You are worth tens of billions before you come to the system?

"How is the progress of the Jinling University project?"

Lin Zitai recalled the Jinling government's guarantee at the beginning of the year that the relocation of the industrial zone would be completed within three months at the latest.

After all, industrial areas are not like dense residential areas. Demolition work is relatively easy, and small and medium-sized enterprises do not have bargaining rights. Generally, they are signed every two or three years.

"I just went to Jinling last week. Most of the factories there have been relocated, and the demolition work is almost complete."

Liu Xiaojun took out a land inspection report. Most of them were electronic assembly plants, and the land was not polluted.

The requirements for the school site are very high, and land pollution and air quality are all included in the scope of inspection, because we have to be responsible for the health of the students.

Liu Xiaojun added: "Mr. Lin, the school qualification certificate has also been approved."

They applied for undergraduate university qualifications and obtained authorization documents from relevant departments such as education.

After all, Lin Zitai is the national youth representative, but at the end of the meeting at the beginning of the year, he announced the news of investing tens of billions in the construction of colleges and universities. The application for approval of colleges and universities was almost given a green light.

It’s just an undergraduate qualification, but you also need to have undergraduate strength.

They should contact some professors and scholars now in advance, otherwise when the university is built, the teaching staff will not be able to keep up and there is a high probability that they will not be able to recruit students.

The status of private universities in China is very embarrassing, almost at the bottom of the food chain. Anyone who can go to a public college will not choose a private undergraduate degree.

The reason is that famous universities such as 985211, even a second-class university, have alumni associations.

When they are doing nothing, the Alumni Association has nothing to do with ordinary students, but when it comes to doing business, there may be business contacts.

Under the same conditions, with an additional layer of alumni connections, it is always easier to win the favor of Party A’s sponsor.

Just like Liu Xiaojun, he sometimes attends relevant meetings on behalf of Lin Zitai and Prince Pharmaceutical.

Many people exchange business cards with him, even if it's just a matter of chance. If you don't want anything now, it doesn't mean you won't want anything in the future.

If there is a project and there are several competing companies, and under the same conditions, if Liu Xiaojun is asked to choose a partner, he will probably choose a company that is familiar to him.

This is the power of circles, and famous universities are the best opportunities for ordinary people to enter high-end circles.

"I remember that Manager Hou from the marketing department had a list, and all the people on the list were excluded from the invitation."

Lin Zitai is very cautious, even though Tang Xiaolong and Han Jiang have repeatedly advised him not to provoke those literati.

But he still wrote down all the people who criticized him in a small notebook, just waiting to deal with them one by one one day.

Lin Zitai paused and then said: "The construction work of colleges and universities will be included as a key project in the second half of the year. While preparing the teaching staff, we will build the school buildings and teaching buildings and laboratory buildings first, and strive to start enrollment in July next year."

Liu Xiaojun was stunned, hesitated to speak, and reminded in a low voice: "Mr. Lin, do you want to call Director Mo over to discuss it?"

A charity student aid program was established at the beginning of the year, a laboratory was built at the University of Science and Technology of China in Qingbei last month, and Tahoe Hospital has been expanding.

Although the new slow-grain drugs and hair growth kits are highly profitable, they cannot withstand Lin Zitai's plans of making billions or tens of billions all day long.

The group has very little money left on its books.

"No money?" Lin Zitai was surprised.

Liu Xiaojun laughed dryly: "It should be more than one billion, I don't know the specific amount."

Lin Zitai called Mo Wenzhi and learned that the company still had about 18.5 billion on its account.

The cash flow of nearly 20 billion has far exceeded some companies with a market value of tens of billions.

But this little money is far from enough to support Lin Zitai's next plan.

Lin Zitai thought for a while and asked: "How about issuing ABS?"

ABS is a bond issued by an unlisted company and is a financial product backed by asset credit.

It's a bit like a public fund, but more like a treasury bond. The cycle generally starts from three years and can be as long as 15 years.

No matter the company or individual, there is no application threshold. As long as you have money, you can participate and enjoy fixed interest.

ABS is better than bank loans, because banks generally do not grant too many loans at one time in order to boost performance.

Even if the qualifications of the Prince Group are so good now, the maximum single transaction may not exceed 50 billion soft sister coins.

But issuance of ABS bonds is different. As long as investors in the market recognize it, even 500 billion or 5000 billion will be fine.

Mo Wenzhi smiled bitterly: "Mr. Lin, that's fine, but it's probably not necessary."

Hair growth products have been recognized by the market, with a guaranteed monthly income of 20 billion. As time goes by, more and more people will definitely buy them.

