When I write a bug it becomes the core gameplay.

Chapter 621: The Victims of Time Loan Appear
After these inner disciples handle business for other players, they can also receive a small amount of commission based on the business situation.

Although the commission for cultivation is very small, it adds up to a lot!
If we can really sign dozens or hundreds of players, it will definitely allow these inner disciples to improve their cultivation significantly and stand out in the internal competition.

Only by ranking high can you gain more attention and resources from the sect.

Chen Tingquan couldn't help but sigh: "Brother, you are a kryptonian in the six major sects, and the competition is so fierce?"

Jian Shang sighed: "The competition among the six major sects is even more intense!

“If you are always at the bottom, you may be eliminated by the six major sects. Although the probability is not high, the degree of internal competition in the six major sects is no worse than that of other sects.

“Besides, there are differences between kryptonians, and it’s impossible for me to just eat the Nine Dragon Pills and be full like those top kryptonians.

"My initial budget for playing this game was only about 648 yuan. Spending yuan at the beginning was acceptable, but if I want to maintain this level of training efficiency in the six major sects, what can I do with yuan?
“From the beginning, I thought this game should have some business skills to make money, so I wanted to be a hobgoblin in the game.

“I didn’t expect that after searching for so much, I would find it without any effort. All six major sects have this kind of internal benefits.

“I don’t know why so many people suddenly come here to apply for this time loan, when no one comes during the day?

"What do you think, buddy? I won't play tricks on you. I'm just an ordinary inner disciple now, not a genius, so the discount is limited. You can borrow for two years and pay it back in 3.8 years, which is more cost-effective than doing business with the official.

"The discount amount for all inner disciples is the same. If you don't believe me, you can go online and ask. If I lie to you, I'll be found out immediately. I can still tell the difference between having one meal full and having two meals full.

"Let's add each other as friends. When I become a genius of the Kalachakra Zen sect, you can come back as a regular customer to apply for a time loan, and I will give you the most favorable price directly."

I have to say, this is really tempting.

Originally, Chen Tingquan and Li Wenhao were planning to leave, wanting to wait and see how the rankings of ten-year disciples and hundred-year disciples fared before making a decision, but now they are wavering again.

If there is a discount, then for the same Time Loan, they will get a little more cultivation than others.

This alone is enough to ensure that they will be included in the ranks of excellent or even outstanding disciples on the list of ten-year disciples or hundred-year disciples.

Chen Tingquan thought for a moment, then said to Li Wenhao: "Let's do one. There is a saying that goes, don't put all your eggs in one basket.

"We three brothers are on different tracks. It's impossible for us to not have any of the three tracks be affected."

Li Wenhao thought for a moment and said, "Hmm? That makes sense.

"Okay, then you can calculate first, how many years will it take me to get the loan until I can build my foundation?"

As for Jian Shang, it can actually be counted.

He was talking to himself, seemingly adjusting some parameters on a special interface, and then he said, "About 12 years, 24 years. If you include the discount, it's about 22 years."

Li Wenhao nodded: "Okay, let's do it this way!"

Obviously Li Wenhao is also considered good.

Chen Tingquan, Liang Chun and Li Wenhao are respectively on the track of one-year disciple, ten-year disciple and hundred-year disciple.

Of course, there are some rules to follow when it comes to time loans, and you can’t just borrow them randomly.

From the perspective of life conversion, even with a discount, the Time Loan is not cost-effective, because the life span repaid is far more than the life span consumed in normal cultivation.

Take the promotion from a one-year disciple to a ten-year disciple as an example. If one practices normally, it will definitely take less than ten years as shown in the game.

Unless the player is extremely bad at playing, there is a possibility that he will not be able to become a disciple for ten years and will be expelled from the sect.

Normal cultivation takes less than ten years, but if you borrow the Immortal Cultivation Loan, you will need to borrow about 12 years of cultivation, and it will take 22 years to repay. It all comes down to three words: what a loss.

Moreover, the more you borrow, the more you lose. If you take out a 50-year loan on impulse, you can certainly gain a lot of merit at once, but you will also instantly become a centenarian.

If the borrowed cultivation base is not enough to advance to the Jindan stage at this time, then it will be the end of you and you will be directly expelled from the sect. There will be no other way except to start over.

Therefore, Li Wenhao only allowed himself to reach the foundation-building stage, which was the minimum threshold for a disciple to not be expelled from the sect for ten years. It would be better for him to practice on his own as much as possible in the future.

Jian Shang nodded: "Okay, brother, I'll arrange it for you right away!"

He raised his hand and took out a special magic weapon, and a large amount of handwriting appeared in the air. The next second, the signing details of the Xiuxian Loan appeared in front of Li Wenhao.

