Siheyuan: Shazhu's Life Simulator
Chapter 391 Loan!
"Less?"
"Then how the hell do I make money!"
Little Snake: "Master, I don't charge for delivering the goods to you!"
He Yuzhu: "Well, I'll think about it later."
Seeing that He Yuzhu did not refuse, the little snake began to calculate how much he could get.
"Today is our first transaction. I'm waiting for the opening. I'll give you the goods tomorrow night."
"But it's a cash transaction!"
"If you can trade in US dollars, I can give you a bigger discount!"
He Yuzhu left and handed the scene over to Zhao Jianshe, who was worthy of his trust.
A dozen fishing boats below the little snake were moving hurriedly, sailing bravely on the rapids of the sea under the moonlight.
When they arrived at the opposite sea, they felt uneasy at first, but when they saw that no one was really caring about them, they gradually felt relieved and became bolder.
When they reached the other side, they found that many people were waiting for them and supplies were piled up like mountains.
Zhao Jianshe: "Hello, comrade."
"Hello, we are responsible for delivery."
Zhao Jianshe: "Then let's not waste time, start loading the ship now, this way we can make a few more trips!"
"Comrade, I can help you with a fishing boat."
Zhao Jianshe asked in surprise: "Is it really possible?"
"Of course, there are so many fishermen around here."
"Okay, that's troublesome."
Zhao Jianshe looked at the snake's leader and said, "Have someone load the boat."
With the two groups working together, more than a dozen fishing boats were soon filled.
Local fishermen and fishing boats were also borrowed.
Rice, flour, etc. are all dead things, but pigs are alive, but they are also tied up.
It was not until daybreak that all the supplies were transported back.
He Yuzhu has a portable warehouse but he cannot show it, otherwise it wouldn't be so troublesome.
dawn.
He Yuzhu came to the company.
"Old Zhao, go and have a rest."
Zhao Jianshe: "No, I'll just lie on the sofa for a while."
He Yuzhu: "Is everything arranged?"
Zhao Jianshe: "Do you want to go and see the scene?"
He Yuzhu: "There's no rush for this."
"Since you came with me to Hong Kong, I have to consider you."
"Let your wife take care of the receiving, wholesale, and supermarket operations in the future."
"I plan to set up a new subsidiary company to specialize in this business, and I will give you 20% of the shares."
Zhao Jianshe was not polite either: "Brother, if you give it to me, I'll take it."
"But, brother, I want to move out."
He Yuzhu: "What did anyone at home say?"
Zhao Jianshe shook his head: "Brother, don't think too much."
He Yuzhu: "Okay, let Xiao'e prepare a house for you."
"No, I've already bought them."
"I brought money with me, too."
He Yuzhu: "Okay."
"Let's go to the supermarket and have a look."
I drove to the supermarket, but didn't go in. Instead, I stood outside and watched.
Zhao Jianshe explained: "Because it is a grand opening promotion, all items are 20% off for the first three days."
He Yuzhu: "Okay."
"Even if it's 20% off, we can still make a profit."
While the two were discussing, they discovered that the people queuing outside were fighting.
Zhao Jianshe: "I'll go take a look."
Because there were so many people, the supermarket was packed and there was a long queue outside.
It's so hot, naturally some people can't hold back their anger.
You touched me and I rubbed you, and then an argument broke out.
As soon as Zhao Jianshe appeared, the supermarket security came out.
"Mr. Zhao."
"Drive away the quarrelers."
Naturally, having hired so many people before, they are now of use.
"Why are you driving us away?"
Zhao Jianshe: "Because you have affected other people's shopping."
"If you don't want to queue, go to other stores. We have many branches."
Although Zhao Jianshe said this, the people in the queue did not disperse.
So what if there is a branch? Not only is it far away, I've already queued up.
But Zhao Jianshe didn't expect that there would be such blind people who would come to collect protection fees.
He Yuzhu originally wanted to beat the shit out of these people, but then he thought that these people were not useless.
"come here."
"I advise you not to meddle in other people's business."
He Yuzhu smiled.
"This business is mine. Are you here to collect protection money without asking who the owner is?"
"Who are you?"
"He's Real Estate, He Yuzhu."
"..."
I encountered a tough guy.
Ho's Real Estate is well-known in Hong Kong.
"Go back and ask your boss to come to the company to see me."
He Yuzhu turned around and left.
The short mule also immediately returned to his own hall.
Zhao Jianshe: "Brother, you?"
He Yuzhu: "They are not completely useless."
