money player

Chapter 819 Business without Capital

International Funeral Home.

The Du family set up a ceremonial office at the entrance, which was a place to collect the money and gifts, and was supervised by Lu Jingshi and Jin Tingsun.

Eileen Chang just came by and caused a bit of a commotion.

According to the general practice of Tung Wah Group of Hospitals, the condolence money was not returned in part on the spot. It was accepted in full, but a return gift would be given the next day, which is called "returning a small condolence gift". It was a gift of one Hong Kong dollar wrapped in red paper, which was only to show courtesy and had nothing to do with the amount of condolence money.

However, the Du family had its own unique approach. They didn't hide how much money they received in condolence money. Instead, they set up a donation list on the left side of the mourning hall. They would add a line to the list for each donation they received, and once the list was full, they would post it on the wall for guests to look at at will.

Zhang Ailing caused quite a stir for several reasons. First, the amount of money she gave was substantial, $2000. Second, there was a note. Third, Lu Jingshi realized it wouldn't be convenient for him to visit Xiao Bo the next day and wanted to return on the spot. Because he hadn't considered this situation beforehand, he ended up in a flurry of activity.

However, Eileen Chang arrived quietly and left without making a fuss.

Everyone knew that Eileen Chang was just a gofer; they wouldn't let her carry messages if they wanted to.

After Eileen Chang left, Lu Jingshi took the note to Du Weifan and said, "Weifan, this is the money Mr. Xian put in the condolence money."

Du Weifan took the note and read it softly, "The lamp will not go out, the stove will not be extinguished, and spring will still be warm where I return."

After reading it aloud, his voice trembled, "Uncle Lu, what did Mr. Xian mean by that?"

Lu Jingshi nodded, "The tea may have left, but the person may be gone."

"Ah."

Du Weifan felt as if he had taken off his armor, and his whole body felt much lighter.

A few days ago, knowing his days were numbered, my father had Meiru take out a thick bundle of IOUs and shareholding documents for Ritz Garden from the safe. In front of the whole family, he set them on fire with a match.

Everyone tried to dissuade him, but their father scolded them, "This is to save your lives!"

Later, Wei Ping, who had been missing for some time, rushed back. Everyone then learned that Wei Ping had been sent to Southeast Asia by her father in order to prevent her from participating in a major event orchestrated by Xian Yaowen.

What exactly happened, neither Father nor Weiping said.

Father lit one fire and put out three, settling old scores with loyalty and righteousness, so that his family would not live in the entanglements of江湖恩怨 (jianghu enyuan, a term referring to the complexities of江湖恩怨, a complex concept encompassing the martial arts world and its grievances).

While this approach was good, it led to the decline of the Du family.

Now things are better. With Xian Yaowen's note, the Du family's reputation can be maintained for a while. What happens next depends on whether they can live up to expectations.

"Uncle Lu, can we write the message on the list?"

Lu Jingshi thought for a moment and said, "Since Mr. Xian wrote a note and put it in the money, his intention is naturally to let it be disposed of at will. It is not unreasonable to write it on the list. However, Wei Fan, you should think it over carefully. Now is the best opportunity to withdraw. If you do not withdraw now, you may not be able to withdraw later."

"I'll discuss it with the others."

Du Weifan was unwilling to give up and harbored ambitions to rise again, but Yao Yulan from the fourth wife and Meng Xiaodong from the fifth wife, whose status was not yet officially recognized, saw the situation clearly. The Du family's prestige had already fallen, and to raise its banner again would be tantamount to courting death, so they resolutely disagreed.

The elders disagreed, so the plan to write the notice had to be abandoned.

When Eileen Chang returned to her residence, she took a second bath with Sin Yiu-man to wash away the bad luck on their bodies.

When the two went out, it was already 1:30 pm. Zhang Ailing's stomach was rumbling, but she refused to compromise. The first thing she ate had to be stinky tofu, and it had to be stinky tofu fried in a small charcoal stove by "Shanghai Granny" on Pottinger Street, with sweet bean sauce.

