Rebirth of financial migrant workers

Chapter 203 Account Fund Collection
At ten o'clock the next morning, Wang Chunliang was woken up by a phone call.

First, the Queen Mother called, asking when the two would go home today.

Immediately afterwards, President Ning also called, and once again explained that he should take good care of his daughter. When he hung up the phone, the other party coughed, and then told Wang Chunliang in a somewhat unhappy tone to remember to attend the family gathering tomorrow. .

The eldest lady lay on Wang Chunliang's chest, blinking her big eyes, and asked after the call ended:
"Brother Chunliang, when did you prepare these?"

Haha, people say that the status of bank account managers is not high, but in fact, the power of this position is very high.

Wang Chunliang touched the eldest lady’s little head and showed an enigmatic smile:
"Remember what I told you, our branch has a customer who does wedding photography?"

Before he finished speaking, the phone rang again, saying that Cao Cao Cao Cao had arrived, and the caller was Wan Ruidong.

Seeing that it was a client calling, the eldest lady lost interest and retracted her head into the quilt, playing with the big baby out of boredom.

"Mr. Wang, are you satisfied with the arrangements made by the hotel?"

"Yes, Mr. Wan is here to trouble you this time."

Wan Ruidong smiled heartily: "No trouble, no trouble. Almost all well-known hotels across the country have cooperated with me. It's just a matter of words."

Wang Chunliang: "I will transfer the money to you later today."

Wan Ruidong looked a little angry: "Mr. Wang, aren't you looking down on me? What's the point of talking about money! If it weren't for you, not only would I have suffered heavy losses from being defrauded of loans, but the bank's loan would not be renewed and even the company would go bankrupt."

Wang Chunliang interrupted: "Well, let's ask the hotel to quote me an internal preferential price."

"Hello? The signal is not very good and I can't hear you clearly. I'll hang up first."

Wan Ruidong acted rogue and added before hanging up the phone, "By the way, our company wants to increase the loan limit by 1000 million next month. The purpose is absolutely legitimate. I will show you the materials after the holiday." ."

Wang Chunliang put away the phone and shook his head helplessly. Although the room fee plus various decorations did not cost much, he still kept his promise. The key point was that it was completely unnecessary.

Let's find an opportunity to replenish him after work. As for whether the other party will spread the news?

Wang Chunliang was not worried. He paid attention to details and this time he used the whole family’s reason to celebrate his cousin’s birthday.
Just as he was thinking about the problem, he felt a strong stimulation in a certain part of his body.

Wang Chunliang stretched out his hand to take the mischievous young lady out of the quilt, pinched her face, and criticized:
"The doctors have said that people with iron deficiency anemia should pay attention to moderation, eh, don't make trouble."

The next few days passed uneventfully.

At noon on the fourth day of the Lunar New Year, Wang Chunliang took his eldest daughter to the Ning family party. He also experienced the happiness of receiving New Year's money after going to work.

On the night of the fourth day of the Lunar New Year, Wang Chunliang flew back to Hedong and chartered a car to pick up Sister Jun from her hometown overnight.

On the fifth day of the Lunar New Year, he went shopping with Sister Jun, went to the park, watched movies, and then worked hard and diligently.

On the sixth day of junior high school, Wang Chunliang was invited to the second lady’s villa, where they admired her beautiful photos of Qiongdao and listened to her report on the work in the resort.

On the seventh day of the lunar month, nothing happened. Wang Chunliang was alone at home, and the chicken had a rest for the day.

The time has come on the eighth day of the Lunar New Year.

The Spring Festival holiday is over, and hard-working bankers are back on the financial frontline.

As the saying goes, it is New Year before the fifteenth, and everyone seems to be very lazy.

However, bank executives have incentives. The first thing they do after going to work is to give money to employees. This money has a special name called 'a good start', and there are about one to two thousand yuan in the envelope.

Although not much, mosquito legs are also meat.

And a stack of brand-new old tickets is always a pleasure.

Wang Chunliang sat at his desk, squinting his eyes and taking a nap.

The retail business is proceeding step by step and there is nothing that needs attention for the time being.

The investigation work is at a standstill, and the only way to break the situation now is to audit the accounts.

Either get the other party’s actual account books, which is obviously impossible;

Either get the statements of the other party's personal and corporate accounts in all other banks, which is of course extremely difficult.

While hesitating, Zhang Yu called and said that Wang Chunliang had asked Pegasus Machinery, which he was interested in, to come to the branch counter to open an account.

The trajectory of history has not changed, and the loan customer who led to his rebirth still appeared as promised.

However, the other party was still in the seedling stage, and he had to develop clues like the procuratorate handles cases, so Wang Chunliang just quietly copied the other party's account opening materials.

After that, Sister Jun, who was sitting opposite Wang Chunliang, just looked at him and stared at the calendar in a daze for more than ten days.

Until the morning of March 3, Wang Chunliang's fingers were flying, he tapped the keyboard, opened the office OA, and smiled while staring at the files displayed on the screen.

Sister Jun walked up behind him curiously and softly read the contents of the document:
"Notice on Strengthening the Settlement of Credit Customer Accounts"

Wang Chunliang felt that the back of his head was overwhelmed, so he stood up and gave up his seat, pointed at the document and concluded:
"Due to the increasing trend of non-performing loans of small enterprises in the past year, the supervisory authorities conducted detailed investigations on various banks at the end of last year and found that the main reason for this phenomenon is that the settlement funds of credit-granting small enterprises often do not go through the lending bank's account."

The old loan officer, Sister Jun, understood everything and then replied: "This makes it difficult for lending banks to grasp the real capital trends and revenue receipts of small businesses, which is not conducive to objective and accurate judgments on customers before and after lending. ."

After saying that, she frowned again: "But there is almost no solution to this problem. Even for credit customers, banks can only make verbal requirements for their settlement. Especially small business customers, who refuse to change despite repeated admonitions and cannot control them at all. I can’t help it. Also, does this document have anything to do with you?”

Of course it does matter. Wang Chunliang has been dormant for more than a month, waiting for this regulatory document, or to be precise, for the series of measures that Mule Bank will take in response to this document.

Because the matter involved predicting the future, Wang Chunliang did not explain the reason in detail to Sister Jun. He just whispered in the other party's ear, "When I am not in the branch, please do not sign random loans, especially Pegasus Machinery." ’, he put on his coat and went straight to the head office.

There is a hidden teahouse called Yanyulou in a small alley not far from the head office building. Some heads of the head office especially like to drink tea and talk here.

In box three on the second floor,
The sound of the guqin is like gurgling water, gently rippling through the space.

The green smoke of sandalwood is like a dancing girl, hovering wantonly in front of the tea guests.

"Chunliang, why are you so anxious to invite me over for tea?"

"Senior brother, aren't I going to report to you on my work before you leave?"

"Okay, are we still using these polite formalities between us? Tell me, if there is anything you need my help with, senior brother, you can do it before I leave for Hong Kong City the day after tomorrow."

"Brother, are you familiar with the business of pooling account funds?"

(End of this chapter)