Break out of the courtyard

Chapter 663: The Windy Game is All Stock Gods
"vomit……"

Chen Shuting had just returned home at noon and rushed into the bathroom on the first floor because she felt nauseous and wanted to vomit.

Seeing this, Tang Xin stood up and walked outside the bathroom, asking with concern: "Shu Ting, what's wrong with you? Are you feeling unwell?"

Chen Shuting came out and forced a smile, "Sister Xin, I'm fine. I just have a cold. I'll be fine after taking a pack of cold granules."

Tang Xin stretched out her right hand and touched Chen Shuting's forehead with the back of her hand. She frowned slightly and said, "It's a little hot. I'll let my husband take a look at it for you later."

"Yeah!" Chen Shuting responded softly, then took Tang Xin's arm and asked what to eat for lunch.

After Zhang Heping was called down by his youngest daughter Zhang Nuo to eat, Tang Xin told him about Chen Shuting's cold and vomiting.

Then, Zhang Heping asked his concubine Chen Shuting on his right to put her left hand on the dining table and took her pulse.

After a moment, Zhang Heping withdrew his right hand with a stern face, frowned and did not say the result. He picked up the bowl of soup and started drinking it.

Chen Shuting felt a sudden tightness in her heart, wondering if she was just catching a cold.

Tang Xin couldn't help but worry. Seeing Zhang Heping put down the bowl of soup, she asked anxiously, "Husband, what's wrong with Shu Ting?"

"Alas..." Zhang Heping looked at Zhang Feng, Zhang Long and the others and sighed, "There will be one more mouth to feed at home!"

As soon as these words were spoken, the air froze.

Even the 9-year-old girl Zhang Nuo stared at her father in a daze.

"Shu Ting is pregnant?" Tang Xin saw a smile on Zhang Heping's face and immediately knew the answer in her mind. She smiled at Chen Shu Ting, who looked dazed, and said, "Shu Ting, Shu Ting! You are pregnant!"

"Yeah! I'm going to be a sister!" Zhang Nuo was even more excited than her biological mother and raised both her hands.

Zhang Feng, Zhang Long and Zhang Hu, three siblings, also had smiles on their faces, but Chen Shuting was the only one who started to cry while smiling.

Counting the time, she is already 35 years old!

It has been 9 years since Xiao Nuo was born.

In a few years, Zhang Bei and Zhang Nan will get married and have children...

Zhang Heping picked up a tissue and wiped his wife's tears with a smile. "Let's go back to the bedroom later. I'll give you a massage and try not to take cold medicine."

"Yeah!" Chen Shuting nodded hurriedly, and her left hand subconsciously touched her lower abdomen.

Tang Xin asked with a smile: "Shu Ting, what do you want to eat tonight? I will buy it for you after I send Xiao Nuo and the others to school!"

Years ago, Zhang Heping was planning to make Chen Shuting pregnant, and it only took more than a month.

After dinner, Zhang Heping took his concubine Chen Shuting upstairs and used qigong to massage her to promote blood circulation, hoping that she could rely on her own immune system to eliminate the symptoms of the cold.

That afternoon, in order to reduce the workload of his concubine Chen Shuting, Zhang Heping wrote a list of listed companies in Hong Kong Island and London for her. Behind the name of each company, there was a stock price buying range and the purchase quantity, so that she didn't have to spend time investigating and selecting.

At night, Ma Xiuzhen, who was far away in the capital, was struggling on the phone after learning that Chen Shuting was pregnant, wondering whether she should come to Hong Kong Island to take care of her young wife.

I want to come to Hong Kong Island, but I am worried about my three children, Zhang Bei, Zhang Nan and Zhang Nian; if I don’t come to Hong Kong Island, I am worried about my young wife, Chen Shuting, who has lost her parents!
In the end, Zhang Heping rejected it because Chen Shuting was only one month pregnant and this mother of two was not that squeamish.