Below the Central-Mid-Levels escalator, in a gathering place for night shift workers, she finished her meal with a look of pure bliss, ready to embark on the next leg of her journey.

Near Lockhart Road and Tolo Road in Wan Chai, there is a cart run by a deaf man who sells stinky tofu. The flavor has been modified to Western tastes and is quite popular among sailors.

Stinky tofu with pickled mustard greens was the second dish Zhang Ailing ate.

She leaned against the wall, her left foot raised and propped against it, and picked up a piece of stinky tofu with a bamboo skewer in her hand, pretending to offer it to Xian Yaowen, "Aren't you going to eat it?"

"Thank you for letting me experience firsthand what false politeness is."

Zhang Ailing's thick lips curled into a sour mustard-scented smile. Even without anyone wiping the sports car, she still delivered a wonderful performance of devouring a piece of stinky tofu, finishing it off completely, and then saying, "There's one left, let's split it half?"

Sin Yiu-man's Adam's apple bobbed, and he swallowed hard. "Dad won't eat, but Yingying will."

Eileen Chang tilted her white chin up and said, "I'm thirsty. I want to drink plum juice. Li Ji's on Defu Road West is the best."

"You've finished one piece, let's go. Go get some fresh air, don't bring the smell into the car."

Another white chin was struck. Eileen Chang picked up the last piece of stinky tofu and put it in her mouth. She kneaded the oil paper with lingering relish, her mouth opening and closing gently. She wanted to eat the last bit slowly.

After visiting Lee Kee's Sour Plum Dew, I circled back to King's Road in North Point to eat mung bean cakes. I then crossed half of North Point and ate osmanthus steamed buns on the slope of Kai Yuen Street. After that, I went to Wedding Invitation Street in Wan Chai. I waited for a while at the alley entrance, dodging the mobile stalls run by uniformed police officers, and returned to buy a large pancake.

Eileen Chang ate as she walked, only eating half a piece before throwing the rest into the Yaowen brand trash can.

Whoosh, near the intersection of Queen's Road Central and Pied Street, a youtiao (fried dough stick) stall has been set up in front of the Xin Xin Tea House, catering specifically to office workers' afternoon tea and newspaper night shift workers. The youtiao are wrapped in yesterday's newspaper, making them clean and hygienic.

Eileen Chang immediately removed the newspaper and checked the fried dough sticks for any writing. Finding no writing, she deftly plucked off the black specks that looked like ink, as if afraid the dough sticks would be crushed.

She loves to eat flatbread and fried dough sticks, but she never uses flatbread to sandwich fried dough sticks, and she doesn't eat flattened fried dough sticks.

Tear the fried dough stick in half, pinch it with your index finger and thumb at one-fifth of the way down, take a bite, slide your fingers down, and pinch it at the other half.

Take five bites of half a fried dough stick, leaving only a tiny bit of the end. Not wanting to waste a whole bite, you move to the other side and take a bite of the remaining half, along with the end.

After finishing the fried dough sticks, her hands were greasy, so she spread her hands out towards Sin Yiu-man.

Sin Yiu-man took out a handkerchief to wipe her face, saying, "If you eat anything greasy again, you'll have to figure it out yourself."

"You always carry two handkerchiefs with you."

"Good memory. Do you remember what we used to wipe our mouths earlier?"

Eileen Chang grinned, "I have one myself."

Once her hands were no longer so greasy, she withdrew them, reached into her hidden pocket, took out her handkerchief, held one corner with her index finger, and gently pressed it against her lips from left to right, repeating the motion before lightly pursing her lips a few times.

He folded the handkerchief neatly and put it back in the hidden pocket. "Today is the 16th of the month. The crew's meal included tofu skin, ginkgo, and pork tripe soup, which was delicious."

When was the last time you ate it?

"Almost a month."

"The company usually provides meals from several providers on a rotating basis, but now it should have been switched to another one."

"I know, I've written down the address, you can go to the restaurant to eat."

Sin Yiu-man frowned. "The catering service isn't as fancy as a restaurant; they don't welcome guests."

Eileen Chang pouted, "I want to eat."

"Okay, where is it?"

