Rebirth of financial migrant workers

Chapter 33: Adventures in Collection 1 (please read it)

That night, Sister Jun and President Liu's "meeting to catch the mole" lasted until almost 11 o'clock.

The final target was locked on several suspects, the most suspected of which was Director Zhao Peiyu of the branch operation department.

In most banks, the director of the branch operations department is directly subordinate to branch management and is equivalent to the branch's spy placed in the branch.

This is done to limit the power of branch presidents and prevent them from engaging in criminal activities such as misappropriation of public funds and money laundering.

The Hedong Branch of Mule Private Bank implemented the 'Yunwei Plan' two years ago.

Vice President Chang Peisong, who is in charge of operations, carefully cultivated 40 reserve talents for the directors of the sub-branch operations department, and all of them were assigned to each sub-branch within two years. Among them, Zhao Peiyu was assigned to the Sanlimiao Sub-branch half a year ago.

President Liu, like other branch presidents, hates and fears the director of the operations department.

In order to avoid disputes, he simply handed over all powers of branch operation to Zhao Peiyu.

The two of them reached a tacit agreement not to interfere with each other. I will not interfere with your operations department, and you should not interfere with my business strategy.

Zhao Peiyu felt that she was wronged.

During this period, the branch issued platinum cards indiscriminately, and she was criticized several times by the branch operation.

The young key tellers under him, including Ma Xiaobao, were listless when putting on the counter. After getting off the counter, they ran to the marketing department intently.

All her energy was spent on marketing POS machines, and the error rate in counter business was getting higher and higher. She was named and criticized by the branch operation.

The most unfortunate thing is that she clearly did not report the branch's POS machine marketing activities to President Chang, but various signs made others think that the matter was closely related to her.

The natural antagonistic relationship breeds various suspicions between each other, and finally evolves into irreconcilable contradictions.

The air of Sanlimiao Branch is filled with a strong smell of gunpowder.

After rebirth, Wang Chunliang didn't know what the situation would eventually turn into, because this scene never happened in his previous life.

When truly investigated, he was the 'real culprit' who triggered the escalation of this conflict.

It was noon on Friday, and the 'real murderer' Wang Chunliang was sitting at his workstation and lazing around.

He squinted his eyes and thought about where to take the eldest daughter to play on the weekend.

The new apprentice Ma Xiaobao came over with a look of panic and pulled Wang Chunliang into the staff locker room.

"Master, help me."

"?"

"I went to the counter to do business this morning, but when I tied up the account at noon, I found that there was a short payment of 16."

"Did someone come to withdraw 8 yuan in the morning, and you gave the money, but the system entered it as a deposit of 8 yuan?"

"Yeah."

"Can't you guys transfer money directly to the background? First deduct 16 from the customer's account, and then explain it to the customer. In the end, it will be a mistake at most."

"But that person then went to the Silidun branch to withdraw all the 16 in the card. Now there is no money in the card! There is no way to transfer it!"

"Hey, this problem is a bit serious. What does Director Zhao say?"

"She has been very bad-tempered recently and scolded me. She said that if I don't get the money back, she will let me pay for it myself..."

"Have you called the client?"

Ma Xiaobao put his head in his hands and cried:
"I called all afternoon, but the person's phone was always turned off."

Wang Chunliang asked:

"Is there any other way to contact you?"

Ma Xiaobao: "I also know that he works in the Galaxy Building opposite, and his name is Yang Fusheng."

Wang Chunliang: "Then what are you waiting for! Let's go, I'll accompany you to the unit to find him!"

The two quickly found the company where Yang Fusheng worked, but unfortunately, the company personnel said that Yang Fusheng had resigned two days ago.

Things started to get more serious.

Wang Chunliang immediately urged Ma Xiaobao to call Zhao Peiyu to report the latest progress, and reminded him to call the police if it didn't work.

And he himself directly dialed the number of Mr. Liu: "..., Liu Xing, this is the situation now. I think it's better to call the police directly!"

Manager Liu was very dissatisfied and replied impatiently:
"Isn't this the operation department's own business? Why are you meddling in other people's business?
All matters in the operations department are decided by Director Zhao, and I can’t control them even if I don’t want to.

Also, Xiao Wang, please listen carefully to me. Whether or not to report this to the police is entirely up to Director Zhao.