What's more, he has his first wife Tang Xin and four nannies here, and Zhang Heping has no plans to go out in the near future.

"Brother!" The voice of my second sister Zhang Pandi rang out on the other end of the phone. "Last week, the news about Yundu's execution of a Hong Kong drug dealer was positively reprinted by the Hong Kong and Macau media. The higher-ups think Wang Qin can take over my job, so they decided to transfer me to the Secretariat of the Hong Kong and Macau Affairs Office as a secretary."

Zhang Heping thought for a moment and said comfortingly, "He probably wants to observe your work ability up close. Just focus on your work. Call me if you have anything else."

What my second sister Zhang Pandi said about drug dealers in Hong Kong was a particularly serious and vicious case that happened last year.

Last April, a Chinese from Hong Kong Island fled to the southwest and teamed up with a local and a Thai Chinese to smuggle drugs across the border, attempting to smuggle them into Hong Kong Island via Yundu and Huadu.

Finally, with the help of intelligence from Thailand and Magnesium, the Southwest Public Security Bureau successfully arrested the three men in August last year and treated them as typical cases.

The biggest problem is not the Thai people, but the Hong Kong people!
The mainland is worried that foreign media will distort their reports and disrupt relations between the two places.

In fact, some foreign media outlets have indeed made false reports in an attempt to fan the flames and replicate the previous chaos.

Unfortunately, the Unscientific Publishing House under the Peace Group controlled the mainstream media in Hong Kong and Macau and reported on this case in turn for three days.

Subsequently, a public service advertisement for drug rehabilitation was released, and the free drug rehabilitation clinic of Heping Hospital was promoted.

Zhang Heping never mentioned the work of his eldest and second sisters in front of Mr. Hua and Mr. Li, and rarely talked about it in front of Director Wang.

Zhang Heping felt that it was enough for his two sisters to learn from Grandma Yang, and if he paid too much attention to their promotion, it would be counterproductive.

Just like the secret base underground in Sanxingdui, the more you want to explore it, the less you can find it!
...

The next day, Wei Chunqiao, the head of the Umbrella Company, came to report on the company's situation.

Wei Chunqiao talked about the company's recent business income and expenditure, and then asked: "Boss, many employees at Ridao have bought Ridao stocks. Manager Zhu asked me if I should intervene?"

Zhang Heping, who was sitting in front of the computer, glanced at Wei Chunqiao. He suspected that Zhu Chengguang, the head of the Ridao branch, wanted to test his opinion, so he frowned and said, "Tell him not to borrow money to trade stocks!"

Zhang Heping has no restrictions because everyone is an adult. Even if Zhang Heping is the big boss, others may not necessarily listen to him.

Who doesn’t want to make more money!

Not long after Wei Chunqiao left, his concubine Chen Shuting called and said that several more employees of Huayingxiong Corporation had applied for resignation, and the reason was still to resign in order to trade stocks!
After Zhang Heping took over the matter, he called Ou Yanzi, the head of Huayingxiong Company in Ridao Dongdu.

Zhang Heping talked to Ou Yanzi for a few words and was surprised. "Ridao Bank does not check the borrower's salary record when lending? When did it start?"

"Just yesterday!" Ou Yanzi said on the other end of the phone, a little worriedly: "The employees of Ridao Bank, whether they are tellers or clerks, have now joined the loan business. As long as they can attract borrowers, they will receive business commission bonuses!"

"In addition, I also heard that many bank employees took out loans in the names of their family members, and then used the loans to speculate in real estate and stocks!"

"Is it so crazy?" Zhang Heping moved the mouse, called up the background data of the electronic trading system, and reset the lower limit of funds screening.

Previously, Zhang Heping excluded small accounts with less than 1 million yen and did not pay attention to these small retail investors.

Because they have little influence on the market, they only buy and sell by following the trend, and a little gossip can influence their judgment.

