In the Southern Song Dynasty, I competed with Mongolia for the world

Chapter 147 A Deal Nobody Can Refuse
Liu Cheng immediately calculated in his mind that 50 catties of raw copper would need to be transported four times by thousand-material merchant ships.

It takes eight days to go back and forth, and it takes one month to transport by one ship.

The key acquisition and production are not so fast, and it will take some time on land. The entire acquisition plus transportation is estimated to take five or six months.

He bought it for [-] guan, sold it for [-] guan, and his profit nearly doubled.

Earning more than 3 yuan in five or six months, this business can barely be done, because the delivery distance is relatively short, and the impact is not great.

Liu Guocheng said decisively: "The grassroots need at least [-]% of the copper coins."

Japan is in great need of copper coins of the Great Song Dynasty, and it is also known that there are relatively few copper coins in the Southern Song Dynasty. Liu Cheng's request is to ask for [-]% of the copper coins.

As for Huizi, he can use it when trading with other merchants and common people in the Southern Song Dynasty.

"Shopkeeper Liu is refreshing, the deal is done."

The first business deal between the two was very harmonious, and they felt that each other was straightforward enough, so there was no need to waste words.

"In the early stage, we will send people to Japan to establish a stronghold in Hakata Port. We want to recruit Japanese shipwrights, blacksmiths, and carpenters. Can Shopkeeper Liu help?"

Liu Cheng said again: "As long as the money is in place, any craftsman can be recruited."

"Translations are also needed, and the people who teach us Japanese, we can pay in copper coins."

"There are many grassroots families who can speak two languages."

Qin Zhuo listened quietly, not understanding why King Wei wanted so many craftsmen.

The Qin family's nine boats were running outside, and the Song Dynasty recruited craftsmen, and now they went to Japan to recruit craftsmen.

Even if the king of Wei wants to forge armor privately?You can't use so many craftsmen, can you?

Qin Zhuo didn't understand King Wei's plan, but subconsciously felt that it should be a good thing.

At this time, Zhao Yurui got up and walked slowly in the room.

He was already thinking about a huge deal in his mind, and this deal would still be a trump card in future generations. I don't know how many people have been tricked and how many people have suffered from it. The key is still tried and tested.

Originally, this huge business, he planned to start it all over the country at the same time after he ascended the throne, and deal with those rich businessmen and nobles in the capital.

But he thought about it carefully, this method of later generations has been tried and tested in various places, and the communication is so developed, and there are countless people who have been fooled one after another, so in the Southern Song Dynasty, no one can avoid it.

"I have a big business. Throughout the ages, no one can refuse, and it can guarantee that we will make a lot of money. Are you two interested in partnering?" Zhao Yurui suddenly asked after walking a few steps.

"I would like to hear about it." Liu Chengxi said.

Zhao Yurui said that our business has been completed, not only can we earn a lot of money, which is unimaginable, but also have the opportunity to obtain a large amount of grain fields and countless people (labor). Song, one hair can move the whole body.

The two of them couldn't believe it. There is such a profitable business in this world that can get land and labor?
Because of this incident, Liu Cheng left Dinghai five days late. He didn't leave Dinghai until the beginning of May, after the Shibo Division started. Of course, Zhao Yurui also confiscated his tax.

At the beginning of May, Dinghai County began to collect tariffs, and the number of ships passing by instantly decreased a lot.

But soon, the merchants found that there was no place to land in the two Zhejiang provinces, and the imperial court had set up gates. Moreover, the tariffs on Dinghai were lower than those in Quanzhou and Guangzhou, but there was no official force to buy or sell.

So ships began to tentatively come to Dinghai County. At this time, they found that Dinghai County's shipping company was more reliable than Quanzhou and Guangzhou, and there were new types of sugar to buy, and the number of ships coming and going gradually increased.

With the increase of Jintang Island's sugar production, more and more sugar is supplied, and more and more ships come to Dinghai County. In less than half a year, the previous peak period of no tax was exceeded.

In the first ten days of May, amidst the crackling sound, the "Mahjong Hall" specializing in selling mahjong and the "Snow Sugar Hall" selling sugar in Dinghai County opened at the same time.

The facades of the two shops are quite large, and the fronts are composed of at least seven or eight shops in a row. The walls have been opened to form a long shop, which is very grand.

The mahjong hall mainly sells mahjong, both the whole set and single tiles, as well as billiards and billiard tables (tables need to be estimated.)
The Snow Sugar Hall mainly sells red sand sugar, which was never seen by the people in the Southern Song Dynasty. Compared with the liquid and viscous sugar liquid used by ordinary people in the past, it is easier to transport and store.

Of course, the price is also very high, three hundred Wen per catty.

This price is quite high, at this time the official salt? ?Wen, private salt is cheaper than official salt.

But at this time there is still the original liquid sugar on the market.

If you set the price too low, there will be no market for the granulated sugar produced by other sugar manufacturers, and the common people will come to buy red granulated sugar. His current production is not enough.

Moreover, after he raised the price, he increased the purchase price of sugar juice squeezed from sugarcane, and soon there will be a large number of sugarcane plantations in Liangzhe, and when the area of ​​sugarcane reaches a certain level, he will start to cut prices. You can only sell him sugar juice or sugarcane fields.

Zhao Yurui's red sugar is very expensive, but there are so many buyers, ordinary people can't afford it, and there are many rich people in the big county here in Dinghai County.

Ever since Zhao Yurui saw that there were people buying cheese cakes for five hundred guan in the capital, and the supply was in short supply, he knew that there were too many rich people in the Southern Song Dynasty.

