money player

Chapter 148 The Spring of Usury
When he came outside the store, Xian Yaowen said to Qi Longque beside him: "Is there any problem with you going back to the hotel from here by yourself?"

"no problem."

"Oh, you can deliver something here tonight."

After saying that, Xian Yaowen kept silent and smoked his cigar silently, sorting out his thoughts about Yoshiko Matsuda.

Before the war, Toyo already had Marui, Midoriya, Maruxo and other department stores offering installment payment services. The repayments were made five or six times a month, which greatly attracted consumers with limited income but urgent needs at the time, that is, early consumption.

Not every consumer can grasp the balance between using it first and paying it back later. They often don’t think about how to pay it back when they use it. When the time comes to repay the loan, they borrow money here and there and try their best to pay it back. , the next transaction is still a vicious circle, and not many consumers can learn from it.

When acquaintances around them have nothing to borrow, they need a place that can lend them money in a timely and relatively easy way. Even if the interest rate is higher, they will still borrow it. Compared with the base of the principal, although the interest rate is high, the interest rate is still high. The absolute value will not be too big, it may just be the cost of a piece of clothing or a trip to an entertainment venue. The borrower will tell themselves that they should just buy one less piece of clothing or play one less time. The next time they encounter something they like, they will still pay for it in installments. And then rely on borrowing to temporarily pay off, repeat, repeat, repeat.

Japan's economy is about to rise. The government needs people to consume more and faster to inject strong catalysts into economic development. It will definitely encourage the behavior of early consumption such as installment payments. It can only carry debt. Only when you are burdened will you work hard. In this way, the entire country will enter a virtuous cycle.

Therefore, we can boldly speculate that Dongyang’s consumer credit business will rise. To put it bluntly, the spring of loan sharking is coming.

This kind of business is suitable for people like Matsuda Yoshiko to run. As long as she has a little guidance on how to collect debts, she will definitely be able to execute it very well. As long as the amount of money lent to a single customer is not too high, the debt lent will become a dead debt. The probability will not be too high, and most of them will be recovered successfully.

This is why he is so interested in Matsuda Yoshiko. Even if she can't do anything else, as long as she does a good job in credit, she can create a cash cow for him.

While he was thinking about it, a woman who was not tall but well proportioned passed by Xian Yaowen. When she slowed down and looked at him secretly, he also noticed her. He quickly looked at her short upper body and shifted his gaze to his legs and thighs. Part of it was covered by a skirt, and his eyes just glanced over it. The lower legs were wearing tight black stockings, with no wrinkles visible at all, as if they were painted on.

"Ok?"

When Xian Yaowen's eyes saw the back seams of the stockings, he immediately realized that something was wrong. The back seams were too straight, and the calves were separated from the ankle to the knee, without any twist at all.

This is absolutely impossible. No one can wear stockings so neatly, so Xian Yaowen carefully observed the woman's calves and soon discovered that when a woman steps up her legs, the stockings do not stretch as a whole, only some areas of fine mesh. There will be expansion and contraction, and the black color will become denser for a while and sparse for a while.

Understand, the woman did not wear stockings, but drew a pair of stockings on her legs.

This discovery immediately aroused Xian Yaowen's interest. He began to lower his gaze and focused on the calves of pedestrians. Not to mention, through this observation, he discovered that the stockings on many women's legs were painted.

As far as he knew from the newspapers, starting from the Pearl Harbor incident in 1941, DuPont's nylon began to be fully supplied to the military, which caused the production of nylon stockings to be basically interrupted. People could only buy it through the black market. He didn't know whether DuPont secretly produced it or dealers hoarded it. Silk stockings are extremely expensive, costing up to more than ten dollars. Not only that, you can't buy them even if you have money.

Faced with this situation, a cosmetics seller suddenly had the idea to paint foundation paint on women's legs. Not to mention, this method is really feasible. The painted stockings are better than real stockings, especially the back seams. Threads can be used to create various effects and can also cover defects in women's leg shapes. Therefore, during the war, major cosmetics stores in the United States would have "sock painters".

Nowadays, DuPont has resumed the production of silk stockings for several years. The daily output can reach tens of millions of pairs, and the annual output of billions can fully supply the needs of women around the world. Unexpectedly, liquid stockings can still be seen in Tokyo.

