Rebirth of financial migrant workers

Chapter 244 Wang Chunliang is about to face the determination of loan liability

Today Wang Chunliang also came to the business early.

He rubbed his swollen forehead and looked like he had lost his memory after drinking.

He had no choice but to meet Sister Jun's charming eyes full of resentment so early in the morning.

After a few years, XXN culture flooded society, and the crime of violating women's will was infinitely expanded.

Even if you are engaged or even married, as long as the other party regrets it later, you will still not be able to escape the sanctions of the law.

Thinking of this, Wang Chunliang sat up slightly and pretended to have amnesia even more seriously.

I don’t know why Sister Jun chews gum like never before, and she also does bad things from time to time.

Wang Chunliang was quite embarrassed by this.

However, I have lost my memory, so I can’t remember what happened last night.

As the saying goes, once you are born, you will become familiar again. The more you do, the more you will get used to it. This can be regarded as cultivating a certain life skill of Sister Jun, right?

Just when the two of them were competing in the office about who could keep their composure, sharp-eyed Sister Jun saw through the glass window a group of people from the branch getting out of the car and walking towards the Sanli Temple branch.

She spit out her gum, pulled Wang Chunliang up, and said:
"Someone from the branch is here, either to inspect or to determine responsibility. Come and follow me out to greet them."

Dr. Ma Yuanma, an old acquaintance, walked at the front of the branch.

Originally, as the senior manager of the personal loan center of Hedong Branch, he was half a head shorter than the manager of the retail department. He was considered the powerful leader who was actually responsible for the entire personal loan center.

Unexpectedly, after Guan Peijuan was thrown into the cold palace by President Han, he was also dismissed due to some force majeure forces.

It's just that unlike the other party who was pushed to the end, after Dr. Ma was assigned, he retained his position as a team leader, that is, a second-level department manager.

However, all this did not make him feel happy at all.

On the contrary, he was filled with unwilling anger.

Because he was assigned to the Risk Management Department of Hedong Branch.

Well, to a layman, this department must be very domineering.

It is both a risk and management department, and its status is extremely high compared to other branches and departments.

This is not the case.

The risk management department is just the department that does the dirty work.

Offending ordinary employees at the bottom and harassing leaders at all levels at the top.

It can be said that 99% of people in the bank dislike this department.

From the identification of non-performing loans, to the determination of loan liability, and then to the execution of penalties, which of the tasks you do is not offensive? !
Like many inspection agencies in Flower Country, the power of conviction does not actually lie in the hands of the Risk Department.

The power to evaluate whether a sub-branch or a branch has made mistakes and how serious the mistakes have been is reserved exclusively for senior leaders.

Risk management department?
Don't be sentimental, you are just a tool in the hands of the leader in charge, a prop used to execute punishment orders and bear infamy.

Therefore, how could Dr. Ma, who was assigned to this department and took the blame for the leader, not feel resentful.

What's even more disgusting is that because of his nickname of doctor, Jiang Shouhua, the boss of the branch's risk department, mistakenly thought that the doctor was full of real talents and knowledge, and decided to put extra burden on him.

The branch asset quality inspection reports, press releases from the department, official documents issued by the department, etc. that must be done every quarter are all given to the doctor to write. Do you think that if you write more, you will be able to show up to big leaders?

Wrong, all the manuscripts are signed by Jiang Shouhua, the boss of the branch's risk department.

It's just a matter of meeting a grateful boss. The other person will definitely take care of you in other aspects.

But this Jiang Shouhua didn't have any ability. He got a position as the unpopular department manager by virtue of his distant relationship with the former branch president.

He has always been worried that his subordinates who are too capable will threaten himself, so when it comes to our Dr. Ma, he wants to die, but also suppresses him desperately, making him appear frequently when he takes the blame.

No, there was a big problem with Weixin Steel Trade's loan, and now the branch's responsibility determination has been handed over to Dr. Ma.

Dr. Ma lowered his head and opened the door of the Sanlimiao branch with anger in his heart.

Then there was a snap, and I saw a female employee slumped on the ground opposite.

A big question mark popped up in Dr. Ma's mind, wondering if his resentment was so obvious that it could scare a girl's legs and feet to the point of weakness.

Soon, acquaintances Wang Lijun and Wang Chunliang came out to welcome him.

Facing Wang Lijun, Dr. Ma can no longer be as rude as before.

He adjusted his formulaic smile, lowered his head and bent his waist, and said in a flattering manner:

"President Wang, I never had time to congratulate you on your promotion. This time I come to wish you a happy old age. Oh, no, belated congratulations!"

Sister Jun responded with a standard smile and asked: "I wonder what the purpose of Dr. Ma's trip is? Is it where we have fallen short that you came here to correct it?"

"Oh, I don't dare. It's like this. Didn't Ni Xing and Ni Zheng get into something like that? The Weixin Steel Trade loan involved was naturally registered with the head office branch leader. Now that there is a problem with the loan, we must It is necessary to determine the responsibility before the loan is given. Although the leaders have already made a decision on the specific penalty opinions, they still need to verify the loan files at that time."

Facing Sister Jun, who is already a bank assistant and half a bank president, Dr. Ma is obedient.

But he turned to look at Wang Chunliang, who was just a branch retail department manager. He felt that he was doing well again.

The news that the new Vice President Wang of the head office in charge of the Hedong Branch is Wang Chunliang's senior brother has not yet spread in the branch. Currently, only a few department managers who participated in yesterday's reception banquet know it. Dr. Ma naturally does not know about this relationship.

Although before leaving, the "guidance" given by Jiang Shouhua did not contain any punishment for Wang Chunliang.

But Dr. Ma disagrees. After a while, when he gets the irrefutable proof that the other party signed the opinion column of the third-level approval form in the loan file, he will have to be convicted no matter what.

Sister Jun nodded, led everyone to the conference room, and asked Wang Chunliang to bring over the Weixin Steel Trade loan files stored in the branch.

In 2010, paperless office had not yet emerged.

At this time, except for some loans reported to the head office that need to scan the application materials and keep electronic files, the rest of the corporate loans reported to the branches do not need to keep electronic files.

Only a paper copy of the loan will be left in the branch lending center when the loan is disbursed, while the complete paper loan materials are stored in the corresponding branch.

This is why both the head office and the external banking management center have to go to the branch to retrieve the loan files when inspecting corporate loans.

The first person called in by the inspection team was naturally the chief investigator of the loan, who was Wen Jing.

With poor business skills and almost zero investigative experience, she was soon brought to tears by the five people in the branch.

Dr. Ma looked at the other party's pitiful appearance and shook his head slightly.

It's not that my brother is too cruel, it's just that the leadership instructions clearly stated that half of the blame for the Weixin Steel Trade Loan must be shouldered by you.

What's more, your current performance is really outrageous!
It’s like treating the pre-loan investigation as child’s play!
(End of this chapter)