Rebirth, I want to be a prince

Chapter [-] The Shocking Loan (Please Subscribe!)

In the afternoon, Hou Zhixuan and Hou Hengzhi also came over, and agreed to celebrate the New Year at Shi Lei's house together.After the New Year's Eve dinner, Hou Zhixuan made an appointment with Jiang Bosheng to go to Donglin Temple to burn incense in the morning of the first day of the new year.In fact, the two old people didn't really believe in these things. The main reason was that on the first day of the new year, officials of all sizes in the city would come to Shi Weixian, the municipal party committee's house, to pay New Year's greetings as usual.

Jiang Fengyue and Hou Hengzhi naturally accompanied the old people, but Shi Lei brought back a lot of materials about Nian Guangyu's investment in Liuzhou and Qiongzhou provinces in the past two years because of Nian Guangyu's affairs. Had to stay at home and read them one by one.

The materials are complete, but there are still doubts.

Nian Guangyu seemed to be born out of nowhere. First, he invested more than 500 million in a city in Liuzhou and acquired a collective enterprise of non-ferrous metal smelting.Then he began to contact the local city leaders frequently, and his tone became more and more serious.Soon he got in touch with the officials of the Liuzhou Provincial Party Committee, and through these officials, he got in touch with the officials of the Qiongzhou Provincial Party Committee.In less than half a year, the investment in these two provinces was settled. Like the letter of intent for investment in Shi Lei's hand, they both involved at least a dozen different industries, but they were surprisingly consistent from the beginning. They all started from tourism-related industries.

The investment amount of more than 20 billion is clearly written on paper. Most of them are small investments of several million. The two largest investments are two buildings built in Songshan City in Liuzhou and Tianya City in Qiongzhou. The buildings are all built according to the standards of super five-star hotels, and the height of the buildings has reached more than 40 floors.

In Shi Lei's eyes, a building with more than 40 floors is nothing. Even in 2000, the Shenpu Jinmao Tower with a height of more than 400 meters and a full 88 floors appeared in China. It's not too much, especially in a place like Songshan City.Even in Tianya City, a world-famous tourist city, building a building with a height of more than 200 meters seems a bit wasteful.If these two buildings are used as hotels, the vacancy rate must be considerable.And if it is used as office buildings and restaurants, whether it is Tianya City or Songshan City, there are probably few companies willing to pay such high rents to settle in these two buildings.From the perspective of these two buildings, Shi Lei can come up with an extremely easy answer, that is, it is purely burning money, and in the future, extremely expensive maintenance funds will have to be invested in these two high-rise buildings.

However, super tall buildings have always greatly improved the image of a city. The existence and number of skyscrapers are often an important criterion for measuring the degree of openness and economic development of a city.However, even if Tianya City, as a world-class tourist attraction, may still need to invest a lot of money to build city coordinates, Songshan City, a county-level city with an annual g of only a few billion yuan, even if there is the famous Shaolin Temple hiding in it, it will not be possible. There is absolutely no need for such an expensive landmark.In particular, this building turned out to be built by an investor, which is obviously an extremely bad and failed investment case.

The more Shi Lei looked at it, the more he felt that there was something wrong with this Er company, and the problem was serious.This company and Nian Guangyu gave Shi Lei the feeling that he was playing with a lot of banknotes, hundreds of millions of funds, and it was an investment method that was obviously losing money and even impossible to produce a reasonable return. Is this person biting his hand because he thinks he has too much money?

From the cabinet behind him, he took out a pack of cigarettes given to Shi Weixian by lower-level officials when they came to pay New Year's greetings. Shi Lei opened a pack and lit one for himself.

In the curling light blue smoke, Shi Lei fell into deep thought...

What kind of tricks is this Nian Guangyu playing? He threw so much money into the water but didn't even want to hear the sound. What is the reason for this?

In the materials, in addition to government reports, there are also many news clippings.Shi Lei found that Nian Guangyu was very strange. On the one hand, he was so high-profile in front of government officials that he almost wanted to put a note on his face, "I am a rich man, and I will burn too much money".However, in front of the media, he was unusually low-key, even somewhat mysterious, including government departments that seemed to be cooperating with him, and did not allow him to invest in the two provinces of Liuzhou and Qiongzhou to be reported too much by the media. Guangyu himself was hardly mentioned in the media reports.This is really a weird thing that gets even worse. .

Even in a trance, Shi Lei wondered whether this Nian Guangyu was a reborn person like him, or simply a person who can travel freely between different planes, otherwise, there is no way to explain what his behaviors are Purpose.

The phone at hand suddenly rang loudly, which startled Shi Lei, his hand trembled, and all that had burned was a cigarette butt, which fell on Shi Lei's body.By the time Shi Lei frantically brushed the cigarette butt on the ground, a big hole had already been burned in his pants.

Picking up the phone, it was Shen Yi calling, Shi Lei hurriedly pressed the green call button.

