Rebirth of financial migrant workers

Chapter 55 Dr. Ma is furious

At six o'clock in the afternoon, the bank's early check-in time ended.

The Construction Bank team was leaving in a hurry, and Mr. Jian was anxious to take them back to the bank for a meeting to formulate the next plan to grab the plate.

In comparison, Mule Bank seems much more humane.

Sili Dun Sub-branch stopped a few people from the personal loan center of the branch and insisted on treating them to dinner to express their gratitude.

After calling Guan Peijuan for instructions, the group headed to Yintai Center, the business district closest to Baihuayuan.

After a democratic vote, we finally decided to go eat Xiaolongkan together.

While waiting for the meal, three more people came one after another.

One is Guan Liang, who is about to take up the post of retail department manager of Sili Dun Branch.

The other was Wang Yimou, who quickly surrendered to Guan Liang after failing to usurp the throne.

The last one is Dr. Ma Yuanma.

Ma Yuan is currently a senior personal loan manager, second only to Guan Peijuan in the personal loan center.

In two or three years, after the personal loan center is separated from the retail department of the branch, he will be promoted to the general manager of the personal loan center.

Ma Yuan had previously graduated with a master's degree from a 211 University in Shuanghe Province, and then studied for a one-year master's degree in Ireland.

According to his original words, two bachelor's degrees can enjoy the treatment of a master's degree, so why can't two master's degrees enjoy the treatment of a doctoral degree?

Therefore, people at the personal loan center will affectionately call Ma Yuan Dr. Ma instead of Mr. Ma or Manager Ma.

After a few bottles of beer, everyone present put down their reserve and started chatting.

After chatting for a while, everyone's topics became more and more gossipy.

Xu Fangfang recalled the experience of these two days and said:
"I used to think that Xia always had an unbreakable beauty ceiling, but until I met Xia Man yesterday, even I, a woman, fell in love with her!"

Zhao nodded repeatedly:

"+1, I used to think that spending time in real estate was a chore. But if I can see Xia Man eye-catching every day, I think it's a good job."

Guan Liang smiled:
"Speaking of Xia Man, she is a recognized pearl in our sea turtle community in Hedong. Right, Dr. Ma?"

Ma Yuan picked up the wine glass and clinked it with Guan Liang:
"Oh, I'm ashamed to say it. When I was studying abroad, I saw her for the first time at the airport. I was shocked for a moment, but due to my reserve, I didn't have the nerve to strike up a conversation. After wasting so many years, it's really a coincidence that I actually have something in my business. We asked for cooperation. It’s a pity that there is a meeting at the branch today, otherwise I would have been able to catch up with her in person.”

Wang Yimo immediately echoed:

"This is fate. Let me tell you my feelings. Although I have never met Xia Man, I think Dr. Ma and her must be very talented and beautiful."

Guan Liang: "So you have to do a good job in Baihuayuan's business during this period, and you can't lose face to Dr. Ma, right? And Zhao Bin and Wang Yimo, you two need to be alert at the scene and create more for Dr. Ma. Given the opportunity to contact Xia Man, how big of a problem can it be to win over Xia Man with Dr. Ma’s talents?”

Zhao Bin touched his nose: "But if I don't observe, Xia Man seems to be a little different about Wang Chunliang. Based on my experience of fifty failed confessions, I feel that there is a strong interest in her eyes when she looks at Wang Chunliang." .”

Guan Liang was still cheerful, but his eyes darkened.

He glanced at Zhao Bin without any trace and said:

"That bitch Wang Chunliang is not in the same circle as our Turtles, and Xia Man's vision is not like this. But Dr. Ma, you have to step up your efforts. Our Silidun branch will fully support you."

Ma Yuan drank another cup, and the fire deep in his heart was aroused by everyone.

"Liangliang, you don't need to beat around the bush. This time I will let the loan center go all out to win Baihuayuan and give you a big gift as your new official!"

Everyone laughed for a while, and Xu Fangfang patted Zhao Bin:

"Look at the lobster shop opposite, is it Xia Man sitting against the glass wall? That pink Chanel dress is so eye-catching."

Zhao Bin nodded.

Ma Yuan picked up a bottle of beer, proudly said, "I'm going to catch up on old friendships," and walked out.

