Red Mansion: I am Jia Lian

Chapter 118 Explanation of high-end terms

Once the deal is done, everything is easy to say.

When it comes to the matter of the Royal Bank of China, Zhang Ting'en has a lawsuit on his head.

Zhang Ting'en, who looked tired, rubbed his brows and complained without grace: "Have you not seen that the dead eunuch Dai Quan, Da Zongzheng of the Zongren Mansion, King Zhongshun, Xiao Zhongyi King, and several county princes have all died? . After closing the door, it was so noisy that everything turned upside down. Don’t say I didn’t remind you, no one from the four families of King Jia, Shi and Xue was present."

"Well, there is really no sense of participation in this matter. I thought that clicking on His Majesty's wallet is not a good idea. I just want to know how to divide it specifically? Can these ugly owners give up the dominance of the central bank? The price is not small.”

Jia Lian was not modest, but knew that the water was too deep and someone would drown if he jumped in it.

Zhang Ting'en has long been numb to Jia Lian's evil behavior and can no longer shock him.

"Two princes, one took the branch in Yangcheng and the other took the branch in Jinling. The composition of the branch in Beijing is the most complicated. The four princes are not satisfied with taking 60% of the benefits. If it were not for the remaining emperor and His Majesty, they could Eat it all.”

Zhang Tingen was also very straightforward. It was only a matter of time before he found out about this kind of thing, and there was no need to hide it.

Jia Lian reacted directly after hearing this: "Let me guess, Da Zong represents the overall interests of the clan. Regardless of the prince or the king, everyone has to give him a bite to eat. Whoever stops him from taking a bite will have no problem. Good results. King Zhongshun went to Yangcheng to negotiate with local officials and merchants. It was appropriate for the local bankers to be responsible for the management. Jinling was close to Yangzhou, and the bankers were inextricably linked to the salt merchants. It all depended on King Zhongyi’s ability to control the situation. With the support of the Supreme Emperor, there won't be much of a problem in the short term, but it's hard to say in the long run. The branch in the capital must be run by Shanxi merchants, and there are many people who follow it to eat meat and drink soup. Counting Kouwaiguanwai, it will be enough for the time being. ”

Speaking of Guanwai, Zhang Tingen asked with a smile: "If you want to open a branch outside Guanwai, it will be difficult without the consent of the Jia family."

It's a pity that the descendants of the Jia family have too many bugs, and such a good basic plan can be ruined.

Jia Lian, who lived in the Zhou Dynasty, had one purpose: to make troubles, and by making troubles, he could improve his social status and make money by the way.

The historical causes here are very complicated. If I have to sum it up, the imperial courts of all dynasties have been suppressing business. Farming was the foundation for the stability of the imperial court. The competition between commerce and agriculture for the population was unacceptable from the imperial court's perspective as it was shaking the foundation of the country. Officials have stepped forward to suppress business, which has led to increased risks in doing business. Funds from business profits that should have been invested in reproduction have been buried underground due to the huge risks.

In the face of more than two thousand years of farming inertia, let alone the emergence of capitalism, even if a big tree grows in the southeast, it will be uprooted. I have some money to buy land and collect rent. Why isn't it safer than expanding my business? This kind of deep-rooted inertia cannot stop the car without strong ships and guns from the outside.

These understandings are the conclusions reached by Jia Lian's quiet observations and silent deductions in the years since he traveled through time.

When foreign powerful ships and cannons opened the country, the country became dominated by compradors again. After all, it was easy to make money this way. Most of the people who are dedicated to developing their careers are idealists.

Understand this truth, many things are actually not difficult to understand. There were many foreign trade ports in the middle of Ming, Ming and Qing Dynasties, but why only Guangzhou was left? Isn't it because it was convenient for the emperor to make money? Wanting fair competition without equal strength does not exist. There is no precedent for this in ancient and modern times, both at home and abroad.

The truly incredible great man is the one who makes the impossible possible. The great man led a group of talented people and completed a complete social revolution in just a few decades. He cleaned the house before treating guests. Without the foundation laid by great men, talking about completing industrialization is as ridiculous as the joke about the fourth pie being full.

To put it bluntly, I can obviously steal it from you!

Jia Lian's line is clear, he is on the side of the winner. Do I intend to become bigger and stronger? Jia Lian is not willing to put in any effort to be a wealthy and idle man for the rest of his life.

Therefore, Jia Lian actually had no idea what kind of monster the Zhou Dynasty's bank would become.

