Daming: I can’t kill such a greedy prince-in-law?

Chapter 388: Give Zhu Yuanzhang million quota (please subscribe!!)
The next day.

Early morning at Tai Chi Hall.

This morning it was extra crowded.

After all, the chief envoys from more than ten provinces of the Ming Dynasty came, including Li Fuyuan, the chief envoy of Beizhili, Mao Youfu, the chief envoy of Guangdong, Wang Yan, the chief envoy of Sichuan, and the chief envoy of Shanxi and Henan.
Of course, there is also Ouyang Lun, who looks reluctant and sleepy.

Zhu Yuanzhang slowly walked to the dragon chair and sat down.

"Long live my emperor! Long live!"

All the officials saluted together.

Zhu Yuanzhang's eyes swept over the officials below him one by one with extremely sharp eyes. He paused for a while and then said: "Ping Shen."

"Thank you, Your Majesty."

"The chief envoys from all over the country are here, which is great!"

"You have only been in office for less than half a month, and you have squandered all the treasury. Now there is less than three million taels of silver left in the treasury. You are doing the country a disservice!"

Zhu Yuanzhang's voice was deep and heavy. It could be said that he was directly venting his dissatisfaction with the chief envoys of the provinces.

"But I heard that some chief envoys came to the capital early, but instead of coming to the palace, they swarmed to the household department. Do you still take me seriously?"

"This matter has nothing to do with you, but I call you, and I have another problem!"

When the chief envoy went to Beijing to report on his duties, he was reporting to him as the emperor, not to the Ministry of Household Affairs. Now it was the other way around. How could Zhu Yuanzhang tolerate this?

Jin Yiwei reported Ouyang Lun's recent situation to him. Since he became the Minister of the Ministry of Revenue, he has not gone to the Yamen of the Ministry of Revenue to do business for a day. The basic affairs are handled by the Minister of the Ministry of Revenue, and this guy is in the clan every day. Stay with your wife and children!

Therefore, in Zhu Yuanzhang's mind, Ouyang Lun, the Minister of Household Affairs, was completely incompetent.

"These legs are on them. I can decide where they want to go." Ouyang Lun shouted, "Besides, the Chief Envoy and I, the Minister of Revenue, are not subordinate to each other, and I have no authority." Order them."

Zhu Yuanzhang slapped the dragon case hard, his eyes so angry that he seemed to spit fire.

If the explanation was not clear, Zhu Yuanzhang took this opportunity to remove Ouyang Lun to prevent him from continuing to harm the Ming Dynasty.

Hearing Zhu Yuanzhang's words.

"Ouyang Lun!"

The chief envoys standing below all trembled, and they immediately realized that they had really made a big mistake!

Baby, I still don’t believe I can’t cure you.

Originally, you should go to the palace to ask for an audience as soon as possible after entering Beijing. Even if you don't see him, you still have to come to the palace once. Whether the emperor wants to see you or not is the emperor's right, but whether you come or not is a matter of your attitude as a minister. Normally, They are all chief ministers and would not make such a lowly mistake.

After receiving the memorial, Zhu Yuanzhang began to read it carefully, and his face became uglier as he read it.

Zhu Yuanzhang had to let Ouyang Lun explain clearly. Only after the explanation was clear, Zhu Yuanzhang could rest assured and let Ouyang Lun continue to be the Minister of Household Affairs.

Of course, the most important thing is that according to Jin Yiwei's information, Ouyang Lun has spent all the money in the treasury.

"Ouyang Lun, you are so brave!"

On the surface, Ouyang Lunming is the Prince Consort of the Ming Dynasty, he is the Zongren of the Zongren Mansion, and he is the Minister of the Ministry of Household Affairs, but he also has another level of identity, that is, he is the richest man in the Ming Dynasty!
Really become as rich as the enemy!

When Zhu Yuanzhang saw that no one among the envoys spoke, he snorted coldly and turned to Ouyang Lun.

The treasury money has been spent, so Ouyang Lun can just make compensation, and he will have to pay more. This time, Zhu Yuanzhang will only make profits and not lose!

"Go, bring it up." Zhu Yuanzhang was a little surprised, but then he thought about it, Ouyang Lun was so lazy, this was definitely not written by Ouyang Lun, but he had to take a look.

It was precisely with this plan that Zhu Yuanzhang was not in a hurry.

The chief envoys did not know what Emperor Zhu Yuanzhang's attitude was at this moment, and they did not dare to speak easily.

Zhu Yuanzhang said in a deep voice.

"I have been in charge of the Ministry of Accounts for a while. How is the operation of the Ministry of Accounts now? Where has the money from the treasury been used? How much is left? Please report them one by one!"

In response to Zhu Yuanzhang's inquiry, Ouyang Lun was very calm. He dug into his sleeve and took out the booklet he had prepared.

"My son-in-law is here." Ouyang Lun stood up helplessly.

