Rebirth of financial migrant workers

Chapter 362 The direct bank is about to lend money to Wang Ning

A person will experience thousands of choices in his life.

It can be as small as whether to eat steamed buns or fried dough sticks for breakfast, and whether to eat riding style or doggy style at night;

It ranges from choosing whether to apply for Tsinghua University or Peking University for the college entrance examination, whether to marry Bai Yueguang or to make a private lifelong commitment with a good gay friend, etc.

There are many factors that influence and interfere with people's choices.

So in a sense, people's choices are sometimes very 'fragile'.

Take Wang Ning for example. In his previous life, he chose to resign at the current time and then fell into confusion.

Is it to start a business directly by copying the imperfect 'Grid Street' model?
Or should we wait for new inspiration to create a more perfect 'Grid Street 2.0'?
He chose the latter and went to Hong Kong City to meet his girlfriend.

But in this life, when Wang Ning had not submitted his resignation letter and was still unhappy in the New Wave, the direct banking department of Mule Bank came to the door with its credit loan.
"Mr. Sha personally led a team to the site to promote it?"

Manager Jia nodded, then lowered his voice and whispered:
"I'm not sure whether you two know this or not. Mr. Sha's career didn't go well after he switched jobs from China Construction Bank to other venture capital companies. He had no choice but to return to our Mule Bank. In this case, he seems to be eager to He proved himself and took the initiative to win over from the head office to use our Imperial City branch as a pilot to promote direct banking business, so he is extremely concerned about marketing in Financial Street."

"The limit is 1 to 30. If the amount is too high, appropriate collateral needs to be added. One more thing needs to be added. Why we chose the Financial Street area for marketing is because the developers of the shops and office buildings in that area have a close relationship with us. The branch has credit cooperation. It was originally intended to be a commercial property loan, but due to new regulatory regulations, it was changed to other forms of loans, but the rent in that area was put into the escrow account for future repayment. For this reason, the potential borrowers we screen must be those who are ready to open a store or company in Financial Street.”

Wang Chunliang came back to his senses, patted the other party's little hand, and asked Manager Xiang Jia:

I just optimized it for my brother, but my brother went to the Imperial Capital Branch to hold back a big move.

"What is the limit of your direct bank credit loan? What are the risk control measures?"

"The first sentence is hearsay, so don't report it. As for the second sentence, it mainly shows that Mr. Sha personally worked hard and led us to do marketing. You can mention this a little bit and say that it came from my mouth."

The eldest lady next to her saw that her boyfriend's face was not very good-looking, and she grabbed Wang Chunliang's clothes and shook them worriedly.

Wang Chunliang nodded to deal with the other party, but in his heart there were hundreds of thousands of grass and mud horses galloping.

After a moment of pause, he looked at Wang Chunliang and deliberately reminded:

As he stirred up the world line and deviated from his previous life more and more after his rebirth, it seemed as if there was a big hand working against him.

But in the final analysis, it is still the butterfly effect caused by myself.

Well, brother Lao Sha, your ghost is still here.

Manager Jia’s detailed answer made Wang Chunliang very satisfied, and he continued to ask:

"The client you mentioned before, his name is Wang, I think he is not very old. Why do you think he can start a successful business? Aren't you afraid that the loan will be wasted?"

Manager Jia chuckled:
"His name is Wang Ning. When we first went to do marketing, Manager Zhao looked hesitant on his face." Wang Chunliang raised his eyebrows and interrupted:

"Manager Zhao? Who is it?"

Manager Jia: "Oh, Zhao Wuji, he is the second-level manager of our direct bank field marketing team."

"Zhao Wuji, this name seems familiar."

The eldest lady blinked her eyes, stretched out her hand and pulled Wang Chunliang's clothes, then leaned into his ear and whispered:
"Brother Chunliang, when you first came to see me at the Imperial Capital Branch, the one who greeted me on duty that day was Zhao Wuji. He also gave me the flowers at the door of the office."

Good guy, there is a crouching tiger, hidden dragon in the little direct sales bank of the Imperial Capital Branch.

Wang Chunliang's expression was as usual, and it was impossible to tell what was going on in his heart. He raised his hand to signal Manager Jia to continue.

"Oh, at that time, Manager Zhao discovered that Wang Ning was very interested in our loan, but he was very entangled. It is said that Wang Ning wanted to start a business, but felt that his idea lacked some power. Later, Mr. Sha, who has rich venture capital experience, I personally took action and encouraged Wang Ning with real cases, and finally succeeded in persuading him to resign and start a business. "

Manager Jia deliberately showed his admiration for Mr. Sha. After feeling that Wang Chunliang had recorded this point, he continued to answer the second half of the question, "You said that we all think that he will succeed in starting a business? How is that possible? Can he succeed? Success, we don't care or pay attention at all, as long as he can repay the loan normally when it comes due. As for the source of repayment? Wang Ning's parents are doing small business in Xinxiang. According to a friend's bank, the old couple's names are. There are about 600,000 to 700,000 yuan in fixed deposits. If Wang Ning fails to start his business and has no money to repay, we will ask his parents to repay the debt. "

Wang Chunliang shook his head.

He has always hated the behavior of bank employees inducing customers to over-borrow, not to mention that the operation of the Direct Bank of the Imperial City Branch will cause Huaguo to lose a company with a market value of hundreds of billions.
Manager Jia didn't notice Wang Chunliang's expression. He told other information about Wang Ning's loan like a treasure:
"Of all the customers we have acquired from Financial Street, not many have passed the system whitelist and model review, and Wang Ning is one of them. In this case, we naturally can't let him get away. Later, we took action to connect It’s Manager Zhao, and I’m the one who handles the trivial procedures after that.”

"So the business place Wang Ning plans to rent is next to the coffee shop? What exactly is he planning to do?"

"It seems to be a candy boutique. Wang Ning had entrepreneurial experience in the retail industry when he was in school, so this is not a big problem."

Wang Chunliang rubbed his forehead and finally asked:
"At what stage is this loan going? Is it possible that it will be canceled?"

Manager Jia curled his lips:
"We have reached the stage of confirming key factors such as interest rates. If he agrees to everything, the next step is to lease the store and open a escrow account. Are you forced to cancel? That is unless the boss cancels this loan type, or Wang Ning is unwilling to transfer the business premises Renting in Financial Street. However, both of these are impossible. How could the loan just launched suddenly stop? Moreover, Wang Ning finally found the only shop on the street that was open to rent in the familiar Financial Street. Wang Ning is Manager Zhao’s first client, and I guess Zhao Wuji won’t let him go easily.”

At six o'clock in the evening, after sending the eldest lady home, Wang Chunliang found an excuse to stay up all night.

He bought a Family Bucket when passing by KFC, then made a special trip to a porridge shop to pack up two bowls of porridge, and finally came to the Westin on Financial Street.

Before opening the door, the second lady was lying on the bed rolling around in boredom.

After hearing the sound of the door opening, she immediately lay on her back and gently rubbed her lower abdomen with her hands, making a sign of pain.

Wang Chunliang did not reveal it, but stepped forward, pinched her cheek, and said softly:
"Get up and have something to eat, and then find someone to help me inquire about the prices of the shops in Imperial Capital Financial Street."

(End of this chapter)