Chapter 241 Special Approval (Two chapters in one)

"Any other questions?" Instructor Kuhlmann looked at the time and decided to end the class.

"Instructor, if I want to apply for the loan you just mentioned, which department should I go to?" a young man raised his hand and asked.

This question also expresses the thoughts of many people.

After all, even if one had worked in the functional departments of the empire before, one might not necessarily accumulate many merit points.

There is never enough money to spend!
"The location is in the Support and Improvement Department on the first floor of the Administration Building. The specific amount varies according to each person's potential and situation. You can go to the site to inquire."

"Okay, thank you instructor."

Help improve the department?
The name sounds nice.

I just wonder if the interest rate is high, Ryan thought to himself.

However, after Kuhlmann's first general education class ended, Ryan did not immediately come to the so-called assistance and improvement department, that is, the loan department, but came to the exchange hall of the Sword Bearer branch again.

"Hello, sir, how can I help you?" A pretty female employee saw Ryan coming forward, stood up and bowed.

"Help me check the price of the powerful strength potion." This time, Ryan had experience, and before the girl could say anything, he took the initiative to hand her his bronze badge.

"Okay, sir. Please wait a moment." The female staff member took it respectfully with both hands.

"Ok!"

"I found out, sir. The exchange price is 150 merit points." The girl quickly flipped through a thick booklet and said crisply.

"Well, what about the Strong Constitution Potion and the Strong Agility Potion?"

"Please wait a moment. I will check for you right away."

"I have found it, sir. Please look at the Slate of Wisdom." This time Ryan searched for more information, and the girl directly displayed the relevant information on the black slate in front of Ryan.

I saw several lines of small white words refreshed on the black stone slab:

"Strong Physical Fitness Potion: A training auxiliary potion. Within half a month after drinking it, it will improve the user's physical fitness to a certain extent. The degree of increase varies from person to person, but is generally about 180%. Exchange price: merit points/bottle.

(Note: The advanced auxiliary medicines produced by the Münster Provincial Branch of the Royal Pharmacists Association must be top-quality.)”

"Strong Agility Potion: A training auxiliary potion. Within half a month after drinking it, it will increase the agility of the user to a certain extent. The degree of increase varies from person to person, but is generally about 160%. Exchange price: merit points/bottle.

(Note: The advanced auxiliary medicines produced by the Münster Provincial Branch of the Royal Pharmacists Association must be top-quality.)”

Is it necessarily a high-quality product?
But this price is really not cheap
"Sir, which one do you need to exchange?" the girl asked.

"Don't worry. By the way, I want to ask, how much is the fee for using the rapids chamber?" Ryan waved his hand and continued to ask.

The main reason he came this time was to check the price, not that he was in a hurry to exchange. After all, good steel should be used on the blade, and his merit points were not blown by the wind.

"Are you talking about the whitewater room used for training? That one is charged by the hour. You need to inquire about the specific fee at the whitewater room venue at the training ground. However, according to the previous regulations."

"The cost of using the Rapids Chamber is 5 merit points per hour, and the cost of using the Advanced Rapids Chamber is 15 merit points per hour." The girl rummaged through a piece of paper nearby and answered Ryan's question quite enthusiastically.

After all, these are common sense within the Sword Bearer Division, and the relevant regulations can be found with just a simple search.

"Thank you. By the way, I would also like to ask about the exchange price of the atomizer mixture?" Ryan nodded and said.

"Hmm? Sir, are you asking about the aerosol mixture?" The girl looked at Ryan with some confusion in her big eyes.

Judging from the shape and size of this young man, he is obviously a knight with considerable strength, but he doesn't look like a wizard apprentice who is about to be promoted to a wizard.

Having been exposed to everything around her, the girl of course knew what the nebulizer mixture was used for.

"Yes."

"Yes, sir." The girl smiled sweetly.

"Sir, the exchange price is 1 gold medal plus 2000 merit points."

Ryan frowned when he heard this.

It's really expensive.
"What about the fire-type, defense-level sorcery?"

"According to your authority, a total of two items have been found. Sir, please look at the Wisdom Slate." After the girl finished speaking, a few lines of small white characters were updated on the black slate in front of Ryan:

"Resist Fire Ring: Level 1 sorcery. It consumes a certain amount of mental energy and uses a specific sorcery model to attract surrounding fire energy particles, causing a blazing fire ring to surround the caster. When attacked, the fire ring will eject flames outwards, knocking the enemy away.

Exchange price: 2 gold medals plus 4500 merit points.

Source: Provided by Seth School. ”

"Flame Shield: A first-level sorcery that consumes a certain amount of mental energy and uses a specific sorcery model to attract surrounding fire energy particles, causing the caster to be surrounded by three rotating flame shields. The flame shield has a good defensive effect against both physical and energy attacks.