“We need to cross the sea.” Eileen Chang took Sin Yiu-man’s arm. “After buying soup, we’ll go to the Aberdeen Typhoon Shelter. The boat congee there is delicious, the pork skin is fried perfectly, the fish slices are very thin, and the side pickles they give us are also very refreshing.”

After circling around, when I finally sat on a fishing boat in the typhoon shelter, the city lights were already twinkling.

Eileen Chang was still enjoying her meal, and it's a mystery how her stomach, which was barely over 25 inches in diameter, could hold so much food.

When the congee was served, Eileen Chang used a spoon to pick out the pig liver and put it into Sin Yiu-man's bowl, saying, "Here, take the pig liver. I don't like it."

"The porridge was freshly cooked, why did you..."

Before Sin Yiu-man could finish speaking, Eileen Chang said matter-of-factly, "The boat congee isn't flavorful enough without pork liver."

Sin Yiu-man scooped up a piece of pig liver and put it in his mouth. "You love to eat so much, why haven't you thought of writing a story about food?"

"Most of the stories I write are about food."

"I mean, food-themed."

Eileen Chang shook her head, "My understanding of food is only superficial; I can't write anything insightful or profound."

“I’ve seen women from mainland China gather together at a market in Taipei to share their hometown dishes. Vegetables are very expensive in Taipei, especially after the typhoon a few days ago. The more abundant a vegetable is, the cheaper it will be. Many families will eat that vegetable every meal for a period of time.”

In this way, cooking ordinary vegetables in a beautiful and delicious way became an essential skill for the cook.

The situation in Hong Kong is actually quite similar to that in Taipei, especially in North Point. Many families there are struggling financially, so there's a strong market for affordable and decent food. If you can eat and cook, you could try starting a food column in the newspaper, specializing in budget-friendly home-style dishes.

“I’m quite interested in writing about food, but which newspaper would be willing to give me a food column?” Eileen Chang was eager to try.

Sin Yiu-man chuckled, “Since I’ve brought this up, I’ll do it with a purpose. You just need to write it, and I’ll take care of the newspapers and sponsors for you.”

Eileen Chang suddenly realized, "Another advertisement?"

"Ah."

"What ad?"

"Eat."

Peanut oil?

"you know?"

"I use Wuchongda peanut oil in my kitchen. It's pretty good. It's cleaner and tastes better than other oils, but it's a bit expensive."

Xian Yaowen nodded slightly, "This is the biggest problem affecting product rollout, but the price cannot be lowered, as the cost of Infinite Oil is slightly higher than other oils."

Why not introduce lower-priced oil?

"The issue of brand positioning is like your articles. When readers see the name Eileen Chang, they can basically guess what kind of story it is. If readers don't look at the author's name and directly read an article with a similar style to yours, their first reaction will be, 'Is this a new work by Eileen Chang?' That's your brand influence."

Eileen Chang nodded.

"What Wuchongda is doing now is to get potential consumers to accept the price. It's okay if they don't buy it for the time being. As long as they form the impression in their minds that Wuchongda should sell at this price, then we can explain why it can sell at such a high price and the standards for evaluating the quality of the oil."

Eileen Chang asked in surprise, "You want to establish a completely new understanding of oil in people's minds?"

"That's about right."

"Building awareness is not something that can be done overnight; how much effort will you have to put in?"

Sin Yiu-man chuckled and said, "You don't need to think about it for so long. Many times you can go with the flow or use someone else's strength against them. For example, you... never mind, I won't use you as an example."

"Do as you please. I've heard too many hurtful things from you. I'm used to it."

"I feel a bit melancholy, so I'd better not say anything more."

"It must be said."

"If we hadn't gotten along back in 45 or 46, it wouldn't have been difficult to portray you as a traitor and a sellout who sleeps with anyone. Do you still need to say more?"

“I don’t want to hear it anymore.” Eileen Chang paused. “I can roughly guess what you’re going to say.”

"Would you like to write a food column?"

Eileen Chang nodded.

"It's impossible to predict how much influence your food column will have at the moment. We can discuss the advertising fee later, but I can personally prepay you for a car. You can pick up a new car whenever you learn to drive."

