Rebirth of financial migrant workers

Chapter 92 Red face and black face
"This, this, this is an advance payment, yes, an advance payment." Wan Ruidong stuttered in reply.

Wang Chunliang sneered, took out his cell phone and called the second lady of the Xia family, and turned on the public broadcast.

After a while, the clear voice of the second lady came from the mobile phone:

"Manager Wang Chunliang, hello, is it business or private?"

Wang Chunliang asked seriously:

"Do you know the boss of Kyle Decoration Co., Ltd.?"

The second lady thought for a while and then said:
"Oh, it's them. Lao Xia is very familiar with their boss. Kyle just got a big order from us. What's wrong, do you want me to terminate cooperation with them or punish them?"

Wang Chunliang’s head is full of black lines:
"Don't be ridiculous. If you have a chance, help me arrange a dinner with Kyle's boss to get to know him."

Second lady: "Oh, oh. That's no problem, a meal of crayfish."

Wang Chunliang hung up the phone and looked at Wan Ruidong.

Wan Ruidong's eyes were a little dodgeful and he began to change the topic:
"Mr. Wang may not be familiar with me, but Lijun knows that we have an old cooperative relationship and have never defaulted or defaulted. The extra loan of 2000 million this time is just for temporary turnover. The leader does not need to be so nervous."

Wang Chunliang turned to look at Sister Jun and said in an unusually stern tone:
"Wang Lijun, please bring out Miller's loan approval letter and loan contract from our bank."

Sister Jun pouted and took out these two things from her bag and handed them over, and then she was greeted by Wang Chunliang's scolding:
"Does the corporate department of your Sanlimiao branch not take the credit requirements seriously? The large font on the loan approval says 'Strictly pay attention to the customer's credit situation and ensure that the customer's real-time loan balance does not exceed 3000 million'. Now customers who violate the approval requirements will be punished How much time has passed and there is still no action taken. Let me tell you, the head office will catch a few typical cases of credit approval violations in the near future. You must not take any chances!"

Then I saw him flipping the contract to the 'Contract Additional Terms' page at the end and handing it to Wan Ruidong:

"Mr. Wan, the loan contract is in triplicate. You also have one copy in your hand. The contracts are all prepared in accordance with the approval opinions. The additional clauses also make it very clear, 'The real-time loan balance cannot exceed 3000 million. If it is violated, it will be recovered in advance. Loan'. Don't take it seriously, Meile. The risk department of the head office and the credit review department are sorting out customers. We will gradually withdraw from customers who violate the contract. This move may affect the entire industry's attitude towards credit granting to this customer."

After saying that, Wang Chunliang walked out of the door without looking back.

Wan Ruidong frowned and stretched out his hand to grab the other person but failed, so he took it back awkwardly.

Sister Jun looked anxious and embarrassed, and said urgently:
"It's broken, it's broken, now we're in trouble."

Wan Ruidong was a little confused at the moment and asked quickly:
"No, Lijun, isn't this Mr. Wang from your branch? What does this mean?"

"Wang Chunliang is a special coordinator assigned by the head office to our Sanlimiao branch. He is considered the leader of the head office! If you do this this time, if he reports to the head office, you and we will be finished." Sister Jun said anxiously. Circled in circles, and then suddenly remembered something, and quickly added, "There is another remedy. You first return the 2000 million that Meile has in our branch."

Wan Ruidong's eyes widened and he quickly interrupted:

"No, no, our liquidity is also very tight."

Sister Jun’s tone was a bit unkind:

"Mr. Wan, what time has it been! If the head office pays attention to this matter, it will forcefully collect the loan in accordance with the contract. If we break up, there will be no room for relaxation. Listen to what I just said. Meile will take over the loan first. We repaid it, and when the head office came down to inspect it, we found that the original loan balance was again controlled at 3000 million. After a few days of the storm, we will lend out another 2000 million."

Wan Ruidong squinted his eyes and thought for a moment:

"The funds in our account may not be enough." "Meile still has 1300 million in the Sanlimiao branch account. I remember Mr. Wan, you have a 550 million financial investment in Jinkuihua Bank that expired yesterday. The money should be The account will be received today, and if you scrape together more than 50, it will be enough to cover the principal and interest."

"Then I'll come back and ask the accountant to handle it."

"Don't come back, my butt is burning. You drive me directly to the company to pick up the accountant and go back to the Sanlimiao branch! Oh, Mr. Wan, remember this and don't publicize it to the outside world. Otherwise, not only will we be able to do it, but even the elephants will be able to do it." The bank will also urge you to repay the loan."

The two walked out of the photography base together. Wan Ruidong rolled his eyes again and again, and suddenly made an excuse to go to the bathroom and leave for a while.

He walked to a remote corner, took out his cell phone and dialed a number.

"Hey, Manager Xiao Fang, I met a man named Wang Chunliang today. I heard he is from your branch?"

"Wang Chunliang? The name sounds familiar. When I think about it, it's wrong. He's not from the branch, he's from the head office. He seems to be called a special coordinator from the head office. I don't know what he is. Anyway, he sounds pretty cool. What's wrong? Mr. Wan, is there something wrong with the loan?"

"Ah, it's okay, I'm just asking."

After lunch, Sister Jun returned to the office. As soon as she entered the door, she saw Wang Chunliang taking a nap on his desk.

She closed the door gently, then took out her own blanket and put it on him.

Wang Chunliang was a very light sleeper. After feeling the movement, he directly held the other person's hand and asked:

"The loan was paid off?"

Sister Jun nodded:

"Well, is it really necessary to push so hard?"

Wang Chunliang let go of his hand and stretched:

"For companies like Meile, the demand for funds and loans has always been stable. Now that so many loans have suddenly increased, there is basically only one possibility, that is, private dismantling and giving to other people. Don't take it seriously. Wait. Come on, in the next two years, many large state-owned enterprises will have big problems because they took low-interest loans from banks and then lent them to others at high interest rates. They will not be able to get the money back."

Sister Jun always felt that it was uncomfortable to be guided by a newcomer's younger brother in business matters. She straightened her skirt and sat opposite Wang Chunliang, and asked seriously:
“What’s up with a meal of crawfish?”

Wang Chunliang immediately surrendered and changed the subject:
"Let's talk about it. During this period of time when we are in the work unit, we must have fierce arguments. It will make people feel that our relationship has deteriorated greatly."

Sister Jun: "Huh?"

Wang Chunliang: "I have problems with so many loans for you, and I have differences of opinion with you, and then quarrel fiercely. Isn't it quite reasonable? You just do as I say. Also, Meile's matter is not over yet. , Wan Ruidong will probably come again in the afternoon."

"Huh? He just left not long ago."

"I just called Miller's account manager at Elephant Bank and shared the over-loan information with him. They should go find trouble with Miller later."

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(End of this chapter)