Quickly wear salted fish, she won by lying down

The main reason why Linlang chose to start with finance is because these ancient ministers are all old foxes. She may not be able to defeat them if they engage in internal fighting. Unless they use little bees to monitor and know what they want to do at any time, then she can You may be able to fight, but you may not be able to fight, because you know what the other party wants to do, but your brain is not as good as theirs and you can't think of a solution. It's like a person who knows the answer but doesn't know how. Solve problems.

——Yes, Linlang has indeed been to many worlds and knows many things, but this does not mean that Linlang is particularly scheming. She is not a particularly scheming person. After living for a long time, her experience and life experience can indeed be increased. But it doesn't mean that you can beat those human beings.

So Linlang doesn't want to fight with them for the time being. She will engage in finance first. No matter how powerful these people are, they can't figure out the tricks at first. Once they figure it out, don't worry, she has more novel tricks waiting for them. After all, The methods of modern finance are definitely not what people of this era can imagine in advance.

In this way, she can take the lead step by step, and these people will not be able to defeat her. This is called dimensionality reduction attack. No matter how smart you are, if you don't understand this field, it will be of no use.

It's like asking smart people like them to study satellite launches. No matter how smart they are, can they figure it out in three or two years? When they figure it out, she will start manned aviation; when they study manned aviation, she will build a moon base. That's pretty much it.

The reason why Linlang got into finance is because she found that the productivity of this era has developed to a certain extent, which is close to a certain time and space, the Ming and Qing Dynasties. According to this era, it is estimated that in the west of this world, these things should have appeared. Therefore, it is completely okay for her to do it in this court, just so that the development of Eastern finance in this world will not fall too far behind.

The courtiers could not help but be satisfied to see that the young emperor knew only a little about the major affairs of the government, and most matters were handled by the cabinet.

For the civil servant group, as long as the emperor does not harm their interests, they will not cause trouble to the emperor.

No one paid much attention to the fact that the emperor had established a new Imperial Central Bank and said it would be used exclusively to print Dayan (this dynasty's country name was Yan) banknotes. Anyway, if this thing was given to them, it would be useless. Okay. Ministers like them don't live on these false treasures, so it doesn't matter.

Soon, the little emperor produced new treasure banknotes. Well, the printing was much more exquisite than before.

Then the little emperor said that with the treasure banknotes, he could exchange them for rice, flour, cloth, oil and other things at the Royal Bank (in fact, Linlang planned to use physical objects to establish monetary credit first). He could also deposit the treasure banknotes he received in the Royal Bank, with an annual interest rate of four percent. That is what is now called 4% interest, which is about yuan a day. People who have no money can also go to the Royal Bank to borrow money, and the interest rate is %. This interest rate is much lower than outside. You must know that some high-ranking households have Lending money to foreign countries is all a form of exploitation at high interest rates, and there is no such thing as low interest rates.

This article has actually infringed on the interests of some wealthy families. After all, usury and exploitation are the main income of these garbage people.

Fortunately, the Royal Bank only uses treasure banknotes for loans, unlike theirs of silver and copper coins, so the problem is not big and everyone can feel relieved.

The ministers were a little confused about the Royal Bank created by Linlang, and asked the young emperor: "Isn't there an Imperial Central Bank? Why is there a Royal Bank?"

Linlang explained: "The Imperial Central Bank does not deposit money to the outside world, it only prints money, and the Royal Bank is open to the outside world, both collecting money and lending."

With this explanation, everyone will understand that those ministers were just curious to ask and not interested in paying too much attention, so they just asked. But to Linlang, this Royal Bank is her treasure.

When the Royal Bank rises, this bank directly under her will be like a golden chicken laying eggs. The profits of the Royal Bank will be enough to support her to do more things.

Of course, she will have more interesting ways to play in the future, which will make money much faster than this, such as stocks, bonds, funds, futures, etc. And in those ways, ordinary people don’t have the money to participate, and those who participate are all family members. Millions (copper coins), so that even if these people are defrauded by her, ordinary people will not be affected. Then she can use the money obtained from these rich people to provide tax exemptions to the whole country and reduce the burden of ordinary people. Then slowly do some things she can do - for example, acquire the land of bankrupt landlords, and then distribute these lands to the landless people. Of course, the ownership is still in the hands of the state, and those people only have the right to use it. Land cannot be bought or sold to combat land annexation.

Of course, these are all things for the future. For now, let’s get the Royal Bank thing done first.

Dayan treasure banknotes must not be circulated only among officials, otherwise how wide the circulation range would be. Disasters are prone to occur in various places every year. At this time, there was a flood not far from the capital not long ago, and disaster relief is currently being carried out. , Linlang asked people to provide work for relief, and hired the refugees to do some things, such as repairing bridges and roads, strengthening city walls, etc. The most important function of the country is to build infrastructure. Once the infrastructure is built, it will be convenient for the people to run around. If the enemy comes to attack, the city wall will be reinforced and it will be easier to defend.

Those who are willing to do it will not only be counted as part of the corvee for that year, but will also be given Dayan Baobao.

Because these small things did not shake the foundation of any minister in the court, the little emperor only said that it was to promote Dayan Baobao, so no one objected. Anyway, what he paid was useless Dayan Baobao, so let her go with it. Bar.

Linlang was afraid that someone was messing with this matter, causing her first step to establish monetary credit to be in vain, so she sent Little Bee to supervise it, and found that although someone was profiting from it, when she sent someone to do this, She told people directly that the wages were set, and she sent a few more people to supervise each other, but no one dared to deceive her. They compressed the wages she said and paid her whatever she said per day.

In other words, at least the ordinary people who worked on the project got the money she mentioned. It was these people who worked on the projects who made false claims to make money.

It only hurts her, not the common people, and that's fine, at least for the time being.

Because what she fears most is that what she does is a good thing, asking the people to work for relief. Not only do they have food, but they can also make money. In the end, the people don't get the money, they still have to work, and they don't even have food. , forcing the people to rebel.

Now Linlang is satisfied when she sees that the people are getting enough food and getting money.

In fact, that's true. She personally watched this matter and sent people both openly and secretly to supervise the matter. If it still didn't work, it meant that the court was really finished.

Obviously, it's not that bad yet. (End of chapter)