Eileen Chang said in a calm tone, "You're going to give me a car?"

Sin Yiu-man shook his head. "In Africa, there is an animal called the meerkat. It is a social animal. No matter what it does, there are sentinels on guard. The sentinels stand with their ears erect and look around with a stretching motion."

When someone gives you a gift, you're like a meerkat—guarded and wary. I suspect you don't appreciate men giving you gifts as an expression of affection; you tend to see them as part of a power struggle, a sense of obligation, or a calculation of favors, rather than a simple romantic gesture.

“Is this wrong?” Eileen Chang paused for a moment, then said, “Your interpretation of me is a bit narrow.”

"Your interpretation of my interpretation of you is also somewhat narrow."

"how to say?"

Sin Yiu-man smiled and said, "You're a little impatient. I haven't finished speaking yet."

"Please finish speaking."

"You don't like the act of men giving gifts themselves, but you care a lot about whether the gift carries sincerity and understanding."

Zhang Ailing's eyes instantly became misty, like the early spring in Jiangnan slowly warming. The smile lines on both sides of her nose gradually faded and lengthened, disappearing into her lips and moistening her tongue.

"you know me."

Sin Yiu-man leaned forward and reached out to stroke Eileen Chang's face. "From now on, when I give you a gift, don't ask any questions. Without exception, I just want to exchange something with you."

Eileen Chang's face caressed Sin Yiu-man's palm as she warmly asked, "What do you want to exchange the car for?"

"I'll leave that question to you to answer; for me, it's a transaction."

"That seems to make sense. Give me some time to think about it."

"I'll call Huang Zuqiang from the Neutral News Agency later and invite him to have dim sum tomorrow. We can talk about the food column."

"The Neutral Daily News is quite impressive; it became the second largest newspaper in Hong Kong in terms of circulation in less than a year."

"Huang Zuqiang is quite capable."

Happy times are always fleeting; a night flies by.

The next day, I had morning tea at Luk Yu Tea House and finalized the food column with Wong Cho-keung.

Sin Yiu-man didn't bring up the incense and friendship between Thirteen Orphans; it was simply a business partnership. The food column was tied to Shi Ye's advertising and marketing plan, and once the column started, the advertisements would follow.

Even if a food column weren't profitable, Huang Zuqiang would still agree for the sake of the advertising fees.

Since becoming a boss, Huang Zuqiang has become much more pragmatic. After all, it's his own money. He talks about ideals in ten sentences and is practical in nine and a half. He's already damn idealistic enough.

After leaving Luk Yu Tea House, Sin Yiu-man escorted Eileen Chang home, and then they went to Hui Nong Terrace's house.

It was still early, and Liu Wanqing hadn't gone to work yet. She was in the garden, tending to the flowers and plants with an air pump and a watering can.

Sin Yiu-man walked to her side and stood quietly.

After spraying a pot of midday flowers with water mist, Liu Wanqing turned to look at Xian Yaowen and said with a faint smile, "I thought the master would come here for dinner yesterday, so he cooked quite a few dishes."

"In urgent situations, one must act expediently. I went to Ailing's place yesterday."

"Having dinner here tonight?"

"Leaving tomorrow morning."

Liu Wanqing put down the watering can and took Xian Yaowen's arm. "We just paid off the remaining balance of the Kwai Chung land plot the day before yesterday, totaling HK$5,252,442.3. They've given away over a million dollars for the land plot. They've all got quite the appetite."

“It’s worth it. There are many insightful and intelligent people among the British. There are quite a few who can see the potential of the Kwai Chung plot. At HK$0.35 per square foot, it’s practically free.” Sin Yiu-man kissed Lau Yuen-ching’s hair. “You deserve all the credit for this. Thank you for your hard work.”

Liu Wanqing pouted, "I dare not take credit. More than six million Hong Kong dollars are tied up in a piece of land that we don't know when we can get out of it. I really don't know if it's worth it. If we used that money to buy land that costs a few cents a square foot, and traded it back and forth a few times, it could multiply several times in three to five years."

