Daming: The most ruthless tyrant in history

Chapter 412 Essence

The Qianqing Palace was still brightly lit late at night.

After the conversation with Chen Qiyu ended, Zhu Youxiao was not in a particularly good mood, even though all the developments in Tianjin were leaning towards a good trend.

If the sea trade with vassal Korea can be opened up, a northern sea trade system built around Tianjin and Denglai can promote the development of Beizhili. However, the hidden dangers and undercurrents hidden behind it are beyond Zhu Youxiao's expectations. It seems like there is a pair of invisible hands controlling...

"How much money does Huahui Bank's branch in Tianjin have in total? How much money does it have in various types of loans?"

In Dongnuan Pavilion, Zhu Youxiao was sitting on the throne, looking at Wang Sheng who was temporarily summoned into the palace. There was no one else in the huge Dongnuan Pavilion at the moment.

Wang Sheng, who was sitting on the brocade stool, seemed a little nervous. Without warning, the emperor summoned him into the palace hastily. He intuitively told Wang Sheng that something big was going to happen!

"Your Majesty, as of the end of last month, the branch in Tianjin alone had collected more than 400 million taels of silver, and the scale of various loans reached 300 million taels."

Wang Sheng stood up from the brocade stool, raised his hands and bowed: "In addition, in order to open branches in Shunde, Guangping, Daming and other prefectures, 80 taels were dismantled from the Tianjin branch alone, which was used to reserve gold and silver in the above-mentioned branches. , such as the Shaofu bonds purchased in the past, the banking stocks of the Thirteenth Bank of Tianjin, etc., are all listed under the name of the head office in Beijing."

"In other words, the branch in Tianjin currently only has 20 taels of silver left at the bottom of the box?" Zhu Youxiao frowned slightly and looked at Wang Sheng.

"Yes."

Wang Sheng nodded and said: "However, the situation in Tianjin is different from the semicolon in other places. In the past two months, the amount of silver stored in the semicolon has reached more than 200 million taels, and this trend is still maintained."

"The semicolon shopkeeper in Tianjin predicts that this trend is related to the opening of the sea in Tianjin. Especially after Xiyi moved north, the magnitude became more obvious."

"In addition, the 80 taels of silver dismantled have to be returned to the Tianjin branch within three months, so even if the due payment does occur, the Tianjin branch will not be under much pressure."

wrong.

wrong!

Zhu Youxiao was keenly aware that something was wrong. Even before that, internal funds had directly allocated a lot of money to Tianjin, and the Thirteenth Bank had taken root in Tianjin, but the scope of this acquisition was too exaggerated.

Zhu Youxiao did not deny that under the Ming Dynasty, gold and silver existed on a large scale, but they were scattered throughout the country. Tianjin was the only place. After excluding the silver circulating in the market, how could he save so much silver? , Moreover, most of this saved money was lent out by Huahui Bank.

No wonder food prices in Tianjin are increasing so fast.

No wonder land prices in Tianjin are rising so fast.

In addition to the increase in the number of unemployed people under Tianjin's rule, this is also related to the influx of large amounts of gold and silver into Tianjin. Moreover, the momentum of this influx is particularly strong.

"How much silver is there in the bulk?"

Thinking of this, Zhu Youxiao looked at Wang Sheng and said.

"It is estimated that it accounts for nearly 60%."

Wang Sheng pondered for a moment and told what he knew, "Although many industrial workshops were built under the rule of Tianjin, and a large number of off-the-job craftsman apprentices appeared, most of them were bankrupt groups in the past, except for food and clothing. , many choose to purchase real estate in Tianjin Acropolis and even some health villages."

"Among the loans in Tianjin branch, one is for craftsmen in government-run factories. The workshops are the guarantees and the principal and interest are repaid monthly. This proportion accounts for 60% of the total loans, which is taels. .”

"But Your Majesty, speaking of Tianjin Semicolon, Semicolon has been investigating a strange thing recently. Many people with southeastern accents come to Huayin Bank to save money. However, this matter needs to be investigated quietly, so It has not been reported to the emperor yet, but a person has been found who seems to be related to the Duke of Wei." Nanjing Honorable?

A flash of light flashed across Zhu Youxiao's eyes.

"And the strangest thing is that the man seemed to have no scruples and visited Thirteenth Line many times when he was in Tianjin."

Wang Sheng showed some doubts, "And from the Convenience Society, I also learned something. The bulk grain shipped to Liaodong by the grain bank under the jurisdiction of the Thirteenth Bank mostly came from the southeastern provinces, but they It’s not sea transportation, it’s water transportation.”

"Because the demand for food in Beizhili continues to increase, the Convenience Society purchases a lot of food in Huguang, Lianghuai and other places. However, it is always difficult to purchase large quantities of food from the southeastern provinces, and they are all piecemeal. The broken orders include stable income such as glass, soap, and perfume. I am afraid that in terms of food, the Convenience Society will suffer a huge deficit."

Someone wants to play with fire!

Zhu Youxiao's expression became serious.

"During the past period, has anyone inquired about the Convenience Society? Or approached you directly?" Zhu Youxiao thought for a while, looked at Wang Sheng and asked.

"Yes, quite a lot."

Wang Sheng nodded and said: "Especially the Thirteenth Bank of Tianjin, they want to reach some kind of agreement with me to see if they can increase their share of colored glaze, soap and other goods. Some of them even have honors in Beijing and have entertained me many times. "

Knew it! !

Zhu Youxiao firmly believed in what he was thinking. For a long time before, his energy and attention had been placed elsewhere. He paid relatively little attention to the rule of Tianjin, the Huahui Bank, and the Convenience Society. Some, after all, the group of people he placed are trustworthy.

Just like a convenience store that purchases grain and sells it at affordable prices throughout Northern Zhili, even though it makes no money, it even loses a lot of money.

However, Zhu Youxiao handed over glass, soap, perfume and other items to the convenience cooperative for production and sale. The profits from this part can not only make up for the shortfall in food purchases, but also make the convenience cooperative make a lot of money.

Not to mention that the convenience community still has a lot of business dealings.

"From today on, Huahui Bank will be more vigilant. Uncle Guo will be kept under my watch."

Thinking of this, Zhu Youxiao stretched out his hand and said to Wang Sheng: "We must guard against a large-scale bank run. Someone is eyeing the Huahui Bank, and the group of supervisors in their hands have even gone out to keep a close eye on it. Check to see if there are any cheating people inside, everyone must be investigated strictly by me!"

"!!"

Wang Sheng was shocked. He never thought that someone would dare to target the Huahui Bank. It was true that the bank's profits were huge, but he didn't know who was in charge.

But after Wang Sheng thought about it, he also knew that in the market right now, although some people knew that the person behind Huahui Bank was Wang Sheng, no one knew who really controlled Huahui Bank. Even if they knew I don’t dare to think about it.

But Wang Sheng still thought too small.

The group of people hiding behind the scenes are not just looking at a Huahui Bank account, but the entire Tianjin. They want to squeeze out all the wealth. Once this is done, even if Tianjin is in chaos, what will happen to them? It doesn't have anything to do with it. After all, Tianjin belongs to the imperial court, not theirs...

(End of this chapter)