They’re all reborn, what’s wrong with being a little more almighty?

Chapter 15 What should I do if my relatives borrow money?
There is a saying that "the mother is the mother and the uncle is the eldest". It is a very common phenomenon that a nephew is closer to his uncle. In feudal society, uncles were the most important beings, and they were always present at weddings, weddings, and banquets.

The reason is that since your uncle has a different surname from you, he will not compete for your family property, but will help you fight for it. As for uncles and uncles, because they have the same surname, they will compete with you for family property.

In ancient times, if there was an awesome uncle, even if only the mother and the widow were left, the men of the same clan would not dare to get involved in the family's property.

Without this uncle, not to mention that the family property would be occupied, even he would be sold by his uncles and brothers.

The most important reason why many great people in history were successful was that they had a great uncle, and the uncle could do it too.

The reason why many famous people in history failed was because they had an uncle who failed to live up to expectations.

From this perspective, the uncle and nephew are a community of interests, and the uncle's status will naturally be praised higher.

However, Zhang Wei's uncle was just the opposite. He didn't want to help his nephew, but he was still thinking about his nephew's scholarship!

"My uncle, when I scored 750 points in the exam two days ago, I informed him. At that time, he just said 'congratulations.' But now he saw in the newspaper that I won the scholarship and bought roast chicken. Here we come! People are really afraid of being famous and pigs are afraid of being strong!"

What should I do if a relative comes to borrow money?
If you don't borrow it, it will hurt your feelings, but if you borrow it, it will hurt your money!

After all, he is his biological uncle, and his relationship is so good, so being hurt is not a big deal.

Even if I hurt my feelings, you are still my biological uncle, so I might as well hurt my money!

For a moment, Zhang Wei felt that he was really a logic genius.

On the other side, Dad Zhang said: "The 300,000 scholarship given by the Education Bureau is for Zhang Wei to go to school."

"You don't need so much money to go to college. One or two thousand yuan a year is enough. I will borrow one hundred thousand yuan. Don't you still have two hundred thousand yuan?" said the uncle.

"Zhang Wei went to Tsinghua University this time. After graduation, he will definitely stay in the capital for development. Then he will not be able to buy a house in the capital? You also know how expensive the housing prices in the capital are, so this scholarship can't It’s so easy to misuse it! I’ll have to buy a house for Zhang Wei to get married in the future!” Zhang’s father said again.

"When Zhang Wei gets married, it will be a few years later. You lend me 100,000 yuan first. By the time Zhang Wei gets married, I will definitely be rich! Isn't it just a house in the capital? As an uncle, I will give it to you One set!" My uncle started bragging again about not drafting.

Zhang Wei next to him finally understood that his father didn't want to borrow money, but he was too embarrassed to refuse directly, so he made some excuses to evade it. After all, my father also knew what kind of virtue his uncle was, and he was afraid that if he lent out the 100,000 yuan, he would be a fool to beat a dog.

The uncle was really shameless, and he was sure that his father would save his face and would not refuse directly, so he tried every trick to get the 100,000 yuan.

Based on Zhang Wei's understanding of his father, if he continues in this manner, the money will definitely be loaned out. In order to save face, my father would most likely give a discount and borrow 70,000 yuan.

Sure enough, after some words, Zhang's father still said because of the affection between relatives; "After Zhang Wei goes to college, he will still have a lot of money to spend. How about this, I will lend you 50,000 yuan first!"

"Brother-in-law, fifty thousand is really not enough, why should I have eighty thousand!"

"Eighty thousand is not enough, I'll give you at most 60,000!"

Seeing that the two people were about to make a deal at a price of 70,000 yuan, Zhang Wei knew that it was time to take action himself.

"Uncle, in addition to the 300,000 scholarship from the Education Bureau, our school also gave me a 200,000 scholarship!" Zhang Wei said pretending to be happy.

"The school also has 200,000, so that's 500,000! It wasn't reported in the newspaper!"

The uncle made a calculation in his mind, if it was half a million, then he would borrow 100,000 as soon as he asked. It would obviously be less, and 70,000 yuan could not be the transaction price.

My nephew is so promising, I need more money!
Father Zhang glared at Zhang Wei with a dissatisfied look on his face, thinking to himself, this prodigal son, if you show off like this, will your uncle become a wealthy layman in an instant?
Zhang Wei thought to himself and said: "Uncle, don't you believe it? If you don't believe it, look at this, five hundred thousand is already stored in this card!"

After Zhang Wei finished speaking, he took out the bank card directly from his pocket.

Dad Zhang was stunned for a moment and asked subconsciously: "Why is this card where you are?"

"I took it from my mother's drawer." Zhang Wei replied.

"What did you do with this bank card?" Dad Zhang asked next.

"Buy stocks!" Zhang Wei continued with an innocent face: "Don't you think that if you go to the capital to sell a house, including the decoration of home appliances, the money will not be enough! I heard that stock trading can make money, so I went to a securities company Open an account and use the money in it to buy stocks."

