Rebirth of financial migrant workers

Chapter 491 The Secret of the Establishment of Mule Bank
Wang Chunliang was puzzled by the Hedong Chamber of Commerce's change of mind again.

I believe Ning Minghao must be clear about the reason.

But after the shareholders' meeting, the future father-in-law has to attend an interim board meeting, followed by the inevitable dinner party.

It was not until the afternoon when Wang Chunliang got off work that he still hadn't seen the other person again.

Therefore, he had no choice but to put all his questions in his heart and took the special car home to enjoy the dinner that Sister Jun prepared for him.

At around eight o'clock in the evening, there were sudden knocks on the door of the second-hand house very close to the Sanlimiao Branch.

When Wang Chunliang opened the door, he found Zhao Gang, who was as tall as a mountain, standing outside.

The other party looked nervous, just like an underground worker who was making contact.

Wang Chunliang smiled and stepped aside to let Gangzi enter the house.

However, the other party did not move at all, took out a file bag from his backpack, and whispered:
"I feel that the matter you asked me to investigate is beyond the capability of my small body, so I will not go in and continue to participate."

Wang Chunliang naturally thought this was a good idea. There was no need to drag the innocent Gangzi into the water. He thanked him and prepared to close the door.

But who would have thought that after saying this, Gangzi still stood at the door without moving, with a conflicted look on his face.

About two seconds later, Gangzi continued:

"No, my curiosity has been aroused. If I don't figure it out, I'll have sleepless nights."

After saying that, he didn't ask for Wang Chunliang's opinion anymore. He put on his slippers and went straight into the house.

As soon as he walked into the living room, he saw Sister Jun in home clothes sitting lazily on the sofa.

This is it, I've seen something I shouldn't have seen.

These two people are indeed having an affair!

I don’t even want to act anymore!
But why did they let me see this? If their affair is exposed, they will undoubtedly identify me as the suspect.

Gangzi was wailing in his heart, but his expression was extremely natural, as if he did not recognize that the person in front of him was his president. He took the initiative to bow and greet him:

"Hello, sister-in-law!"

Sister Jun immediately raised her lips, very satisfied with the title. When she was about to praise Gangzi, Wang Chunliang, who was following behind Gangzi, interrupted:

"Because I have something important to discuss tonight, I invited Sister Jun to come as well. Do you believe me?"

After taking a look at Sister Jun's tailor-made home clothes and the women's slippers on her feet that were obviously her personal slippers, Gangzi felt that his IQ was insulted.

Wang Chunliang, you already have Luo Wanning
How come you end up living like an ordinary bank manager?

How heartbroken!
"Hmm? Miss Jun? Where is she? When will she come over?"

Wang Chunliang couldn't help laughing as he watched Gangzi's funny performance, and stretched out his right hand towards the file bag on the coffee table.

However, at this moment, a fat hand pressed heavily on the file bag.

Gangzi looked at Wang Chunliang and reminded him seriously:

"Do you really want to investigate this?"

Nonsense, I am already a shareholder of Mule Bank, how can I not care about the past and present of my own company.

After seeing Wang Chunliang nod, Gangzi sat down and suddenly asked: "Do you know how our Mule Bank was established?"

These contents are all knowledge points that need to be memorized during pre-job training, so Wang Chunliang blurted out:

"In 2004, a number of urban credit unions in the province jointly reorganized and established Mule Bank."

Zhao Gang hummed and continued:

"Then do you know any famous events in the banking industry of Huaguo between 2003 and 2005?"

This question stumped Wang Chunliang.

At that time, he was still in school and didn't know much about banks.

However, Sister Jun, who was sitting next to Wang Chunliang, thought for a moment and asked uncertainly:
“Is this a nationwide write-off?”

Gangzi snapped his fingers:
"Sister-in-law is still the best. Old employees are old employees."

Seeing that Junjie's face began to turn cold, Gangzi quickly changed the subject:

"As we all know, when multiple credit unions merge to form a new regional bank, they will inevitably go through the write-off process. The timing of the establishment of Mule Bank was very clever, just in time for that big write-off. You must have heard the rumors that many bad loans were wiped out during the big write-off."

The two people on the sofa nodded.

This statement has been casually mentioned by many old employees since they started working, so it is nothing new.

Gangzi suddenly lowered his voice:
"The cancellation process was formal, and the central bank should have kept backups and records. However, to my surprise, in the archives of the central bank, there was almost no record of the cancellation of the mule bank that year. I used various channels to find only a simple page of paper."

After saying that, he patted the file bag on the coffee table.

Upon hearing this, Wang Chunliang picked up the file bag and found that there was only one page of paper in it, with very little recorded on it.

Gangzi was very satisfied with Wang Chunliang's surprised reaction, and then took the Coke handed to him by Jun Jie and continued:

"Later, my grandfather discovered that I was secretly looking up this information. He sternly warned me not to look into it any further because there was a lot of water involved."

Just when Wang Chunliang and Jun Jie thought that this was the end of the information, they heard Gangzi say:
“But will I listen?
I am a very curious person. You let me know that something is wrong but don't tell me the answer. Isn't this making things difficult for me, Fat Tiger?
Later, I tried hard and finally got the old man a little tipsy one evening and got him to give me some useful information.

The establishment of Mule Bank took a long time to prepare, because the nine city credit cooperatives had too many bad debts.

Regardless of his past life or this life, after Wang Chunliang entered Mule Bank, he had a question in his mind: why there had never been any record of the specific numbers of write-offs that year in the bank.

This point also resonated with Sister Jun at this moment. She frowned and murmured:

"I started working early, not long after Mule Bank was founded. However, in my memory, I only vaguely heard other old employees mention that there were a lot of bad debts back then, but no one knew how high the number was."

Zhao Gang grinned and revealed the answer to the two of them:
"About 20-30 billion."

"How many?!"

Wang Chunliang once suspected that the other party had reported the wrong unit, as ten-digit numbers in that era were no joke.

"These numbers are indeed a bit crazy, so the province initially found a number of companies to share the task, and they acquired bank shares at very low prices, while also shouldering the funds needed to write off these numbers. Of course, the main force among them must be those state-owned enterprises."

Gangzi paused for a moment and brought up a new topic, "We often say that Mule Bank is a private bank, which is a joke. In fact, it is a typical mixed ownership, with a large proportion of Chinese capital."

(End of this chapter)