"There's nothing we can do about it. If we buy this 166 million square kilometer plot of land now, the Hong Kong government won't impose any restrictions. If we wait a few years and everyone realizes the value of the land, we'll not only have to spend several times more money, but we'll also have to accept the restrictions without a second thought."

Xian Yaowen patted Liu Wanqing's hand and said, "Money, so be it. Tighten your belt, and you can still get by."

Liu Wanqing muttered, "More than six million! It would be so much better if we could raise the funds."

“If you don’t explain the potential of the land plot when raising funds, why would anyone invest? And if you do explain it clearly, why would anyone give up the shares they’ve taken in?” Sin Yiu-man chuckled. “Don’t get your hopes up. The Kwai Chung plot and the Shanghai Mansion are not the same thing.”

“I’m just heartbroken about the money. The eight million you gave me has dwindled to just over a million in the blink of an eye. It’s only enough to buy a few plots of land on Hong Kong Island to build tenement buildings. I can’t operate any larger projects.”

"Haste makes waste. I think starting small is a good fit for you. You can learn by doing and gain enough experience to transition to larger projects."

Sin Yiu-man grabbed Liu Wan-ching's shapely buttocks and said, "What you just said is very problematic. The remaining million or so in the Golden House Property account should all be used to buy land in good locations such as Hong Kong Island and Tsim Sha Tsui. Then, the land can be used as collateral to borrow money to buy land in relatively poor locations to build tenement buildings."

In the sales process, do not imitate the operations of Friendship Real Estate. Do not pursue high profits, but only high capital utilization. Do not let the money sit idle; let it keep circulating. After deducting the interest to be repaid from the profits, use the surplus to buy more land in good locations.

"Will Jinwu Real Estate primarily focus on land hoarding in the next few years?"

"Correct."

"Stockpile the good stuff, build the bad stuff?"

“That’s right.” Sin Yiu-man nodded. “Looks like you’ve been to the teahouses in Central quite often.”

"Of course I'll go. The experts who make quick money are all based in the teahouses in Central. It's quite interesting to listen to them talk about business. A skilled expert can turn HK$10,000 into HK$100,000 in half a month."

"Oh, tell me the tricks to making quick money."

"Go upstairs and make tea for the master, then I'll tell you slowly."

"Okay."

Upstairs, Liu Wanqing brewed some tea and leaned against Xian Yaowen. "The expert's way of making quick money is actually to take advantage of the time difference between the temporary contract and the formal sales contract, which the expert calls the golden three days."

The expert first buys the property with a deposit of 0.5% to 10%, signs a temporary contract, and then immediately resells it to other experts at a higher price in a teahouse. Sometimes it can be resold four or five times a day. This is called "flying paper" in the industry, and the person who does this is called "flying paper customer".

Flying paper brokers may not have the money to pay the deposit for buying a house. They will rent short-term leases from banks or large property owners who have property deeds in hand. They will then use the property deeds to make overdrafts with banks, thus increasing their available funds. This is known in the industry as "borrowing a deed".

Some people have even less capital, and can't even afford the rent for the loan agreement. So they divide a project into several bonus shares, find a few people to pool their money to pay the deposit, and after the transaction is completed, they distribute the profits according to their investment ratio. This is known in the industry as "sandwich bonus".

Some people would take the same property deed to different banks and use it as collateral multiple times to obtain multiple loans; this is known in the industry as "stack flipping".

At Luk Yu Tea House, there were also land speculation advisors, either clerks from law firms or loan officers from money lenders. They read the Hong Kong Gazette every day, keeping an eye on farmland that was about to be leased or acquired…

Sin Yiu-man waved his hand, "There's no need to talk about land speculation advisors. I can guess how they operate. They make money by exploiting information gaps, signing temporary contracts with landowners, and then immediately reselling the land at a higher price to genuine buyers, not experts."

These people are familiar with the officials in the Land and Land Bureau and can directly arrange for buyers and landowners to sign formal contracts. They earn a cut of the price difference, or more accurately, a commission.

Liu Wanqing nodded. "That's right."