However, as the Bank of Japan relaxed its lending restrictions, the amount of funds gathered by small retail investors could not be ignored. A panic sell-off could easily cause Zhang Heping to lose trillions of yen!
Zhang Heping classified and counted the securities account data of the Ridao Dongdu Stock Exchange, and said slowly: "Teacher Ou, there is no need to recruit new people. You can find a real estate agent in Dongdu to help us sell the house!"

"But the agency fee they ask for is very high!" Ou Yanzi thought that she had worked diligently for so many years and only got 1% of the company's equity, while those agents asked for 3%!

"It's okay, just add the agency fee to the house price and let the buyer pay the agency fee!" Zhang Heping said seriously: "Teacher Ou, we must seize this wave of real estate speculation and clear out the properties and land as soon as possible!"

Ou Yanzi hesitated and said, "Mr. Zhang, I think there is still a lot of room for the housing prices in Dongdu to rise. Should we wait a little longer?"

"Others think so too!" Zhang Heping's tone became serious, "Teacher Ou, listen and do as you are told! Only in this way can you get your 1% as soon as possible!"

When Ou Yanzi heard Zhang Heping mention 1% again, she felt relieved!
As long as Zhang Heping still remembers this promise, she can get about 5 million magnesium yuan!
"Okay, Mr. Zhang!" Ou Yanzi replied solemnly: "I will follow your instructions and contact all the agents in Dongdu to help us sell the house and land!"

Zhang Heping hummed and hung up the phone.

Think about the 6-7 percent transaction tax on Ridao real estate and the 3 percent agency fee, and the house price is suddenly reduced by one-tenth. This is why he didn't look for Dongdu agency before.

You can hire a group of real estate salesmen by yourself and only employ them for two or three years. The maximum salary and bonus you can pay out is 7 million magnesium yuan, which is much cheaper than the agency fee!

Unfortunately, the Taiwanese forced the Japanese to lower the interest rates on their loans, thereby reducing the speculation costs for the Japanese.

In addition, Japanese housing prices have not fallen in recent years and are more stable than the stock market. This has exacerbated the housing speculation trend!

The risk of multiple loans for one house is very high, but the revolving loan method of using a mortgage loan on one house to buy two houses, and then using a mortgage loan on the second house to buy a three-house house has been popular in Japan for more than a year.

Previously, this type of revolving loan for buying a house would be subject to house appraisal restrictions, and it was not possible to loan 100% of the house's market price, but only 80% of the mortgaged house's appraisal value.

The appraisal value is already 64% lower than the market price. If it is reduced by another % when applying for a mortgage loan, you can only borrow % of the market price of the house.

Without extra funds, the size of the house purchased with a revolving loan will only become smaller and smaller.

But this year's Japanese real estate market is different!
Zhang Heping hacked into two Japanese banks and checked their recent loan information stored on computers. He found that the loans were issued at 2% of the appraised value of the houses.

As for whether the house appraisal value is equal to the house market price, it doesn’t matter.

Because housing prices in Japan continue to rise, the previously assessed house prices are definitely lower than the current market prices.

Unless the house suffers a fire or other events that affect the depreciation of the property.

Zhang Heping took a last look at the Japanese stocks traded by the fund manager of Heping Investment Company and decided to experiment with two stocks. He made their KDJ indicator lines more aggressive to see if they could further stimulate the Japanese stock market after becoming monster stocks!

...

Time flies, and the 5-day stock market is over, ushering in a two-day weekend.

On Saturday, February 2, Zhang Heping, along with his wife and children, were invited to a party held at Chairman Guo’s home to listen to a group of Hong Kong businessmen’s gains in Japanese stocks.

"Mr. Zhang, I went long on the Nikkei Index last week, 60 billion yen with 5 times leverage. Guess how much I earned?" Chairman Guo was talking to Zhang Heping but his eyes were looking at other people around him. His desire to show off was already evident in his words.

