Daming: I can’t kill such a greedy prince-in-law?

Chapter 474 The Three Ladies’ Questions (Please Subscribe!!)
"Breaking news, breaking news, the imperial examination system of our Ming Dynasty will undergo a major change, and His Majesty the Emperor has ordered his son-in-law Ouyang Lun to be in charge of the reform!!"

On the street, a little boy was carrying a cross-body bag full of newspapers and waving a newspaper in his hand, selling it along the street. From time to time, people stopped him and asked him to buy a newspaper.

In a teahouse beside the street, several people dressed as scholars were discussing something while holding newspapers.

"This newspaper is really convenient. Just read it every day and you will know everything that is happening in the world!"

"Indeed, but the function of this newspaper is far more than that. The reason why we can drink tea and chat here peacefully is all thanks to it!"

"That's right. The court and Confucianism broke up. The most confused people are us scholars. When I heard that Confucianism was going to be banned, to be honest, I even thought about committing suicide."

"Who wouldn't say it? We've studied hard for many years, but in the end, we have a hopeless future. No one can stand this. Fortunately, the newspaper clearly states that the court has always dealt with those ambitious people who want to overthrow the Ming Dynasty, not us students!"

"Confucianism is a thing of the past, so let's not talk about it. Friends, what are your plans for the future?"

"Of course I am fully preparing for the imperial examination. I intend to pass the exam!"

"I'm still planning on taking the imperial examination! The newspapers all said that the imperial court is currently carrying out reforms to the imperial examination system. Maybe they will abolish it in the future!"

"I can tell you didn't read it carefully. The newspaper clearly states that the imperial examination will not be cancelled immediately. They will just release new exam content and give us students enough time to prepare! So don't worry at all!"

"The imperial examination will definitely change in the future. The civil service examination system is the future. I plan to take the civil service examination and look for a job first."

"I'm different from you. I'm very interested in Prince Consort Ouyang's previous education reforms. I plan to study in newly built universities in various places to see if I can learn more. This may be helpful to my future!"

"Since everyone has different ideas, let's use tea instead of wine. After drinking this cup of tea, we will rush to our respective goals!"

"Dry!"

The scholars raised their glasses together, holding newspapers in their hands, with hope and dreams in their eyes.

Newspapers, dramas, and songs all developed greatly during this Confucianism event, especially the newspaper industry. Although the newspaper industry was created by Ouyang Lun in Northern Zhili and Ouyang Lun promoted it nationwide after arriving in the capital, it has always been lukewarm.

But this time, with the full promotion of the court, the Confucianism incident also made the people realize the importance of newspapers. The popularity rose immediately, and scholars, literati, officials, gentry and other people who could read newspapers became fond of reading newspapers. Even common people liked to go to teahouses to listen to storytellers telling the news, and sometimes they found it more exciting than reading a storybook.

News newspapers also contain calendars, calendars, missing persons and items, transaction information, etc., which makes it much more convenient for people to do things.

It can be said that the newspaper industry has completely established its foothold in the Ming Dynasty and has become a part of the lives of the people of the Ming Dynasty!

Education and public opinion are no longer the exclusive opinions of Confucianism.

In the clan's mansion.

Ouyang Lun was enjoying the service of Princess Anqing, Tang Miaomiao and Xu Miaoyun.

"My husband, this is the mung bean and lotus root soup that I cooked for you myself. Please try it." Princess Anqing held the bowl, blew on the spoon again and again, and then gently brought it to Ouyang Lun's mouth.

Ouyang Lun opened his mouth slightly, and Princess Anqing gently put it into his mouth.

Seeing Ouyang Lun's look of tasting the food, Princess Anqing asked quickly, "My husband, how does it taste?"

"Of course it's delicious, my wife made it." Ouyang Lun nodded, smiled and glanced at Princess Anqing, "Wife, if you need any help from your husband, just tell me."

"My husband still understands me." Princess Anqing smiled, and then said, "The funds at the Women and Children's Society are a bit tight recently. My husband, what do you think I should do?"

"We are not short of money. You go find Zhou Bao and ask him to open the treasury. You can take as much as you want." Ouyang Lun said directly.

Princess Anqing shook her head and said, "My husband, although I want to do this, the Women and Children's Society is a public matter, and the money in the treasury is your private property. I cannot confuse public and private matters."

"That's easy. Just think of it as a donation from me," Ouyang Lun said with a smile.