It includes the length of the loan, the level of cultivation that can be obtained, the discount compared to the official NPC, etc.

I have to say, this game is quite detailed and fair to everyone.

Li Wenhao looked at it carefully and found no problem, so he clicked "Sign".

The next second, a special void vortex seemed to appear in front of him, and colorful aura emerged from the void and quickly gathered in his body!
In the interface of the internal organs, the original Qi Refining stage cultivation began to advance by leaps and bounds, and finally reached the Foundation Establishment stage, and finally stopped.

However, at the same time, the life span of the characters has also increased by 22 years. The life span of the characters in Against the Heavens is somewhat different from that in general immortal cultivation novels. In general immortal cultivation novels, the life span of the characters at the foundation-building stage is basically to years, but Against the Heavens may have greatly shortened the life span of these immortal cultivators due to considerations of the game mechanism.

"Is it so easy to build the foundation?" Li Wenhao inexplicably had a feeling that it was not real.

Jian Shang nodded: “Well, I see that the setting of this game is relatively simple to build a foundation.

"Strictly speaking, there is not much difference between foundation building and Qi refining. If you can get to the Dan stage all at once... I don't know if I can get that much, but if you get to the Dan stage, you have to withstand the thunder tribulation.

"Okay, buddy, we have a pleasant cooperation. Let's add each other as friends. Come back to me for Xiuxian Loan in the future."

After Jian Shang finished speaking, he rode on his flying sword to find someone else to sell his products.

……

Li Wenhao and Chen Tingquan went to the Wild Realm for a stroll again. It must be said that after Li Wenhao successfully built his foundation, his attributes had indeed improved significantly, and adventures in the Wild Realm had also become easier.

However, his foundation is very weak.

Because the foundation built through normal practice will definitely have corresponding spells, magic weapons, techniques and moves, etc., but his foundation is just a foundation, which is a bit equivalent to those naked accounts in MMORPG games that reach the maximum level directly.

It has full-level numerical values, but in reality it will shatter at the slightest touch in a high-intensity combat environment.

After simply mining some ore, the two of them flew back to the sect.

Today's game time is almost up, so we agreed to continue playing tomorrow.

As a result, as soon as I flew near the sect, I saw a player riding a flying sword being captured on the spot by the sect guards.

There are also many guards in the Songyang No. 3 Middle School of the Henggang Sect. They are all strong and sturdy, and they usually patrol the surroundings on flying swords.

Chen Tingquan had never seen them take action before, but he didn't expect to see it today.

The guards quickly flew towards the player with white hair and beard and captured him on the spot.

This player was confused, and so were the other players around him.

"what's the situation?"

Everyone is curious.

The guard said, "You have practiced for a hundred years, but you still haven't formed a pill. How could our Henggang Sect accept a waste like you?

"From now on, you are expelled from the sect. Get out!"

The player with white hair and beard was stunned: "Hey! Stop it, I will be able to form a pill soon, soon! Soon!
"What the hell! What the hell is going on with this game!"

He wanted to struggle a little longer, but after being expelled from the sect, the identity jade token in his props was also taken back, and the original sect's teleportation point was automatically locked.

Afterwards, he was squeezed out by the sect's mountain protection formation, and it was as if he was covered by an air wall, and he couldn't fly in even on his flying sword.

"Your uncle!
"I still have some life left!"

The player with white hair and beard was floating in the air, with no way to go up to the sky and no door to go down to the earth.

Chen Tingquan and Li Wenhao were also quite shocked. It was obvious that this was a classic case of a time loan going wrong...

According to the requirements of the Henggang Sect, a hundred-year disciple must complete the Jindan stage within a hundred years, otherwise he will be expelled from the sect.

If even the Henggang Sect doesn't want him, naturally other sects won't want him either.

This player must have wanted to make it big, and he overdrew his money for more than 40 years.

But that’s how cultivating immortals works. The higher you advance, the higher the level of cultivation required, and Time Loan itself is a loss.

At the two levels of Qi Refining and Foundation Establishment, the borrowed cultivation base is enough for upgrades, but when it comes to the stage of Core Formation, the borrowed cultivation base is obviously not enough.

This player was hoping for a lucky break. He saw that although the borrowed cultivation base was not enough to reach the Jindan stage, it was only slightly short of it.

He thought, why not exchange these spirit stones for Nine Dragon Pills, make a strong charge, and then just get stuck at the last node and be promoted to Jindan, wouldn’t that be fine?
By then, you can even break through the track of the Hundred-Year Disciple and become an Inner Disciple.

But it was obvious that something went wrong with his prediction, and he was expelled from the sect before he had the chance to cultivate to the Jindan stage.

Chen Tingquan and Li Wenhao watched him go away, then silently sighed: "This game is becoming more and more abstract..."

(End of this chapter)