Rebirth of financial migrant workers

Chapter 120 The robber is coming
Wang Chunliang is not the neighborhood committee aunt, nor is she an emotional mentor, so naturally she will not help Li Xiao.

But if this kind of thing is allowed to develop, it is possible that two men will compete for one woman, causing the branch's retail department to be in a state of chaos.

There was no other way. After scolding Li Xiao, he called the female client Wen Jing into the office again.

Facing Wang Chunliang's doubts, Wen Jing looked incredulous.

"Ah? How could it be! I just regarded Ma Xiaobao and Li Xiao as good friends. Who would have thought that they would have such a big misunderstanding. Manager Wang, you also know that I am very enthusiastic towards everyone. This does not mean My relationship is very casual, you can’t say I’m dating just because I went out to dinner with them, right?”

Then Wen Jing glanced at Sister Jun, lowered her voice and continued: "Sister Jun also went to Mr. Chunliang's house to cook at night. Others will not mistakenly think that it is also a date, right?"

Wang Chunliang frowned. Although the other party seemed to have a stress reaction because of his suspicion, he still felt that there was a bit of threat in her words.

I remember that in my previous life, I had seen such a kind of working woman.

They are not very beautiful, just a little above the average. However, they have high emotional intelligence and outstanding communication skills. They do not have a strong sense of boundaries when getting along with the opposite sex, and it is easy for the other party to think "she may like me" Illusion, so he took out her heart and soul, and was drained of all his value step by step.

Wang Chunliang felt more and more that Wen Jing was this kind of person, and Ma Xiaobao and Li Xiao were the prey who fell into the quagmire.

In the workplace, no one can interfere too much in other people's private lives, otherwise they will be hated by the other party despite their good intentions, but Wang Chunliang is not willing to watch his two subordinates get stuck like this and be unable to extricate themselves.

After the interview, Wang Chunliang thought for a long time and came up with a solution.

He opened the QQ work group of the branch's retail department and laid out future work arrangements.

Ma Xiaobao is responsible for construction machinery mortgage loans full-time.

Li Xiao is responsible for housing mortgage loans full-time.

Zhang Yu is responsible for existing personal business loans and financial management businesses.

Wenjing continued to be stationed at the Housing Authority, and continued to teach herself the operations related to construction machinery loans in her spare time to prepare for future job rotations.

This directly cancels the AB corner setting and puts more burdens on Ma Xiaobao and Li Xiao, who are too busy working overtime to have a date with Green Tea Jing.

Wang Chunliang praised his wit, but the capitalist's actions were based on justice.

Just as he was sharing his experience with Sister Jun, the second lady of the Xia family knocked on the door, walked into the office skillfully, and handed the revised feasibility study report to Wang Chunliang:

"Well, it's changed. Let's see if it works. It will take some time to collect the other materials."

Sister Jun kindly reminded: "Banks usually stop lending in December, which means that Shuanghe Real Estate's loans must be reported to the head office this month at the latest, and only Zhou Qiang in the branch's corporate department can do real estate calculations. Wan What should he do if the loans in his hand are squeezed out too much and he doesn’t have time?”

"It's okay. I've already said hello to Zhou Qiang. I will make the investigation report and evaluation report. He will just review it and sign a co-investigator when the time comes." Wang Chunliang replied while scanning the feasibility study report. The second young lady moved a chair and sat behind Wang Chunliang, watching the report next to him, causing Sister Jun to frown frequently.

Wang Chunliang felt the temperature around him drop sharply, and changed the subject seriously: "You still have one construction permit missing from your four certificates, right? Why haven't you got it yet?"

The second lady's pretty eyebrows knitted together and complained: "This is all thanks to that Hengda. They just acquired a piece of land a few months ago. Since it is a key investment attraction enterprise in Hedong City, Hengda's projects are not involved. Whether it’s planning, applying for certificates or doing environmental impact assessments, they all jump in line and get priority, which delays us.”

"If it's Hengda, it's no wonder. Your Shuanghe Land is far behind in terms of scale and reputation." Sister Jun did not miss any opportunity to attack the second young lady's arrogance, and the smell of gunpowder between the two was a bit strong.

Wang Chunliang did not interfere in the struggle between women. His attention was attracted by Hengda.

If someone asked Wang Chunliang which two real estate companies Mule Bank hated the most in his previous life, he would definitely answer Hengda and Qianda.

The reason is very simple. These two are typical blood-sucking real estate companies. Every time they arrive in a new city, they first raise a wave of financing, enclose a piece of land, and drain all the resources of the local government and banks. Any financial income generated by the project will be Allocate it to the headquarters immediately, and then rush to the next target impatiently.

As for the risk resistance in the follow-up of the project, everything is left to chance. It’s really shocking. I’m sorry, the local bank will take the blame.

I think back then, after Hengda was hit by a thunderstorm, it left Mule Bank with a total of nearly 300 million in bad debts.

Therefore, bankers in Hedong City jokingly call Hengda a bandit in the real estate industry.

Thinking of this, Wang Chunliang quickly interrupted the two women in front of him who were fuming: "Has the Hengda project been officially launched? Do you know the financing arrangements?"

After the second lady hit back at Sister Jun, she turned to Wang Chunliang and said: "You know, the financing amount of their project is relatively high, about 4-5 million yuan. I also heard that the Hengda Conference will hold a bank tender at the Pearl Hotel at noon tomorrow. At the meeting, it seems that we are planning to bring in several banks to do syndicated loans, and we must rush to provide loans before the end of the year.”

Wang Chunliang said thank you, took out his mobile phone and called Zhao Gang directly: "Gangzi, do me a favor. Help me get a copy of the current real estate loan balances and proportions of the major banks in Hedong. It's urgent."

These data were nothing to Gangzi, who had many relatives in the Hedong Central Bank. In less than ten minutes, he compiled the data into a table and sent it to Wang Chunliang's mailbox.

Wang Chunliang stared at the data and compared it with his vague memory for a long time, and finally came to the conclusion that Shuanghe Real Estate's project loan was in trouble.

He stood up, put his hands on the second lady's shoulders, and said very solemnly: "Manman, the situation is quite urgent now. You go back immediately and urge the relevant people to complete the remaining materials as soon as possible. We have to mention the progress, otherwise The loan is out of the question!”

The second lady was so frightened by Wang Chunliang's words that she drove away in a Maserati without asking the reason.

Wang Chunliang pointed to the computer screen and explained to Sister Jun who had question marks in her eyes: "This is the current available real estate loan quota of each bank. Our Mule Bank has the largest amount, with 4.8 million left. Other banks, especially the five major banks, have no quota. Unsurprisingly, Hengda will choose our bank for loans. Now Shuanghe Real Estate and Hengda have to issue loans before the end of the year, and Mule Bank’s quota is only enough to satisfy one real estate company. Who do you think the head office will choose?"

"Then it must be the largest real estate company in the country."

"Yeah, the robbers are coming!"

(End of this chapter)