"What?" Dad Zhang was stunned for two seconds, and then his face became full of anger: "You are a student who is good at not learning, how can you learn from others about stock trading? Don't you know, nine out of ten stock traders? You have to lose money! Even if you want to make money, you have to work down-to-earth. How can you do such a speculative thing!"

The uncle quickly advised: "Brother-in-law, don't be angry. Stock trading is also a way to manage money. There is a saying, if you don't manage money, money will not care about you! This kid Zhang Wei is so promising that he was admitted to Tsinghua University. I will definitely make a lot of money in the future, so I should cultivate financial management concepts from an early age!"

Dad Zhang suppressed the anger in his heart and asked, "What stocks did you buy?"

"I bought Qilu Petrochemical's shares." Zhang Wei replied. "How much does Qilu Petrochemical's stock cost?" Dad Zhang asked again.

"When I bought it, it was 4.97 cents per share. I don't know how much it has gone up to now." Zhang Wei then replied.

Next to him, the uncle quickly said: "Brother-in-law, don't worry, you can check the stock price by sending a text message on your mobile phone now, and you might even make a lot of money! I will check it for you now."

As he spoke, his uncle took out his mobile phone and asked Zhang Wei: "Do you know the code of this stock?"

Zhang Wei thought for a while: "It seems to be 600002."

"600002, I'll send a text message now." The uncle sent a text message and received a reply to the inquiry a moment later.

"Here it comes, 600002, Qilu Petrochemical, the current price is four yuan and ninety-five cents. By the way, how much did you buy it for just now?" The uncle looked at Zhang Wei.

"Four yuan and ninety-seven cents." Zhang Wei replied calmly.

"That's a loss of two cents. Fortunately, it's only two cents, not much." The uncle quickly smoothed things over.

Dad Zhang only lost two cents after hearing this, and his expression softened a lot.

The uncle struck while the iron was hot: "Zhang Wei, your dad is right. Nine out of ten stock traders lose money. Aren't you just losing two cents? Why don't you lend the money to uncle and I will use it to do business?" , when uncle makes money, I will buy you a house in the capital!"

Dad Zhang also said: "While you don't lose much money, go to the securities company tomorrow and sell this stock to me! Ask your mother to go to the bank to make a fixed deposit, and don't touch such risky things."

Zhang Wei chuckled; "Dad, I only lost two cents per share, but who buys stocks one by one?"

"Then how much did you buy?" Dad Zhang asked immediately.

"1000..." Zhang Wei deliberately said half of his words.

"1000 multiplied by two cents, that's twenty yuan! That's not bad. Sell it as soon as possible tomorrow and stop the loss in time." Dad Zhang breathed a sigh of relief.

The loss of twenty yuan is equivalent to losing two packs of cigarettes and drinking two bottles of beer, but it is still affordable.

However, Zhang Wei said: "It's not 1000 shares, it's 1000 lots. One lot is equivalent to 100 shares. So today we lost 2000 yuan!"

"2000 yuan! My monthly salary is gone, and I won't beat you to death!" Dad Zhang shouted loudly, and stretched out his hand to whip his belt.

"Dad, don't worry, today it dropped two cents, but tomorrow it may rise four cents, and you can make two thousand yuan by then!" Zhang Wei said quickly.

"Yes, brother-in-law, stocks tend to rise and fall. If they fall today, they will definitely rise tomorrow." My uncle also quickly advised.

"You prodigal son! You are really seeking death! Sooner or later, all my wealth will be ruined by you!"

Dad Zhang snatched the bank card from the table and held it tightly in his hand, for fear that Zhang Wei would take it away again.

"Dad, don't be so nervous. I spent 3000 yuan on buying stocks, and there are only yuan left in this card." Zhang Wei continued.

Father Zhang finally realized, four yuan and ninety-seven cents per share, 1000 lots is not ! There are really only three thousand yuan left in the card!

A huge sum of 500,000 yuan, a house in a first-tier city, was all spent by Zhang Wei in one day!

No, I still have to take off my belt! This prodigal son must not be spared!
Zhang Wei's words also reminded his uncle.

Half a million yuan has been invested in the stock market. Isn’t this plan to borrow money a failure?
He lost a month's salary on his first day of stock trading. No matter how thick-skinned he was, he was too embarrassed to ask for a loan.

At this time, Zhang Wei hid directly behind his uncle: "Uncle, my dad is going to hit me, please help me stop him!"

The uncle had no choice but to step forward and stop him: "Brother-in-law, please tell me what you have to say. If your child does something wrong, educate him well, but don't hit him!"

Zhang Wei was secretly happy to see his uncle transformed from a money-seeker into a peacemaker.

What if a relative asks you to borrow money?
It's very simple, tell him that you bought big A shares!
Maybe this relative will have to support you a few times before he leaves.

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(End of this chapter)