The Six Arts of the Gentleman in the Bright Moon of Qin Dynasty

Chapter 1168 Mortgage Appears [Subscribe*Monthly Ticket Request]

"Be careful, this is a smokescreen from the Mohist School and Bingzhou. We should still focus on the movements of the Huamo Chamber of Commerce!"

Ying Zheng reminded.

No matter how much the Mohist School did, it was only the business of the Mohist School and the Hundred Schools of Thought, and had little to do with the Qin State.

What we really need to pay attention to is the movements of the Huamo Chamber of Commerce formed by the four forces.

"The Iron Blood Alliance appears again!" Li Yao said solemnly.

He had always suspected that the Mohist School was behind the Iron Blood Alliance, but he had no evidence.

Now he can say with full responsibility that the Mohist School is behind the Iron Blood Alliance.

The Mohist School moved northward, and the Iron Blood Alliance went into hiding.

Now that the Mohist School has returned, the Iron Blood Alliance has reappeared.

"The Iron-Blooded Alliance that claims that anyone who breaks the agreement will be killed, no matter if they are kings, princes, generals or ministers?" Ying Zheng also knew about the Iron-Blooded Alliance.

"Yeah!" Li Yao nodded.

"With the return of Mohism, it's no surprise that their hidden players appear as well, right?" Ying Zheng wondered.

This kind of underworld power is not enough to attract the attention of the great Qin State's Minister of Internal Affairs, right?
"The Iron Blood Alliance has a very high reputation among the people, and they finally made their promise. Their appearance is definitely not a coincidence!" Li Yao shook his head.

"It's not that there's anything wrong with them appearing just because the Mohists have returned, but the main force of the Mohists haven't returned yet, but the Iron Blood Alliance appeared earlier than the Mohists, which is very abnormal!"

Ying Zheng still didn't quite understand what Li Yao meant.

As one of the forces under the Mohist School, there is nothing strange about its appearance with the return of the Mohist School.

"Normally, when the Mohist School returns, they will definitely first settle the headquarters and then awaken the organizations under their command, rather than awakening the Iron Blood Alliance first."

Li Yao explained.

Before the Mohist School returned, the Iron Blood Alliance returned earlier than the main force of the Mohist School, which was very abnormal.

"There's nothing wrong with sending food and fodder before troops move out." Ying Zheng still couldn't understand what Li Yao meant.

"That being said, how do I explain it?" Li Yao scratched his head, not knowing how to explain the difference in detail.

"What Lord Nei Shi means is that the Iron Blood Alliance is the least noticeable organization under the Mohist School. It is only responsible for notarization and collecting commissions. There is no need for it to return before the Mohist School." Hei Bai Xuan Jian helped to explain.

In fact, Luo Wang was also very puzzled as to why the Iron Blood Alliance returned before the Mohist School.

The Mohist School is not short of that little notarization commission.

"What you mean is that the Iron Blood Alliance is related to Bingzhou's big move!" Ying Zheng probably understood.

The Iron Blood Alliance is not very important and there is no need for it to appear so early.

But it just appeared first.

"What are they doing?" Ying Zheng asked with a frown.

"Lend the money!" Li Yao said solemnly.

"Lending? Lamb interest?" Ying Zheng was stunned.

"No, it's normal interest." Li Yao shook his head. This was what confused him the most.

Lending money is a very normal thing. All the philosophers and aristocrats were doing it. The only difference is that some of them were lending at high interest rates, while others were at normal interest rates.

"Who will they be released to?" Ying Zheng continued to ask.

"Clerk!" Li Yao continued.

Clerks are not officials. The lowest official rank in the Qin Dynasty was county lieutenant or county magistrate. Only these officials were qualified to wear seals and ribbons.

Others, including village heads and pavilion chiefs, could only be considered clerks, not officials. Although they had salaries, they were very low.

All officials were appointed to assist the county lieutenant, county magistrate, county lieutenant and county censor, or in other words, they could be appointed by officials with seals and ribbons without the need for appointment by the government.

Therefore, most of the salaries of officials were paid by the county government instead of by the grain official. "What's going on? What does Bingzhou want to do?" Ying Zheng was also confused.

I totally don't understand what Bingzhou and Mohism are doing.

"Sell the house!" Li Yao suddenly reacted.

Ordinary people do not have such a great demand for houses, and it is impossible for them to leave their villages and move to the county town, as they would have no source of income.

But it is different for clerks. Although they may have to be stationed in the countryside for a long time, most of them still live in the county town.

The village is just where they work, and the county town is their final destination.

However, the salaries of clerks were very low and were unlikely to allow them to buy property in the county.

"I understand. Bingzhou and Mohism want the right to develop the land in order to sell the houses to the officials who have the largest number in my Great Qin!"

Li Yao finally reacted.

Bingzhou only needs to build a residence exclusively for officials near the county government office, and then any official who wants to get promoted will have no choice but to buy it.

After all, it is very difficult for an official to meet the county magistrate, county magistrate, county lieutenant, or county censor.

Once Bingzhou built such neighborhoods exclusively for officials in each county, it would be impossible for the officials not to buy them.

After all, if you don’t buy it, someone else will.

After get off work, if others can have tea, stroll, or play chess with the county magistrate, county magistrate, county lieutenant, county censor and other high-ranking officials, they will naturally be remembered, and these acquaintances will be recommended first when they are promoted.

If you don't buy it, they don't even know who you are, so how can they recommend and employ you?
"Please ask Lord Xuan Jian to check how the Iron Blood Alliance lends money and what the term and interest rate are!" Li Yao turned and looked at Black and White Xuan Jian.

Although he can also be found, the speed may not be as fast as Luowang.

"It has been prepared long ago. This is a loan contract from the Iron Blood Alliance!" Hei Bai Xuan Jian was well prepared and directly took out a contract.

Ying Zheng and Li Yao came together to watch carefully.

"Thirty years!" Ying Zheng and Li Yao were shocked.

This deadline is too long!
"And the interest is almost exceeding the principal!" Ying Zheng frowned.

"Your Majesty, you can't look at it that way. After all, it's been thirty years!" Li Yao has a different opinion.

No one could afford to pay so much money at once, but if the term was extended to 30 years, the average monthly amount would be only a small part of the salaries of these officials and could be fully afforded.

"Only for purchasing a house?" Ying Zheng saw the key point of the contract clearly.

In fact, the money did not reach the hands of these officials, but went directly into the hands of the Huamo Chamber of Commerce.

Those properties also belong to the Huamo Chamber of Commerce.

In other words, by transferring money from one hand to the other, the Huamo Chamber of Commerce only needs to build the house and it can directly eat up the salaries of almost all the officials of the Qin Dynasty for nearly 30 years.

Moreover, the price of this property is still determined by the Huamo Chamber of Commerce.

There are so many things that can be done here.

"But even so, the Huamo Chamber of Commerce still needs to come up with money for the initial construction of the houses!" Ying Zheng frowned.

"So, they ask buyers to pay 20% of the house price first, and the remaining 80% can be borrowed and repaid in 30 years."

Li Yao finally understood what Bingzhou and Mohism were going to do.

This is about playing the long game, catching the big fish, and not caring about short-term profits.

As long as the houses are sold, they can eat all the officials of the Qin Dynasty for thirty years!

As for not paying it back?

The Huamo Chamber of Commerce was jointly established by the Bingzhou imperial merchants, Bingzhou government, the Mohist school and the Daqin government.

With this background, who in the world dares not to return it? How can they not return it?

(End of this chapter)