I, Zhu Houzhao, join the US imperialist chat group

Chapter 148 The crazy appreciation of Jinling’s treasure banknotes! Xu Yunmiao: I manage Daming Bank?
Imperial study room, entrance.

Xu Yunmiao felt that her palms were sweating, and her mind could not be calm.

Because she didn't expect that Zhu Houzhao would summon her on such a formal occasion.

This is where the emperor formally handles government affairs.

What qualifications does she have to be here?

Going back a hundred years, I'm afraid only her ancestor, Queen Xu, could come in.

Is she, a woman with no status, qualified?

In the past, only empresses and concubines could reluctantly come to such a place in the name of caring for the emperor.

The prohibition of the harem to interfere in politics has been engrained in the political genes of the Ming Dynasty.

What did Zhu Houzhao want to do by treating her so specially?
She couldn't help but think about it, especially since she was the daughter of a general, and represented the Duke of Wei behind her. She officially showed up here, what kind of reactions and associations would others have when they found out?
But, can she refuse?
There is no room for rejection, this is the emperor's order.

She already regretted it and stepped into the center of this vortex.

However...is regret useful?

"Miss Xu, His Majesty declares you."

When she was restless and thinking wildly, Liu Jin opened the door and came out.

Well, she had no way out, so she seemed to have no choice but to go in. She also hoped... that it would be just her and Zhu Houzhao inside, so that her psychological burden would be smaller.

She finally suppressed her anxiety and followed Liu Jin into the imperial study.

However... as soon as she came in, she panicked again after finally calming down.

Because she could tell at a glance that there were other people in the imperial study room.

The President of the Ming Dynasty, Zhu Youqi, Huang Bao, the Minister of General Affairs, Zheng Ji, the Minister of Household Affairs, and Liu Jin, the Minister of Rites, were among them.

"Your Majesty, Duke Wei Xu Yunmiao has arrived."

Liu Jin's reminder made Xu Yunmiao even more nervous.

She immediately felt the strange, surprised, and complicated looks cast by Zhu Youqi and others.

"Xu Yunmiao, a citizen girl, comes to see your majesty. May your majesty be blessed and safe."

She could only bite the bullet and salute Zhu Houzhao.

"Haha, no need to be polite. You have been waiting for a long time. You are here just in time. Liu Jin, please give me a seat!"

A hint of amusement appeared on Zhu Houzhao's face, but he quickly turned serious and asked Liu Jin to bring a chair.

"Thank you, Your Majesty."

Xu Yunmiao had no choice but to stand up under the gaze of several people, and then greeted Zhu Youqian and the others in turn without losing any grace: "Xu Yunmiao, a citizen girl, has met King Xing, met Huang Tongzheng, met Mr. Zheng and Mr. Liu."

They were all acquaintances whom she could not ignore.

"Miss Xu is polite."

Several people also said hello, and Xu Yunmiao slowly sat down under the gaze of several people. Just sitting down, she didn't dare to sit down carelessly. She just leaned her butt a little closer and tried to maintain her ladylike posture.

"Xu Yunmiao, you're here at the right time. Can you tell me, sir, the price changes of Jinling banknotes in recent days, and the situation of your bank?"

Zhu Houzhao clicked on her directly, which caught her off guard a bit, but thinking about it, it seemed that the emperor could only come to her for this matter.

"Yes, Your Majesty. In the past few days, under everyone's attention, Jinling's Hongwu treasure banknotes... Especially after the establishment of the Ming Dynasty Bank, the Ming Dynasty treasure banknotes were robbed by officials. Originally, before the incident at the various banks in Jinling , the price of the treasure banknote is about thirty-five to ten thousand guan..."

Xu Yunmiao immediately began to formally report: "After Your Majesty asked the bank to give out the treasure notes, the price of the treasure notes dropped to 221,000 yuan, but... soon, Prince Ning and the others bought a large amount of treasure notes, and After some people discovered that treasure banknotes could replace silver in the Jinling market... the price of treasure banknotes soon reached 350,000 yuan and 10,000 yuan..."

"On the first day of the opening of the Ming Dynasty Bank, it was thirty-five twenty thousand yuan."

"The next day, it was 421,000 taels in the morning, and it went up to 45 taels at noon... and it went up to 48 taels in the evening!"

"On the third day, yesterday, when I woke up in the morning, the ten thousand gu banknotes were already worth sixty taels! But no one was willing to sell or use the banknotes. Instead, everyone was waiting and watching. Until night, Prince Ning and the others suddenly At the price of seventy taels, I bought one million guan of treasure notes... The price of the treasure notes seems to be set at the current price of 10,000 guan of silver!"

"We don't know what's going on today."

After saying this in one breath, Xu Yunmiao found that she was no longer nervous.

Xu Yunmiao has witnessed the rising market price of Baochao in the past few days, and knows more than ordinary people.

Because their bank took a breather after the bank run crisis eased, and few people went to exchange money anymore.