"Husband, can we try another way? This one is too direct." Princess Anqing shook her head again.

Hearing this, Ouyang Lun suddenly realized and said, "I understand. You want it to be a little bit difficult, right? And if you just take the money and solve it, there will be no sense of accomplishment."

"As for other solutions, I actually have one."

"What is the solution? Husband, please tell me quickly." Princess Anqing asked hurriedly.

"This method is more difficult than what I just mentioned, and it may even be a bit challenging. How much money you can raise in the end depends entirely on your ability." Ouyang Lun smiled and waved to Princess Anqing, "Daughter-in-law, come closer to me."

"Oh!" Princess Anqing immediately turned her face sideways and approached Ouyang Lun.

Then Ouyang Lun started talking in Princess Anqing's ear, and this lasted for half a quarter of an hour.

"Wife, just do as I tell you, and I guarantee you'll get enough funds!" Ouyang Lun said confidently.

After hearing what Ouyang Lun said, Princess Anqing was stunned for a moment, then asked with some concern: "Husband, is it okay to do this? If my father finds out, will he be angry?"

"My dear wife, why are you worried about the emperor? At worst, you can invite him as well! Then he will have to bleed too!" Ouyang Lun said with a smile.

"Yes, I can invite my father as well!" Princess Anqing suddenly realized, and then excitedly kissed Ouyang Lun on the forehead, "My husband, then I will go to deal with the affairs of the Women and Children's Society. You should have a good rest at home and don't work too hard!"

After saying this, Princess Anqing turned and left.

"Hey, my dear daughter-in-law, just go if you want to! Leave the mung bean and lotus seed soup behind!"

Ouyang Lun watched Princess Anqing disappear from sight.

"Husband, although my eldest sister is gone, we still have Miaoyun and I!" Tang Miaomiao was originally massaging Ouyang Lun's shoulders from behind, and now she came around to the front.

"Miao Miao, you wouldn't have stewed a bowl of mung bean and lotus seed soup for me as well, right?" Ouyang Lun asked worriedly. He was really afraid that Tang Miaomiao would also take out a bowl of mung bean and lotus seed soup.

"Look at what my husband said. How could I be the same as my elder sister?" After saying that, Tang Miaomiao took out a picture album. "My husband, these are the top beauties from Tianshang Renjian and various entertainment companies. If my husband likes any of them, I will arrange for them to come over immediately!"

Ouyang Lun picked up the album and started reading it, his face full of admiration. "Wow, these women are getting more and more beautiful!"

Suddenly, Ouyang Lun seemed to realize something, and decisively closed the album, then said seriously: "Miao Miao, you are testing me, right? I only have you guys in my heart. No matter how beautiful the women in this album are, I won't even look at them!"

"Take it quickly!"

After saying that, Ouyang Lun threw the album away. Seeing this, Tang Miaomiao and Xu Miaoyun showed satisfied expressions.

"Miaomiao, Miaoyun, just tell me what you want to say. Your husband will definitely help you!" Ouyang Lun spoke quickly.

Seeing this, Tang Miaomiao immediately said, "My husband, my problem here is that the entertainment business has been a little cold recently. I need a way to make the entertainment industry hot. Do you have any idea?"

"This isn't that difficult." Ouyang Lun thought for a moment and said, "Hype! Pick a few women who are excellent in all aspects and make them celebrities. At the same time, make up some stories between the celebrities, such as sisterly love, feuds, quarrels, etc. The more topical the better. It will be a hot topic in a few days."

"As for the hype method, you can hold a beauty pageant, starting with auditions, preliminary rounds, elimination rounds, qualifying rounds, semi-finals, and finals. This competition will take at least a year or two to finish. At the same time, remember to spend money on advertising in newspapers, the kind that gets front-page headlines!"

"It was held this year, and it can be held again tomorrow. If it's still not popular, just come to me."

Tang Miaomiao listened very carefully, and the more she listened, the more obvious the joy on her face became.

"Husband, you are so amazing! I am so in love with you!"

Tang Miaomiao picked up Ouyang Lun and kissed him fiercely, almost making Ouyang Lun faint.

Finally, Tang Miaomiao left too.

"Miaoyun, it's your turn!" Ouyang Lun looked at Xu Miaoyun.

"My husband, because there is interest on depositing money in the silver cabinet, people like to deposit money in the silver cabinet. As a result, the money in the silver cabinet is increasing every day. Even if it is loaned to various government offices and provinces, there is still a large balance."