"I'm not afraid of them. There are no parking spaces in front of the supermarket, so someone needs to guide them."
"Besides, clubs usually have minibuses. I plan to hire them, and they can also watch the place for us for free."
Zhao Jianshe: "We are indeed short of manpower now, so this is good."
He Yuzhu didn't wait long in the company before the front desk brought in a plain-looking man wearing slippers, big shorts, a big vest, and a gold chain.
"Chairman, this person said that you invited him."
"Well, you go out."
"Okay Chairman."
The young lady closed the door when she went out.
"Hello, Mr. He,"
This person has a flattering expression on his face.
Before He Yuzhu could speak, Zhao Jianshe said coldly: "You are very powerful. You can even collect the protection fee from our He Group!"
"You are a magnanimous person, and you are a tolerant person. Please forgive my blindness...
He Yuzhu: "Old Zhao, it's done."
At this time, the front desk lady came to report again helplessly: "Chairman, there is a person named Xiaoshe looking for you."
He Yuzhu: "Let him in."
"Master!"
The little snake came in grovelling and tried to please.
"Little snake, not bad."
"But you still have too few ships."
Little Snake: "Master, I will increase it right away."
He Yuzhu: "Yeah."
"Old Zhao, take Xiaoshe to settle the payment. They have been busy all night."
Zhao Jianshe: "Come with me."
The little snake suddenly saw the flint in the house.
"Flint, why are you here?"
Zhao Jianshe: "Why do you ask so many questions?"
He Yuzhu smiled and said, "Xiaoshe is also the one who works for us, so it's okay to talk to him."
"The supermarket opened, and this boss's people came to collect protection money."
"what?"
"Flint, are you tired of living?"
"Brother Snake, please stop teasing me. My subordinates are ignorant..."
He Yuzhu: "It just so happened that I thought the supermarket needed someone, so I asked this boss to come."
When the little snake heard this, he said, "Master, if you need anyone, you can tell me. I have so many people under my command."
He Yuzhu: "Can you still cross districts?"
Little Snake: "No!"
"But you are the boss, you can hire us!" He Yuzhu: "Won't this cause disputes?"
"It's not much money anyway."
Little Snake: "No, we have the support of the society behind us."
He Yuzhu: "I don't care!"
"In the future, there will need to be someone to do valet parking at the entrance of the supermarket. By the way, each supermarket will hire a minibus or a mid-sized bus to help watch the place."
Little Snake: "Master He, please leave it to me."
He Yuzhu: "I don't care."
Huoshi: "Brother Snake, you are wrong. Mr. He came to me first."
"Besides, I have brothers too!"
He Yuzhu was too lazy to listen to their argument: "You two go out and discuss it, and just give me a result."
"Each supermarket has two minibuses or one medium bus, and the fees are settled on a monthly basis."
"As for the valet parking tip, you can collect it yourself. I just picked it up when I saw that the place didn't have any money."
After driving the two away, He Yuzhu sent Zhao Jianshe to rest.
I came to Chen Xueru's office.
"dad····"·
"Aihua is here."
Chen Xueru: "This girl can't stay at home and insists on coming to the company."
He Yuzhu: "Don't disturb mom's work, go to the office with dad."
"Dad, I'm so bored!"
He Yuzhu: "Then what do you want to do?"
"Dad, please take me out to play."
He Yuzhu: "Let's get off work tonight."
"Xue Ru, settle the bill for Xiao She and pay the money for the goods."
Chen Xueru: "Okay."
Lou Xiao'e: "Brother Zhuzi, we are short of money now."
He Yuzhu: "Please make an appointment with the bank for me to visit tomorrow."
Lou Xiao'e: "Okay, I suggest cooperating with HSBC."
He Yuzhu: "Okay."
Then he took his daughter back to his office, held her in his arms and told her stories.
The eldest daughter fell asleep in the afternoon and slept until the evening.
After get off work, He Yuzhu took everyone home.
"Let's not eat. Come back for a midnight snack. Change your clothes. We have been here for so long and haven't gone out for a walk. Take the children out for a walk."
"Where to?"
"Central or Causeway Bay is fine. I'll go shopping first, then watch a movie."
"Then go to Victoria to see the night view, go dragon boat racing and eat seafood."
At He Yuzhu's command, the whole family quickly went out.
Walking on the commercial street in Central, He Yuzhu said: "Xue Ru, we need to hurry up with the gold shop."
“The first gold shop was opened in Central.”
Chen Xueru: "I will hurry up. It's hard to find a skilled worker now."
