Financial Freedom: My Golden Finger Has a Billion Points

Chapter 17 Credit Loan
There are still five days left, and his current capital plus his family's is only 20.

How to raise the most money in the shortest time? He thought of borrowing money, but his relatives and friends knew that his family was poor, so who would be willing to lend him money.

People in the world always offer a lot of icing on the cake, but rarely provide help when needed.

Borrowing money is a dead end.

Then take an online loan.

But online loans do not say how high the interest rate is, but the handling fee is outrageous.

In fact, most online loans are small loans, and the agreed interest rates may be higher, which often leads to a greater possibility of disputes.

After some consideration, I could only apply for a loan from a bank.

And those like him who don't have a mortgage can only get a credit loan.

Generally speaking, the review of bank loans is slightly stricter than that of other financial institutions, and the loan interest rates are also more favorable. If there are no serious overdue items in our credit report and the debt ratio is not particularly high, it can generally be passed. Approval of bank credit loans.

After understanding the issues related to credit loans.

He typed out the daily turnover of the milk tea shop and his bank card. Then he took his ID and started to go to various banks for loans.

He needs to complete all four major state-owned banks and commercial banks in two days.

After looking at his store and bank card transactions, the bank quickly determined his repayment ability.

"President Li, I must get this loan within three days, otherwise it will be meaningless. The lending tasks of various banks are very tight now. With my current repayment ability, I believe that many banks will be willing to lend to me."

"Mr. Lu, I would like to take the liberty to ask what your loan is mainly used for."

"I can only tell you that it is for commercial use, so don't ask for details."

"We have reviewed your information and there is no problem. How much loan do you want?"

"The more the better."

"If this is the case, our bank can lend you 30 yuan. Is this a short-term loan or a long-term loan?"

"The repayment cycle is probably within two months. The most important thing is the loan speed. The shopping mall is like a battlefield, changing rapidly."

"I know, I guarantee that the loan will be in your account no later than tomorrow."

"Then thank you, President Li."

With the earning power of milk tea shops, and now that every bank has a loan task, it is easier to apply.

After leaving ICBC, he went to China Construction Bank, Agricultural Bank of China and the Postal Service, and successfully applied without any surprises.

I don't know if he has special powers, but he has become more confident, and he can control his aura when talking to the presidents of every bank.

Tomorrow I will visit other commercial banks again.

This time is a rare opportunity to make money. He must do his best to raise funds, and maybe he can achieve financial freedom with this amount.

Generally, loans cannot be used for stock trading, but at this time, banks are not so strict in performance review.

I came to the store at six o'clock in the evening, holding in my hand the cherries I bought on the street. This fruit was too expensive. I would have been reluctant to eat it before. I bought a total of five kilograms and took three kilograms back to the store for the employees to eat. The remaining two kilograms were taken back to my parents.

Come to the store.

Looking at their busy figures, the business in this store is really good.

Sometimes business is too good and I feel sad. I am so busy that I can’t even take care of eating.

Lu Xiaobu felt a bit like Versailles.

"Boss, you are back. What have you been busy with today?"

"There's something going on at home, so I bought cherries for you. If any of you are not busy, come over and eat."

"Okay, boss, you are so kind to us."

"That's right, I'm not an evil capitalist."

Lu Xiaobu looked at Chu Feiwei's graceful figure and wondered how could this woman be so beautiful.

He felt that Liu, the fairy sister in the entertainment industry, was not as good-looking as her.

She is the white moonlight in my heart. "I would like to become the angel you love in the fairy tale, spread my hands and turn into wings to protect you..."

It feels like a bit of a dog licking.

"Weiwei, I'll do that for you. You go and eat some cherries."

"Boss, you are biased, but we are jealous."

"Yes, do you want to chase Weiwei?"

Chu Fei's face turned red, and a faint smile appeared on her face.

"Don't talk nonsense, I want to chase you, are you willing?"

"Why don't you want to do this? I'm eager to do it."

Lu Xiaobu didn't dare to joke again, lest he be embarrassed later.

Three kilograms of cherries were eaten by the four girls, but I, the boss, didn’t eat even one.

It's really stupid to give money and still wrong yourself.

In the evening, he sent Chu Feiwei back as usual.

"Boss, do you like me and want to pursue me?"

"I'm sure I like you, but I don't dare to pursue you. The gap between us is too obvious. If you are the noble white swan, I am the ugly duckling. If you are the night pearl, I am the glass bead. Besides, we are so different in age. Duo, I just treat you as a friend."

"Boss, don't belittle yourself. You're pretty good too. Doesn't Xiaoya in our store like you?"

"She told you."

"No, but even an idiot can see it in the way she looks at you."

"Oh, that's an unexpected surprise."

Chu Feiwei didn't know why she felt a little sour and a little disappointed, and she didn't know why.

For Lu Xiaobu, Chu Feiwei had never thought about love because he was not the prince charming in her dreams.

And Lu Xiaobu didn't dare to give his feelings, after all, the possibility of failure was very high.

He is a rational person, so he is not as romantic and naive as a young man in his early twenties.

Send her home, and Lu Xiaobu goes directly home.

When they got home, they all went to bed and put the cherries in the refrigerator for them to eat tomorrow.

Back in his room he does facials and yoga.

During his conversation with Chu Feiwei in the evening, although he pretended to treat her as an ordinary friend, the gap between the two still made him feel uncomfortable.

His body had already reached its limit, but a force came out of thin air to force him to grit his teeth and persevere. His clothes were soaked with sweat. When his head became dizzy, he finally gave up.

Lying on the ground like an old dog panting.

Rest in the room for a while before entering the room to take a shower.

After taking a shower, I went back to my room and checked my phone.

Looking at Chu Feiwei's prestige, he still refrained from sending a message.

The next day, he continued to visit other banks, and things went smoothly. At the end of the day, he visited four banks.

而其中国有四大银行的贷款已经到账，其中工行30w、建行25w、农行22万、邮政28w，一共加起来105万。

If more than 100 million can be received tomorrow, then my funds will reach more than 220 million.

The money at home won't move, and it would be too troublesome to lie to my father.

The stock account was registered the day before yesterday, and the account review has now been passed.

Lu Xiaobu first transferred all the money from his bank card to his stock account.

When the funds arrive tomorrow, you can buy stocks the day after tomorrow.

(End of this chapter)