"Haha." Xian Yaowen laughed at himself. In the past two days, he had been in high-end places and spent money like water. He almost forgot about the current income level in Japan. Employees of large enterprises only have about 12 yen a year, and the average person's income is no more than 1000 yen. Forty thousand yen, a pair of stockings sells for more than yen, how many women can afford it.

"Based on the annual salary of a female textile worker of 9 yen, the monthly salary is 7500 yen, which is equivalent to 20.83 US dollars and 118.75 Hong Kong dollars. Judging from the current employment situation in Japan, the efficiency of female workers can be required to be 1.5 times that of Hong Kong, minus Due to transportation costs and reduced capital utilization caused by transportation, it is quite cost-effective to build your own processing plant here or find an OEM.

Considering that Japan's economy is about to rise rapidly and wages will rise, it is more convenient to find a foundry. This way, you don't have to bear the pressure of workers. If you are an outsider, you will be stared at and beaten if you look too ugly.

If the factory is in the Kyoto area, it is only more than 900 kilometers away from Vladivostok. When you get to Vladivostok, you can sell it all the way to Moscow along the Siberian Railway. The Soviet Union is extremely rich now, and there are many countries that recognize rubles. You don't have to worry about not spending the rubles you earn.

If you want to do business in the Soviet Union, it’s best to use the brand of a socialist country, Yugoslavia? Albania? North Korea?

At the end of the year, I braved the hail of bullets to send Marshal Kim red wine and caviar, as well as a bra and stockings. I wonder if it would please him. If the gifts weren’t heavy enough, I’d give him a few more Rolls-Royces and find someone to compose a song called “Dad.” A mother is not as good as a marshal." In this case, we should be able to open a factory on the border between North Korea and the Soviet Union, right? "

Xian Yaowen's thinking jumped very fast, from stockings to selling stockings and bras to the Soviet Union. Not to mention, the Soviet Union's current economy is very strong, the industrial superiority of the socialist state-owned economy has been fully utilized, and urban residents have become rich. There are a lot of industrial products suitable for families to buy, and the food available for purchase is very limited. You can't spend all the money, so the things must be easy to sell.

Xian Yaowen stroked his chin and was worried about getting money out of the Soviet Union. It would definitely not be easy to pass the normal process. Extraordinary measures were necessary. This required a scapegoat to take the blame when the pigs were fattened and killed. , there are so many people. If you want to make money from the Soviet Union, you must be prepared to die.

“Where can I fool a Soviet Jew or a White Russian Jew?”

There is a risk of beheading, but he also needs to have a shrewd mind and be familiar with the situation in the Soviet Union to communicate with the Soviets without any obstacles. Xian Yaowen can only think that Jews who grew up in Soviet Russia are the most suitable. As long as the benefits are big enough, there is no need to worry about the business of beheading. No one does.

After thinking for a while, Xian Yaowen stopped thinking. The strategy for the Soviet Union was something that would come later. There were still many things lined up to be done. Things had to be done one by one. When you were in Tokyo, you had to do everything in Tokyo in advance.

Thinking of this, Xian Yaowen's mind was drawn back to Tokyo. He first thought about the details of the credit business, then sorted out the information about Lotte and Sing Hao in his mind, and simulated the negotiation process with Sing Hao. Then Li Bingzhe's name popped into his mind again. out.

Thinking that the major chaebols in South Korea were still in their infancy, he couldn't help but feel hot in his heart. He adopted a three-pronged approach: first, find a South Korean lover and plant seeds to support her to start a business in South Korea; second, pull in a South Korean enterprise. The list of all the investments that can be invested; third, take root on Wall Street and wait for the opportunity to enter South Korea for harvest.

"Fuck, why are your thoughts diverging again?"

Xian Yaowen shook his head, shook Korea out of his mind, and brought his thoughts back to Tokyo, sifting through the things he could do in Tokyo.

Comics, movies, custom shops, etc., one industry after another passed through his mind, and each one was rejected by him. Comics had a promising future, but there was no need to worry about it so early. Now that he entered it, he would be a pioneer, and he didn't have the energy to do it himself. Worry about this matter. In twenty or thirty years, when he has cultivated a large number of talents who can analyze the global economy, it will not be too late to let his subordinates come over to pick peaches.

Forget about movies. He didn't remember any development in the Japanese film industry. He could go to a film company and get some copies for Friendship Cinema.

Well, I have to take this matter seriously so that I can explain it to Michelle when I return to Hong Kong.

(End of this chapter)