For a time, the entire Tai Chi Hall fell into a very dull silence.

Damn it, yesterday Jin Yiwei reported that there were still one to twenty million taels in the treasury. As a result, it had only been one night and there was only this little left. If it were any later, the treasury would be empty.

"All these envoys went to your Hubu? Please tell me what magic power the Hubu has to make them all run to you!" Zhu Yuanzhang asked in a deep voice.

"Your Majesty, these are the accounts of the Household Department these days. Your Majesty will know it at a glance."

Snapped--

Someone must ask, Zhu Yuanzhang knew that Ouyang Lun was constantly throwing money away, why didn't he send someone to stop it? What if Ouyang Lun squanders all the money in the treasury?
Zhu Yuanzhang had already thought of this.

"Your Majesty, you can't rely on me for this!"

Forehead.
Zhu Yuanzhang's face was full of black lines and he was extremely angry, but Ouyang Lun was telling the truth. It was indeed unreasonable to vent his anger on Ouyang Lun.

The reason why he didn't stop him was that he was not afraid of Ouyang Lun spending the money in the treasury. After all, the money in the treasury was only tens of millions of taels, but how much did Ouyang Lun have? This is a number that even Jin Yiwei has not calculated.

But there is no way, the temptation of the Ministry of Finance is too great. Go to the Ministry of Finance with a plan and sign a contract. The less one can get one million, and the more one can get three million. Who can refuse this?
After spending the whole night rushing to make plans, queuing up at the household department, signing contracts, and collecting money, I might have forgotten about coming to the palace to see the emperor.

"Yes, Your Majesty." Wang Zhong walked down quickly and took the memorial from Ouyang Lun.

Not coming to see the emperor as soon as possible is not a big deal or a small matter.

Zhu Yuanzhang was afraid of poverty, so he naturally didn't want to live a poor life anymore.

The national treasury with tens of millions of taels of silver now only has three million taels left? ? ! !

Upon hearing the news, the civil and military officials were also quite shocked.

Although he was shocked, he looked at Ouyang Lun with a complicated look. The treasury was in such a state. Even if Ouyang Lun was the consort, he might not be able to escape death this time after he had made so many achievements in the past.

In this regard, some officials are worried, some officials are regretful, some officials are guilty, and some officials are excited.

"Come here, put this guy who has harmed the country and the people into a prison. When I find out the truth, I will kill him with a thousand swords!"

Half a month. In just half a month, all the money he had managed to save was depleted. If Ouyang Lun continues to be in charge of the household department, it will not take long before the entire Ming Dynasty is defeated. This person must not be kept!

"Your Majesty, my son-in-law still has something to say. When I finish speaking, it won't be too late for you to throw me into the sky prison."

Ouyang Lun said lightly.

"Okay, I'll give you a chance to explain, lest anyone say I'm arbitrary and won't listen to explanations!"

Zhu Yuanzhang nodded.

"Your Majesty, when my son-in-law took over the Household Department, the national treasury had a total of 63,830,000 taels of silver, which was the highest in history!"

"But has your Majesty ever thought about whether it would be a waste to keep all this money like this?"

Upon hearing these two words from Ouyang Lun, Zhu Yuanzhang was stunned.

Save money? Is it a waste?
This was the first time he heard this statement.

"Isn't it just that the more money you save, the more you get? Why waste it and you want to be sophistical!" Zhu Yuanzhang said solemnly.

Ouyang Lun shook his head, "My son-in-law is not sophistry, but the truth."

"The Ming Dynasty is developing, social wealth is constantly accumulating, and the prices of items are slowly rising. In the past, you could buy one steamed bun for one penny, but now you can buy two for three penny. This shows a truth, that is, the currency is depreciating. .”

"If the 60 million yuan in the national treasury is kept motionless for a year, it may only be equivalent to the original 50 million yuan in the second year. If it is kept put away, it will continue to depreciate. Isn't this a waste?"

"My son-in-law calls this phenomenon currency devaluation!"

Currency devaluation!
Zhu Yuanzhang was shocked. This was an angle he had never considered.

"Ouyang Lun, keep talking!" Zhu Yuanzhang said anxiously.

The other officials in Taiji Hall also looked curious and expectant.

"As the Minister of the Ministry of Revenue, I have the power to manage the treasury and use the treasury money rationally. I have to ensure that the money in the treasury maintains or even appreciates in value!" Ouyang Lun continued.

"So this is why you spent all the money in my treasury?!" Zhu Yuanzhang said angrily.

"Of course, after the money is used, doesn't it mean it hasn't depreciated?" Ouyang Lun nodded, his face confident and calm.

Zhu Yuanzhang:
"Your Majesty, my son-in-law has indeed approved money to various departments and provinces, but they all have plans. These plans have also been evaluated by the Ministry of Household Affairs. If the money is invested, in addition to improving people's livelihood, it can also create It has a certain economic value, so we have made a profit." Ouyang Lun said with a smile.

