She Song

Chapter 101
Four Seas Bank Ticket Shop, back hall.

Xu Bin, who was sweating profusely, held the account book and lowered his eyebrows, but his eyes kept rolling.

The unkind young boss in front of him, Yang Sanlang, was the third son of Yang Shilang, the Ministry of Household Affairs of the Song Dynasty. Moreover, it was said that the nobles in the palace also had shares in Sihai. This was the fundamental reason why Sihai Banknote Shop had access to Sihai.

Originally, business had been booming. It was supposed that spring would start in March, everything would recover, and merchants would travel more frequently. In previous years, there would be a significant increase in this month. However, instead of increasing, the turnover in the account book fell by more than [-]%.

Yang Sanlang asked grimly: "Have we, the Yang family, ever deprived you of food, clothing, and wages?"

Xu Bin shook his head: "No."

"Then another shop offered you a higher salary than the Yang family to recruit you?"

"Never mind!"

Yang Sanlang, who was playing with the jade pendant, smiled and asked: "That's strange. In previous years, we earned more in March than in February, but this year we earned [-]% less. Can you tell me why?"

At this moment, Xu Bin also thought of his response.

"My boss, you don't know something. The sales volume of all banknote shops in Tokyo dropped in March, and some even dropped by more than [-]%!"

Only then did Yang Sanlang realize that the situation might not be as simple as he originally thought.

"Is this true?"

"My boss, this matter has caused a lot of trouble in the city. How dare I lie to you!"

"Tell me in detail!"

The source of the incident was Han Ji Bank, which had been opened less than a month ago.

At first, when they heard about the opening of Hanji Bank, Xu Bin and other shopkeepers from the bank bank even paid a special visit, but they didn't take it seriously at all.

I have never seen Han Ji doing business like this!

It doesn't have its own exclusive facade. It only has a table and two chairs in the corner of the Royal Caipu lobby.

With such a poor and dilapidated appearance, only a fool would exchange Han Kee banknotes.

This is also true. I haven’t seen a single customer come in for a long time.

So, the horses run and the dances dance!
This incident was quickly forgotten by everyone.

However, things changed when Han Kee Department Store entered Tokyo City.

Department stores have posted notices: Use Hanji banknotes for shopping in March and get a [-]% discount!
Immediately afterwards, Hanji Bank posted a notice: Hanji Bank will not accept a penny in exchange for copper coins.

As a result, many Tokyo residents who were greedy for petty gains began to exchange Han Kee banknotes at Royal Lottery.

A sneeze can penetrate the city of Tokyo, and the news about the [-]% discount at Hanji Department Store has been known to everyone in less than three days.

Colleagues at the banknote shop, including Xu Bin, quickly found out the truth and still looked down on Han Ji Bank.

what the hell?

It's all old and weak, women and children who take a few or dozens of coins to exchange, and it's only a hundred or so in a day, which is not enough for a single business in the world.

So, dance as you dance, and run as fast as you can!
Within a few days, news spread that excited all the merchants.

Hanji Bank covers [-] well-known state capitals in the Song Dynasty. Within three months, it can cover [-] state capitals. Within half a year, it can cover all state capitals. Regardless of large or small amounts, exchanges are always free.

The Sihai bank bank can only cover 22 state capitals, but Hanji Bank dares to claim that it has access to [-] state capitals all over the world. Is this crazy?
As a result, merchants traveling around began to find Royal Caipu to inquire about the specific situation.

For convenience and to save the [-]% exchange fee, some small businessmen began to try to buy Hanji Banknotes in small batches.

At this time, it was already the middle of the month, and the daily flow of Han Jiyin account exceeded [-] guan.

And Xu Bin and others also began to notice that Han Jiyin's turnover was growing more and more!
Just when they were in a dilemma, Hanji Bank suddenly announced: Anyone who buys Hanji fixed-term bank notes will receive free interest!
This news is nothing less than earth-shattering.Who has ever seen a banknote not only free of exchange fees, but also given to people with money?
When he heard the news, Xu Bin first scolded the waiter for talking nonsense. This was obviously something only a fool would do!

However, the news was soon confirmed, because Han Jiyin posted notices in busy places throughout the city.

At least one month and up to six months, you will receive bonuses of varying amounts.

Although not many, this is an unprecedented first for the banknote industry.

According to the common people’s words: I finally got my money back!

For those who have a certain amount of money but do not generate any income, this is undoubtedly a way to make money.

According to the lowest single-month banknote, you can get a bonus of [-]% of the next month, and for a half-year banknote, you can get a bonus of [-]% of the total.

Smart Tokyoites quickly calculated that if you hold Hanji time bank notes for one year, you can get a total income of [-]%.

If one holds a 1000 korean banknote, the reward alone is almost as much as a petty official's annual salary.

Some people may ask whether Hanji Banknotes are risky?
Zhang Cheng asked at the entrance of Royal Caipu: "If it is a small bank store, it's hard to say. But the locations of more than 30 bank accounts in Hanji are all in the Royal Caipu public building. You can taste it for yourself." !”

As he said this, he glanced at the gold-lettered plaque of "Royal Caipu" intentionally or unintentionally.

Everyone suddenly realized.

Han Ji must have a backend, otherwise he can work and collect money in the royal facade?
Even Xu Bin is not sure. Is Han Ji pretending to be powerful?

But they were indeed doing business openly in the Royal Caipu lobby. The employees of Caipu Public House said that Hanji Bank was authorized by the superiors and did not act on its own initiative.

Now, many people believe in Han Jiyinhao’s strength and background!

Among the banknote shops on the street, who has the ability to do business with the royal family?Who wouldn’t waive the exchange fee if they weren’t really wealthy?

No, not at all!

As a result, the buying crowd began to flock to the Royal Caipu Public House.

There are many people buying single-month, three-month, and even half-year banknotes, and Han Ji does not limit the amount. You can buy them with regular money, and he will still accept orders for [-] guan.

After the news spread, many women began to make small calculations. They felt uncomfortable seeing the banknotes from other companies that they had saved at the bottom of the box.

100 taels, in one year it is equivalent to earning 80 taels more, and in ten years it is [-] taels...

In this era, don’t underestimate the [-]% interest rate. The value-added value of buying land cannot keep up with it at all.

What's more, there are very few investment channels suitable for women, and compared with the high cost of living in the capital, being able to increase the value of the money in the box is undoubtedly very tempting.

Soon, Sihai Banknote Shop received a large number of banknotes for exchange of silver coins.

Although he charged a [-]% "handling fee", Xu Bin had a vague feeling that these impatience female guests from wealthy families might never come back.

Even when Xu Bin returned home, when his wife asked Han Ji Bank whether he could really get an annual return of [-]% from the banknotes, his scalp went numb.

The old wife also compares it with farmland. An acre of fertile farmland in the suburbs of Beijing costs ten thousand guan, and after one year's expenses, you can earn three to four hundred guan. Even if God bless you, you will lose nothing if there is a disaster.

This banknote saves time and effort. You can collect money in half a year, and the interest is compounded. It is a little more than [-]% a year. No matter how you look at it, it is smarter.

If he sells a hundred acres of land, adds 170 guan saved at home, and buys Hanji banknotes, he can earn [-] guan a year, which is equivalent to [-] guan interest per month, and is about [-]% of Xu Bin's salary.

Seeing his old wife's shining eyes, Xu Bin was speechless.

He can't say: Han Ji may destroy the world, and he may be unlucky!

(End of this chapter)