Rebirth of financial migrant workers

Chapter 226 Eat two fish for one fish

"This Sun Li's name is so familiar. Who is it?"

After saying that, Sister Jun lowered her head and flipped through her mobile phone address book, trying to find this person's true identity.

Wang Chunliang also felt that this name was extremely familiar, but he suddenly couldn't remember it.

He closed his eyes and began to search for memories from his past life.

After a moment, he opened his eyes, raised the corners of his mouth at a 45-degree angle, and said happily:

"That's what Ni Zheng's wife is called."

After being reminded, Sister Jun suddenly realized and quickly echoed:
"Yes, yes, I remembered it. When I attended my colleague's wedding the year before last, I met her and she was called by this name."

Sister Jun seemed very excited. First she trotted to the door of the office, locked the door, and then sat on the sofa in an unladylike manner, shaking her legs happily.

After a while, she stood up again, grabbed Wang Chunliang's cell phone, and made a simple calculation on the QQ messages sent by Zhao Gang:

“On January 1, Sun Li’s account transferred a total of 18 million yuan from Chen Guanxi’s account;

On January 1, Sun Li’s account transferred a total of 19 million yuan from Bian Guangxiu’s account;

On January 1, Sun Li’s account transferred another 21 million yuan from Chen Guanxi’s account. "

Wang Chunliang on the side had already opened the credit system on his computer, pointed at the screen and continued:

“On January 1, Weixin Steel Trading issued a loan of 18 million yuan;

On January 1, Hongyuan Steel Trading issued a loan of 19 million yuan;

On January 1, Hengyuan Steel Trading issued a loan of 21 million yuan. "

"Hahaha, everything is correct. Every time a loan is issued, 30% of the benefit fee will flow back into the person's account that day."

Wang Chunliang stretched out his right hand, covered Sister Jun's mouth, made a silent gesture with his left hand, and said:
"Sister, please keep your voice down, Ni Zheng's office is next door."

Sister Jun took away the other party's hand and said softly: "Now the evidence is conclusive!"

"No, it's not even close. The message Gangzi sent me only had the account name Sun Li, and there are at least hundreds of people named Sun Li in Shuanghe Province. So now we still need to prove that the person who received the money is Ni Zheng’s wife.”

The prudence of bankers is engraved in their bones, and there is no trace of sloppiness.

"Ah, yes, then we first need to know the ID card information of Ni Zheng's wife Sun Li."

Sister Jun took out her mobile phone as she spoke, "I'll contact my colleagues in the human resources department of the branch and ask them to help me check it in the files."

Wang Chunliang held Sister Jun's hand: "Don't go to such trouble. If I guess correctly, Ni Zheng must have applied for a mortgage loan in our bank."

Then his fingers flew and he tapped the keyboard quickly. As expected, the Ni Zheng loan information interface popped up in the credit system.

"Haha, next click on the spouse information to display Sun Li. Then expand Sun Li's information, and here, the ID number and household registration location information are all displayed."

Sister Jun wrote down Sun Li's ID number on the paper and frowned again:
"In this case, there is only one step left. We need to check the ID number of the account holder based on the existing bank account number, and then compare the two numbers. If they are consistent, we are done. But the question is, how do we check Where is this information about his bank account?”

Wang Chunliang smiled slightly. He had unintentionally interfered with Liu Bu's move a few days ago, and now it was time to put it to use.

He clicked on the chat dialog box on QQ with the note "Four Eyes Boy" and entered two words: "Are you there?" Sun Li's account was opened with Guangdong Development Bank, and there was no doubt that it was opened with the help of Yu Weixin's nephew Xiao Yu.

The four-eyed boy (Kong Qingquan) who met by chance at the door of the second lady's office and left each other's contact information was an employee of Guangdong Development Bank.

Of course, if you directly ask them to help you check sensitive information such as transfer accounts and transaction records, the other party will most likely not accept it.

But now the account number and name are known, and the ID number of the account holder needs to be checked. This risk factor is much smaller, and the other party should not refuse.

Sure enough, less than ten seconds after Wang Chunliang stated his request, the message from the other party came back.

'It's a small matter, just send me your account number and the name of the account holder. '

"Sun Li, 10244"

Three minutes later, to Wang Chunliang's surprise, he did not wait for Siyanzai's QQ message, but the other party called him directly.

"Hey, Mr. Wang, the information on this account you gave us is a bit inconvenient to check now!"

"Mr. Kong, please speak directly."

The person on the other side struggled for a while, then lowered his voice and said: "People from the Central Bank are checking these two days, which involves this account. During this sensitive period, the account is being checked again, so I'm a little scared."

"Oh, blame me, I forgot that you were targeted by the People's Bank of China's anti-money laundering department."

"Huh? How did you know?!"

Wang Chunliang almost laughed out loud.

Haha, not only do I know, but this is what I reported.

After silently apologizing in his heart, Wang Chunliang explained:
"The Central Bank of Shuanghe Province has targeted your bank for the first time in its anti-money laundering business in more than three years. This news spread over the weekend, and it is no longer a secret."

"Bad things spread thousands of miles. So, Mr. Wang, what you understand is not that I don't want to help you, but that it's a special situation."

Before the four-eyed boy finished speaking, he was interrupted by Wang Chunliang:
"Don't worry, if my guess is correct, the preparation work of your Guangdong Bank Hedong Branch has been hindered because of the central bank's anti-money laundering inspection and the resulting penalties, right?"

"That's for sure. Originally, there were not enough manpower in the bank, but now that this has happened, even I, who run the market business, have to report to the Central Bank every day."

"I can provide you with information. Although it may not necessarily avoid punishment, it can change the nature of the situation and reduce the severity of the punishment."

The sound of tables and chairs colliding was heard from the other side of the phone, followed by the urgent voice of the four-eyed boy:
"Mr. Wang, President Wang, please help me~ I will check the ID number of that account for you later~"

"Do you know where these large sums of money come from?"

"Hey, the problem is stuck here now. I don't know how these accounts were opened. The contact information is not saved. We can't contact the account holder at all."

"Then let me tell you directly. The total amount of this fund is about 2000 million yuan, all of which are credit funds. The accounts of these people are all used for transfer backflow. Do you understand? After the small business loan is issued, through the personal account Posting, although somewhat similar to money laundering, is completely different in nature.”

"Yes, yes, Mr. Wang is right."

"This kind of thing belongs to the default unspoken rules of commercial banks. Even if the central bank discovers it, it will basically treat it lightly."

"I understand, thank you Mr. Wang for your advice, I will ask someone to write a supplementary explanation, and I will personally check your ID number!"

(End of this chapter)