"But you have used up all the money. What will you do when you need money?" Zhu Yuanzhang asked in a deep voice.

"Your Majesty, the money approved by my son-in-law to various departments and provinces is not given to them free of charge, but using a loan model." Ouyang Lun continued to explain.

"Loan model?" Zhu Yuanzhang was confused again.

"The so-called loan model is borrowing, but the interest rate I want is very low. It only requires an annual interest of 6%, and it is repaid in thirty years. I borrowed three million, and I started to repay it every month after one year. I only need It’s less than 20,000, isn’t it a good deal?”

"Uh, thirty years? What's the difference between this and giving it away for free?" Zhu Yuanzhang said angrily.

"But I can guarantee that I will have money back every month! After one year, the household department will have a monthly income of almost 400,000 yuan, which will be nearly 5 million yuan a year, and this will last for thirty years, which is equivalent to An extra province’s tax revenue!”

"An extra five million taels of silver a year!!" Zhu Yuanzhang's eyes gradually brightened, but soon the light in Zhu Yuanzhang's eyes dimmed again, "Five million taels a year is a lot, but you have to wait a year before you can collect it. Got it, what will we do in the next year? If Beiyuan comes again, I won’t even have military expenses!"

Ouyang Lun smiled slightly, "Your Majesty, please rest assured. My son-in-law has asked the Ministry of Accounts and Kaiping Bank to reach a strategic cooperation relationship. If the national treasury is short of money, you can borrow money from Kaiping Bank, with a total quota of 100 million!"

Ho!
Hearing Ouyang Lun's words, Zhu Yuanzhang smiled.

This guy Ouyang Lun has finally hit the road!

This is to use their own money to subsidize Daming, and it will be 100 million!

What a big deal!

"It means that the Ming Dynasty's treasury has an extra 100 million silver out of thin air!!" Zhu Yuanzhang said with a somewhat rapid breathing.

This is one hundred million taels of silver!
Even according to the current tax situation in Ming Dynasty, it would take two or three years to save 100 million taels.

"That's understandable." Ouyang Lun nodded, "But there is no free lunch in this world. The money in Kaiping Bank is the savings of the people and represents the interests of Lao Baixin. Therefore, any money borrowed by the Ministry of Accounts needs to be collected Five percent interest.”

"We still need to charge interest." Zhu Yuanzhang suddenly felt that it was not so good.

"Your Majesty, Kaiping Bank only charges an interest rate of 5% for the money it lends to you, while the interest rate for lending it to others is at least 6%. In the meantime, you also earn an interest rate of 1%. You are guaranteed to make a profit without losing money." Ouyang Lun laughed. said.

"That's right." Zhu Yuanzhang nodded.

"You don't have any other traps in there, do you?"

Zhu Yuanzhang looked at Ouyang Lun. Although it sounds like Ouyang Lun did this, he directly revitalized the money in the Ming treasury. Various departments and provinces also had financial support. The Ming Dynasty no longer had to worry about running out of money. This method can be said to be multi-faceted. Win-win profit.

But based on Zhu Yuanzhang's understanding of Ouyang Lun, this guy can be believed, but he must not believe it completely, otherwise he will have to count the money for Ouyang Lun if he buys it.

However, what Ouyang Lun said deeply attracted Zhu Yuanzhang.

Doesn't Zhu Yuanzhang know that when departments and provinces have money, they can make political achievements and greatly improve people's lives? This truth has been known since he became emperor, but there is only so much money, how to distribute it? If you give it to one side, it won’t be there, and if there is no money in the treasury, it will be uncomfortable when it comes time to use it.

Therefore, Zhu Yuanzhang would rather keep the money in the treasury than disperse it.

Now Ouyang Lun's method perfectly solves these problems.

So even if Ouyang Lun had other thoughts, Zhu Yuanzhang planned to continue.

"The method proposed by the Ministry of Revenue is a good one, so we will implement it temporarily. If there are any problems, stop it immediately!"

"In addition, those of you who have taken money from the treasury must pay me according to the terms written in the contract. Remember, what you borrow is not Ouyang Lun's, but mine! If you do not repay the principal and interest on time when it is due, I will Pull out your skin!"

Zhu Yuanzhang said in a deep voice.

This can frighten the ministers, generals and chief envoys in the court.

The emperor personally collects debts, who can withstand it?

Damn, this is the first time I feel this money is so hot to hold.

Some people have even thought of returning the money.

At this time, Ouyang Lun spoke again: "Let me remind everyone, you all signed a contract with the Ministry of Accounts. If anyone returns the money, 10% of the liquidated damages will be deducted. If it is 30%, One million, you have to pay back 3.3 million!"

As soon as these words came out, there was an uproar in the hall.
(End of this chapter)