"Sister Shen Yi..."

"Shi Shi, are you still worrying about that matter?"

Shi Lei readily admitted: "I really can't figure out this person. He seems to be biting his hand with a lot of money. He actually built a super high building of more than 200 meters in Songshan City and Tianya City. There is no such thing in these two cities. Ability to digest such a large building, he is throwing money in it."

"Do you have a fax machine at home? I'll pass along a document, which will probably solve your doubts."

Shi Lei quickly replied: "Yes, I'll tell you the number..." Shi Lei didn't know the number of the fax machine at home, so he ran out and asked Meng Qiuhua, who was greeting an unknown New Year official. This is Shi Weixian's legendary son, and naturally he greeted him in a mess. Shi Lei didn't have time to answer him. After asking the fax number, he reported it to Shen Yi, and then he didn't even look at the official. Back in the study.

The phone of the fax machine rang, and Shi Lei sent back a signal. Soon, the printer part began to creak, and the documents from Shen Yi's side had been sent through the fax machine.

"Look at it first, and then call me after reading it." Shen Yi hung up the phone resolutely, leaving time for Shi Lei to take a good look at the thin fax paper.

Shi Lei tore off the fax paper full of characters from the fax machine, sat at the desk, and carefully checked line by line.

On this fax paper, there are all a series of numbers, and there is basically no text description, but Shi Lei can quickly see that this is a statistics about the loan amount of a certain company within two years.

The more he looked down, the more Shi Lei frowned. Finally, he rummaged through boxes and boxes to find a calculator, and began to calculate various numbers on this piece of paper.When the final result came out, Shi Lei was shocked...

A total of more than [-] billion. If this is the total loan amount of a company in the past two years, this is too amazing.

Moreover, Shen Yi faxed this piece of paper, and it was obvious that what was recorded on this piece of paper was the loan amount of Nian Guangyu's er company in the past two years.Four banks and credit unions are involved, and the amount is so huge. Could it be that Nian Guangyu has relied on loans to support all his investments in the past two years?

Although the numbers don't match, Nian Guangyu's total investment exceeds 20 billion, but there are only about 16 billion in loans here, but Shi Lei is very clear that in the 20 billion investment, there are at least three to five billion on paper. In addition, these investments cannot be recovered at all. After two years, the so-called total investment of 20 billion yuan actually only needs Nian Guangyu to spend [-] billion yuan at most. All because of the investment in those two buildings.

If this is the case, Nian Guangyu only took out the 500 million funds from his own pocket for the initial acquisition of the non-ferrous metal smelter...

wrong!Shi Lei suddenly realized that if this person is enough to take advantage of policy loopholes, he doesn't even need to spend the 500 million.At the end of the 90s, when a large number of state-owned and collective units were transformed, many state-owned assets flowed into private pockets through a series of mergers and acquisitions.Take this factory for example, if Shi Lei is handed over to operate it, Shi Lei is absolutely sure that he will successfully take the entire factory for himself without spending a penny.

The restructuring of collective units is bound to be accompanied by the share allocation of company leaders and factory workers. Shi Lei can use the company's lack of funds as a breakthrough point to let the company leaders who are eager to restructure temporarily hand over their shares to him, and then use these company leaders to follow up with them. The relationship with the local bank, using this batch of equity to obtain a certain loan, not much, 50 is enough.

With this 50, it is easy to promise the employees of the enterprise to buy back shares. This is the only way for the restructuring of collective units, and new shareholders must have enough shares.In the beginning, the share repurchase was paid in cash, and the part of the employees who got the money became a live advertisement, so that the subsequent share repurchase could even be deferred payment.After getting enough shares, these shares are re-mortgaged to the bank to obtain loans, and the shares of the previous business leaders are redeemed and returned to them, and then part of the share repurchase funds of the company's employees are paid with the funds obtained from the loan.Finally, after the merger and acquisition case is completed, the collective unit is successfully restructured, and Shi Lei obtains a controlling stake in the company, he can split the company into departments and use a series of normal or abnormal means to consolidate the company's fixed assets. Assets continue to be mortgaged to banks to obtain loans.In the end, the share repurchase funds of all the employees of the company were paid off. Although the entire company was almost completely mortgaged to the bank, from the book, it can be accounted for that Shi Lei invested more than 500 million to acquire this collective unit. .

It is the uncle who owes the debt. Unless the bank wants the loan to become a bad debt, otherwise, they will not dare to easily force the company to repay the loan, and then by giving some benefits to private individuals and paying some interest in advance, basically In fact, this factory has changed course.

From Nian Guangyu's loan amount and his investment methods in the past two years, Shi Lei slowly figured out a complete and clear clue. Nian Guangyu suspected that he had an extremely unique means in this regard.Now that he can play around with the loan of 500 billion yuan, there is no reason for him not to play around with the initial so-called [-] million acquisition investment.Moreover, now, the loan of the non-ferrous metal smelting enterprise must have been repaid by him long ago by tearing down the east wall to pay the west wall.