But then the price of the treasure banknotes rose to sixty taels, and some customers tried to withdraw large amounts of cash again. When asked why, they also wanted to buy the treasure banknotes.

Because someone has calculated that the current supply of treasure notes is completely insufficient for the lords to eat.

The treasure banknotes collected by the feudal king must be burned on the anniversary of Taizu's death. Therefore, under these prerequisites... they began to compete with the feudal king for treasure banknotes, and wanted to kill the feudal king severely when the last moment came. One knife for them.

In this mood, Xu Yunmiao and his bankers had to step up their efforts to mobilize money from other banks... for fear that their credibility would be damaged again.

Although... given the size of the entire market, the market value of the 10 million treasure banknotes anchored by Zhu Houzhao and the others is worth 30,000 taels of silver, and the anchored 10,000 shi of grain.

But it couldn't stand people copying it. In just three days, the market value of 10 million treasure notes had risen to 70,000 silver coins.

This was a profit of tens of thousands taels of silver out of thin air, and it still stimulated the circulation of at least 100,000 taels of silver.

Also, coupled with the silver shortage in Jinling, treasure notes temporarily replaced silver and became the hard currency in small-amount circulation.

At least privately, Xu Yunmiao also discovered that some people began to use one or twenty guan of treasure notes as a few coins to pay for meals.

After all, no matter how much the treasure currency drops, it is still anchored to grain, and the exchange rate is still very stable. Ten guan is equivalent to one catty of grain, and twenty guan is equivalent to two catties of grain.

If you use two or three kilograms of food purchasing power to go to a restaurant to eat, both the guest and the shopkeeper will have an account.

The customers think it's worth it, and the shopkeeper also thinks it's worth it when he holds the appreciated banknotes.

And if the value of this small-scale transaction is used... the current market value of tens of millions of treasure notes has exceeded one hundred thousand taels.

In short, one sentence.

The value of Hongwu Baobao is still rising!

The market value of 10 million banknotes is still rising, and there is great potential to be tapped!

In fact, Zhu Houzhao had discussed this matter with Huang Bao and the others before, but the focus was different.

"Wait a minute, Miss Xu, according to this situation. The 10 million treasure banknotes given by your majesty can be fully exchanged for 70,000 taels of silver? Are the treasure banknotes so valuable now?"

This was the first time he heard such a statement, so Huang Bao was stunned. He really didn't pay attention to this situation.

"Huang Tongzheng, in this situation, I'm afraid I won't be able to collect 10 million taels of treasure notes from 70,000 taels. If I want to collect it, I may have to invest 100,000 taels in succession." Xu Yunmiao did some calculations and gave an even more astonishing idea. number.

"Wait a minute...how did the situation become like this? The 10,000 shi of grain given by our Ministry of Revenue has now increased to 20,000 shi or 30,000 shi out of thin air?"

Zheng Ji could hardly keep up with the train of thought and couldn't understand the connection at all.

But he just remembered that the original 10,000 shi of grain they paid was only worth 30,000, but it only took three days to rise to 100,000. This was beyond his comprehension.

"So, some people hope that Your Majesty will increase the supply of treasure banknotes? If the Ming Dynasty Bank supplies another 10 million or 20 million treasure banknotes, it may be worth 200,000 taels? If your Majesty supplies another 100 million treasure banknotes, it will be worth 100,000 taels. Wan Liang?”

Zhu Youyi was also confused, and he even began to think about someone asking for a supply of treasure notes, and then he came to think of it.

"No, no... Your Highness Prince Xing, you are wrong in thinking this way! If there are 100 million treasure notes on the market, the value may drop. Ten million treasure notes, I think is enough. It just so happens that everyone wants , but you have to pay a price to buy it... If you can see it everywhere, I'm afraid it won't be worth anything," Xu Yunmiao said quickly.

"Unless, if you add 10 million treasure notes, you will also increase 10,000 shi of grain... It is still the same as the previous treasure note. Ten guan can buy one pound of grain. If it is increased to 100 million... it will require 100,000 shi of grain."

Xu Yunmiao seems to have understood the rules here.

"One hundred thousand shi of grain, our household department doesn't have that much!" Zheng Ji was startled.

"Haha, did I say that I would increase the supply of treasure notes?"

Zhu Houzhao smiled, looked at Xu Yunmiao seriously, and asked again: "Xu Yunmiao, do you think it is possible? I will not supply more treasure notes. The 10 million treasure notes on the market may be worth one million silver. Even ten million silver?”

Zhu Houzhao is now more aware of the currency speculation situation in Cleveland.

All this is basically the same as what he described.

"Your Majesty, this is absolutely impossible! Unless your Majesty also has one million taels of silver in your hand, or even ten million silver, your Majesty can guarantee that the treasure banknotes can be equivalent to the silver!" Xu Yunmiao retorted directly and subconsciously.

Just kidding, how could treasure notes fetch such outrageous prices? What was the difference between treasure notes and silver at that time?