Exchange price: 2 gold medals plus 4000 merit points.

Source: Courtesy of the Char School.

Ryan read the two messages carefully.

But his focus at the moment is the exchange price.

Well, they are basically the same, they are all in this price range, and you can’t miss the two gold medals.

If you include the atomized mixture, you will get at least three gold medals.

If you count the metal transformation that I have always wanted, I will need four gold medals.
The key point is that I don’t even have a bronze medal at the moment!

In addition, this does not take into account the large amount of merit points required for redemption.

Obviously, this is not an amount that can be achieved in the short term, unless, a loan is taken out!

"OK, thanks."

"At your service, sir." The young clerk stood up and bowed again.

Ryan did not exchange anything, but quickly got up and left.

A few minutes later, this time, he arrived at the administrative building.

If he could borrow enough medals and merit points, Ryan would naturally choose to borrow money to improve his strength first. As for the interest, as long as it was not too exaggerated, he could accept it.

The Support and Improvement Department is on the first floor of the administrative building and is easy to find.

Ryan quickly found his destination according to the 'Assistance Improvement Department Office' indicated on the house plate.

But when Ryan arrived, he found the door was open and he could hear faint voices from inside.

When he walked into the room, Ryan found that several new sword-wielding people from this batch were already asking questions, including two quite familiar figures.

Hearing the footsteps coming from behind, several people couldn't help but turn around to look.

"Huh? Ryan, what's wrong with you?" The red-haired beauty Evelyn was quite surprised to see Ryan appear at the door.

Evelyn and Ryan are old friends.

She naturally knew that Ryan had worked in a functional department of the empire before, so he should not be short of merit points in the short term.

"It's Lord Ryan. Why are you here too?" Vieri, who was consulting, quickly stood up and greeted with a smile when he saw that the person coming was Ryan.

The other newcomers immediately stood up, smiling.

After all, the impression Ryan left on these newcomers was too deep, and the grace of that hammer still remains in their minds and cannot be erased.

Ryan nodded to them and smiled.

He really didn't expect that Evelyn and Vieri were also here.

"Mr. Ryan, why don't you come first?" Vieri said enthusiastically. He has always admired Ryan for being so young and yet having such strength.

The other newcomers naturally had no objections.

This made the freckled girl who was consulting Vieri nervous.

She didn't know why this boy, who obviously looked younger, made these sword-wielding masters look so respectful.

Ryan waved his hand and smiled, "No, no, just queue up normally."

"No! Lord Ryan, you come first." Vieri made way and said with a smile.

The others immediately made way.

This. Facing the smiling faces
Ok!

A sentence from a celebrity in his previous life suddenly popped up in Ryan's mind:

"Before you became famous, there were all kinds of people around you, some playing tricks on you, some mocking you, some doing bad things. But after you became famous, you suddenly realized that everyone around you was a good person, and every face was filled with smiles."

"Thank you, I'm sorry." Ryan bowed slightly.

After Ryan sat down, he asked, "Hello, I want to ask about some matters related to the loan."

"Of course, sir, please take a seat." The freckled girl was obviously a little nervous and spoke with a slight stutter.

"Please show me your emblem, sir."

"Ok."

After taking the bronze badge handed over by Ryan with both hands, the freckled girl looked surprised. Bronze badge?

However, she was only stunned for a moment and immediately started to search.

"Huh?" The freckled girl seemed to have found out something and showed a surprised look on her face.

"Sir, please wait a moment. Your loan amount is too high and needs approval from my superior."

Ok?
Hearing what the freckled girl said, the others couldn't help but look over, with expressions of curiosity or surprise on their faces.

Although several people have not yet applied for a loan, the red-haired beauty Evelin has just applied for one, and her loan limit is one thousand.

In addition, all the procedures were just handled by the freckled girl in front of him, and there was no such thing as Ryan.

"Huh? What's my credit limit?" Ryan asked curiously when he saw the freckled girl's surprised look.

"Sir, your upper limit is a full ten thousand merit points." Taking this moment, the freckled girl finally calmed down and clearly reported a number.

hiss~
There was a gasping sound all around!
Especially Evelin, who had already handled it, covered her mouth with her hands, looking shocked!
She just completed the process, with a credit limit of one thousand!
Just now, she thought it was a huge sum of money.

Now let's look at Ryan's credit limit and compare it with my own credit limit.
This really is
Evelin instantly felt that her 1,000 yuan credit was not worth it.
Ryan raised his eyebrows when he heard this. Sure, this is the amount!
With this quota of 10,000, it is enough to exchange all the things you need.

It seems that Kuhlmann was not talking nonsense this morning.

It really depends on the potential, or the amount of the loan, which is most likely based on a person's ability to repay the loan later.
After all, great potential and strong strength mean a strong ability to earn merit points in the future!