This is a long-term deal, and as long as there are no similar competitors, they will be the uncrowned king in this field.

As long as we open up the Asian and even European and American markets, our monthly income will be at least 20 billion plus zero.

Although there is a bit of a shortage of funds now, as long as you wait patiently for three to five months, your cash flow will definitely experience explosive growth.

By that time, lack of money is no longer a problem they should consider, but how to spend money.

There is really no need to issue ABS bonds now. You have to pay at least 3.5% more interest on the principal every year.

"Then let's do it like this. Issue 2000 billion, with a minimum investment of 4, an annual interest rate of [-]%, and a five-year cycle." Lin Zitai's eyes became more and more determined. European and American pharmaceutical companies were bullying people too much, and he didn't want to be so passive anymore.

"2000 billion?" Mo Wenzhi's eyes widened.

He thought that Lin Zitai only wanted to get 200 billion, but he didn't expect to go straight to 2000 billion.

The annual interest rate is 4%, and the annual interest payment is 80 billion. The total interest in five years reaches 400 billion.

Furthermore, when it comes to issuance of ABS, they do not just issue as much as they want. Just like the issuance of ordinary bonds and stocks, they must be approved by higher authorities.

Taking China as an example, multiple departments such as the China Securities Regulatory Commission, China Banking Regulatory Commission, People's Bank of China, Fund Association, etc. need to submit for approval and review.

Taking a step back, do they really need such funds for development at this stage?

You know, the outside world's assessment of their group is only about US$300 billion.

2000 billion soft sister coins, equivalent to about 290 billion U.S. dollars, can almost build another Prince Group.

Moreover, the issuance of 2000 billion ABS should be the largest issuance in domestic history.

Lin Zitai asked: "Is there any problem?"

"No problem." Mo Wenzhi shook his head.

After working as Lin Zitai's financial director for so many years, he learned one thing: don't ask questions, just do it to death if you can do it. If you can't do it, Lin Zitai will replace him.

"Go ahead and submit the project for approval. If you have any problems that can't be solved, contact me." Lin Zitai said.

"Okay, Mr. Lin."

The two left the office, Liu Xiaojun patted Mo Wenzhi on the shoulder, looked at each other, and said nothing.

It can be expected that Boss Lin will make big moves next, otherwise he would not issue 2000 billion corporate bonds at once.

In the evening, Lin Zitai went home for dinner.

Ye Xiyue suddenly informed: "You are about to graduate."

Lin Zitai was confused: "What graduation?"

Ye Xiyue said in a sullen voice: "You haven't forgotten that you are still a graduate student at the University of Finance and Economics, right?"

I studied hard for more than two years, obsessed with answering questions every day, and finally graduated with only good grades.

On the other hand, Lin Zitai probably didn't even take a serious class, and he was rated as excellent in all subjects.

Although she had been employed for almost a year, she also knew that the ivory tower was not as pure as she imagined, but it was far from enough.

Lin Zitai remembered that this was indeed the case: "When?"

"This year's spring graduation is on May 5."

"I'll go there again next month."

I didn’t attend a single serious class, and I didn’t write a single paper.

Lin Zitai was really embarrassed to ask Lin Zitai to take photos with those students. He thought of a reason to postpone it, collect the certificate after a while, and donate some symbolic money.

Lin Zitai said with a smile: "From now on, shouldn't I be called Teacher Ye instead of Senior Sister Ye?"

"up to you."

Suddenly, Lin Zitai received a call from Liu Shifan: "Do you want to issue ABS?"

Lin Zitai said: "Didn't you go back to take care of yourself? Why are you still so well-informed?"

"Yu Changgeng told me that there is no need to issue ABS. If you don't have money, you can get a loan from ICBC."

"Did he tell you how many we were going to issue?"

"He said, he didn't know, let me find out."

Lin Zitai asked with a smile: "Can ICBC lend 2000 billion yuan?"

Liu Shifan was speechless for a moment and paused for a long time: "Not to mention ICBC, even the People's Bank of China would not dare to lend you so much at one time."

Lin Zitai sighed: "I haven't been able to spend enough money recently. It's too troublesome to get small loans. I just need to get it all at once."

"I'll hang up now. I'll come to Shantou for tea next time."

Liu Shifan smiled bitterly. A loan worth several billion was also called a small loan. Only Lin Zitai could say this.

Assets and cash are not the same concept, 2000 billion in cash.Except for those few companies, no one can take it out.

Even if someone can take it out, it won't be as easy as Lin Zitai's use. Almost one person can decide where the funds go.

Fortunately, he retired early. Lin Zitai is a restless person. Let him control 2000 billion in cash, and the whole world is trembling. (End of chapter)