City: Become a principal from junior college!

The group just simply notified the news.

The teacher asked all finance students to go to the auditorium for a meeting in an hour.

In the college auditorium.

The teacher will tell you the specific details of this practice.

The excited students did not waste any time and walked towards the auditorium in groups of three or four while discussing.

Chu Guang and others were naturally among the crowd, and they could not hide their excitement on their faces.

Soon, students majoring in finance arrived.

The teacher stood on the stage and began to explain the specific rules to everyone.

The college had registered Star Financial Company not long ago.

Students who are interested in participating in this investment practice can apply.

Once you are qualified, you can use your student account to log into the financial company’s internal system and operate your own credit limit.

The amount of 100 million will be divided equally according to the number of participating students.

If all students participate, the amount will be 100,000 yuan per person.

All students majoring in finance are extremely excited about this number.

This is one hundred thousand!

You should know that the tuition, miscellaneous fees and accommodation fees for one academic year in the college only add up to 20,000 yuan.

They studied for three years and only paid 60,000 yuan in tuition and miscellaneous fees.

Now the college directly provides a quota of 100,000 yuan per person and allows them to invest.

All in all, they made 40,000...

Of course, the college gives a quota, not cash.

The teacher also said that it’s okay if you lose money, and you will get a bonus if you make money, but it is obviously impossible to withdraw the principal.

So don't think about it.

But even so, the college is quite generous.

Looking around the world, I am afraid that no college dares to give students such a high amount for investment.

It’s our own college, and we really don’t plan to make money from tuition fees.

That little tuition money has long been returned to the students through various benefits.

For those later stage majors, it is estimated that the subsidies provided by the college to students are more than the tuition fees.

I'm afraid that only our own Xingchen Academy would take tuition fees so lightly and even pay for teaching a student.

……

After giving the students some time to reflect, the teacher then explained the rules to them: "First, the use of levers is prohibited in this practice."

"You can use your own quota individually, or you can form a group and pool the quota into one account for collective use."

"Secondly, the college's investment system can invest in all domestic and foreign stock markets, funds, futures, and contract markets."

“Investments in foreign markets can be directly converted into equivalent foreign currency.”

"The college has sufficient foreign currency reserves, so there is no need to worry."

"And your investments will be monitored by the backend. Although the principal doesn't care about losses, he cares more about you being able to apply what you have learned and grow in the real investment market."

"But investing is risky, so you should think twice before you act."

"The college will grade you based on your investment return. If your regular grades are not good and your investment return is too bad, you may not be able to graduate and have to repeat a year."

"If the operation is really outrageous, the teacher can't stand it and may even terminate your practice qualification early."

“So students should do what they can.”

"That's basically it. Now you can consider whether to go it alone or form a group."

"I would suggest that students form groups. After all, you all know that real financial investment is not based on feelings or impulse. The key is to collect and organize information and make correct judgments based on data."

“Whoever possesses more key information is more likely to benefit in the investment market…”

"You did a great job last summer."

"Okay, that's all! Please send the registration form to my email before tomorrow night..."

"The meeting is dismissed!"

The director of the finance department finished his speech slowly and decisively, then adjourned the meeting.

This can be regarded as the consistent tradition of Xingchen Academy.

School leaders will not give long speeches in any group activities.

Don’t say anything if you can avoid it. If you have to say something, try to say it in the shortest possible way.

The director left.

The students' excitement did not diminish at all. They gathered in groups of three or four to discuss the college's investment practice rules.

Students majoring in finance undoubtedly have a high enthusiasm for investment.

After all, as college students, except for a few rich guys, most of them don’t have much money.

I have learned so much financial knowledge, but I have never been able to put it to good use.

I can only use the college’s investment simulation system every day to satisfy my craving.

Regardless of whether you make a profit or a loss, it's still just a bunch of numbers.

Now they finally have the opportunity to practice it themselves, control large amounts of funds, and compete with various retail investors and market makers. How can they not be looking forward to it?

But they also took the teacher's words to heart.

If you want any investment to have a high chance of success, you must ensure that you have sufficient information.

The reason why retail investors can never beat the big institutions is not only the difference in capital size, but also that they are not as well-informed as the big institutions.

For example, when buying stocks, you always need to know the company's equity structure, operating financial statements, price-to-earnings ratio and other data.

But knowing this is not enough, you need to know more.

For example, when is the stock lock-up period for the company's major shareholders?
What is the debt situation?

What is the industry share?

Does the company have any strong competitors?

Is there a possibility of financial fraud?
Is the major shareholder in good health? Is he sick? If he dies, will the company fall into a power struggle?
There are so many things to consider when investing.