This is a matter of principle, don't mess with me! "

After saying that, President Liu hung up the phone directly. Ma Xiaobao on the other side also just ended the call with Zhao Peiyu.

Ma Xiaobao: "Director Zhao firmly disagrees with calling the police and prohibits me from giving feedback to the branch. What she means is that tomorrow and the day after tomorrow happen to be the weekend, and even the branch's cash inventory will have to wait until after next Monday, so there are still two days left for me to find customers. .”

Wang Chunliang shook his head:
"She didn't want to call the police because she was afraid that it would cause a big fuss and affect her assessment results! If the money doesn't come back, can she give it in advance?"

Ma Xiaobao slumped down on the ground, staring blankly ahead.

This expression felt a bit familiar to Wang Chunliang, as if he had seen it in his previous life.
Human memory and cognition are spiraling.

A specific scene or thing can trigger a person to recall a fragment in the memory, and then spiral downwards to trace the entire memory fragment.

Since Wang Chunliang's rebirth, he has often triggered this retrospective process and unearthed memories that he had experienced in his previous life but were deeply buried.

By the way, in his previous life, Wang Chunliang once asked Ma Xiaobao why he still failed to become a regular teller from a dispatch teller after working for five or six years.

I still vaguely remember that Ma Xiaobao’s answer was because of a long-term contract when he first started working.
Wang Chunliang closed his eyes and tried to recall more details in Ma Xiaobao's words at that time.

'Because I listened to the director and did not call the police immediately, which resulted in missing the best time to find someone.'

'The police later found clues indicating that the other party had gone to northern Myanmar three days after the incident.'

'Yang Fusheng stayed in his hometown of Yangjia Village, Hexi County before going to northern Myanmar'

Wang Chunliang opened his eyes and patted Ma Xiaobao:
"Cheer up and call the police immediately!"

"No, no, we have regulations in the bank. If you call the police without the permission of the leader, you will be fired."

"I'm so good, then you listen to me, first go and copy the surveillance video of doing business for Yang Fusheng, and then copy the receipts. Then we will leave for Yangjiacun, don't ask why!"

After the explanation, Wang Chunliang took out his mobile phone and dialed Sister Jun’s number first:
"Sister Jun, something happened at Ma Xiaobao's counter. I have to take him to recover the money this afternoon. If Liu Xing asks, please help me tell the lie."

Sister Jun: "Wang Chunliang, are you crazy? Why do you care about the operations department? Don't you know we are at war?"

Wang Chunliang: "This matter will have a great impact on Ma Xiaobao's future, and I have to take care of his affairs!"

Sister Jun: "Okay, okay, I'm not your sister anyway, so I can't control you. But be careful yourself. I'll hide it for you from Liu Xing."

Wang Chunliang sent another message to Luo Wanning:
'Sorry, something unexpected happened today and tomorrow. We may have to see you next week. '

Luo Wanning's text message came back quickly:

'Oh, can I accompany you? I can also help! '

　Because the collection note involves several professional terms at the bank counter, in order to avoid confusion among book friends, I hereby explain them.

　　Bookkeeping means that after the teller has completed all the business for the day, he will sort out the documents and make sure that the total cash amount is the same as the total number entered into the system.

　　The long and short payment means that after the teller settled the account, he found that the total cash amount did not match the number in the system. If the cash is less than the system number, it is a short payment, and vice versa is a long payment.

　　Long and short styles are very easy to happen on the counter.

　　Take the example of Ma Xiaobao in the article:

　　The teller entry system is completed by manually typing codes into the computer core system.

　　Hit '31' to make a deposit and '51' to make a withdrawal.

　　The difference between the two is only one number, which results in the fact that young tellers often operate correctly when customers handle withdrawals and give money to the other party, but what they enter in the system is deposit business.

　　In this way, the actual money figure inside and outside the system is exactly twice the customer's withdrawal figure.

　　Therefore, when a large amount of money is transferred, the teller will immediately check whether the withdrawal was mistakenly converted into a deposit.

　　If the above error occurs, the account will be adjusted in the system as soon as possible. If the deduction is unsuccessful, the customer will be contacted for negotiation.

　　If a customer refuses to return the excess money, the only option is to call the police and go through legal procedures.

　　
　
(End of this chapter)