He Yuzhu: "Then offer a high price. I don't believe no one will come."
Central is full of elites, so you can hardly see any idle people.
Women have a talent for shopping. Although He Yuzhu was tired, he still stood firm.
"Zhu Zi, how do you think I look in this cheongsam?"
"You are born to wear cheongsam with your figure."
He Yuzhu didn't understand why Chen Xueru loved cheongsam so much.
Mu Chunhua saw a dress and asked, "Which color looks good?"
"White is simple, elegant and luxurious, but black is also good, buy a few more!"
Qin Huairu and Xu Huizhen were also choosing, but most of their choices were casual.
After visiting Central, I went to Causeway Bay.
It’s still the same shopping spree, until the children start complaining, and then it ends.
"Dad, let's go to the movies."
He Yuzhu: "Okay."
I found a nearby cinema where Shaw Brothers' A Touch of Zen was showing.
Zhao Jianshe led people to queue up to buy tickets, and He Yuzhu bought some snacks and drinks for the children.
When they walked into the cinema, they were accompanied by bodyguards and it was obvious that they were not people to be trifled with, so no one was foolish enough to provoke them.
He Yuzhu has also watched many movies in the mainland, but the movies from Hong Kong are more enjoyable to watch.
Of course, it cannot be compared with the future, even with the next few years.
But he still watched it with great interest.
After watching the movie, the family walked out of the cinema, still savoring the film they had just watched.
He Yuzhu suddenly asked, "Do you think we can also open a film company to make movies?"
"I asked around, and it's worth millions!"
“This is too profitable.”
Lou Xiao'e looked down on it: "How can real estate make money?"
He Yuzhu: "It is true that real estate makes money, but who would complain about having too much money?"
"Besides, opening a theater is also like hoarding land!"
Chen Xueru: "But we don't understand!"
He Yuzhu: "You don't need to understand it yourself, as long as someone else understands it."
The group arrived at the dock, which was full of fishing boats carrying seafood. He Yuzhu chose the largest one.
Looking at the happy expressions of his family members, he felt that it was all worth it.
"Eat more fish."
“This steamed grouper is delicious.”
"Thank you dad!"
He Yuzhu looked at Lou Xiaoe and said, "After meeting with the people from the bank tomorrow, you can see if there is any suitable place to build a cinema among the properties we have."
"If there is none, then buy the land and build it yourself."
"Yushui, do you want to come out to work?"
He Yushui: "Yes, I am bored at home."
Li Mangui: "You come out to work, where is the child?"
He Yushui: "You stay at home and take care of the children."
Li Mangui: "I am a man, I should come out to earn money to support you and the child."
He Yushui: "Tsk, I don't need you, I have my brother."
He Yuzhu: "There is a nanny at home, so you don't need to take care of the children at home."
"Well, when the film company and the theater are built, you two will help me manage them."
"I will give you shares when the time comes, and you will also have a share of the family business to leave to your children."
"Xue Ru, you should still be in charge of the financial affairs."
While eating, He Yuzhu made a new decision.
The next day.
Lou Xiao'e met with Shen Bi.
"Mr. Shen, this is my husband, the chairman of He's Real Estate."
"Hello, Mr. He."
"Hello, Mr. Shen."
"Are you here to ask me for a loan today?"
He Yuzhu nodded: "Yes."
"I wonder what you'll use as collateral?"
He Yuzhu: "Use the company's shares."
Mr. Shen: "No problem. Your company has so much land and real estate. We are very confident."
He Yuzhu: "I don't know how much money I can borrow and the interest."
Mr. Shen: "Seventy percent of the market value, interest..."
After the conversation, He Yuzhu was not satisfied.
"Boss Shen, is the amount a little less and the interest a little higher?"
"Mr. He, I have helped you understand the current real estate situation in Hong Kong. This is my greatest sincerity."
He Yuzhu: "What if we change it to gold collateral?"
Mr. Shen: "You can get a loan at 90% of the market price."
He Yuzhu: "I have another request. The gold cannot be kept in your bank's vault."
"Because I want to open a gold shop."
Mr. Shen became interested: "If that's the case, it would be even better to use your gold shop as collateral."
He Yuzhu thought for a moment and said, "No problem."
"But Mr. Shen, what about the interest?"
"That depends on how long you plan to borrow money for."
"In principle, the longer the time, the lower the interest rate."
He Yuzhu is now in the process of expanding his territory, so he naturally chooses a long-term loan. (End of this chapter)
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