Day?"

"Why don't you learn a driver's license?" Lou Xuemei put her gloves back on and immediately called Chen Qin, "Come on, I'll buy you some clothes."

"Me?" Chen Qin hadn't reacted yet, "Didn't Dad come back?"

"Hurry, he will come in the afternoon."

Chen Qin was a little confused by her. After confirming twice that she was buying clothes for him, he went with it anyway.

When she went out, Lou Xuemei hailed a taxi on the spot. Chen Qin didn't ask in detail, but a few years ago, she would have squeezed into the bus, and it would probably be different.

In the car she said: "Go to China Resources Building!"

Hey, I’m going to visit a high-end shopping mall!

Boss Chen is so old that he spends more money to go to such a place than he spent to buy a domain name. At that time, he joked: "What day is it today? Why do you have to spend so much?"

Lou Xuemei taught him a lesson in return: "Why don't you tidy up your appearance? How long has it been since you had your hair styled?"

Chen Qin guessed: "What's wrong? Do you want to see your leader again?"

Lou Xuemei said angrily: "What do you think?"

At this time, Chen Qin was still a little confused. After parking the car, Lou Xuemei took him to the styling studio downstairs. When he entered, Lou Xuemei did not ask for Chen Qin's opinion: "Give my son a handsome haircut."

Teacher Tony in the store laughed and wanted to make a joke, but Lou Xuemei said with a straight face: "Are you the boss? Let your masters come and I will give you a tip." Teacher Tony quickly said that you can rest assured about his skills, but also Chen Qin didn't dare to joke anymore. He felt that his mother was very aggressive today. He thought that the boss he was going to meet might be really important, so he didn't say much. But he was only in the second grade of middle school, his hair wasn't long, and he didn't have much to offer. Teacher Tony has room to play.

However, Teacher Tony spent most of the day, spraying a bunch of styling water and other things around, and the hairstyle he made seemed really interesting - Xiao Gao and his brothers were more fashionable than the other, and I had seen them do this on weekdays. hairstyle. Today, I also did something. After Chen Qin finished taking care of himself, he looked in the mirror, but he felt something was wrong.

Then Lou Xuemei took him to a high-end shopping mall. She didn't want to look at the low-end stores. It was probably because of the economic downturn. The stores in the shopping malls were a bit sluggish recently, and there weren't many customers.

However, there is always a place to buy something. Lou Xuemei took him into a luxuriously decorated Septwolves brand store. When he entered, the shopping guide lady knew the goods well. It could be seen that the clothes on the mother and son were not very valuable, unlike Who is the person who frequents such places to spend money? Chen Qin herself doesn’t pay attention to this, and Lou Xuemei is also used to being frugal. The only thing on her body is that the pair of high heels that Lao Chen bought her this summer were worth a lot of money, but she just changed them when she got home. .

She looked at it for a while and settled on a small dress.

The shopping guide said, "This suit is very expensive."

Lou Xuemei asked: "How much does it cost?"

"Three thousand two."

"We're going to give it a try first."

"This is quite expensive. If it gets damaged..."

The shopping guide looked a little unhappy. Lou Xuemei was already angry, and people suspected that she couldn't afford it. It was about to develop into a classic "I bought everything in your store"... Of course she had to buy it. It's not unaffordable, but there is no need to be so bitter and resentful. Chen Qin quickly pointed to the contact number next to him and said: "Is this your service attitude? Then we have to call the mall. The owner of China Resources Mall When doing a franchise, are you a contractor or an employee?”

Another manager behind the counter saw that the situation was not going well and quickly came over: "I'm sorry, Xiaoli, she is new here and is not sensible. To apologize, let's provide you with a gift..."

"That's no need." Chen Qin said to his mother again, "Franchise shopping malls focus on standardization, and the shopping guides are all hired with minimum wages. They are afraid of taking the blame and trouble, so there must be a lot of things. How about we go to the pedestrian street? chant?"

The manager apologized noisily again, but Lou Xuemei was no longer angry and said helplessly to Chen Qin: "You just keep talking about these things every day. Our family doesn't expect you to make a lot of money now. Do you still need your mother to teach you when buying clothes?" ? But don’t worry so much today, go try on this suit quickly.”

Chen Qin didn't take it seriously. What do you mean by not expecting to make a lot of money? This is called realizing one's own value, which is no more meaningful than buying luxury goods.

So he asked tentatively: "Isn't it a bit expensive?"

"Just try it!" My mother became angry again for some reason.

Chen Qin had no choice but to try it on. After all, it was not impossible for her to buy it, but... she felt uncomfortable looking at this dress-like jacket.

But after taking a look at it, it does look okay. This year he has grown a little taller, already over [-] meters tall, and he is quite attractive to girls on the basketball court.

Especially Lou Xuemei didn't know where to find a bow tie for him to tie underneath. When he looked in the mirror, he felt like a young master from a rich family in some soap opera. With that inexplicable hairstyle, he looked... He's really a bit handsome, like a pretty boy.