Who ultimately bought the flying paper?

“There are three main types of people. The first type is landlords, including businessmen, old men from Jinshan, old men from Nanyang, as well as temples and charitable organizations. This type is the best customer. They pay in full at once, do not bargain, and only require that the title deed be clean.”

The second type is the construction team that demolishes old buildings and builds new ones, adds floors, or renovates existing ones. This is the worst type of client; they aggressively push for lower prices and demand installment payments. However, their advantage is that they are willing to take on unfinished projects.

What does "unfinished contract" mean?

"Some of the flyers are for pre-sale apartments."

"Understood." Sin Yiu-man nodded. "You may continue."

"The third type is the bank, mainly the banks in Chaozhou and Fujian. In fact, the bank is not the buyer, but the expert borrows the property and then uses it to support the loan. The property title deed is overdrawn and lies in the bank's safe for a long time. The expert only pays the interest and not the principal. The rent from the property offsets the interest."

Sin Yiu-man chuckled and said, "If the market is good, you can make a profit from the price difference. If the market is bad, you'll die quickly. If the bank goes bankrupt or interest rates are raised, you'll be half dead."

"Sir, when do you think the market will turn bad?"

"We don't need to worry about that for now. The real good market hasn't arrived yet, and the bad market is still far away. These experts have encountered a good year and will be able to enjoy several prosperous years."

Xian Yaowen stroked his chin, thought for a moment, and said, "I'll make some adjustments to what I said earlier. All the funds in Jinwu Real Estate's account will be used to buy prime land, and then the land will be used as collateral for loans to buy more land. The specific number of loans will be determined by the profits from the building projects."

For the building part, you can actually start the project with no initial investment.

Before initiating a project, you first contact experts and initiate the project according to their needs. For each project, you collect a 10% deposit from the expert. Ten projects are launched simultaneously, and the deposit covers the cost of one project.

Projects are started one by one, completed, delivered, and only after the final payment is received do we begin the next one.

Liu Wanqing thought for a moment and said, "In that case, the tenth project will take at least six months to be delivered. Will the buyer agree to that?"

"What do you think is the buyer's purpose in purchasing the property?"

"Collecting rent."

What are landlords most worried about?

Without hesitation, Liu Wanqing replied, "The house can't be rented out."

"Telephone."

Liu Wanqing reached out and placed the telephone where Xian Yaowen could easily reach it.

Sin Yiu-man picked up the microphone and made the call.

"Hey, Ah Ye, it's me. Come over for dinner tonight at Hui Nong Tai. I don't know where to call your cousin at this hour, could you please tell him to come too... Okay."

After Xian Yaowen put down the phone, Liu Wanqing asked, "Why did you send A-Ye and Han Sen over here?"

“Han Sen has a subordinate named Meh-Zeng, who’s quite good at getting things done.” Xian Yaowen patted Liu Wanqing’s arm and said unhurriedly, “You need to prepare to register a Bubugao Property Company. The shareholders will include Meh-Zeng and a few other low-ranking police officers. This is the first step.”

The second step is to go to the Land and Resources Bureau to make a copy of the property owner list, set up the Bubugao booth, hire a few street vendors, and have them go door-to-door according to the owner list to find out about these properties:
How many vacant rooms are available for rent? Are there any tenants who will be moving out soon? Are the tenants planning to collect a transfer fee from the next tenant? Is the landlord taking a cut of the transfer fee? Inspect the house in person, understand its advantages and disadvantages, and inquire about the neighbors. Are you comfortable living there? The neighbors are quite important.

After understanding the situation, talk to the landlord and entrust the rental of the property to Bubugao. Bubugao will pay the landlord rent monthly, for a full twelve months a year. Whether the property is rented out or not, the landlord doesn't need to worry; they'll receive twelve months' rent.

"Then how do we make money? By raising the rent and then renting it out again?"

“Yes.” Sin Yiu-man nodded. “We add 10% to the monthly rent when we rent it out. We don’t earn commission from the landlords; we only earn the difference from the tenants. However, since we charge more rent, we also provide tenants with services that they can’t enjoy with other landlords.”