On top of the red sand sugar, there are also white sugar and rock sugar, the price is [-] Wen per catty, [-] Wen per catty.

Rock sugar crystallizes and is easier to preserve, so it reaches [-] Wenguan.

As for Snow White Sugar, it has reached an astonishingly consistent pound.

The retail prices of the four kinds of sugar in the Snow Sugar Museum are [-] Wen, [-] Wen, and [-] Wen respectively, always per catty.

The wholesale prices are only [-] Wen, [-] Wen, [-] Wenguan, and [-] Wen per catty.

In the future, if they want to sell candy all over the world, Zhao Yurui alone will not be able to do it.

And this kind of profitable business, there will definitely be jealous people coming over and asking for cooperation.

Therefore, Zhao and Rui will mainly rely on wholesale to make money in the future. The wholesale price will definitely be lower than the retail price, and the profits will be reserved for businessmen all over the country.

After the opening of these two stores, they certainly attracted attention, but soon someone discovered that another "Oriental Bank" had quietly opened on the same street as the two stores.

This Dongyang Bank store is not big, only three shops, but the decoration is gorgeous, and it looks high-grade.

Everyone didn't know what this bank was doing at first, because there was only a trading shop in the Southern Song Dynasty.

At this time, Lin'an, the capital of the Southern Song Dynasty, had already appeared in the immature form of later generations of money houses and banks, called "gold, silver, salt, banknotes, and trading shops".

Because of the wide variety of official currencies such as Guanzi, Huizi, Chaoyin, and copper coins issued by the Southern Song Dynasty, there were trading shops dedicated to transactions.

The main purpose is to use copper coins to buy gold and silver and various banknotes.

And the government issues one session (one batch one batch) of clubs, which are often exchanged, and most of them are in this kind of trading shop.

The appearance of Dongyang Bank is also a new thing. At the same time, there are various rumors in the market, which slowly spread throughout Dinghai County, and even to the counties of Qingyuan Prefecture.

Some people say that Dongyang Bank was opened by a giant Japanese businessman surnamed Liu. That giant businessman surnamed Liu used to be from the Song Dynasty, but later he lived in Japan and never returned.

Money can be borrowed in the bank, whoever does business to borrow money, as long as there is a mortgage, the interest is not high.

But the most powerful thing about Qianzhuang is that Qianzhuang is also willing to lend you money and give you interest.

Then the interest rate was reported in the market. If you borrow one thousand guan from the bank, you will have to pay the bank ten guan in interest every month.

The bank will lend you one thousand guan, and will give you [-] guan in interest every month.Moreover, borrowing silver is calculated with silver, and borrowing copper coins is calculated with copper coins.

When the news first came out, people talked about it every day in various hotels and teahouses on the street. For example, a few well-known wealthy businessmen in Dinghai County, Yan Kang and Yu Dafu, said that they had saved [-] guan in the bank, with [-] guan in profit every month. , Take it cool and crooked.

At first everyone took it as a joke. After all, the Southern Song Dynasty did not have the concept of a bank at this time, let alone the concept of saving money to others, but what Zhao Yurui used was not the concept of saving money, but the concept of borrowing money from a bank.

This is the fundraising of later generations.

This trick has been tried and tested in later generations, and countless people are deceived every year. You want the interest, and he wants your principal.

But the Southern Song Dynasty did not talk about saving money, so it can only be said that the bank borrowed money and paid interest.

[-] guan and [-] guan per month, the interest is relatively heavy in the formal market at this time.

In the Southern Song Dynasty, relatives, friends or businessmen would also borrow money, and there might be interest, but certainly not such a high interest rate, except for usury, which would not have such a high interest rate.

The key now is that you lend to the bank, and the bank will give you interest.

When the news first came out, there were discussions in Dinghai County every day, and most people were in a wait-and-see state.

But there are also some people who are bold. They heard that Yan Kang and Yu Dafu, the rich merchants in Dinghai, and the county Wei Changan have borrowed it, so they also boldly borrowed it.

Someone first lent [-] guan to the bank, and the bank gave [-] guan every month. The whole process was very professional, with exquisite bills, various signatures and pictures, and witnesses to testify. The bills were in triplicate. A copy is sent to the dental office for preservation, and the largest dental office in the area participates in the justice, with a commission of [-]% for each order. (With commission from the bank, customers will not suffer losses)

As more and more people lent money to banks and received interest, more businessmen and officials began to do so, and some ordinary people even wanted to do so.

But the threshold for entry into a bank is quite high, with a minimum loan of [-] guan.

Therefore, ordinary people's families can't afford five hundred guan, so they can only stomp their feet to be unwilling.

Zhao Yurui's starting price was so high because he didn't want to harm ordinary people, but only wanted to reap the honors of wealthy businessmen.

In July, because there were too many people lending money to the bank, the bank announced that the monthly interest rate would be reduced to [-] and [-], and the previous loans would not be affected.

Now those who borrowed in front are afraid to take back, and continue to lend to the bank, and the latter are more enthusiastic, for fear that the price will be lowered in the future.

In Dinghai County and nearby counties, a steady stream of money poured into the bank, and the bank paid a large amount of interest every month and never defaulted.

From time to time, a lottery is also held, and five lucky households are drawn every month, and ten catties of snow sugar will be given away as encouragement.

In the first ten days of June, Qin Yue and Chen Xiaodao returned to Dinghai. The two went through twists and turns to meet several military leaders in Shandong, Hebei and Lianghuai, but the results were not very good.

(End of this chapter)