"Sir Ryan, I will ask the Vice Minister Melanie to come over now. Please wait for a moment." The freckled girl asked respectfully. "Yes." Ryan nodded.

The freckled girl employee stretched out her legs and ran towards the door quickly. Soon, a smartly dressed young woman walked in.

"Is this Lord Ryan? You are indeed a promising young man! I am Melanie Clinton, Under-Secretary of State for Promotion Affairs in the Ministry of Support and Advancement. Hello, Lord Ryan." The young woman was very polite.

"Hello, Ms. Melanie." Ryan stood up and said.

"Mr. Ryan, do you want to withdraw all your credit?"

"Ah."

As he was talking, Ryan suddenly thought of something and immediately said, "Wait, I have another question. Ms. Melanie, is this loan only for merit points, and there are no mission evaluation medals?"

"Of course, mission evaluation medals still need to be obtained by completing missions." Melanie nodded and affirmed.

This immediately made Ryan frown and his expression changed!
This loan is basically meaningless to him.
He had just been to the exchange hall. Basically, whether it was atomized potions or witchcraft, the biggest part or the key to the exchange was the gold medal.

In fact, the more than 2,000 merit points he had on hand were enough to exchange for the remaining potions in the short term.

As he slowly completes tasks in the later stages, I believe merit points will be earned quickly.

As if she had sensed Ryan's displeasure, Melanie observed his expression and asked, "Sir Ryan, are you anxious to exchange something?"

Ryan hesitated and nodded slightly.

Melanie smiled and said, "Sir Ryan, since you are already a bronze-level swordsman, the loan process is different from that of ordinary newcomers. If it is convenient for you, can you come to my room to talk?"

Ren frowned.

this.
Is there any room for maneuver here?
After thinking about it, Ryan nodded and followed the beautiful young woman Melanie out of the office.

The other newcomers looked eagerly at Ryan's departing figure, and at the same time, a big question mark popped up in their minds.

Can bronze sword holders borrow mission evaluation medals?
When Ryan arrived at the exclusive office of the Deputy Minister of Affairs, Melanie began to introduce:
"Mr. Ryan, as a bronze-level sword-bearing captain, you can apply for a consumer loan, which is different from the previous rookie loan."

"Hmm? Ms. Melanie, please tell me the rules of consumer loans."

"Okay, Mr. Ryan, for consumer loans, you only need to pay one-third of the price of an item, and you can use it in advance. You can pay it back within the specified time."

33% down payment?
It's a bit like a mortgage, Ryan couldn't help but think to himself.

But soon, he thought of another question: "One third? One third of merit points is easier to understand, but how do you calculate one third of medals?"

"It's like this. For example, if you need three silver medals, you need to pay one first."

"But if the item only requires one or two silver medals, you still need to pay one silver medal and one-third of the merit points first because the regulations do not allow split loans."

"In this case, we generally recommend that you collect several items that need to be exchanged together, such as collecting three silver medals and then package them for loan."

Ren nodded.

He understood, which was really good.

In other words, he only needs to earn a gold medal to get a loan for the atomization potion and the first-level defensive fire magic.

and many more.

I also want metal transformation.

"Um, Ms. Melanie, do you need at least one third? Can't it be a quarter?" Ryan asked tentatively.

"One quarter is silver-level authority, this..." Melanie couldn't help but look embarrassed.

However, in an instant, Melanie remembered the eye-catching red "Superior" in the overall evaluation when she checked the information of the boy in front of her just now, and immediately changed her words and said, "Okay! Sir Ryan, then you pay a quarter!"

Ryan's face lit up with joy!
In this way, he only needs to get a gold medal to obtain the above three items in advance!
"By the way, Mr. Ryan, excuse me, what do you want to exchange?" At this time, Melanie finally remembered that she had not asked Ryan what he was going to exchange.

"Atomizer potion, fire magic 'Resist Fire Ring' and metal transfiguration." Ryan said bluntly.

"Ah? This..." Melanie stared at Ryan with her big eyes wide open.

OMG!

Item worth four gold medals!
Mr. Ryan, even if you are a new swordsman with a special potential rating, this is too exaggerated!
Melanie's heart is screaming at this moment!
"It seems like it's not possible?" Ryan looked at Melanie who was in shock and couldn't help but said in disappointment.

"Well, Lord Ryan, I..." Melanie stammered.

At this time, a middle-aged man wearing an army uniform with a pair of golden branches and four crescent-shaped crescents on his shoulder straps walked in and said with a smile: "Melanie, handle the relevant procedures for Mr. Ryan, just follow the three items that Mr. Ryan just mentioned."

"Oh, yes, yes, sir!" Melanie immediately stood up and said.

"Sir Ryan, this is Colonel Stanley, Admiral Edward's secretary." Melanie introduced hurriedly.