Xu Fangfang was right. The person sitting here was indeed Xia Man.

Opposite Xia Man were Wang Chunliang and Sister Jun.

Half an hour ago, Wang Chunliang was stayed for dinner by Xia Man on the grounds of discussing business.

Sister Jun stayed because she felt that she should fulfill her responsibilities as a sister and help Wang Chunliang with the business. Of course, she would never admit that the real reason was that she felt a little uncomfortable seeing Wang Chunliang eating alone with a girl.

Considering that the other party was a turtle, Wang Chunliang originally wanted to arrange Western food, but unexpectedly, Xia Man took him to Yintai Crayfish Shop.

After the two pots of lobster were served, Xia Man smiled sweetly:
"Manager Wang Chunliang, I don't know how to peel lobster shells. Please teach me. Thank you."

Wang Chunliang readily accepted Party A's father's request that was not too excessive.

Not only did he demonstrate the whole process of peeling the shells, but he also carefully demonstrated the process of dipping the shrimp meat in seasoning and putting it in his mouth.

Xia Man's learning ability seems to be very strong. After reading it once, she can peel lobster shells as fast as Wang Chunliang.

Every time she peeled off the shrimp meat, she would put it into Wang Chunliang's bowl.

Not to be outdone, Sister Jun quickly peeled off the shrimp shells and also put the shrimp meat into Wang Chunliang's bowl.

Wang Chunliang was happy to be at ease.

He didn't say anything to stop them. After the two of them had finished peeling the two pots of lobsters, they took out a spoon and divided the lobster meat into three parts, one for each person present.

This act of pretending to be stupid, doing Tai Chi and making mud all at once made the two ladies feel that it was full of shortcomings but had nothing to complain about.

After the three of them had a full meal, Wang Chunliang took the initiative to bring up the matter of cooperation.

"I wonder what else Mr. Xiao Xia needs from our Sanlimiao branch?"

Xia Man smiled and blinked, and said:

"The team signing the loan is quite bluffing. This level has been passed. Now there is still a very critical issue."

Wang Chunliang: "Say."

Xia Man: "There is a problem with withdrawing money after the loan is issued. I looked at the statistics from the finance department and found that every bank in the country will set up a lot of obstacles for real estate companies to withdraw funds normally. I understand that banks use these methods to retain deposits. But I think this is unreasonable and harms the interests of customers. I wonder what commitment the Sanli Street Branch has to this?"

"We will not maliciously suppress payments. But I also have a condition. At least half of the loan will be paid out in the form of a half-year bank acceptance bill."

"Can you please explain the benefits to both parties?"

Wang Chunliang: "Shuanghe Real Estate has a strong say in upstream customers, so if you issue a bank account to pay for the goods, they have to accept it even if they don't accept it.

Let’s first assume that Baihuayuan lends RMB 1 million in our branch every month.

For our bank, if we let you transfer money directly, the deposit remaining in the account after the loan is issued will be 0.

If half of you transfer money directly and the other half pays through bank acceptance, the bank's 5000 million deposit will be retained in the account as a deposit.

For Shuanghe Real Estate, if all the money is transferred directly, there will be no profit.

But if you issue a bank acceptance bill with a personal deposit certificate pledged as a deposit, and the half-year certificate of deposit interest rate is 1.98%, then the 5000 million deposit certificate deposit will bring you nearly million in interest income. "

Sister Jun interjected:
"Chunliang, leave me some security deposit!"

Xia Man was worthy of being a top student at a prestigious Swiss school, and she quickly understood the principle behind this.

She thought for a while and shook her head:

"It sounds good, but it actually takes up the profits of the upstream, because they need to discount and pay interest discounts after getting the bank guarantee. Let's put it this way, half of the bank guarantee is too much, 1/4 at most."

Wang Chunliang: "2/5."

"1/3."

"make a deal."

Xia Man reached out her hand.

Wang Chunliang didn't show any pretense and directly held it.

Just then, Dr. Ma came in with a wine bottle.

His eyes looked a little gloomy as he looked at the clasped hands, and he felt a fire rising to the top of his heart.

He raised the bottle vigorously.
(End of this chapter)