If I fail to overcome the tribulation, I can only return to the Ming Dynasty and become a prince.

Chapter 36: Solving doubts in the court
The father and son discussed it until late at night. Only then did Zhu Gaochi learn from Zhu Zhantun his entire thoughts and considerations, and put forward some modifications based on his own administrative experience, and finally formed a final draft.

Early the next morning, Zhu Gaochi, who had only taken a short nap, went to court with the final draft. Even breakfast was prepared for him by Crown Princess Zhang and he ate it casually on the way.

This also made Zhu Gaochi look haggard when he appeared at the court meeting.

Looking at Zhu Gaochi's appearance, Zhu Di guessed that he must have been thinking very hard about the reforms he had explained before, and he couldn't help but feel a little moved in his heart.

In fact, I have never been very fond of this eldest son Zhu Di. The main reason is that Zhu Gaochi is not like himself, not as heroic and fierce as the second eldest son Zhu Gaoxu, and he is fat and not good at martial arts.

But Zhu Di also had no objection to his son's position as prince. Although he often thought of passing the position to the second eldest son, Zhu Di also knew in his heart that in terms of his ability to handle government affairs, the eldest son would surpass the second eldest son in eight ways.

You need the second child to fight a war, but you can only run the country with the boss.

Thinking of this, Zhu Di couldn't help but said: "Why does the prince look so haggard? Didn't I exempt you from the duty of supervising the country and let you live a good life at home?"

"Father, I am just worried about national affairs. I was thinking about changing the banknote law until late at night last night, so I have no energy, which makes my father worried." Zhu Gaochi cupped his hands towards Zhu Di, and after explaining, he took his yesterday's money from his arms. He took out the memorial he had written overnight: "This is the method that I came up with last night to reform the banknotes. I would like to ask my father to read it."

Zhu Di remembered that Zhu Zhanjun had said before that in order to carry out reforms, he needed to start with changing the banknote method, so he also knew that the method discussed by the prince and the courtiers would most likely start with the banknote method, so he was not surprised by Zhu Gaochi. This will be discussed at the meeting.

But Zhu Gaochi was able to come up with a feasible plan in such a short period of time, which still surprised Zhu Di.

After ordering the eunuch next to him to hand over the memorial, Zhu Di started to read it. He knew it was a good policy after just reading part of it.

So he handed the zhezi to the eunuch beside him and said to him: "Read the prince's zhezi to everyone, and the ministers will also give their opinions."

Seeing Zhu Di's attitude, the courtiers in the court naturally did not dare to have any objections.

We are still in the Yongle Dynasty, and it has not yet reached the Jiajing and Wanli periods when the civil servants were always refuting the emperor's use of the court staff to support Wang. These civil servants did not dare to play tricks in front of the Yongle Emperor, and they all stood and listened seriously.

After all, civil servants at this time still had some moral integrity, and they were still willing to do things for the country and worry about the world.

Zhu Gaochi's excerpt was not long, but all the contents he discussed with Zhu Zhankun were written in detail. Therefore, when the eunuch finished reading the excerpt, the courtiers basically understood what the prince was thinking. .

"Xia Yuanji, you are the Minister of the Ministry of Household Affairs and are in charge of a country's finance and taxation. The suggestion made by the prince is within your area of ​​expertise. How about you tell me about this suggestion?" Zhu Di first nodded to Xia, who was the most proficient in this aspect in the court. Yuanji, want to hear his thoughts.As an evergreen who served as the Minister of Household Affairs from the Jianwen Dynasty until the death of Xuande Chao, it can be said that the three emperors Yongle, Hongxi, and Xuande relied heavily on this great steward, and fully respected and obeyed Xia Yuanji in matters of finance and taxation. Views.

Although Xia Yuanji was often very stingy in order to control financial expenditures, so much so that he was called Xia Lao stingy, this did not affect the respect that the three emperors of the Ming Dynasty had for him.

Naturally, Xia Yuanji lived up to the trust placed in him by three generations of emperors. He worked for decades in the most lucrative job in the world as Minister of the Ministry of Revenue, creating the prosperity of the Yongle era and the Renxuan era for the Ming Dynasty.

Faced with Zhu Di's inquiry, Xia Yuanji thought carefully and then said: "Your Majesty, this suggestion from the Crown Prince is an extremely subtle policy. It is to gain the trust of the people by opening a new money bank and re-establish the treasure banknotes." It is indeed very effective to curb the current situation where treasure money is inferior to paper.

I'm just worried about one thing. The tax collected by the court every year is about 500 million taels. If it were all converted into silver, it would be more than 2000 million taels. If only a few million taels of new treasure banknotes are issued, how can this satisfy the court and the people? What about your needs?

After all, the prince also said that the number of treasure banknotes can be printed according to the amount of silver in the new treasury. This method is indeed correct, but our Ming Dynasty is really short of silver, otherwise we would not use treasure banknotes to replace silver. If the number of treasure banknotes is too small If so, the people’s daily necessities would be insufficient. "

As the Minister of the Ministry of Revenue, Xia Yuanji knew exactly how many treasure notes he had issued, and how much money the court had. If he only printed a few million taels of treasure notes, it would not even be enough to meet the needs of the court.

Regarding this question, Zhu Gaochi also asked Zhu Zhancheng yesterday, so he answered confidently: "I have considered this point. First of all, the taxes collected by the court are in kind. This part can actually be regarded as Viewed in terms of money.

In the past, the same was true for the imperial court. Whether it was taxes for officials or court expenses, they were often directly allocated food instead of silver or treasure notes.

Therefore, the land tax collected by the court every year and the grain paid by military households can actually be counted in the exchange reserve fund and used to print treasure banknotes. As long as the court can recognize the exchange between treasure banknotes and grain, the court can Issue tens of millions of taels of treasure banknotes instead of just a few million taels.

And not only food, but the taxes collected by the court on salt, iron, silk, etc. can all be converted into silver, so Xia Shangshu's worries are actually unnecessary. "

"If this is the case, I can understand. It's just that the people or merchants who deposited the silver in the new bank will take out the silver, and the treasure banknotes will be exchanged for silver. If there are only a few million taels of silver in the new bank, And the imperial court has issued tens of millions of taels of treasure banknotes. How can we ensure that no one will redeem all the silver in the new treasury, causing the treasure banknotes to be unable to be redeemed for silver?" Xia Yuanji is indeed a master of financial management, Zhu Gaochi replied After asking him a question, his second question followed.

However, Zhu Gaochi had already asked Zhu Zhanchun this question before, so he did not panic, but answered Xia Yuanji seriously: "About this, Gu also has considerations. The court can convert grain, silk and other items into the amount of silver. Corresponding vouchers are printed. If the exchange of silver is insufficient, vouchers for silk, grain, or salt and iron can be used to offset it. These vouchers can be exchanged for an equal amount of grain, silk, or even salt from the Ministry of Household Affairs. The real thing..."

　Regarding this plan, I asked several classmates who are engaged in finance. On the premise of ensuring that the treasure notes can be exchanged for silver and establishing a central bank, it is possible to stabilize the currency value of the treasure notes in the early Ming Dynasty and establish a stable financial system. .

　　Of course, a key issue here is the restriction of over-issuance, which requires a sound and effective supervision system, but this is the content that follows, so I won’t spoil it.

　　And every policy in my book is not isolated. It will form a complete system with other subsequent policies. Take your time and don’t rush to criticize. After all, I also study financial management. In the novel, I will write about saving the Ming Dynasty’s economy. The plan is still fine
　　
　
(End of this chapter)