If there are any problems with the water supply or drainage, just give us a call and we'll send someone to fix it for free. The tenant only needs to pay for the consumables, which we can provide or the tenant can purchase themselves.

The same applies to other issues; we will promptly send someone to repair them before 9 PM.

Firstly, timely repairs; secondly, a sense of security. Do I need to elaborate?

Liu Wanqing smiled and shook her head, "A police officer shareholder."

"If you ask, 'Will the buyer agree?' BBK is involved from the very beginning of the project, and the buyer will agree. Furthermore, the houses are built with the goal of being easy to rent out. For the ground floor shops, we find tenants before construction even begins, design the layout according to their needs, and collect the rent in advance to make the buyer happy."

Liu Wanqing smiled and said, "The building isn't even finished yet, but the rent has already reached a sum. The buyer must be happy."

"The same applies to other floors. Find tenants in advance. Although the layout cannot be decided by the tenants, some minor details can be arranged according to their ideas."

Moving into a new house, decorated to one's own liking, will surely satisfy the tenants. Charging a small transfer fee is reasonable. The transfer fee can be divided into three parts: the buyer, Jinwu Real Estate, and Bubugao, with the buyer taking the lion's share.

"Sir, I have a question. Who does BBK serve, buyers or tenants?"

"Of course it's the tenants. Bubugao must meet all the reasonable demands of its tenants and make them feel comfortable. As for unreasonable tenants, they are more likely to go down the path of crime and may participate in robbery or drug trafficking. It is normal for them to be taken to the police station to cooperate with the investigation."

"Sir, after hearing what you said, I have full confidence in the company's building project."

Xian Yaowen placed his hand on Liu Wanqing's heart, "Jinwu Real Estate is full of calculations, but when it comes to building, there are no calculations, only conscience. The buildings must be built to the standard of not collapsing for a hundred years, and we must also pay attention to humanistic care, fully considering the needs of residents of all ages, the elderly, children, and couples."

For example, when designing the floor plan for a large family, it's essential to consider feelings of shame, centering the design on the couple's intimate moments and figuring out how to prevent the elderly and children from hearing or seeing them.

"With so many people, there's simply not enough room to accommodate everyone. What's the point of having a great apartment layout if several people are crammed into one room?"

Xian Yaowen poked Liu Wanqing's temple, "Do you think we only sleep together in bed?"

Liu Wanqing chuckled, "Master, you didn't explain it clearly yourself. This isn't a floor plan design; it should be an interior design."

"Any design is fine, that's the point, there has to be a well-soundproofed space no matter what. From my personal perspective, shame is mainly for children, and childhood experiences can influence a child's sexual awakening."

Sexual attitudes are actually very important to a person's life...

"Sir, aren't we going too far? We're just building houses. We can't control the upbringing of the residents' children, nor are we obligated to do so."

"It's a bit of a tangent, but you, the head of Jinwu Real Estate, really need to think about this issue. A house can be divided into two parts: material and spiritual. The material part is the location, the size and layout of the house, and other tangible things."

The "spirit" is the feeling of living in a house. For example, how to make a buyer feel that the house is a great deal or a bargain? You should study that.

Only by thoroughly understanding this issue can Jinwu Real Estate establish a brand effect, allowing us to sell at a higher price than others in the same location with the same apartment layout.

After a moment's thought, Liu Wanqing said, "I feel that we don't need to consider this issue right now. It's not too difficult to sell the house, and most buyers don't even think about it that way."

"A journey of a thousand miles begins with a single step. Investing in a golden house is not about making a quick profit and leaving. I plan its lifespan to be 65 years. It is not our only industry. We have the ability to provide it with financial support. We don't need to worry about it collapsing all the time. When making development plans, we must have a long-term vision and not be short-sighted. We should not have the idea of ​​making money first and then letting it go."

"Why sixty-five years old, and not one hundred or two hundred?"

Sin Yiu-man replied dismissively, "I think I can live another 65 years without any problem. I can see what the Golden House will look like 65 years from now. Who knows how far ahead that is?"

"Oh." (End of Chapter)

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