Chen Qin became increasingly unhappy: "Do you really have to buy this set? It feels weird..."

"I don't want you to wear your usual clothes. I feel good."

Lou Xuemei said this and swiped the card directly without asking Chen Qin for his opinion.

Chen Qin had no objection and just asked: "Mom, don't you buy a set?"

"I won't."

"Buy a set. We have made a lot of money from selling that patent recently. I will buy you a set..."

"Don't go."

"Let's go, let's go. The pair of high heels dad bought for you are quite nice. They match a coat or something."

"I still have something to do today, so hurry up and go home."

At this point, Chen Qin felt even more strange. Lou Xuemei refused to change to famous brands and insisted on buying this kind of clothes for her son. Was she going on a blind date?

After that, he bought another pair of small leather shoes. On the way home, Chen Qin asked: "Where are the leaders we are going to meet today? It's so grand."

Lou Xuemei said: "Actually, there is nothing outsiders want to see."

"Then why are you wearing this suit?"

Chen Qin fiddled with his black tie, which was a bit irritating. Just then the phone call came. Chen Qin saw that it was Xu Lingling, saying that she was coming today.

Chen Qin suddenly remembered that he had forgotten something, so he answered the call and asked, "Have you gotten off the plane?"

"Get off!" Xu Lingling said over the phone, "Uncle Chen is here to pick me up too. We just got in the car. Don't worry. If you are hungry, just eat first!"

On the phone, I heard what Lao Chen said on the other side, which seemed to be about going home for a big dinner or something. Xu Lingling chuckled. Chen Qin had already somewhat reacted. He hung up the phone and looked back at his mother. Lou Xuemei hugged her. Holding her handbag, she looked at the back of the front seat with a straight face: "Is this from Lingling?"

"Um……"

"You didn't even say anything to us." Lou Xuemei said, "Lingling is coming back today. It seems she came specifically to see you."

"Yes..." Chen Qin scratched his head, "How did you know."

"We don't know if it's possible? Lao Xu called your dad and told him." Lou Xuemei got angry when she mentioned this, "If we don't know, that girl took an international flight all the way to see you, you just Are you waiting at home?"

"Uh……"

Chen Qin finally knew what was going on.

In fact, there should be no problem. Xu Lingling is such an adult, and the company arranges commuting air tickets for her, so there should be no problem...

Well, the main reason was that she didn't expect that her little uncle didn't go to pick up people this time, but think about it, she came here twice during the summer vacation. Although she was alone, she was nominally here to meet relatives. At that time, Chen Qin She disliked her and decided not to come to Shencheng. Xu Lingling said she would come again during the National Day and would come to Longshan then...

Isn't this why I came all the way to find him?

It happened that Old Xu Guoqing didn't plan to return to China, so he told the parents of the Chen family again. Old Chen and his wife were frightened. After hearing the news today, Old Chen took a car to pick up the airport. As for his mother, Lou Xuemei...

Go home quickly and clean up your stupid son, in every sense of the word.

Of course, Lou Xuemei didn't say anything to him. In the car, she was lecturing her idiot again - first she taught him how to please a girl, saying that when a girl changed her clothes and small decorations, she should praise her for her good taste. The girl said that in life When talking about something, you should pay more attention to whether she has any difficulties. Even if she doesn't, you should express your concern, so that others know that you care about her...

Then asked him if he had spoken to Xu Lingling recently? Chen Qin quickly said that he had been chatting every day recently, but Lou Xuemei didn't believe it.

She also took out a small necklace box from her bag. It was a gift for the girl from her silly son. It was bought from Han Zhang.

Chen Qin opened it and saw a thin gold chain with a very old-fashioned shape. Come on, when did this happen?

It's just that I didn't ask clearly today. If I had known earlier, I would have told the company's field staff... Chen Qin could only listen honestly. At this time, another text message came on his phone, and it was from A Yue - " Come to the studio today?”

"I can't come." Chen Qin could only reply, "I've been a little busy in the past two days. You should study on your own first."

What else could he do? Chen Qin was helpless, thinking that his pile of things seemed to have been rushed, but in fact it could not delay anything. Anyway, Meili Jian's bailout bill had not been released yet, and it would still take time for China to catch up.

But thinking of this, Chen Qin asked: "Isn't business very busy during the National Day? Why are you both here?"

Lou Xuemei said: "It's okay, Lao Qi and the others are watching."

Chen Qin asked: "I saw that there was no one in the commercial building just now. It was the National Day."

Lou Xuemei didn't mind chatting with her son about this: "The commercial building is not very good, and the commercial building in Hanzhang is not good either, but the number of catering customers is not small."

Chen Qin nodded: "Oh..."

"It's just that the price of raw materials has increased very much recently." She looked out the car window and said in a calm tone, but then naturally talked about things in the store - "The price of raw materials has been increasing since the beginning of this year. It is said that the consumption tax has been changed. It will get better. I don’t think there has been any change now. Food safety inspections have been going on recently, and there are three people coming in a day. It’s simply not letting people do business..."

(End of this chapter)