Rebirth of financial migrant workers

Chapter 123 And I am the biggest supporter

"Chunliang, you can't act on your own initiative."

"Chunliang, although Luo Tuzi came here to provoke you just now, he was not targeting you, he was targeting me."

"Chunliang, Luo Tuzi is interested in me, but I promise to refuse him every time."

"Chunliang, it's not worth it to deal with him."

"Chunliang, with such a low interest rate, you will definitely not be able to pass the loan review. In the presence of so many banks, bragging about random promises to customers will do great damage to your reputation in the financial circle. Listen to my sister, Get up quickly and apologize, saying that I called you the wrong interest rate."

Seeing that the other party was unmoved, Sister Jun wanted to raise her hands, but Wang Chunliang immediately took her hands.

Wang Chunliang blinked at her and said in a low voice: "Don't worry, I have arrangements. Let's talk about 'Luo Tuzi is interested in you' first. This is an unexpected gain for me~"

As expected, Sister Jun's attention was diverted, so she had to patiently explain to Wang Chunliang, for fear that the other party would misunderstand.

The smile on Su Qijun's face couldn't be suppressed. He liked this kind of drama where different branches of the same bank were fighting each other so much. The two branches were killing each other, leaving all the benefits to Hengda.

At the beginning, the staff reminded themselves that the company had not invited Mule Bank Sanlimiao Branch to ask whether they needed to be asked to leave the scene.

Su Qijun now wants to fire that employee immediately. What a great Sanlimiao branch, what a great soldier.

With them, you don’t need to arrange the support in advance.

Su Qijun decided that in the future, Hengda’s bidding meetings would have to change the rules. Each bank must send more than two branches to participate.

Manager Ling of Chenghuang Branch finally finished the call. He stood up in a panic and said loudly:

"I just confirmed with the branch that it is impossible to give an interest rate that is 10% higher than the benchmark. Mr. Su, please don't listen to the Sanlimiao Branch messing around with prices. As for the final interest rate, we can still discuss it."

Representatives from other banks around him breathed a sigh of relief. Well, if the benchmark is increased by 10%, if we can really give this price, then the market will not be chaotic in the future. Which real estate company will find its own bank for project loans? They all go to Mule Bank Sanli. The temple branch is fine.

Suffocating in his heart that his good thing was ruined, Su Qijun glanced at President Ling with dissatisfaction, and then gently asked the male manager in the back row: "What did the Sanlimiao branch say?"

Wang Chunliang, who turned the meeting upside down, raised the vibrating mobile phone in his hand and replied loudly: "Mr. Su, please wait a moment, I will answer the call first."

After saying that, he didn't leave the scene and just answered the phone in front of the audience.

President Liu: "Xiao Wang, President Han of the branch called me just now. A 10% increase in the benchmark will definitely not work. You must understand the overall situation and don't compete maliciously with your own branch."

Wang Chunliang raised his voice and replied at a volume that could be heard by Su Qijun who was far away on the podium:
"It is a bidding process in itself, and everyone is in a free competition relationship. Besides, real estate project loans are not subject to branch approval, so their management is really broad."

President Liu: "Well, Xiao Wang, if the head office leader acquiesces, then I won't say anything. But if not, you listen to me, this interest rate is not good, and the loan review committee will not pass it."

"Liu Xing, as Hengda is a first-tier real estate company in the country, is it reasonable for us to give it an interest rate discount when we first cooperate?"

"Well, appropriate discounts are okay."

"The current interest rate on the real estate development loan market is 30% higher than the benchmark. So if we offer a 10% discount, is it natural for us to apply for a 20% higher than the benchmark?" "This."

"Liu Xing, when the development zone branch first marketed Country Garden in August, the interest rate agreed by the head office was a 20% increase from the benchmark."

"Okay, that's the minimum, I'll turn off the phone~"

After hanging up the phone and seeing Su Qijun walking up to him, Wang Chunliang spread his hands and said regretfully:
"10% was rejected by the branch, but don't worry, we will definitely ask the head office for a 20% increase in the benchmark."

Su Qijun nodded. The benchmark price increased by 20% and was still lower than the market price, which met the requirements of the headquarters. He thought for a while and said, "Then Sanli Temple."

"Wait a minute, Mr. Su, our Chenghuang branch can also give you a 20% increase in baseline!" Luo Tuzi jogged and came to Su Qijun's side, while President Ling stayed where he was, talking on the phone with his head down.

Luo Tuzi took a breath and continued: "Our Chenghuang branch is the branch's designated real estate development loan processing bank. It has rich business experience and smooth approval process. The manager of the branch's corporate department who specializes in project loans has also promised to free up time in these two months. It specializes in loans for the marketing of our branch. As for this Sanlimiao branch, it is just a fourth-tier bank. It has never done any real estate project development loans, and the relationship with the branch leaders is even worse. Mr. Su, you must think carefully! "

At this time, Sister Jun's cell phone vibrated on the table.

Wang Chunliang took a glance and found that the caller was President Han, so he helped Sister Jun press the public release button. President Han's roaring voice came out directly from the phone:

"What's going on at your Sanlimiao branch? When you call Liu Bo, his cell phone is turned off! Wang Lijun, please listen clearly to me. This Hengda loan is a task assigned by the branch to the Chenghuang branch! Don't interfere anymore, the branch will compensate you. Introduce other customers”

President Han's roar continued, and Su Qijun extended his hand to Luo Tuzi: "Happy cooperation!"

Luo Tuzi held the opponent with both hands and grinned, but unexpectedly he was pushed away by President Ling.

He quickly stepped aside and gave the opportunity to hold hands and take photos to the head of the branch.

However, this does not affect Luo Tuzi at this moment, with the arrogance of a winner, looking down at the loser Sanli Temple Branch next to him.

Wang Chunliang was seen with his head drooped and his eyes dull, as if he was a ravaged little daughter-in-law who had lost hope in life and was hurriedly preparing to leave the venue as if to escape.

Su Qijun sighed softly, stretched out his hand to stop him, with three points of apology, three points of regret and three parts of encouragement in his eyes.

"Sanlimiao Branch, please leave your business card. We will give you priority next time."

After leaving the venue, you could still see scattered bankers looking at them with ridicule and sympathy. Sister Jun pulled Wang Chunliang to speed up her pace, found the Don't Touch Me car in the parking lot, and sat on it.

She raised her hand to touch Wang Chunliang's head to express comfort, but unexpectedly, as soon as he sat in the driver's seat, his face showed disappointment, regret, and the negative emotions disappeared.

Wang Chunliang shook his thighs, stretched out his hands and pulled Sister Jun's face hard, and said excitedly:
"It was smoother than expected. First, the total loan amount was raised, and then the loan interest rate was lowered."

"Other banks are just small trustees, but I am the biggest trustee!"

Sister Jun: "?"

(End of this chapter)