City: Become a principal from junior college!

Except for a small number of people with resources.

Most ordinary people don’t want to be salespeople.

But at this moment, everyone has to admit the importance of sales in the insurance industry.

The penetration rate of insurance concepts in China can only be described as average.

In addition, most insurance companies have no moral principles and have a very bad reputation.

This makes it even more difficult to sell insurance.

It is certainly gratifying that Star Financial Company has provided 200,000 high-paying jobs.

But what if the insurance can’t be sold?

How long can these jobs last?
It's impossible for Star Financial Company to really be doing charity and constantly provide transfusions to support so many people, right?
No company can afford to support 200,000 people.

So, netizens don’t understand.

But none of the subsidiaries under the Star Academy have ever had any problems so far.

They also don't think that Star Financial Company has not considered this issue.

So for a while.

The entire Internet is filled with speculation.

Some netizens believe that Xingchen Academy is famous enough in itself and can save a lot of advertising and promotion costs.

In addition, Xingchen Academy itself has credibility.

Same type of insurance.

Netizens will definitely give priority to Xingchen Academy’s insurance.

This means that Xingchen Financial Company does not need to recruit sales personnel.

Customers will come to you.

But some netizens think that this is not enough.

Unless the insurance launched by Star Financial Company is particularly competitive, with higher premiums and more comprehensive coverage.

The price-performance ratio crushes other insurance companies.

Otherwise, insurance products may not sell well.

After all, most people do not trust insurance. Many people even think that it doesn’t matter whether there is commercial insurance or not, as having medical insurance and social insurance is enough.

Ordinary people simply don’t have much motivation to buy insurance.

All relying on impulse buying brought about by sales.

The previous Xingchen Yipin community does not need to be sold.

But that’s because everyone has the concept of buying a house.

But as for insurance, that’s not necessarily the case.

Therefore, many netizens and practitioners are not optimistic about the approach of Xingchen Financial Company.

I think that Xingchen Financial Company might really fail this time.

For a time, some people believed that Xingchen Insurance would definitely sell well and would be successful.

Some netizens also think that Xingchen Academy is going to fail this time.

The discussion on the Internet has reached its peak.

There are countless discussions in reality.

This also made people across the country pay attention to the fact that Xingchen Financial Company is about to enter the insurance industry.

I also became curious about what Star Financial Company’s first insurance product would look like.

……

It can be said that looking around the world, no other insurance product has ever been so popular.

The interns from the insurance department of Star Financial Company cheered loudly for their success.

A large part of the reason for the release of this recruitment announcement that shocked the whole country was to pave the way for the launch of new products.

And now it seems.

Whether it was a high-paying job of $200,000 or the absence of sales jobs, etc., the discussions that were brought about were very successful.

The Xingchen critical illness insurance, which is about to be launched, has received unprecedented attention.

Apart from anything else, the saved advertising costs alone are estimated to be worth hundreds of millions.

Now the anticipation is full.

Next, as long as the product is good, there will be absolutely no problem.

As for sales, Star Financial Company really does not plan to offer this position for the time being.

Star Financial is trying a new model.

Simply put, it is to gain the trust of consumers, and then make consumers feel that they need it, so that they will choose to buy it on their own.

If consumers have confusion about insurance offline, they can go directly to the branches of Xingchen Insurance to inquire.

And if you have any confusion online.

You can ask directly on the website.

Simply put, it is to attract consumers to ask questions themselves rather than actively promote products to them.

As for how to do all this?
The natural thing is to provide competitive insurance products.

The students are full of confidence in their own Star Critical Illness Insurance.

Without him...

Although it is expensive, it is safe.

Just buy it.

You will never have to worry about getting a serious illness and not being able to afford the treatment again in your life.

This is something that no other insurance can do.

Of course, if we want a higher insured population, the current attention is not enough.

We also need to cultivate more people's insurance awareness.

Students from the insurance department of Star Financial Company are already planning more ways to promote the business.

But it is not simple and crude sales promotion or advertising.

Instead, we need to instill the awareness of buying insurance into more people’s minds.

Star Financial Company has already come up with a preliminary plan, which is to spend money to sponsor the works of its own film and television company.

I hope there will be more elements that highlight the reliability of insurance.

For example, the protagonist is seriously ill and destitute, but survives because he has bought insurance.

Or some other plot.

As long as it shows the details that insurance is guaranteed, it will be fine.

There is no need to even use the name of Star Insurance, just use the word "insurance".

Anyway, after watching film and television works, the audience will be implanted with the concept that insurance is reliable.

When the time comes, the first choice for buying insurance will definitely be your own insurance.

After all, compared with those domestic counterparts.

It would be strange if we couldn't win...