"One million silver."

Zhu Houzhao now understands the operation of silver-anchored banknotes better.

"Okay, let's talk about your bank... How has your bank been affected?"

Zhu Houzhao did not continue talking, but changed the topic.

"Our family's bank... Your Majesty, the situation is not good. After everyone discovered that the price of treasure notes changed every day, some people used the treasure notes to eat and buy things at first, but later they found out that they had lost money and would rather give copper coins or silver than take them. This has led to an even greater shortage of silver in the market, and our bank has to quickly transfer money back from other places..."

"Even, in order to raise enough money, we had to sell some properties..."

"The same goes for other banks..."

"Now, it seems that all the money around is converging towards Jinling."

Speaking of this, Xu Yunmiao's eyes were full of resentment. Zhu Houzhao's policy caused them to lose a lot of money.

Especially since Daming Bank is now pressuring them to exchange money for people, it is no longer possible to conduct fake exchanges.

They had to sell off their properties and step up efforts to collect loan sharks...

All in all, a big loss.

"Is all the money around me gathering in Jinling?"

"Isn't it possible? Are we in Jinling so short of money... uh..."

Xu Yunmiao's description made Huang Bao, Zheng Ji and others stunned again, but they soon thought that the value of treasure banknotes had increased so crazily. If someone used silver to buy treasure banknotes, wouldn't there be such a shortage of money?

Money from all over the world is gathering in Jinling!

Cleveland's description comes true again!
Zhu Houzhao seemed to see Jinling like a whirlpool, frantically absorbing money from the surrounding area and even the whole country.

As long as the value of the treasure banknotes... rises one liter after another, those people will go crazy and use their money to buy the treasure banknotes, and there is no cost for him to print the treasure banknotes.

What great financial power!

Zhu Houzhao experienced the power of finance more deeply.

"Okay, I already know this situation. Xu Yunmiao, do you know why I asked you to come?"

Zhu Houzhao directly interrupted Zheng Ji's imagination. It would not be good for them to eat it thoroughly. Just give them a little sweetness.

"Folk girls don't know."

Xu Yunmiao was suspicious.

"Actually, it's very simple! Aren't we, the Ming Bank, going to officially replace the bank? Since you have experience in managing a bank, I will leave the first bank of the Ming Dynasty to you!"

"You are in charge of the secret operations, while Huang Bao and Zheng Ji are in charge on the surface. You and the Jinling Twelve Golden Hairpins are responsible for supervising the direction of the money. You will report directly to me how much money goes out and how much money comes in every day!"

Zhu Houzhao readily assigned the task and prepared to support the Duke of Wei to become the largest financial group and money bag in the Ming Dynasty.

"Ah? Your Majesty, Daming Bank replaces the bank? Is this...we, the Twelve Golden Hairpins of Jinling, responsible for this?"

"This……"

Xu Yunmiao suffered two blows at once. The first was that he only knew now that Da Ming Bank was going to replace Qianzhuang. The second was a bit unbelievable that Zhu Houzhao asked them to take charge of Da Ming First Bank.

She couldn't understand it yet.

"You still don't know about our Daming Bank replacing the bank?" Zhu Houzhao was surprised.

"A civilian girl doesn't, I don't know." Xu Yunmiao couldn't hide her shock.

"Haha, Huang Bao and the others will tell you after we get down..."

"This is the situation today... President, you and Huang Bao are fully responsible for bank affairs. I can promise to add another five million yuan in banknotes, and Zheng Ji, your Ministry of Accounts will also add five thousand shi of food."

"Inform them that in five days, on the anniversary of Taizu's death, I will ask the princes to burn treasure banknotes. The use period of the treasure banknotes will end on the official anniversary of Taizu's death."

"At the same time, step up the fight against counterfeit banknotes! Catch the culprits, have their homes confiscated, and be punished!"

Zhu Houzhao didn't have time to care whether Xu Yunmiao understood it or not. He just wanted to add more fire to the treasure banknotes to see how much the treasure banknotes could rise in value and how crazy it was!
"Yes!"

Zhu Youzhao and the others took over the task.

"Xu Yunmiao, do you understand?"

Looking at Xu Yunmiao who was still stunned, Zhu Houzhao smiled again.

"The people, the people's daughter takes the order..."

Seeing that Zhu Youtai and the others had officially accepted the order, Xu Yunmiao could only suppress the curiosity in her heart and accept this unexplained errand.

"Okay, please step back!"

"Yes!"

Xu Yunmiao and Zhu Youqian and the others withdrew full of doubts. As soon as they left the Imperial Study Room, they saw the Minister of Industry being called in.

But Xu Yunmiao didn't have the time to care so much. She quickly asked Huang Bao about the relevant matters, and then naturally learned about a series of things that would happen in the Jinling Dynasty.

She was shocked to the spot.

……

　Second update, 8,000 words!
　　
　
(End of this chapter)