In the past five days last week, the Nikkei index rose by 5 points, an increase of 577%. A 3.8-fold leverage of 60 billion is 5 billion, and the profit does not exceed 300 billion yen, which is more than 11.5 million magnesium yuan, or more than 700 million Hong Kong dollars.

“One billion!” Chairman Guo made a number 10 with his left and right index fingers.

Investing 3750 million magnesium yuan, earning 5 million magnesium yuan in just 625 days, a profit of 16.67%, anyone would be happy.

The key point is that Chairman Guo was just trying out this time. At first, he listened to Zhang Heping and did not invest too much money.

"Awesome!" Zhang Heping gave a thumbs up without hesitation, and he meant it sincerely.

Because Peace Investment Company took four weeks last month to earn 4 billion yen, with a profit of only 8000%!

Of course, how much money Peace Investment Company has made cannot be told to others, so as to avoid envy and jealousy.

After everyone complimented the host, Chairman Guo, someone asked Zhang Heping.

"Mr. Zhang, what do you think of the future trend of Japanese stocks? Are you still optimistic about it?"

Zhang Heping swirled the red wine in his glass and said with a smile, "I can't predict the direction of the Japanese stock market, so as not to cause you to lose money. However, I can tell you the news I learned recently."

"Mr. Zhang, just say it. Even if we lose money in stock trading, we will never blame you."

"The stock market is unpredictable. Mr. Zhang didn't force us to buy any stocks. How can we blame Mr. Zhang? Don't you think so?"

The people around him nodded in agreement, and Zhang Heping continued, "The loan interest rate of Ridao Bank is as low as 2%. I'm sure you have all experienced this!"

Everyone nodded again, and three people said on the spot that they borrowed money from the Japanese Bank to invest in the Japanese stock market.

"I heard that many Dongdu residents would use their newly purchased houses as collateral to buy new houses after borrowing money to buy new houses," Zhang Heping said with a smile.
"However, as the Japanese stock market rebounded, many people have invested their mortgage money in the stock market, which is easier to cash out!"

Many of the Hong Kong businessmen present knew about the Japanese practice of using revolving mortgage loans to buy houses, as they were also in the real estate business.

The idea of ​​using mortgaged houses to invest in stocks has been around since the second half of last year, and some of you here have heard of it.

However, now that it was said by Zhang Heping, the meaning has changed!
The Japanese stock market has just experienced a stock market crash. If there are still people crazy enough to mortgage their houses to invest in stocks, that is a sign of a bull market!
"Everyone!" Zhang Heping raised his glass, put away his smile, and said seriously: "Investment is risky, so be cautious when entering the market! After all, there are many opportunities to make money, so don't bet your entire fortune on it."

"Mr. Zhang's words are good advice!"

"Just based on this sentence, we all have to drink this glass of wine!"

Faced with compliments from people around him, Zhang Heping didn't care whether they were true or not. He just wanted to give them a reminder, which was a favor for them since they knew each other.

At their age, there is no one they can truly confide in. They just get together because it is profitable!
When these people made money in the Japanese stock market, they became complacent and thought they were the reincarnation of the stock god. If they could still remember what Zhang Heping had said, it means they still had some rationality and might be able to get away with it!

The next day was March 3st, Sunday.

Near noon, my second sister Zhang Pandi and people from the 3rd Bureau of the Hong Kong and Macau Affairs Office arrived in Hong Kong Island and stayed at the Peace Hotel in Central.

In the afternoon, delegations from the three Japanese listed Chinese medicine companies controlled by Peace Investment Company also flew to Hong Kong Island.

Under Zhang Heping's organization, people from the three bureaus of the Hong Kong and Macau Affairs Office reached a preliminary cooperation plan with three Japanese traditional Chinese medicine listed companies. These three Japanese traditional Chinese medicine companies will set up branches in the mainland and build traditional Chinese medicine processing plants in Jingcheng, Shudu and Baoding...

(End of this chapter)