In short.

The interns in the insurance department were very confident about their attempt to eliminate sales positions and increase after-sales positions.

The architectural profession can successfully achieve the goal of good money driving out bad money.

It will drive the national real estate industry to begin to have a conscience.

Then they must be able to do it if they are majoring in finance.

……

That's it.

At the moment when the discussion on the entire network reached its climax.

The official website of Xingchen Financial Company announced the launch of its first insurance product.

With so much attention.

The news of the launch of Xingchen Academy’s insurance product naturally spread to the entire network in an instant.

Countless curious netizens went to the official website of Xingchen Financial Company as soon as possible.

Let’s take a look at the insurance launched by Star Financial Company.

Many netizens came with the intention of purchasing.

Regarding Star Financial Company’s entry into the insurance industry.

Most netizens actually welcome it.

After all, as domestic insurance awareness gradually increases.

A considerable number of people have the habit of purchasing insurance to deal with risks.

But the problem is that there are too many scams in domestic insurance.

If you are not careful, not only will you be unable to cope with the risks, but even the money you spent on insurance will be wasted.

For example, how deposits can be turned into insurance.

For example, they won’t compensate for this or that.

All these make people quite worried.

Some people are even forced to go to Hong Kong Island to buy insurance.

After all, compared with mainland China, insurance in Hong Kong is much more reliable.

But it is very troublesome to buy insurance in Hong Kong Island.

And now, a subsidiary of Star Academy has entered the insurance industry.

It can be said that this has attracted great attention among the people who value insurance.

Go to the official website.

The name of the insurance department's new product suddenly appeared before my eyes.

"Five million coverage Star Critical Illness Insurance!"

This made netizens' eyes light up.

no doubt.

In this technologically advanced society, life expectancy has increased, but the incidence of various diseases has also increased accordingly due to chemical pollution.

Most people understand the importance of critical illness insurance.

No one can guarantee that they will not get cancer in their lifetime. Once they get this kind of disease.

The money spent is simply sky-high.

Not to mention that many special medicines are not covered by medical insurance.

If you want to use medicine, it could cost two to three hundred thousand or even four to five hundred thousand yuan a year.

Ordinary people simply can't afford it.

Therefore, there are quite a lot of people who buy critical illness insurance.

At this moment, the first product launched by Xingchen Academy is a critical illness insurance with a coverage of 5 million yuan.

This undoubtedly made netizens quite satisfied.

A coverage of five million is really enough.

After all, most serious diseases cannot be cured.

Spending money on treatment can only help to prolong your life.

For most people, they would be lucky if they could extend their lifespan by three to five years after spending two to three million yuan on treatment.

Even if it's 10 million more, it won't make any sense.

Besides being more expensive, most people can’t use it.

But then looking down, netizens frowned.

The price of Xingchen critical illness insurance is actually 10,000 RMB?

Is this a bit of a joke?
You should know that most insurance companies’ critical illness insurance with a coverage of five million only costs five or six thousand.

Large insurance companies are more expensive, provide more comprehensive coverage, and have higher insured amounts, which are only around eight or nine thousand.

Very few critical illness insurance policies exceed ten thousand yuan.

Isn’t the price of Xingchen Academy’s critical illness insurance too high?

Many people who were originally interested in switching to Star Insurance frowned.

Although everyone trusts Star Academy.

But isn’t the premium for this trust too high?

Moreover, insurance is not something you just buy once, it needs to be renewed every year.

If it costs 5,000 yuan per year, it can be renewed for 30 years.

That’s 150,000.

This is no small amount.

So this time, many netizens frowned.

Do you think the pricing model of Star Financial Company is designed incorrectly?
But out of my long-standing trust in Star Academy.

They continued to look down.

The promotional interface of Xingchen Critical Illness Insurance is not long and not that fancy.

Below the name are several lines of large black characters.

1: This product covers types of critical illnesses. Please see the link below for details. Once the insured is diagnosed, there are no requirements for status, disease type, or surgery type. You can start to claim reimbursement for expenses outside of medical insurance. If there is no medical insurance, the full amount will be paid directly..."

After seeing the first post, netizens’ eyes lit up.

Anyone who has bought insurance knows how friendly the compensation rules are.

Although some critical illness insurance covers certain diseases, they have certain requirements for the symptoms and duration of the disease...

For example, someone bought critical illness insurance and found out that he had cancer, but it was only stage one, which is the early stage of the disease.

After contacting the insurance company, they denied the claim.

Because although the other party's compensation terms include the disease, it requires it to be in the second stage, which is the mid-term stage.

At this point, the patient either has to delay treatment until the middle stage.

Or no compensation at all.

