Chongzhen revived the Ming Dynasty
Chapter 1185 The Wedding: Before and After
"Wishing you five sons success in the imperial examinations:"
"Those who receive the imperial marriage decree can purchase houses, cars, and palace-style metal jewelry in the capital."
"You can also get insurance for your wife and children to provide them with lifelong protection."
"This lifetime insurance is quite special; once you apply for it, you can receive benefits for life."
Seeing the promised marriage benefits advertised on the brochure, Lin Maode was immediately tempted.
He was actually quite worried about his second son, because the son, spoiled by his wife, had become someone who was all talk and no action, and who was good for nothing.
He worried that after his wife and son passed away and their family divided, his second son would not have a good life.
This lifetime insurance policy will relieve him of his worries.
"But it's better to get insurance for your son than for your daughter-in-law."
"What if they get divorced? She might not necessarily spend her whole life with her son."
With this thought in mind, Lin Maode asked the service staff who were providing answers and explanations:
Are there any requirements for this lifetime insurance?
"Can it only be done for my wife and children?"
The staff member in charge of reception said with a smile:
"This was introduced by His Majesty, and currently it is only available to those who are granted marriage."
"If it works well and people are willing to accept it, it will be extended to all scholars in the future."
"Does Mr. Lin want to apply for it? If you win the bid for a marriage grant, you are a family member of the person to whom the marriage is granted, and you can apply for it as well."
"Those who apply at age 50 or above can receive double the monthly allowance."
The policy of whole life insurance is explained in detail. If Lin Maode takes out an insurance policy of 10,000 yuan, he can receive 20 yuan per month because he is over 50 years old.
If he can live for another forty-two years, the rest will be pure profit.
Even if he doesn't live to see the death, the heirs can still withdraw the remaining 10,000 yuan by presenting the death certificate.
Lin Maode was very interested after hearing this, and his wife even said:
"Is the Emperor going to do charity by not making a single penny?"
“Master, since you bought Xuan’er a marriage certificate, you can also buy insurance for both of us.”
"Even if our children are unfilial in the future, we will still have money in our hands."
Upon hearing this, Lin Zhongxuan hurriedly promised that he would definitely be filial.
Lin Maode was even more tempted, and thought to himself that his wife was being too naive.
Even though the emperor's life insurance policy might not seem to generate any profit, at the very least, it would return the principal.
However, as long as insurance funds are used for lending, it is easy to earn several times the interest.
This isn't charity; it's a way to amass wealth.
Lin Maode, who was familiar with lending, could easily imagine how much money could be made this way.
If possible, he would be willing to open a lifetime insurance policy in his own bank.
Unfortunately, he lacked the prestige of an emperor, so the insurance policies he introduced might not find buyers.
In particular, the emperor established the Golden Treasury Association, which was in charge of finance and insurance.
Without an insurance institution license, his money exchange couldn't operate at all.
With these thoughts swirling in his mind, Lin Maode became even more tempted by the arranged marriage.
Upon learning that the families who were later granted marriages needed to join a family club, they inquired in more detail:
What is a family club?
Why join this?
The service staff explained:
"The family club is run by the Maternal and Child Health Association to exchange ideas on how to manage a family."
"Whether it's matters between husband and wife or having children, the family club will provide assistance to maintain family harmony as much as possible."
"If a family fails to meet the requirements, their membership will be revoked. The Emperor hopes that newlyweds will become model couples."
This even covers married life; if conflicts arise, mediation can be requested. Especially since the family club is under the Maternal and Child Health Association, which Lin Maode knows is overseen by the Queen.
The thought that his daughter-in-law might meet the Empress made Lin Maode even more excited, and he felt that it was worth spending money to buy a marriage quota.
At this point, the waiter said again:
“Bestowed marriages not only govern the period after marriage, but also the period before marriage.”
"Newlyweds who are granted marriage must undergo a physical examination at a maternal and child health hospital."
"The test results will be given to both families to ensure that there are no physical defects."
As he said this, he lowered his voice and said:
"This was specially stipulated by His Majesty in light of Princess Yongning's situation."
"If someone wants to hide their illness to bring good luck in marriage, a premarital checkup will definitely detect it."
"We will try our best to check whether either the man or woman has any hidden diseases, and whether the woman is virgin."
"This is a check modeled after the selection of ladies in the palace; only those who pass are innocent."
This made Lin Maode even more interested, believing that regardless of whether he could win a spot at the auction, he should still go to the maternal and child health hospital for a premarital checkup.
Otherwise, if you marry a sick wife, the whole family will be in trouble.
Thinking about how this arranged marriage had been planned for the wedding, before, and after the wedding, he couldn't help but sigh inwardly:
No wonder it was a marriage bestowed by the emperor!
If Lin Maode, who was brought here by his son's insistence, was so tempted, those who wanted a marriage grant must have been even more interested in these benefits.
They all believed that the emperor's bestowal of a marriage was a guarantee and could maximize the happiness of the marriage.
Especially at this moment, Liu Ruoyu announced a policy that further excited those who were supposed to contribute money:
His Majesty's oral decree:
"Families who are betrothed must become model families and meet the standards of scholars."
"As long as the inspection is passed, both parents of the newlyweds, as well as the biological mothers of their illegitimate children, will be granted the status of public servants."
"The legitimate children born in the future will also be granted the status of a public servant."
"If the auction price exceeds 37,500 yuan, it can be regarded as a donation for a hereditary knighthood, and the newlywed family will be granted a knighthood."
These words made it clear to everyone present that the auction of the bestowed marriage quota could also be counted as a donation.
If you win the bid with a starting price of NT$10,000, you won't lose too much just by acquiring six or more public servant statuses.
If one were to acquire a hereditary knighthood for 37,500 dollars, that would be an even greater windfall—
The emperor usually did not allow donations for the title of junior knight.
It generally requires a donation of 150,000 yuan to obtain a mid-level knighthood.
It was only during the exchange of official land in Suzhou that the emperor opened up the area to them for a short period of time.
After Suzhou stabilized, the practice of awarding junior knighthoods through donations was quickly abolished. To obtain a hereditary knighthood, one had to pay 150,000.
With the trend of sending troops abroad to establish new fiefdoms becoming increasingly popular, some wealthy people in the capital city are quite envious of this.
Few people could afford to take out 150,000 yuan, but many wealthy families could scrape together 37,500 yuan.
Upon hearing this, Lin Maode decided to donate a knighthood to his second son and send him to establish a fiefdom on the Daning Grassland to help the Lin family obtain a territory.
In the end, he spent 56,800 yuan to successfully bid for the spot for his son.
Then, as required, the son and future daughter-in-law were sent to the Royal Hotel to have a check-up and learn wedding etiquette at the Maternal and Child Health Hospital.
He also purchased six so-called lifetime insurance policies, one for himself and his wife, and one for his two sons and daughters-in-law.
Including the cost of wedding attire, as well as expenses for a house, car, gold, and other necessities, he spent over 100,000 yuan on his second son's wedding, taking out nearly 20% of his savings.
Upon seeing the bill, Lin Maode's face turned green, yet he had to force a smile and continue to greet the guests.
When the emperor bestows a marriage, he will only allow the newlyweds to take a stroll around the West Garden; he will not allow all the guests to attend the banquet there.
He needed to entertain these guests well, which would also cost him money at the Royal Hotel. (End of Chapter)
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