In short, everyone remembers one thing: people who hold power are accustomed to taking shortcuts and have no patience to run a long-term industry.

Where did the Yangzhou salt merchants spend the money they earned? Going back to your hometown to build a house and buy land is called honoring your ancestors, building a garden in Yangzhou is called extravagant enjoyment, and burying your money in the ground is a big deal.

Writing novels to earn royalties is like playing house for the Jia family's social status.

Jia Daishan's generation is dead, and yet a prince can be promoted to take control of the military. The power of the four major families is evident.

The ancients had the habit of burying money in the ground. People in any industry have this habit. Take a famous doctor from the Republic of China as an example. He worked hard all his life and buried dozens of jars in the ground. The jars contained everything from gold ingots to silver dollars to silver dimes. When someone leaves, there is no need to hurry up with the funeral. The family will dig out the jar and divide the property first.

It is really difficult to say how big a role an individual can play in an entire era. Many people seem to be very good. They are just standing on the trend, taking the right path, and have enough resources in their hands.

"Forget about those idiots from the Jia family. There is gold everywhere outside the pass, and they don't even want to bend down to pick it up. Ginseng, mink, and dongzhu, if you get them all, they won't make money. Pull in the troops outside the pass. Leaders, why don’t we all make a fortune together? As a result, the Jia family was too ugly before. The older generation left, and the military leaders outside the Guan Dynasty stopped taking the Jia family to play in a few years. Specifically, the next branch outside the Guan area, I think it’s enough to make me want to open it. They are used to the barter trade method there. The freight within the customs passes, and the freight outside the customs comes in, and is cashed within the capital. Well, Northland needs to open branches, at most Zhangjiakou and Shenyang. , it counts as one if it’s too far away, the money is of little use elsewhere, at best it can’t be hidden in a cellar.”

With the strength of the Jia family outside the customs during their peak period, they could recruit a group of people from their hometown in Jinling to serve as grassroots officers, and they could raise an army at any time to rule outside the customs. This was what the Jia family feared most about the imperial power.

[Money shortage] Readers who like history must know that the cause of the money shortage is really the system.

I regard myself as an ordinary individual, and I will not do anything stupid like a mantis trying to shake a tree in the face of the general trend of history, even to death.

In this sense, it is not a bad thing for the Jia family to fade away.

After listening to Jia Lian's analysis, Zhang Ting'en said with a headache expression: "This matter has already begun, and it is really impossible to control what will happen in the future. His Majesty is really pressed by the money matter, otherwise he would not be able to do this. The cabinet cannot do this. The opposition from the first assistant, second assistant, and third assistant was very loud, but the matter was implemented quickly. Think about it, the three elders did not stop it, what a benefit it was."

Jia Lian deeply sympathized with this: "You are just a person who does things concretely, so why worry about it? Just achieve the purpose of His Majesty's financial management. No matter what risks there are in bank matters, you won't be able to see them for a while. Risks are something that can't be seen for a while. It will definitely be difficult to detect before there is a thunderstorm. Any supervision is lagging behind, and the purpose is to avoid past mistakes and avoid future ones. As long as the benefits are large enough, new ways of playing games will be discovered soon, and it is impossible to prevent them. As long as His Majesty’s financial requirements are met We need to put other things aside first.”

Well, the above words are explained with a word that everyone often hears [big XX].

There is another word that sounds more high-end [Trickle XX], both words are the same thing.

Everyone has seen the results of both strategies, which has led to another high-end term [economic XX]. Human society has always been like this and it has not changed. It's just that the gameplay is different.

Just like the four families of King Jia, Shi and Xue, whenever possible, they will cut off the last ascending channel. What if they can't cut it off? Then try to compress the upward path as much as possible. For example, people like Lai Shangrong can also become officials, which essentially bypasses the competition for social resources through the imperial examination. If you can't beat it on a serious track, then try another track.

The people who make the rules have many ways and means to make Sun Wukong obey.

You said you are a wild Brother Haonan? It doesn't exist, but anyone who is disobedient will be strangled to death in the bud.

Zhang Ting'en actually knew everything. The master and apprentice were just complaining and venting their emotions.

After complaining, you should do the same thing. Nothing can be changed.

A very simple example, Huang Chao's jokes are so stupid that they still appear openly in the history books. Anyone with a little bit of common sense in life knows that only by doing things can they be preserved for a long time.

I just wrote it like this. No matter how loud your dog barks, can you still change the history books?

The black and yellow nest is because Tianjie trampled all the bones of the prince! Anyone who has passed the political course can understand this poem and find the corresponding words to apply it.