It is impossible for a patient to risk his own life for money, so he naturally has to pay for it himself.

After all, most diseases can be cured in the early stages.

But the problem is, even if you cure yourself.

The insurance you bought before cannot be renewed because you are seriously ill and the other party has the right to demand that you cannot renew the insurance.

This means that all the money spent on insurance has been wasted.

In short, most insurance companies always cheat people on the details.

When we sell it to you, we only say that these diseases are covered.

When it came time to pay the compensation, I discovered that there are different types of diseases and different requirements...

When this kind of thing happens more and more, people become very uneasy.

And this is the promise of Xingchen Critical Illness Insurance.

This undoubtedly made many netizens call it conscience.

No matter what, we will compensate you as long as you get these diseases.

This is what everyone really wants, insurance that can bring guarantees to everyone.

……

Seeing this, netizens’ interest has undoubtedly increased a lot.

I kind of understand why Xingchen critical illness insurance is more expensive.

But if that alone is the case, it still isn't enough to justify such a high price difference.

After all, some insurance companies offer critical illness insurance that does not impose any additional requirements on the disease.

It is still cheaper than Xingchen critical illness insurance.

However, everyone feels that Star Academy will definitely bring more surprises to everyone.

So continue looking down.

“2. The age limit for Xingchen critical illness insurance is 1-50 years old!”

“There is no age limit for renewal.”

"As long as the renewal period reaches ten years before the age of sixty, it can still be renewed normally."

"When the insured person is over 65 years old, the renewal fee doubles to 20,000 yuan a year."

“However, if the insured person has been insured since he was under 10 years old and has been insured for at least 55 years before the age of 65, the insured person will not be doubled after the age of 65.”

When seeing the second post, many netizens who know about insurance widened their eyes.

Is it possible to renew insurance after you are over 60 years old?
real or fake?

You know, once people are over fifty years old, the incidence of various diseases increases greatly.

Therefore, the vast majority of insurance companies do not allow the elderly to renew their policies.

Once you reach that age, renewal is prohibited.

The insurance that can be barely purchased has greatly reduced coverage, reduced coverage, and ridiculously expensive premiums.

Therefore, most people who buy insurance are a little worried about the problem of getting sick when they are old.

In this case, Xingchen Critical Illness Insurance unexpectedly allows the elderly to renew their insurance.

Although the insurance must be renewed for ten years before the age of sixty.

But for people who really need protection, this is not a problem at all.

They are not afraid to spend money on insurance.

They are just afraid that they won’t be able to buy insurance to protect themselves when they really need protection.

However, the existence of Xingchen critical illness insurance has eliminated their worries.

As a result, people who originally wanted to buy insurance but were hesitant because of the price issue were all pleasantly surprised.

no doubt.

That’s the insurance they need.

Many parents with children also began to ponder after seeing the critical illness insurance of Xingchen Academy.

Nowadays, the incidence of many diseases is getting younger and younger, even among children.

Therefore, more and more parents will buy insurance for their children.

As for Xingchen critical illness insurance, if you start purchasing it before the child is ten years old, the premium will not increase when the child is sixty-five, so it is definitely a profit.

After all, it was secured early on.

When you get older, your income decreases but your insurance premiums do not increase.

This couldn't be more fitting.

As for losing money, it is impossible. After all, even if you start buying from the age of ten, it will only be 650,000 yuan until you are 65.

But you can get a quota of 5 million to protect your health.

No one can guarantee that they will not get sick.

After all, no one can tell which will come faster, an accident or tomorrow.

In this case, buying Xingchen critical illness insurance for your child early on is definitely an investment that is sure to make a profit.

Anyway, after seeing the second one.

Many netizens who originally thought that Xingchen’s critical illness insurance was expensive and not cost-effective have changed their minds.

I have even started to think about stopping my original insurance and purchasing Xingchen critical illness insurance.

……

But when netizens continued to look down and read the third key point of Xingchen Critical Illness Insurance.

His eyes widened again.

Even more exciting than before.

Because the content of the third article is even more explosive.

"3. For customers who have purchased Xingchen critical illness insurance, if they suddenly develop a covered disease and have a remaining claim amount after making a claim, they can still renew the insurance normally..."

"But the renewal fee has increased to 20,000 RMB per year."

"For those over 65 years old who encounter the above conditions, the renewal fee will not increase additionally and will remain at the previous 20,000 yuan per year..."

"For users who renew their insurance for 50 years before the age of 60, if the above situation occurs, the premium will also increase to 20,000 yuan per year..."

After reading the third one.

Netizens were shocked.

After having suffered from a disease covered by critical illness insurance, can you still renew the policy after paying the compensation?
Is this true or false? (End of this chapter)