Rebirth of financial migrant workers

Chapter 145: Governor Ning’s last strike
President Ning: "???"

Director Quan: "???"

Loan review committee members: "???"

Everyone in the Chenghuang branch said: "???"

Audience present: "???"

At this moment, everyone present and watching the intranet live broadcast focused their attention on Wang Chunliang on the stage, 'emergency situation'? What, another financial crisis broke out in the ugly country? Or is there another war between Israel and Palestine? However, it seems that these will not affect Mule Bank’s real estate loan approval for the time being.

Wang Chunliang unhurriedly switched the projector to the business management system interface on the computer. Vice President Zhang was the first to laugh out loud. When he lent Wang Chunliang his office account, he knew that this kid must have held it in well. Now, as expected.

"Ahem, all leaders should be familiar with this page. Our bank's real-time loan statistics interface. Please pay attention to this indicator number. The available real estate loan limit is 3.7 million yuan." Wang Chunliang paused for a moment and then cut the screen to Hengda's loan application introduction. page, "However, Hengda's loan application limit is 4 million yuan, which has exceeded the limit."

Zhuge Yue was stunned at the judges' table. She cast her eyes on Director Xu on the rostrum, only to find that the other person was also looking at her with a puzzled expression on his face.

"Impossible, absolutely impossible!" President Ling of Chenghuang Branch roared unwillingly.

Luo Tuzi pulled out the last few hairs on his head and said angrily: "How is it possible? Our Mule Bank still has a real estate loan line of more than 4 million yuan? Wang, are you a picture of yourself?!"

Wang Chunliang shook his head helplessly, and switched the screen back to the operation and management system interface: "Don't talk nonsense, or else I can log out of my account and log in again to demonstrate to you? By the way, leaders of the industry, if you have any doubts If so, you can also log in to the system yourself and check the number."

President Han roughly pulled Tang Chenghai, who was sitting a seat away from him, to his side: "What's going on? Your company department didn't notice?"

Tang Chenghai touched his forehead: "It's impossible. Every night before I get off work, I go through all the key figures in the bank. I remember that as of yesterday, the bank's available real estate loan limit was still 4.1 million yuan!"

Sitting next to President Han, Guo Changyan said cautiously: "President Han, I also checked this number yesterday, and it is indeed 4.1 million. And today is also the intensive early repayment day for our branch's mortgage loans, so more quota should be released."

"Check it out for me, Mader, you're a bunch of idiots!" Thinking that Hengda's new secretary Xiaoli would leave him after failing to apply for a loan, President Han let out his final roar.

"That's not right, Sister Sun, look at why I can't see this indicator after logging into the business management system."

Sun Cha glanced at the computer screen of the newcomer next to him and replied: "At least those with accounts at the branch general manager level can see it."

Han Li asked Xiang Xie Guangfa: "So, he still pretended to be successful this time?"

Xie Guangfa rubbed his chin and responded: "If nothing else, the review committee can only choose Shuanghe Land Loan from Sanlimiao Branch. This loan review meeting is really dramatic and full. No, I have to offer Wang Chunliang a glass of wine after the meeting. What a perfect child of luck!"

On the stage, Wang Chunliang held his chin with his left hand and tapped the table with the fingers of his right hand casually, waiting patiently for the judges who were arguing not far away. Seizing the quota and forcibly kicking Hengda away was a bold but fragile plan. Any leader at the head office or branch could cause the plan to fail prematurely.

Therefore, since Wang Chunliang started planning a month ago, he has been as cautious as walking a tightrope, and only disclosed the entire plan to the eldest lady and Sister Jun.

After the loan review meeting began, he frequently threw out bait to divert attention, and played a trick of openly building plank roads and secretly infiltrating old warehouses.

"What? Sanlimiao Branch issued a 6100 million housing loan? WNM, now I know why this man named Wang deliberately called the limit 4 million at the Hengda loan bidding meeting." Luo Tuzi, who was on the phone, did not pay attention. The microphone in front of me was not turned off, and the voice immediately spread throughout the audience.

Tang Chenghai, whose mentality was shattered, could no longer care about his elders and inferiority. He stood up and shouted at the Chenghuang branch: "Explain it to me clearly!"

After receiving the instruction, Luo Tuzi hung up the phone, pointed at Wang Chunliang, and said viciously: "In the morning, our bank's limit was indeed more than 4 million, but the Sanlimiao branch secretly invested it during the loan review meeting. The mortgage loan of 6100 million has taken up the limit!"

"How does your retail department control the quota?" The angry President Han couldn't help but give Guo Changyan a slap in the face, but considering that the other party was just a womanizer, he finally put down his hand angrily.

Guo Changyan said in a trembling voice: "Leader, their Sanlimiao branch is a specialty bank for housing mortgage loans. It has independent approval and lending rights and is not subject to branch quota control."

Feeling that he had grasped a life-saving straw, President Ling decided to give it a final try: "President Ning, President Gao, President Zhang! Should Sanlimiao Branch be punished for such unorganized behavior and disregard for the overall situation?!"

President Ning: "Haha, I'm just here to listen today. You can ask President Gao, No. 1 of the Loan Review Committee, for his opinion."

Vice President Gao: "I am only responsible for loan approval. As for the regulation of retail quotas, it is Lao Zhang and President Zhang who are in charge. Ask him."

Vice President Zhang: "Xiao Wang, remember to say hello to the branch next time before you issue so many mortgage loans. Okay, President Ling, I have already criticized him."

"Well, let me say a few words." Director Quan straightened the general's belly with difficulty and looked down at the audience with the pressure of a superior. "The business should not be too rigid, but should be flexible. I think we can approve it first and then think of a solution. Free up your quota and then lend money later!”

“In March this year, the X Bank of China jointly issued a red-headed document to regulate the banking industry’s loan approval for real estate companies, which clearly stated that no bank shall approve real estate loans beyond the bank’s real estate loan limit.”

Wang Chunliang walked towards Director Quan step by step with the microphone in hand, "You must have checked this document. As the firewall of local financial monitoring, the Provincial Finance Office should understand the spirit of the document and know its deep meaning, right?"

Director Quan looked at the figure that was getting bigger in his field of vision, and his upper body shrank back involuntarily: "Well, let's do this. We won't approve it for now, and we will review it when the quota is free."

President Ning, who was sitting next to him, patted his daughter's hands that were shaking his arms, and looked at Director Quan with a smile: "Old Quan, didn't we agree before the loan review meeting that only when the results are released on the spot can we have a beginning and an end?" 'The results will be available as soon as the loan review meeting is over at 12 o'clock', don't just keep your word."

After repairing the knife, he raised his right hand and waved twice to the judges on the stage in an extremely cool manner.
(End of this chapter)