"I feel like it's a bit of a waste to keep the money in the safe, but I don't know how to deal with it. You clearly said that the funds in the safe are not allowed to be used for stock speculation."

Xu Miaoyun frowned.

"Your problem really needs to be taken seriously."

Ouyang Lun also frowned.

It was originally thought that as the court began to lend money to the silver cabinet, the deposits in the silver cabinet should be consumed quickly, but Ouyang Lun underestimated the enthusiasm of the Ming people to save money.

Although many people put their money into the stock market, more people choose to put it in the silver cabinets with stable interest rates. This has led to a continuous increase in the deposits in the silver cabinets. Paying the interest alone is a considerable expense. Of course, these interests are a drop in the bucket for the current strength of the silver cabinets, but these interests are indeed an expense.

"If my husband doesn't have a good idea, I will go down and think of a solution." Seeing Ouyang Lun frowning, Xu Miaoyun didn't want to make him too worried, so she spoke.

"Of course I have a solution." Ouyang Lun sighed, "Originally I was thinking of putting this solution aside for later, but now it seems I have to use it."

"Miaoyun, the Silver Cabinet currently only provides loans to various government offices and provinces in the imperial court, and does not provide loans to individuals. Then, individuals can also come to the Silver Cabinet for loans. The interest rate of individual loans only needs to be higher than the deposit rate, and we can earn a steady profit from the interest rate difference, so we don't have to worry about having too much deposit."

Hearing this, Xu Miaoyun's eyes first lit up, then dimmed again, "My husband, this is indeed a solution, but what if these people who borrowed the money don't pay it back? Or they don't have the money to pay it back at all? How much can someone lend?"

Ouyang Lun smiled, "Miaoyun, don't underestimate the personal loan business. We won't lend to anyone. Of course, we need collateral, such as land deeds and house deeds. We can lend at 60% or 70% of the market price. If they can't pay it back, we can auction off their mortgaged property."

"Also, many places in the court have been building new cities recently, and housing prices have been rising steadily. Many people want to buy a house, but because the house prices are relatively high, we can provide them with mortgage services. They only need to pay 30% of the total price to buy a house!"

"In addition to houses, we can also provide car loan services for purchasing carriages. This will not only solve the problem of too much deposit in the silver counter, but also stimulate consumption, make the economic activities of Daming more ordinary, and increase tax revenue!"

When Xu Miaoyun heard Ouyang Lun's words, everything in front of her suddenly became clear.

"Husband, I know what to do!"

Xu Miaoyun said excitedly.

"Miao Yun, regarding home loans and car loans, it is best to discuss with the corresponding real estate companies and car companies before promoting them. With their help in promoting it, it will be easier to promote the personal loan business. Of course, the real estate companies and car companies are all our own people. If anyone dares to disobey, you can let Mao Youde deal with them." Ouyang Lun reminded.

"alright, I got it!"

Xu Miaoyun's voice came from outside the house.

"Are you all leaving now?"

Ouyang Lun looked at the empty room and was stunned. "Everyone is busy! It's better to be busy."

Seeing that there was no one around, Ouyang Lun quickly picked up the album of beautiful women he had just thrown away and began to read it happily.

"Uh-huh."

“Not bad, not bad, these are of very high quality!”

At this moment, two figures walked in.

Ouyang Lun hid the album of beauties in a lightning-fast manner.

"Brother-in-law of the Crown Prince, Lord Lu, don't you know how to knock on the door before you come in?!"

Ouyang Lun said angrily.

He thought that Anqing, Miaomiao and the others were making a surprise attack!
"Brother-in-law, I just greeted Minister Lu!" Zhu Biao said quickly.

"Oh, are you saying hello? That must be because you spoke too quietly and I didn't hear you! Forget it this time, but remember to speak louder next time. It's not like you won't have to eat." Ouyang Lun muttered.

"Forehead"

Zhu Biao and Lu Chang were quite speechless, but they came today to ask Ouyang Lun for a favor, so they couldn't say much.

"Tell me, what do you want to see me about?"

"But you'd better keep your conversation short, I have other things to do!"

Ouyang Lun picked up the teacup and started drinking.

Zhu Biao and Lu Chang looked at each other, and Zhu Biao walked over to Ouyang Lun and sat down. "Brother-in-law, this is what happened."

(End of this chapter)