"Hello, Colonel Stanley." Ryan immediately stood up and greeted him.

"Sir Ryan, Admiral Edward is very optimistic about you," Stanley nodded with a smile.

After some pleasantries, Stanley took something and left in a hurry again, quite busy.

And Rennes has signed a loan agreement.

That is to say, once he has a gold medal and a quarter of merit points, he can withdraw the above three items in advance.

This undoubtedly greatly accelerated Ryan's progress in acquiring the above three items!
In addition, regarding the newcomer loan, Ryan still got the loan.

After all, newcomer loans and consumer loans are two different types of loans. It's just that Ryan is special because he is both a newcomer and a bronze-level loan.
So, this immediately made Ryan in a good mood.

He came to the exchange hall again.

Soon, Ryan returned to his room with a long brown box.

When Ryan opened it, he saw a transparent glass test tube filled with yellow liquid. There was a faint white chill all around it, as if it had just been taken out of a cold storage room.

There was a label on it with a few lines of small words:

"Strong strength potion, a training aid potion. Within half a month after drinking it, it will increase the user's strength to a certain extent. The degree of increase varies from person to person, but is generally about 10%."

“Directions: Take on an empty stomach.”

"Note: To avoid unpredictable changes, it is strictly forbidden to take it at the same time as other potions, ferocious beast meat, etc. - Royal Apothecary Association Munster Branch."

Since there was no one familiar with the Munster branch of the Royal Pharmacists Association, Ryan had no choice but to purchase it using merit points.

fortunately.

After borrowing the rookie loan, Ryan didn’t have much else but a lot of merit points.

Enough medicine!

After returning to his room, Ryan opened the wooden box without hesitation and took the yellow potion in his hand.

Suddenly, a slight cool feeling came from the palm of my hand.

"Boom~"

When Ryan pulled out the stopper on the top of the test tube, a faint fragrance came immediately. This smell is hard to describe. It seems to be a bit sweet, like the fragrance of blueberries, apples and other fruits.

Ryan's nose twitched slightly, and his eyes moved slightly.

“This scent.”

He could feel that his body seemed to be sending him some kind of signal, drink it!

Ryan was hungry at the moment, so he drank it all in one gulp without any hesitation!

The sweet yellow liquid went down the throat and straight into the stomach.

Ryan smacked his lips, savoring the sweet taste that still lingered in his mouth.

"You know what, it tastes really good! It tastes like fruity milk!"

However, after a few seconds, Ryan was stunned.

Because at this moment, he felt a sudden surge of heat in his stomach, which began to spread around his body.
This feeling is like soaking in a hot spring, or like a girl gently stroking his skin with her slender fingers, bringing a tingling sensation.
Ryan couldn't help but lie down on the bed comfortably immediately, closing his eyes and feeling it.

After a few minutes, the effect of the medicine gradually weakens until it stabilizes at a weaker level, and then it remains unchanged.

At this time, the system prompt suddenly sounded:
【Congratulations! Your strength attributes are improved! 】

Huh?
The effect is immediate!

Ryan checked the attribute panel and found that the strength attribute, which had not been improved for a long time, had increased from 27 to 28 points.

At this moment, he was full of energy and felt he had endless energy.

The warm current generated by the powerful strength potion was still flowing slowly in the body. Ryan could feel this warm current seeping into the muscle fascia of the body.

"For half a month?"

"If it is increased by about 10%, based on my own strength of about 30 points, I can increase my strength attribute by about 3 points."

"According to Instructor Kuhlmann, the best effect is achieved when taking the drug in conjunction with intensive training."

"Then let's go to the Rapids Room now."

The afternoon courses are professional courses similar to skills.

That is to say, if you are a sword and shield knight or a great knight, an instructor specializing in sword and shield will be responsible for teaching you the relevant skills.

This is also why Kuhlmann told Ryan that Ryan did not need to take the two-handed hammer technique course.

After all, Ryan's skill level with the two-handed hammer is similar to his.

In addition, Ryan was not the only newcomer who used a two-handed warhammer. There were four or five others. Naturally, Ryan could not let Kuhlmann be his sparring partner one-on-one.

As for the task
Sharpening the knife does not delay the chopping of wood!

Before the re-examination, the organization did not have any task requirements for the newcomers, and naturally there was no such thing as assigning tasks.

This month is for the new sword holders to get familiar with the environment and understand the various situations they will face.

Ryan felt that since the "cash power" gained from loans could improve his own strength, it would be natural for him to improve his strength first.

After all, there are still a lot of good things in the Sword Bearer branch.

For example, this time's powerful strength potion gave him a lot of surprises.

Unfortunately, you cannot continue to take other potions, such as powerful agility potions or powerful strength potions, during the period of effect of the potion.

five minutes later.

Ryan came to the official training ground of the Sword Bearer Division for the first time
(End of this chapter)

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