Otherwise, if you are not careful, you may get cut off.

The futures market changes rapidly, so there is more information that needs to be analyzed.

However, collecting, organizing and analyzing information is not that simple.

Although it is the Internet age, there is far more junk information than imagined. It takes a lot of work to accurately filter out the valid information.

So form groups and cooperate with each other.

This is the best choice.

……

On Chu Guang's side, the most students gathered around him.

Chu Guang was also sharing his thoughts with everyone: "The domestic stock market was 2700 points ten years ago, and it is still 2700 points ten years later. The most important thing is that the penalty is too low."

"Many major shareholders violated regulations and made hundreds of millions or even billions of dollars, but were only fined tens of thousands or hundreds of thousands of yuan."

"This kind of punishment is totally painless."

"Financial fraud is a common phenomenon. Listed companies are better at making money than others. They even have the nerve to publish outrageous announcements like the scallops running away. So I don't plan to get involved in domestic investments. It's mainly because these big bosses really don't put on any show when it comes to making money!"

“So I plan to invest mainly in foreign markets.”

"Because the rate of return of this investment is related to the grades of all students. So my plan is to diversify the investment funds and spread the risks."

"I plan to use 30 percent of my funds to purchase stable funds."

“Forty percent of the funds are invested in the stock market.”

“Thirty percent of the funds are invested in the futures market.”

“This way, even if we lose money in a certain area, we can recover our losses in other places. Even if we fail to judge the trend and get ripped off overseas, at least we can guarantee that we still have 30% of the funds left.”

While Chu Guang was thinking, he told his classmates who were interested in forming a team with him about his rough investment plan.

Hearing this, the students all nodded in agreement.

This portfolio can only be described as somewhat robust, but not particularly robust.

After all, with futures, it has little to do with stability.

But we are all students, and the investment quota we have received now is obviously not for the sake of stability.

Otherwise, just buying government bonds would be a sure win.

But at the same time, the risk cannot be too high.

By then, all the money of the college will be lost. Not to mention the grades, it will be too embarrassing.

After all, there are students from so many majors in the college, and many of them have disappointed the college over the years.

We can't end up in their finance major.

The college lost 100 million yuan in one go.

Then they would be the worst class of students in the college, and the finance major would be shameful as well.

There is endless debate about what the college's strongest major is.

But they must never let their finance major become the worst major in the college.

……

Maybe it’s because Chu Guang is really popular.

In the end, the number of students willing to join Chu Guang's group reached about two hundred.

The amount controlled by Chu Guang’s team directly reached 20 million.

Of course, not all 200 students will participate in investment practice.

Many choose to slack off, just receiving the quota without doing any work.

The main point is to trust Chu Guang and wait for a share of the money.

The teacher has promised that if the investment makes money, 30% of the profit will belong to the students.

Chu Guang naturally would not refuse this. The more money he had in his hands, the more opportunities he would have.

Chu Guang was filled with excitement as he was about to hold a full amount of 20 million in his hands.

In the end, the sophomore students majoring in Xingchen Finance formed seventeen groups.

There are more than ten students who do not want to join the group and are ready to fight alone as lone rangers.

After the registration form was submitted, a group of students still couldn't calm down.

All the students were discussing which company and stock they were optimistic about.

Some have even begun to fantasize about dominating the financial market, stepping on Masayoshi Son, punching Buffett, and becoming the god of investment.

How much should I pay for my lunch then?

……

The students of Star Finance were so excited that they couldn't hide the news.

The news that Xingchen Academy had put out 100 million RMB, with an average of 100,000 RMB per person for students to invest, spread across the entire Internet in an instant.

Netizens who were still discussing the Xingchen School Hospital were stunned when they saw the news.

real or fake?

Give students real money to invest?

And it’s such a big deal?

Most netizens are familiar with the finance major.

It is not uncommon for teachers to assign students homework and ask them to invest in stocks.

But the problem is that they all use software to simulate buying and selling in the stock market and finally calculate the rate of return.

No one will feel bad if they lose money this way, after all, they are just virtual numbers.

But it’s crazy that Star Academy actually gives money to students to invest.

Although everyone recognizes the teaching level of Xingchen Academy.

But the financial industry is different.

The investment market is unpredictable.

Financial tycoons are everywhere waiting to make money.

Moreover, these big crocodiles have no moral principles. They not only take big money, but also small money.

Not to mention students, even experts and professors in the financial industry will suffer losses.

Not to mention a group of students.

Even though your Xingchen Academy is rich, you can’t build it like this!

That's 100 million.

Your Xingchen Academy took out all the students’ tuition fees and also gave some to charity?

Netizens all expressed that they found it difficult to understand. (End of this chapter)