Rebirth of financial migrant workers

Chapter 205: A perfect plan
Engineer Ge Da quickly left with the mission.

There were only two senior brothers left in the teahouse box.

Wang Quan was still sipping tea carefully, while Wang Chunliang was answering the call from Sister Jun.

"Chunliang, just now Ni Zheng asked me where you were going, and I said you went to Sanni Engineering Machinery. Don't make any mistakes when you come back~"

After hanging up the phone, Wang Quan asked: "Is that Ni Zheng very controlling? Is he very suspicious?"

"Yes, the account manager must register in the bank's attendance book before visiting customers. Didn't I forget to register in a hurry in the morning, and then he asked around about my whereabouts. When I returned to the bank, he must have We will ask again to see if the confessions from multiple parties are consistent."

Wang Chunliang shook his head helplessly. A few years later, when the head office equipped every account manager in the branch with a PAD for office use, Ni Zheng was even more genius and asked the Information Technology Department to install a similar 'Find Me' function on each machine. iPhone's location software.

This way he can sit in his office and check the real-time activities of his account managers.

What impressed Wang Chunliang the most was that one time when he was on the way to visit a client, he went to the restroom in a shopping mall because of a stomachache. When he returned home, he was called to the office by Ni Zheng, who repeatedly asked him if he was going shopping in the name of visiting a client. He was also detained because of this. own performance for the month.

The senior brother took a sip of tea and looked at Wang Chunliang, his eyes twinkling.

"Chunliang, I've thought about it, and there are still a few issues that you need to pay attention to. First of all, even if the bill proposed by Governor Gao to force credit companies to open fund pooling business is passed, this 'forcement' will probably be difficult. implement."

"Brother, that's why I suggested that this proposal only target small and micro enterprises, and select a few branches as pilot projects."

Wang Quan waved his hand, interrupted Wang Chunliang, and said:
"Although this proposal is inspired by the notice issued by the Banking Regulatory Center, it still lacks the corresponding basis for punishment, so this 'forcement' will be in vain. The extracted branches will avoid the more serious ones and first introduce normal enterprises to handle the business. , and for those sensitive enterprises, the drag-and-drop strategy is adopted. You work on the front line, so you should be most aware of the slippery spirit of branch people."

Wang Chunliang nodded, and then heard his senior brother continue:
"What's more, as you said, the target company is involved in huge problems, and the other party will definitely cover it up very tightly. If the head office comes forward and targets these companies too proactively, it will inevitably arouse their suspicion and alert the snake."

"It is better to change the 'mandatory requirement' in the document to 'recommended processing', which will appear more peaceful and will not easily arouse Ni Zheng and others' vigilance. Then add another one, the pilot branch must give feedback to the head office on a case-by-case basis. Reasons for unwillingness to handle fund collection business.”

Wang Quan continued what Wang Chunliang said:
"Well, the word 'mandatory' does not appear in the whole text, and it also gives the branch the right to choose. Such a document is easier to execute. Compared to exposing problematic companies to the head office, Ni Zheng and others with a guilty conscience are definitely more willing to choose to handle funds for these companies. Gathering business.”

Wang Quan tapped his fingers lightly on the table and paused for a moment:

"This problem is basically solved. Next, Xiaoge also said just now, even if the two functions are integrated well, there will still be subtle differences from normal processing. If so, this 'special business' is not given by you yourself If the customer handles the matter in person, there is a possibility that the secret will be revealed. Oh, by the way, that Ni Zheng is very suspicious according to what you said."

Wang Chunliang laughed at himself: "Now Ni Zheng has taken over all the corporate business in my hands, and he doesn't even let me easily contact corporate customers, let alone these problem companies. If I take the initiative to apply for them, Once the funds are collected, the suspicious Ni Zheng will inevitably doubt the true motives of this business. So, senior brother, can you let him 'disappear' temporarily?"

"The Ministry of Information Technology will hold a special training session on emerging businesses at the Su Rong City training base. Branch presidents and front-line corporate account managers will be required to participate."

After saying that, Wang Quan took out his mobile phone and looked at the calendar.

After thinking for a moment, he finally concluded:
"When you get the special U-shields from the three companies from Xiaoge at the end of the month, I will ask the Information Technology Department to issue a training notice to pay Ni Zheng and all corporate account managers of Sanlimiao Branch. The next day, the e-banking will The Ministry of Commerce took the lead and jointly issued another notice with the Ministry of Small Business and the Ministry of Corporations, requiring several pilot branches, including the Sanlimiao Branch, to complete the processing of fund collection services for small and micro enterprises within three days."

A smile appeared on Wang Chunliang's lips: "In this case, Ni Zheng has no choice but to send me into battle." After thoroughly clarifying the process of making a game, he will naturally worry about the results.

Wang Quan couldn't help but ask:
"Chunliang, how confident are you that after obtaining the historical bank statements of those problematic companies and business owners, you will be able to find out their interest transactions with Han and Ni?"

Wang Chunliang: “Senior brother, I don’t dare to vouch for this.

All I can say is that if you don’t try, you will definitely gain nothing, so it’s better to take a gamble.

There must be traces in the flow of funds, and the amount of funds obtained by Han and Ni will not be a small amount. As long as we can trace the whereabouts of the loan funds every step after they are issued, it will not be difficult to find clues. "

Originally, after the business talk was over, the senior brother planned to take his junior brother to a private restaurant that had been popular in the industry recently for lunch.

However, Ni Zheng called and said that a customer in the branch was causing trouble and Wang Chunliang needed to come back as soon as possible to deal with the conflict.

When he took a taxi and rushed back to the branch in just ten minutes, he found that the hall was peaceful. Where was the trouble he had promised?

Sister Jun took out a tissue and handed it to Wang Chunliang, who was sweating profusely, and asked curiously:

"Why are you back? Have everything been settled?"

Wang Chunliang pointed to the business hall outside the office and asked, "Didn't you say someone was making trouble?"

"Oh, there was a little friction with a customer just now due to queuing, and Piao Piao quickly resolved it."

Wang Chunliang exhaled a breath and suppressed the discomfort in his heart.

Ni Zheng's suspicion broke out again, and he found a loan to defraud himself back.

As expected, within five minutes, he would make a check-up call.

At this moment, the landline phone in Xingzhu's office rang. As expected, it was Ni Zheng calling to summon Wang Chunliang to his office.

"What specific matters did you discuss at Sanni Engineering Machinery this morning?"

"1. The indirect credit limit is about to be used up, and the customer needs to cooperate in providing materials to apply for an increase in the credit limit at the head office; 2. Does the enterprise need to take the opportunity to add a new direct credit limit?"

Wang Chunliang predicted the other party's prediction and called the vice president of Shuanghe Province Jiaolao Association as early as when he was at the teahouse. They communicated well with each other and were not afraid of Ni Zheng's questioning.

Ni Zheng nodded. During this surprise inspection, many of the confessions were consistent, and his suspicion of Wang Chunliang unknowingly decreased a little.

(End of this chapter)