If the whole line measured by Shi Lei is good, the reason why Nian Guangyu set his sights on Xingong, Wangtian, Lingdong and other provinces this time and wanted to make another "large-scale investment" was for the purpose of Or maybe it was the reason, because the "investment" in the two cities of Liuzhou and Qiongzhou was about to become bad blood in his veins.This way of manipulating funds is not impossible for one to succeed.However, often only one link needs to go wrong, which will lead to the collapse of the entire system.When tearing down the east wall can no longer mend the west wall, what will Nian Guangyu do?Of course, it can only be changed to another province and continue to operate funds in the same way.Of course, what he operates is always the bank's funds, and he himself has no money!

In any case, judging from Nian Guangyu's loan amount, it seems that his total investment in the past two years has exceeded 20 billion, but he is completely able to not take out any money, and I am afraid that he has put a lot of money into his personal pockets. less money.

This can already be defined as fraud!However, even Shi Lei had to praise this liar's method as brilliant!

Let's regard Nian Guangyu as an outright liar, then, this liar's tricks, in the eyes of laymen, seem to be full of flaws, but if you put it on Shi Lei, who has a deep understanding of officialdom and business operations, you can see that this person is really He knows the domestic officials too well, especially the officials of the ruling party.

These officials are always thinking about how to get more political achievements, so as to become the capital for their own promotion.In the era when the whole country is vigorously promoting the economy, under the premise that the central government requires the annual growth rate of g in all regions to be higher than ten percentage points, it will attract a large amount of investment, and inject blood into the local economy, and at the same time solve the legacy of a large number of state-owned enterprises after restructuring The employment problem is undoubtedly the best achievement of an official and the best way for them to be promoted.

Don't these officials see that there is something wrong with Nian Guangyu?No, of course they can see that officials who can govern a party are far smarter than ordinary people.However, just like these officials in Luling, even from this investment intention report alone, it can be seen that there are a lot of problems in er company, and Nian Guangyu is a little unclear, and he doesn't even have a clue. A few people know which rock he jumped out of, and they will still ignore it.Because, Nian Guangyu drew a huge pie for them, and also let them see the political achievements that are "coming soon".The most important thing is that the investment in Liuzhou and Qiongzhou is in full swing, [-] million in two years, which means that each place has an annual investment of more than [-] million. What a sweet piece of cake is this?As for the story behind the investment, these officials are reluctant to consider.

So what about the officials in Liuzhou and Qiongzhou?Don't they know that Nian Guangyu is probably just an empty shelf with no money at all?No, they know it too, but what if they know it?Is it possible to tell the world that I was deceived by a fraudster, not only caused heavy economic losses to the province, but also lost my black hat?They don't.At this time, they only had the only life-saving straw in their hearts, that is, the money Nian Guangyu owed to the bank, which must not be repaid now, but if he is not allowed to continue doing this, the money will definitely be lost, and if Let him continue to operate, maybe one day in the future, he will be able to use these loan investments defrauded from the bank to earn all the money back, even if the bank loses in interest, there will be no major economic losses. There was an accident.

This is a vicious circle. The larger the amount of money Nian Guangyu borrowed from the bank, the more officials who knew he had been cheated and fell for his tricks would dare not touch him.On the contrary, once someone from the outside world smells an ominous smell, they will help him cover it up in every possible way, and even when they learn that Nian Guangyu plans to go to other provinces to continue to use the same trick to cheat, those who have been fooled The officials will open the door of convenience, try their best to help him whitewash the peace, and cooperate with him to make a famous international multinational group investor. .

It is also for this reason that if Shi Lei had not obtained the details of Nian Guangyu's bank business loans for the past two years with the help of Shen Yi and her Shen family's significant influence in the business world, he would have been able to From the materials provided to him, it is completely impossible to see that Nian Guangyu's Er company is actually a big hole like a bottom hole.From an official point of view, Shi Weixian will never be able to obtain evidence from the governments of Liuzhou and Qiongzhou that Nian Guangyu cannot make ends meet.Thinking in the darkest direction, the leading cadres of these two provinces even hope that Nian Guangyu can successfully operate funds in other provinces, and then plug all the loopholes in their loans.Shi Lei dared to bet that Nian Guangyu's large loans in the past two years are the same as when he was almost forced to jump over the wall by Pang Guofan's Genesis Media. It was only through pressure and guarantees from the government that he could get it from the bank. loan.In other words, if Nian Guangyu's capital chain is completely broken, the first unlucky ones will be the leaders of those cities and those provinces. amount of loan.

Facing all this, Shi Lei was stunned.He thought that Nian Guangyu had a problem, but he didn't expect that the problem would be so big.Of course, there are still many details that need to be supplemented and improved, but Shi Lei seems to already know what Nian Guangyu wants to do and what he wants to do.

Nian Guangyu, he couldn't stop for a long time!

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