It’s too far off topic, it’s really bad to think too much. Hey, this one is all personal property!

"The most realistic concern at the moment is the future supervision of banks across the country. Banks that issue banknotes are not small in scale. This type of bank is easier to manage. Monks who run away cannot run away from the temple. If you want to make profits from Huitong Tianxia, ​​just You have to listen to the instructions. The difficulty is that small banks at the state capital level usually do business such as private lending and pawn shops, and they can’t control them even if they want to.”

When Jia Lian heard this, he laughed like a pig, huh huh, hahaha.

Zhang Ting'en was furious when he saw this: "Shuzi, are you so ridiculous?"

Jia Lian quickly put away his smile, endured it for a while before returning to his normal expression, and after breathing steadily, he replied: "You, being an official is still a bit too serious. This matter is said to be difficult to handle, but it is indeed difficult to handle, and it is easy to handle even if it is said to be easy. .”

Zhang Tingen put away his anger. As long as he could solve the problem for him, it wouldn't be a problem.

"Please tell me carefully, why is it easy to handle but difficult to handle?"

Jia Lian said sternly: "It's very simple, power is decentralized. Officials of seventh rank or above can guarantee for local banks. The Supervision Department of the Central Bank only does one thing. Banks with officials as guarantees will pay an appropriate fee. Issue a business license. If there is a problem, go to the security official. If there is no license, arrest the owner of the bank. If you don't get used to it, draw a red line and punish anyone who crosses the line."

Zhang Tingen's expression suddenly changed after hearing this: "Isn't this going to offend all the officials above the seventh rank in the world?"

Jia Lian laughed after hearing this: "Offended? How can I be offended? They still want to thank you."

Zhang Tingen quickly figured out the reason. Black eyes cannot see silver. Before risk breaks out, how can money in your pocket be real?

"In everything, there is no responsibility. As long as there are officials with enough weight to take responsibility for the problems that occur, it is a worthless business for Your Majesty. If something goes wrong and there are no corresponding officials to take responsibility, the Great Zhou Dynasty is not far away from decline. "

Zhang Ting'en was very confused after hearing these words and asked: "You are a son of a powerful man, is it appropriate to speak like this?"

Jia Lian was immediately silenced. He thought of that bitch Xue Pan. He dared to run away even if he beat someone to death. He dared to abandon the appointment and lawsuit and run away first. This beast really deserves to die. This boomerang hits people so hard! It turns out that the powerful person is myself.

"Say one thing and do another. Don't be too serious! Besides, aren't we talking about supervising banks now? Don't go too far!" Jia Lian said this, but secretly made up his mind to turn around. Xue Pan's case must not be handled by Jia Yucun. Even Jia Yucun couldn't give him a chance to retaliate!

Zhang Tingen was also silenced. The shamelessness of this student exceeded his expectation.

This is a good thing. When such a person enters the officialdom, at least he will not be easily tricked to death. The probability of him tricking someone to death is much higher.

"You are really a good official!" Zhang Ting'en's words were really complimentary and not meant to be disparaging.

Jia Lian accepted the teacher's praise politely and even showed some personal expression: "If I become an official in the future, I must have a purpose. Your Majesty will never make mistakes. If there is a problem, there must be a traitor in the court. Yes. When someone is a traitor, it must be someone else, not a teacher or a student."

"What you said makes sense, don't say it again. It's getting late, go back quickly, I won't leave any food." Zhang Ting'en was dissatisfied. After finding a solution to the problem, he crossed the river and burned the bridge.

Jia Lian cursed and left the Zhang Mansion. It was not that he gained nothing at all. At least Xia Gang's affairs were stable.

In the Zhou Dynasty, Zhang Ting'en was really considered an upright official. But whether an official is an upright official or not, the emperor has the final say.

This standard is very flexible!

If you can serve the emperor, then you are an honest official. If you cannot serve the emperor and dare to compete with the emperor for interests, then you are a corrupt official.

As I said before, Hai Rui is an exception. What this old man practices is indestructible, which ordinary people cannot practice.

For more than two thousand years in the Qing Dynasty, there were only two celebrities who were willing to live in poverty, one was Yan Hui and the other was Hai Rui.

People want to eat, they want to eat well when they are full, they want to feel happy after eating, and they pursue a little spiritual pleasure.

In the same way, it is not difficult to understand that those who cannot survive can dare to do something. Either kill themselves or kill others. Among those who choose to kill others, because of the large base, a historically Commonly used words [to rise up].

(End of this chapter)